Wadsworth Insurance Rates:

Wadsworth, OH homeowners insurance is roughly $612 to $833, about $51-$69/month. Our complete research indicates shoppers can save as much as $288 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The basic premium for the policy has not changed a great deal over the years. we have had to add things, and pay a bit more for additional coverage, but on the whole it has been a fairly constant outlay for insurance coverage.
Allstate
The agent always remembers what i have told her about myself or what is going on with family members at home.
Erie Insurance
I like that my insurance company is local. i think it is important to support local businesses within the community. by having this insurance, i am able to support a local business.
Amica Mutual Insurance
I think cost is in line. Have not really check lately, but it seems about right. Other people I know pay about the same.
Grange Insurance
The office staff are not responsible people
Liberty Mutual
It took 2 different claims on my roof before it actually got replaced. The first guy just did not want to pay for it even though I had 2 large patches missing that caused water damage. I had to patch them myself because they didn't pay out. I'm not a roofer. The next claim a few months later took care of everything.
State Farm
I actually like state farms. When i have any issues with my home i would call state farms and their customer service would provide me with the info i need.
State Farm
Prices aren't anyone's favorite part of business. I dislike paying a lot for my insurance, but it is a necessary evil for living in a hurricane zone. I prefer to mail things as well, but they prefer payments by website. It is what it is.
Geico
There is really nothing that I dislike about our home insurance company. They have never let us down and they have taken very good care of our policy.
The Hartford
I recommend this company because of the way they have responded to any question I have had. Also, their timely way in resolving any issues has been very helpful.
Allstate
Geico is a great insurance company and since I had such a great experience with them for my car insurance I also used them for my home insurance.

Wadsworth, OH Homeowners Insurance By Home Value

Wadsworth, OH Home Value Total Homes % of Total Average Wadsworth, OH Homeowners Insurance
Less than $50,000 135 2.0% $108
$70,000 to $79,999 97 1.0% $339
$80,000 to $89,999 255 4.0% $382
$90,000 to $99,999 442 7.0% $433
$100,000 to $124,999 727 12.0% $498
$125,000 to $149,999 950 16.0% $628
$150,000 to $174,999 1,104 18.0% $743
$175,000 to $199,999 798 13.0% $851
$200,000 to $249,999 891 15.0% $1032
$250,000 to $299,999 380 6.0% $1256
$300,000 to $399,999 92 1.0% $1602

Top Home Insurance Agents Near Wadsworth, OH

Home Insurance Company Near Wadsworth, OH Homeowners Insurance Agency Near Wadsworth, OH Address
NA Stuckey Agcy 14602 Shawmill Rd, Norwalk, OH, 44857
Nationwide Bob A Malhotra 1065 Claremont Ave, Ashland, OH, 44805-3740
State Farm Ed Sanders 4571 Mayfield Road, South Euclid, OH, 44121-4044
Travelers Mayer Insurance Agency Llc 8386 MAYFIELD RD, CHESTERLAND, OH, 44026
Travelers Strachan-Novak Insurance Services Llc 2190 E ENTERPRISE PKWY, TWINSBURG, OH, 44087

Cost Of Homeowners Insurance By Street Near Wadsworth, OH

Streets in Wadsworth Area Homeowners Insurance Cost
Georgiana Way, Sterling Oaks Dr, Stonepointe Dr, Woodcrest Dr, Pebblestone Ct, Fairlawn Ave, Rischel Rd, Twp Hwy 190, L St, Ashley Taylor Ct$733
Twp Rd 338, Pegan Dr, Co Hwy 123, Twp Rd 53, Lawrence Dr, Co Hwy 16, Barbara Cir, Mennonite Rd, Mount Eaton Rd, Whitestone Cir$730
Water St, Leatherman Rd, Co Hwy 59, Robin Dr, Peace Ln, Twp Hwy 760, Twp Rd 288, Twp Hwy 802, Eastern Rd, E Boyer St$719
Twp Hwy 780, Harmony Dr, Moorhouse Dr, Coledonia Dr, Carol Way, Grandview Ave, Mills St, West St, Blake Rd, Twp Rd 54$729
Northpark Dr, Twp Hwy 606, Akron Rd, Archwood Rd, Trl End, Partridge Dr, Wall Rd, Longbrook Dr, S Lyman St, Twp Rd 150$730

Wadsworth, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wadsworth$108 to $110
Doylestown$107
Norton$106
Rittman$103

Wadsworth, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Doylestown village, Ohio $107 $143 $215
Norton city, Ohio $107 $142 $213
Rittman city, Ohio $104 $138 $207

Wadsworth, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wadsworth, OH4.4%12.7%
Doylestown4.54%13.01%
Norton4.68%13.86%
Rittman5.44%14.56%

Wadsworth Renters Insurance as a Percentage of Rent

Wadsworth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 44 1.0% $783
$300 to $499 195 8.0% $1233
$500 to $749 640 27.0% $1908
$750 to $999 857 36.0% $2658
$1,000 to $1,499 421 17.0% $3783
$1,500 or more 175 7.0% $5433

Wadsworth, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Wadsworth Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Wadsworth Home Owner from High Deductible Plan $600

Wadsworth, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wadsworth, OH Home Replacement Value MORE than Home Value Wadsworth, OH Home Replacement Value LESS than Home Value
Replacement Value $200,000 $119,500
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Wadsworth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceChubb Group of InsuranceState Farm
Monthly Premium 5370165
Year Built 196520121982
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$500000-$600000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Wadsworth, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 190,000 Slate Shingles Roof 2,170 3 $2500-$5000 Deductible 130 3 Wood siding No
1982 140,000 Tile Roof 1,280 3 $500 Deductible 220 7 Stone Siding yes
1945 175,000 Wood Shake Roof 1,690 5 $500 Deductible 660 12 Fiber-Cement Siding No
2012 190,000 Tile Roof 1,810 3 $2500-$5000 Deductible 510 9 Brick siding No
2009 230,000 Wood Shake Roof 2,540 4 $5000 to $10,000 Deductible 410 9 Wood siding yes
1963 260,000 Asphalt Shingles Roof 2,480 4 > $10,000 Deductible 300 4 Stucco siding No
1967 155,000 Asphalt Shingles Roof 1,610 5 $500 Deductible 400 9 Vinyl siding No
2013 235,000 Tile Roof 2,300 3 $500- $1000 Deductible 760 10 Stone Siding yes
1943 185,000 Shingles Roof 1,630 3 $1000-$2500 Deductible 410 7 Stucco siding yes
2014 295,000 Shingles Roof 2,950 5 $500 Deductible 270 3 Brick siding yes
2003 310,000 Shingles Roof 3,280 5 > $10,000 Deductible 470 8 Vinyl siding yes
2006 115,000 Tile Roof 1,230 3 $1000-$2500 Deductible 220 6 Stone Siding yes
1968 215,000 Composition Roof 2,120 5 $1000-$2500 Deductible 310 5 Stone Siding No
1984 145,000 Asphalt Shingles Roof 1,560 3 $500- $1000 Deductible 100 3 Brick siding yes
1988 230,000 Metal Roof 2,100 4 $500- $1000 Deductible 450 5 Stucco siding yes
2006 180,000 Shingles Roof 2,260 3 $500- $1000 Deductible 600 10 Vinyl siding yes
1962 150,000 Composition Roof 1,850 5 $1000-$2500 Deductible 260 7 Fiber-Cement Siding No
2001 205,000 Slate Shingles Roof 2,250 5 > $10,000 Deductible 80 2 Stucco siding No
1949 195,000 Tile Roof 2,000 4 $1000-$2500 Deductible 290 6 Stone Siding No
2010 190,000 Asphalt Shingles Roof 2,170 3 $5000 to $10,000 Deductible 150 4 Vinyl siding No
2011 315,000 Slate Shingles Roof 3,810 5 $500- $1000 Deductible 740 8 Stucco siding yes
1942 110,000 Slate Shingles Roof 1,400 3 $2500-$5000 Deductible 90 3 Wood siding No
1942 260,000 Composition Roof 2,900 4 $5000 to $10,000 Deductible 220 4 Wood siding yes
2000 180,000 Composition Roof 1,600 4 $1000-$2500 Deductible 350 5 Vinyl siding yes
1943 185,000 Wood Shake Roof 2,080 3 $500 Deductible 630 10 Fiber-Cement Siding yes
1968 500,000 Membrane Roof 4,990 5 $1000-$2500 Deductible 1010 9 Vinyl siding No
1968 235,000 Wood Shake Roof 3,060 5 $1000-$2500 Deductible 820 12 Stucco siding yes
1983 245,000 Asphalt Shingles Roof 2,580 5 $2500-$5000 Deductible 540 12 Vinyl siding No
2014 300,000 Wood Shake Roof 3,150 5 $5000 to $10,000 Deductible 80 1 Stone Siding No
2001 325,000 Wood Shake Roof 3,200 4 $500- $1000 Deductible 690 8 Fiber-Cement Siding yes
2011 300,000 Composition Roof 3,440 5 $500 Deductible 740 7 Wood siding yes