Wake Forest Insurance Rates:

Wake Forest, NC homeowners insurance is roughly $529 to $720, about $44-$60/month. Our comprehensive guide shows customers can save as much as $250 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
As I have never had another company I am not sure how the rates compare but in general, progressive tends to be very competitive with other companies. I don't think $827/year is bad considering that covers our house, barn, tractor, etc.
Erie Insurance
They were quick to drop my adult son's policy after he had two minor accidents in a short period of time. Given my longevity with the company, I thought that was a bad thing to do. They should have appreciated the members of my family more.
Liberty Mutual
I like the people I deal with, at the corporate level and my agent's office. The agent does not just throw you off onto the corporate office they get involved and make sure things are handled
Metlife
The prices are really great and they are a lot better then other companies i have tried to get insurance with. they let you spread out your payments.
Farmer's Insurance
I like the fact that when i last filed a claim, the company handled the claim promptly, efficiently, and fairly.

Wake Forest, NC Homeowners Insurance By Home Value

Wake Forest, NC Home Value Total Homes % of Total Average Wake Forest, NC Homeowners Insurance
Less than $50,000 513 3.0% $62
$100,000 to $124,999 655 4.0% $287
$125,000 to $149,999 1,215 7.0% $362
$150,000 to $174,999 2,372 15.0% $431
$175,000 to $199,999 1,721 10.0% $500
$200,000 to $249,999 3,031 19.0% $600
$250,000 to $299,999 2,707 17.0% $731
$300,000 to $399,999 2,951 18.0% $931

Top Home Insurance Agents Near Wake Forest, NC

Home Insurance Company Near Wake Forest, NC Homeowners Insurance Agency Near Wake Forest, NC Address
NA Frederick Insurance Service 1206 N Berkeley Blvd Ste G, Goldsboro, NC, 27534
Erie Chan Wright Insurance Agency Inc. 150 Providence Road Suite 100-A, Chapel Hill, NC, 27514
Nationwide Dunevants Ins Agency Inc 904 N Madison Blvd STE F, Roxboro, NC, 27573
Allstate J A Leonard & Co Inc 114 S BARNES ST, NASHVILLE, NC, 27856
Liberty Mutual Michael E Berke 3120 Highwoods Blvd Ste 310, Raleigh, NC, 27604

Cost Of Homeowners Insurance By Street Near Wake Forest, NC

Streets in Wake Forest Area Homeowners Insurance Cost
Mollynick Ln, Country Club Dr, Hallburg Ct, River Park Dr, Wooten Ct, Catrush Way, Red Bay Dr, Amersham Ln, Spruce Shadows Ln, Airmax Dr$620
Federal House Ave, Basketweave Dr, Chelridge Dr, Durness, Crescent Ridge Dr, Cotton Paws St, Redford Place Dr, Sweetclover Dr, Quail Bluff Ct, Oak Hill Dr$630
Brewers Glynn Ct, E Holding Ave, Frye St, Lebatton Dr, Highgate Cir, Durness, Fairlake Dr, Minna Rd, Brayer Hill Path, Lonesome Spur Cir$608
Carrie May Ln, Mica Mine Ln, Thistlehill Ct, Enville Ct, Whistable Ave, Forest Pines Dr, Jordanmill Ct, Acorn Cir, State Rd 1911, Landover Keep Pl$609
Watchet Pl, Homecamp Ct, Crowder Ave, Deer Chase Trl, Abercrombie Rd, Forest Pines Dr, Costa Verde Ct, Hempton Cross Dr, Hialeah Ct, Main Divide Dr$655
Oakman Ridge Ct, Bear Hollow Rd, State Rd 1919, Old State Hwy 98, N Fallsview Ln, Southwick Ct, Britmass Dr, Pamplona Dr, Holdenby Trl, Snooks Trl$667
White Carriage Dr, New Walnut Pl, W Juniper Ave, Soho Sq, Berdan Ct, Old Milburnie Rd, Turning Brook Ln, Lilliput Ln, Incline Dr, Heritage Club Ave$608
W Walnut Ave, Peachleaf St, Melksham Rd, Glackens Ct, Clarincarde Ct, State Rd 1925, Old Milburnie Rd, Elm Cir, Welcome Dr, Foothills Trl$664
Battery Crest Ln, Old Still Rd, Sugar Maple Ave, Caudle Woods Dr, Bratt Ave, US Hwy 1 Alt, Seattle Ct, Prosser Ct, Colorcott St, State Rd 2229$631
Templeridge Rd, Zebulon Rd, Cottesbrook Dr, Jeanne St, Nuthatch Ct, Old Murray Dr, Village Pines Ln, Elmwood View Rd, Powell Rd, Foundry Pl$634

Wake Forest, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wake Forest$93 to $96
Rolesville$94
Neuse$92
Youngsville$90

Wake Forest, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rolesville town, North Carolina $79 $105 $157
Neuse township, Wake County, North Carolina $77 $103 $154
Youngsville township, Franklin County, North Carolina $76 $101 $151

Wake Forest, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wake Forest, NC3.1%11.3%
Rolesville3.05%10.88%
Neuse3.44%10.1%
Youngsville3.98%11.09%

Wake Forest Renters Insurance as a Percentage of Rent

Wake Forest Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 89 1.0% $317
$300 to $499 367 7.0% $1217
$500 to $749 507 10.0% $1892
$750 to $999 1,455 29.0% $2642
$1,000 to $1,499 1,707 34.0% $3767
$1,500 or more 798 16.0% $5417

Wake Forest, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Wake Forest Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,300$17,300
Net Savings to Wake Forest Home Owner from High Deductible Plan $1,000

Wake Forest, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wake Forest, NC Home Replacement Value MORE than Home Value Wake Forest, NC Home Replacement Value LESS than Home Value
Replacement Value $225,000 $141,500
Insurance Premium based on Replacement Value $1,275 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Wake Forest Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 7516686
Year Built 200419962012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$500000-$600000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wake Forest, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 280,000 Membrane Roof 2,090 4 $5000 to $10,000 Deductible 500 6 Vinyl siding No
2011 255,000 Composition Roof 2,370 4 $500 Deductible 760 9 Stucco siding yes
1998 175,000 Wood Shake Roof 1,510 3 $500 Deductible 680 10 Stucco siding No
2008 205,000 Slate Shingles Roof 1,840 3 $1000-$2500 Deductible 480 8 Fiber-Cement Siding No
2004 305,000 Metal Roof 2,020 3 $5000 to $10,000 Deductible 80 1 Brick siding yes
2005 620,000 Wood Shake Roof 4,740 5 > $10,000 Deductible 1270 8 Stucco siding yes
1992 275,000 Wood Shake Roof 1,950 4 $1000-$2500 Deductible 80 1 Stone Siding yes
2010 465,000 Composition Roof 3,540 5 $500- $1000 Deductible 1930 10 Stone Siding No
2014 455,000 Slate Shingles Roof 4,310 5 $1000-$2500 Deductible 260 2 Stucco siding yes
1997 520,000 Composition Roof 4,580 5 $2500-$5000 Deductible 150 1 Fiber-Cement Siding yes
2014 325,000 Membrane Roof 3,100 4 > $10,000 Deductible 580 6 Brick siding yes
2011 320,000 Slate Shingles Roof 2,560 5 $500- $1000 Deductible 500 5 Stucco siding yes
2006 185,000 Wood Shake Roof 1,310 3 $500- $1000 Deductible 630 10 Fiber-Cement Siding yes
2012 225,000 Shingles Roof 1,660 3 > $10,000 Deductible 80 2 Stone Siding yes
2011 205,000 Slate Shingles Roof 1,730 3 $500- $1000 Deductible 210 2 Stone Siding yes
2013 235,000 Wood Shake Roof 1,990 3 $2500-$5000 Deductible 550 9 Stucco siding yes
2013 245,000 Metal Roof 1,670 3 $500 Deductible 1150 12 Fiber-Cement Siding No
1993 440,000 Shingles Roof 3,030 4 > $10,000 Deductible 490 5 Stucco siding No
1999 525,000 Tile Roof 3,650 5 $2500-$5000 Deductible 200 1 Stone Siding yes
1994 190,000 Membrane Roof 1,710 3 $2500-$5000 Deductible 240 3 Stone Siding No
2011 525,000 Composition Roof 3,700 5 > $10,000 Deductible 1220 9 Stone Siding No
2002 650,000 Membrane Roof 4,900 5 $2500-$5000 Deductible 1570 10 Stucco siding yes
2004 615,000 Wood Shake Roof 4,790 5 $5000 to $10,000 Deductible 180 1 Stucco siding yes