Waialua Insurance Rates:

Waialua, HI homeowners insurance is roughly $805 to $1,100, about $67-$91/month. Our in depth analysis reveals consumers can save upto $380 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waialua, HI Homeowners Insurance By Home Value

Waialua, HI Home Value Total Homes % of Total Average Waialua, HI Homeowners Insurance
$60,000 to $69,999 8 2.0% $95
$100,000 to $124,999 6 1.0% $171
$125,000 to $149,999 21 6.0% $218
$150,000 to $174,999 16 4.0% $257
$175,000 to $199,999 9 2.0% $295
$200,000 to $249,999 47 13.0% $361
$250,000 to $299,999 53 15.0% $437
$300,000 to $399,999 180 52.0% $561

Top Home Insurance Agents Near Waialua, HI

Home Insurance Company Near Waialua, HI Homeowners Insurance Agency Near Waialua, HI Address
NA Jack Wolfe Insurance Inc 146 Hekili St #102, Kailua, HI, 96734
NA Organized Capital Corporation 1585 Kapiolani Blvd. Ste. 1010 ,, Honolulu, HI, 96802
Travelers Insurance Associates Inc 800 Bethel St #200, Honolulu, HI, 96813
Liberty Mutual Kai Chen 711 Kapiolani Blvd Ste 1100, Honolulu, HI, 96813
Liberty Mutual Lorraine Khan 98-211 Pali Momi St. Ste 520, Aiea, HI, 96701

Cost Of Homeowners Insurance By Street Near Waialua, HI

Streets in Waialua Area Homeowners Insurance Cost
Kekauwa St, Niuula Rd, Haleki St, Hanapule St, Kanoena St, Iliohu Way, Mahinaai St, Kupahu St, State Hwy 82, Kaluhia Pl$936
Hikina Ct, Lokoea Pl, Goodale Ave, Kewalo Ln, au St, Pea St, Crozier Loop, Oliana St, Ala Hia Ct, Iuka Ct$935
Kahaone Loop, Holo Kia Ct, Pohaku Loa Way, Paalaa Ln, Akoakoa Ct, Akule St, Kahaone Pl, Kaalawa St, Iliohu Pl, Laau Paina Pl$975
Lokea Pl, Kaioe Pl, Puuiki, Keakula St, State Hwy 82, Nau Ane Ct, Naukana St, Kuemanu St, Kanalu St, Kuahale Ct$951
Joseph P Leong Hwy, Hopemanu St, Niho St, State Hwy 930, Puni Hele Ct, O Pu Hue Ct, State Hwy 930, Kaliuna St, Naoiwi Ln, Komohana Ct$951

Waialua, HI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waialua$141 to $143
Haleiwa$143
Mokuleia$141
Pupukea$153

Waialua, HI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Haleiwa CDP, Hawaii $119 $159 $238
Mokuleia CDP, Hawaii $118 $157 $235
Pupukea CDP, Hawaii $128 $170 $255

Waialua, HI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waialua, HI3.1%18.3%
Haleiwa3.3%16.09%
Mokuleia3.27%12.18%
Pupukea2.64%13.68%

Waialua Renters Insurance as a Percentage of Rent

Waialua Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 31 1.0% $338
$200 to $299 55 2.0% $788
$300 to $499 33 1.0% $1238
$500 to $749 112 5.0% $1913
$750 to $999 94 4.0% $2663
$1,000 to $1,499 430 19.0% $3788
$1,500 or more 1,407 65.0% $5438

Waialua, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Waialua Homeowner Insurance Premium Example $3,000$2,000
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $12,700$11,700
Net Savings to Waialua Home Owner from High Deductible Plan $1,000

Waialua, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waialua, HI Home Replacement Value MORE than Home Value Waialua, HI Home Replacement Value LESS than Home Value
Replacement Value $714,500 $478,000
Insurance Premium based on Replacement Value $2,000 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $165,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $200/year

Example Waialua Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAllstate
Monthly Premium 76131166
Year Built 196219701981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$600000-$700000$800000-$900000
Deductible > $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Waialua, HI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 580,000 Shingles Roof 1,930 4 $1000-$2500 Deductible 1030 12 Brick siding No
1968 1,135,000 Shingles Roof 3,540 5 $2500-$5000 Deductible 150 1 Stucco siding yes
2004 555,000 Composition Roof 1,720 4 $5000 to $10,000 Deductible 1150 9 Wood siding No
1962 945,000 Wood Shake Roof 2,830 4 > $10,000 Deductible 380 3 Stucco siding No
1985 520,000 Slate Shingles Roof 2,250 3 $1000-$2500 Deductible 620 5 Stone Siding yes
1970 765,000 Slate Shingles Roof 3,310 4 $1000-$2500 Deductible 1420 7 Stucco siding No
1975 850,000 Shingles Roof 2,670 4 $500 Deductible 700 4 Vinyl siding No
1988 1,080,000 Metal Roof 3,630 5 $5000 to $10,000 Deductible 1040 7 Fiber-Cement Siding yes
1986 870,000 Wood Shake Roof 3,110 5 $1000-$2500 Deductible 810 4 Wood siding No
1967 725,000 Wood Shake Roof 2,400 3 $1000-$2500 Deductible 900 5 Stucco siding yes
1988 625,000 Membrane Roof 1,900 5 $500- $1000 Deductible 1170 8 Stucco siding No
1976 870,000 Composition Roof 2,780 4 > $10,000 Deductible 420 3 Stucco siding yes
1998 740,000 Wood Shake Roof 2,630 4 $2500-$5000 Deductible 440 3 Stone Siding No
1995 755,000 Slate Shingles Roof 2,400 4 $2500-$5000 Deductible 1250 8 Vinyl siding No
1985 915,000 Composition Roof 2,850 4 $5000 to $10,000 Deductible 870 5 Brick siding yes
1976 640,000 Shingles Roof 1,950 4 $5000 to $10,000 Deductible 770 9 Fiber-Cement Siding yes
1971 505,000 Shingles Roof 2,020 3 $5000 to $10,000 Deductible 410 4 Fiber-Cement Siding No
1986 505,000 Asphalt Shingles Roof 1,930 4 $500 Deductible 1980 12 Fiber-Cement Siding yes
2006 540,000 Shingles Roof 2,150 4 $2500-$5000 Deductible 1360 12 Vinyl siding yes
1962 685,000 Wood Shake Roof 2,560 5 $2500-$5000 Deductible 1340 10 Stucco siding No
1972 400,000 Wood Shake Roof 1,410 3 $2500-$5000 Deductible 640 9 Wood siding No
1996 1,470,000 Shingles Roof 4,960 5 > $10,000 Deductible 1340 12 Stucco siding yes
1993 370,000 Wood Shake Roof 1,220 3 $500- $1000 Deductible 90 1 Stucco siding yes
1993 620,000 Composition Roof 2,160 4 > $10,000 Deductible 570 6 Stone Siding No
1985 495,000 Wood Shake Roof 1,540 3 > $10,000 Deductible 770 9 Wood siding No
1985 1,190,000 Wood Shake Roof 3,760 5 $1000-$2500 Deductible 2350 12 Brick siding No
1960 425,000 Metal Roof 1,760 4 $500 Deductible 280 3 Brick siding yes
1966 540,000 Composition Roof 2,380 5 > $10,000 Deductible 550 8 Fiber-Cement Siding yes
1993 620,000 Metal Roof 2,130 4 $500- $1000 Deductible 800 5 Stone Siding yes
2009 390,000 Composition Roof 1,690 4 $500- $1000 Deductible 610 6 Wood siding yes
1985 520,000 Metal Roof 1,640 4 $500 Deductible 990 9 Wood siding yes