Wagoner Insurance Rates:

Wagoner, OK homeowners insurance is roughly $1,219 to $1,674, about $101-$139/month. Our in depth guide indicates shoppers can save as much as $578 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wagoner, OK Homeowners Insurance By Home Value

Wagoner, OK Home Value Total Homes % of Total Average Wagoner, OK Homeowners Insurance
Less than $50,000 762 15.0% $347
$50,000 to $59,999 169 3.0% $737
$60,000 to $69,999 425 8.0% $911
$70,000 to $79,999 384 7.0% $1056
$80,000 to $89,999 578 11.0% $1201
$90,000 to $99,999 100 2.0% $1345
$100,000 to $124,999 568 11.0% $1548
$125,000 to $149,999 706 14.0% $1938
$150,000 to $174,999 474 9.0% $2300
$175,000 to $199,999 151 3.0% $2648
$200,000 to $249,999 247 5.0% $3183
$250,000 to $299,999 121 2.0% $3892
$300,000 to $399,999 143 2.0% $4948

Top Home Insurance Agents Near Wagoner, OK

Home Insurance Company Near Wagoner, OK Homeowners Insurance Agency Near Wagoner, OK Address
NA American National Insurance Agency Inc. 2 S Main, Sapulpa, OK, 74067
Travelers Dorsey Insurance Agency Inc 512 E WILL ROGERS BLVD, CLAREMORE, OK, 74017
State Farm Dustin Bass 8222 S. Lewis Ave., Tulsa, OK, 74137-1225
Travelers Jack Mandeville & Associates Insurance 2738 E 51ST ST STE 400, TULSA, OK, 74105
Travelers Zodrow And Neighbors Ins Llc 13720 E 86TH ST N STE 120, OWASSO, OK, 74055

Cost Of Homeowners Insurance By Street Near Wagoner, OK

Streets in Wagoner Area Homeowners Insurance Cost
S Sprague Ave, S 361 Rd, S 312 Ct, Candlewood, Oak Grove St, S 334 Ct, E 91 St N, S 337th Ave, SW 4th St, Elm Dr$1,451
E 685 Rd, E N 76th, N Bennett Ave, NE 8th St, SW 23rd, N4320 Rd, N E 48th St, E 100th St N, E 650 Dr, Toppers Rd$1,457
Bennett Blvd, Cedar Dr, S Cobb Ave, Aspen Rd, N 39th St E, Old Town Rd, Roosevelt Ave, E 705 Rd, E 689 Loop, Wise Ave$1,458
W 110 St N, E0670 Rd, Ash Ave, E 703 Dr, E 50th St N, Long Bay Rd, Cyclone Cir, N4240 Rd, S 331 Rd, E 732 Rd$1,445
S 316 Ct, Bay Ave, N 47th St E, E 699th Dr, Jackson Bay Rd, W Hwy 51, Ave C, Shelly Rd, E 725 Rd, W 100 St N$1,441

Wagoner, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wagoner$214 to $219
Wagoner County$222
Okay$213
Tullahassee$209

Wagoner, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wagoner County, Oklahoma $186 $247 $371
Okay town, Oklahoma $178 $237 $355
Tullahassee town, Oklahoma $175 $233 $349

Wagoner, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wagoner, OK11.6%38.3%
Wagoner County9.92%35.03%
Okay16.83%42.57%
Porter15.58%48.55%

Wagoner Renters Insurance as a Percentage of Rent

Wagoner Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 2.0% $381
$200 to $299 36 2.0% $831
$300 to $499 298 19.0% $1281
$500 to $749 681 44.0% $1956
$750 to $999 469 30.0% $2706
$1,000 to $1,499 28 1.0% $3831

Wagoner, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Wagoner Homeowner Insurance Premium Example $3,800$3,000
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $24,700$23,900
Net Savings to Wagoner Home Owner from High Deductible Plan $800

Wagoner, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wagoner, OK Home Replacement Value MORE than Home Value Wagoner, OK Home Replacement Value LESS than Home Value
Replacement Value $141,500 $97,000
Insurance Premium based on Replacement Value $5,100 $3,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $725/year Insurance costlier by $875/year

Example Wagoner Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualFarmers Insurance
Monthly Premium 336425369
Year Built 200419732012
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $175000-$200000$150000-$175000$125000-$150000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Wagoner, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 205,000 Membrane Roof 2,470 4 $500 Deductible 4500 8 Stucco siding No
1999 185,000 Metal Roof 2,620 4 $5000 to $10,000 Deductible 2840 7 Vinyl siding yes
1980 140,000 Metal Roof 1,660 4 $500- $1000 Deductible 3070 7 Vinyl siding No
1973 155,000 Composition Roof 2,470 4 $2500-$5000 Deductible 3800 10 Stucco siding No
2001 100,000 Tile Roof 1,290 3 $500 Deductible 1390 6 Brick siding yes
1999 170,000 Shingles Roof 2,940 4 $500 Deductible 5990 9 Stone Siding No
1986 150,000 Slate Shingles Roof 2,150 3 $500- $1000 Deductible 1820 4 Wood siding No
1982 100,000 Shingles Roof 1,420 3 $500- $1000 Deductible 3020 9 Vinyl siding yes
1977 185,000 Membrane Roof 2,550 4 $5000 to $10,000 Deductible 3050 10 Stone Siding No
1981 130,000 Tile Roof 2,160 3 $2500-$5000 Deductible 1380 4 Vinyl siding yes
2011 165,000 Shingles Roof 2,150 4 $1000-$2500 Deductible 4060 9 Stucco siding yes
1973 110,000 Wood Shake Roof 1,640 4 $500- $1000 Deductible 2990 12 Wood siding yes
1973 165,000 Asphalt Shingles Roof 2,060 4 $500 Deductible 3250 8 Brick siding No
1998 195,000 Wood Shake Roof 2,970 4 $500 Deductible 7010 12 Fiber-Cement Siding yes
1990 150,000 Wood Shake Roof 2,140 3 $500 Deductible 3040 6 Brick siding No
2009 175,000 Composition Roof 2,390 3 $500- $1000 Deductible 1660 3 Vinyl siding yes
2012 135,000 Slate Shingles Roof 1,750 4 $1000-$2500 Deductible 430 1 Brick siding yes
1974 215,000 Wood Shake Roof 2,960 4 $500 Deductible 1380 2 Stucco siding No
1971 180,000 Tile Roof 2,170 4 $1000-$2500 Deductible 3670 9 Vinyl siding yes
2012 90,000 Asphalt Shingles Roof 1,370 3 $2500-$5000 Deductible 220 1 Stone Siding No
2014 160,000 Shingles Roof 1,920 3 $1000-$2500 Deductible 3690 8 Fiber-Cement Siding yes
1972 180,000 Membrane Roof 2,390 3 $500 Deductible 6840 12 Brick siding yes
1987 170,000 Shingles Roof 2,100 4 $5000 to $10,000 Deductible 2630 6 Wood siding No
1973 230,000 Asphalt Shingles Roof 2,880 4 $500- $1000 Deductible 990 2 Stucco siding yes
2006 210,000 Tile Roof 3,160 4 $1000-$2500 Deductible 2930 6 Vinyl siding No
2010 135,000 Tile Roof 2,280 3 $1000-$2500 Deductible 3530 10 Stone Siding yes
1988 80,000 Shingles Roof 1,410 3 $500 Deductible 760 3 Fiber-Cement Siding yes
1976 180,000 Slate Shingles Roof 2,220 3 $5000 to $10,000 Deductible 650 2 Brick siding yes
1997 90,000 Composition Roof 1,340 3 $1000-$2500 Deductible 490 2 Brick siding yes
2003 145,000 Asphalt Shingles Roof 2,190 3 $1000-$2500 Deductible 1130 3 Stucco siding yes
1998 125,000 Slate Shingles Roof 1,710 3 $500- $1000 Deductible 1860 6 Vinyl siding No