How Much Does Waco, TX Home Insurance Cost?
Waco, TX Average Homeowners Insurance Cost
$1,608
Homeowners Insurance Cost - Waco, TX
$121,300
Median Home Value - Waco, TX
Waco, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.3 | $1,588.7 |
| $1000 Deductible | -$170.77 | $1,437.23 |
| $1500 Deductible | -$255.03 | $1,352.97 |
| $2000 Deductible | -$379.81 | $1,228.19 |
| $2500 Deductible | -$453.46 | $1,154.54 |
Waco, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$418 | $1,190 |
| 30 year old | +$24 | $1,632 |
| 40 year old | +$42 | $1,650 |
| 50 year old | +$61 | $1,669 |
| Above 50 year old | +$77 | $1,685 |
Waco, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$193 | $1,415 |
| Superior | -$161 | $1,447 |
| Masonry | -$80 | $1,528 |
| Brick | -$80 | $1,528 |
| Hail Resistant Roof | -$32 | $1,576 |
Waco, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$32 | $1,640 |
| Swimming Pool With A Diving Board | +$64 | $1,672 |
| Swimming Pool With Slide | +$96 | $1,704 |
Waco, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $48 | $1,560 |
| Police Department | $16 | $1,592 |
Waco, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$675.36 | $2,283 |
| Filing a Second Liability Claim | +$611.04 | $2,219 |
| Filing a Second Theft Claim | +$611.04 | $2,219 |
| Filing a Second Water Claim | +$530.64 | $2,139 |
| Filing a Fire Claim | +$321.6 | $1,930 |
| Filing a Liability Claim | +$305.52 | $1,914 |
| Filing a Theft Claim | +$305.52 | $1,914 |
| Filing a Water Claim | +$257.28 | $1,865 |
| Filing a Weather Claim | +$257.28 | $1,865 |