Wahiawa Insurance Rates:

Wahiawa, HI homeowners insurance is nearly $791 to $1,075, about $65-$89/month. Our comprehensive analysis shows customers can save as much as $372 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Geico has the best online and over the phone customer service. They always are very helpful and try to rectify problems immediatly. I would not use any other company. I would rate them a 5.
Geico
A really professional company that I can rely on to keep my family safe in case of any accidents to my home.
Allstate
Allstate is a fun insurance company to work with. it is nice to have an insurance company that is serious when need be, but also has a fun side and a personality to them, too. allstate always delivers this.
Allstate
I've seen some that have separate deductibles for wind and hail or percentage based deductibles and that's just confusing.
State Farm
Their website is a bit tricky to navigate but I combat that by just sending in my bill through the mail or in person.
Columbia
none so far because as far as I know, they have a good service for me
Allstate
They have poor customer service. It takes forever to get them on the phone and to get a claim filed
Liberty Mutual
The home insurance company's customer service is extremely good and satisfied.

Wahiawa, HI Homeowners Insurance By Home Value

Wahiawa, HI Home Value Total Homes % of Total Average Wahiawa, HI Homeowners Insurance
Less than $50,000 11 1.0% $46
$90,000 to $99,999 61 6.0% $177
$100,000 to $124,999 44 4.0% $205
$125,000 to $149,999 18 1.0% $260
$150,000 to $174,999 39 4.0% $307
$175,000 to $199,999 34 3.0% $354
$200,000 to $249,999 133 13.0% $428
$250,000 to $299,999 136 14.0% $531
$300,000 to $399,999 488 50.0% $671

Top Home Insurance Agents Near Wahiawa, HI

Home Insurance Company Near Wahiawa, HI Homeowners Insurance Agency Near Wahiawa, HI Address
Liberty Mutual Craig T Hiyakumoto 98-211 Pali Momi St. Ste 520, Aiea, HI, 96701
Liberty Mutual Lorraine Khan 98-211 Pali Momi St. Ste 520, Aiea, HI, 96701
State Farm Marissa Sugano 3465 Waialae Ave Ste 391, Honolulu, HI, 96816-2663
Allstate Ricky N. Bonilla 2024 N King St Ste 101B, Honolulu, HI, 96819
State Farm Toni Lathrop-Lee 95-1249 Meheula Pkwy Ste 140, Mililani, HI, 96789-1788

Wahiawa, HI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Wahiawa, HI

Streets in Wahiawa Area Homeowners Insurance Cost
Strickler Pl, Muliwai Ave, Curtis Loop, Ohai St, Kline Rd, Kahape'a Ln, McMahon Rd, Nakae Ave, Aloalo Ct, Hiwi Pl$None
Hilgard Ln, Pikake Ct, Kaala Ave, Kuamu St, Hendrickson Loop, Royal Palm Dr, Oliko Pl, Nichols St, Hope Ln, Alea Loop$933
Council Loop, Fislul Ct, Wonderview Pl, Hulukoa Pl, Circle Makai St, Pueonani St, Forrester St, Ayres Ave, Kakea Loop, Vought Ave$None
Peach St, Robison Ln, Olive Ave, Fernandez Ct, Opuakii Way, Peterson Ct, Wilikina Dr, Hoio Cir, Glen Ave, Kalana Ln$None
Morand Pl, McMahon Rd, Nui Ave, Huaka Cir, Panana St, Koena Way, Uluwehi Pl, Joseph Ln, Club Dr, Luawainui St$923

Wahiawa, HI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wahiawa$139 to $142
Whitmore Village$139
Waipio Acres$136
Mililani Mauka$142

Wahiawa, HI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whitmore Village CDP, Hawaii $140 $186 $279
Waipio Acres CDP, Hawaii $136 $181 $272
Mililani Mauka CDP, Hawaii $143 $190 $285

Wahiawa, HI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wahiawa, HI3.4%16.8%
Whitmore Village3.54%16.85%
Waipio Acres3.86%13.89%
Mililani Mauka2.84%17.75%

Wahiawa Renters Insurance as a Percentage of Rent

Wahiawa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 115 1.0% $348
$200 to $299 89 1.0% $798
$300 to $499 183 2.0% $1248
$500 to $749 640 9.0% $1923
$750 to $999 342 4.0% $2673
$1,000 to $1,499 1,281 18.0% $3798
$1,500 or more 4,352 62.0% $5448

Wahiawa, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Wahiawa Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,200$12,700
Net Savings to Wahiawa Home Owner from High Deductible Plan $500

Wahiawa, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wahiawa, HI Home Replacement Value MORE than Home Value Wahiawa, HI Home Replacement Value LESS than Home Value
Replacement Value $535,000 $424,000
Insurance Premium based on Replacement Value $1,700 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Wahiawa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 9210654
Year Built 199119672002
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$350000-$400000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Wahiawa, HI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 590,000 Slate Shingles Roof 2,230 5 $2500-$5000 Deductible 110 1 Vinyl siding yes
1989 290,000 Metal Roof 1,240 3 $500- $1000 Deductible 130 2 Brick siding No
1986 475,000 Wood Shake Roof 2,020 4 $5000 to $10,000 Deductible 490 5 Stone Siding yes
1965 495,000 Tile Roof 2,140 5 > $10,000 Deductible 540 8 Stone Siding No
1962 620,000 Shingles Roof 3,150 4 $1000-$2500 Deductible 830 7 Fiber-Cement Siding yes
1973 400,000 Membrane Roof 2,150 4 $500- $1000 Deductible 260 3 Vinyl siding No
2008 755,000 Slate Shingles Roof 3,370 5 $1000-$2500 Deductible 180 1 Wood siding No
2000 1,115,000 Wood Shake Roof 4,650 5 $1000-$2500 Deductible 190 1 Vinyl siding yes
1980 565,000 Slate Shingles Roof 2,600 4 $5000 to $10,000 Deductible 890 10 Wood siding yes
2012 375,000 Metal Roof 1,720 4 $1000-$2500 Deductible 230 3 Stone Siding No
2005 275,000 Shingles Roof 1,220 3 $500- $1000 Deductible 660 12 Stucco siding No
1971 315,000 Slate Shingles Roof 1,320 3 $2500-$5000 Deductible 190 3 Vinyl siding yes
1997 540,000 Shingles Roof 2,310 3 > $10,000 Deductible 670 10 Stone Siding yes
1974 1,050,000 Wood Shake Roof 4,960 5 $5000 to $10,000 Deductible 170 1 Vinyl siding No
1998 715,000 Composition Roof 2,770 4 $2500-$5000 Deductible 820 5 Brick siding No
1975 330,000 Metal Roof 1,280 3 $5000 to $10,000 Deductible 50 1 Stucco siding yes
2011 430,000 Membrane Roof 2,110 4 $1000-$2500 Deductible 330 3 Stucco siding yes
2008 745,000 Metal Roof 3,200 4 $2500-$5000 Deductible 210 2 Stone Siding yes
1974 450,000 Tile Roof 2,120 3 $500 Deductible 660 5 Stucco siding yes
2008 555,000 Membrane Roof 2,160 5 $2500-$5000 Deductible 860 6 Stucco siding No
1964 1,050,000 Metal Roof 4,510 5 $500 Deductible 1550 7 Stone Siding yes
2006 605,000 Metal Roof 2,640 4 $5000 to $10,000 Deductible 330 3 Stucco siding No
1996 620,000 Membrane Roof 2,250 4 $500 Deductible 1620 10 Stucco siding No
1986 480,000 Tile Roof 2,060 3 $500 Deductible 410 3 Fiber-Cement Siding yes
2002 630,000 Membrane Roof 2,980 4 > $10,000 Deductible 620 7 Brick siding yes
1992 580,000 Asphalt Shingles Roof 2,300 4 > $10,000 Deductible 460 6 Stone Siding No
1987 935,000 Wood Shake Roof 3,560 5 > $10,000 Deductible 1370 10 Fiber-Cement Siding yes
1979 475,000 Shingles Roof 2,310 3 > $10,000 Deductible 1020 12 Brick siding No
2013 575,000 Tile Roof 2,320 3 $500 Deductible 380 2 Stone Siding yes
1995 365,000 Wood Shake Roof 1,420 3 $500- $1000 Deductible 240 3 Vinyl siding No
1966 385,000 Composition Roof 1,670 3 $500 Deductible 1300 12 Stucco siding yes
1973 765,000 Metal Roof 3,500 5 $5000 to $10,000 Deductible 410 4 Fiber-Cement Siding No
1970 645,000 Composition Roof 2,840 5 $1000-$2500 Deductible 100 1 Brick siding yes
2006 665,000 Slate Shingles Roof 2,540 5 $2500-$5000 Deductible 1330 12 Wood siding No

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