How Much Does Waco, TX Home Insurance Cost?

Compare Quotes from Top Providers and Save now!


Waco, TX Average Homeowners Insurance Cost

$1,608

Homeowners Insurance Cost - Waco, TX

$121,300

Median Home Value - Waco, TX


Waco, TX Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$19.3 $1,588.7
$1000 Deductible -$170.77 $1,437.23
$1500 Deductible -$255.03 $1,352.97
$2000 Deductible -$379.81 $1,228.19
$2500 Deductible -$453.46 $1,154.54

Waco, TX Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$418 $1,190
30 year old +$24 $1,632
40 year old +$42 $1,650
50 year old +$61 $1,669
Above 50 year old +$77 $1,685

Waco, TX Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$193 $1,415
Superior -$161 $1,447
Masonry -$80 $1,528
Brick -$80 $1,528
Hail Resistant Roof -$32 $1,576


Waco, TX Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$32 $1,640
Swimming Pool With A Diving Board +$64 $1,672
Swimming Pool With Slide +$96 $1,704

Waco, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $48 $1,560
Police Department $16 $1,592

Waco, TX Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$675.36 $2,283
Filing a Second Liability Claim +$611.04 $2,219
Filing a Second Theft Claim +$611.04 $2,219
Filing a Second Water Claim +$530.64 $2,139
Filing a Fire Claim +$321.6 $1,930
Filing a Liability Claim +$305.52 $1,914
Filing a Theft Claim +$305.52 $1,914
Filing a Water Claim +$257.28 $1,865
Filing a Weather Claim +$257.28 $1,865

Waco, TX Home Insurance - Analysis On Quotes, Rates & Agents

Waco, TX Home Insurance Agents for Top Companies

Visual Guide for Waco, TX Home Insurance Buyers on Insurance Companies and Rates