How To Make Your Waco, TX Home Insurance Cheaper
Waco, TX, homeowners insurance is about $1608. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Waco, TX Home Insurance Rates with the McLennan County Average
| Place | McLennan County Average: $1,622.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Waco, TX | $1,608.0 | -14.0 | -0.01 | 180,215 | 121,300 |
Cost of Waco, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Lorena | 145,700 | 6,605 | $1,692 |
| Axtell | 107,600 | 14,372 | $1,553 |
| Hallsburg | 139,400 | 28,406 | $1,672 |
| Oglesby | 95,100 | 6,645 | $1,497 |
Homeowners Insurance Comparison for the Cheapest Premiums in Waco, TX
| The Hartford | MetLife | GEICO | |
| Median Home Value ($) | 121,300 | 121,300 | 121,300 |
| Age of Home | Year 40 Old | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $500,000 -$749,999 | $750,000 -$999,999 | $250,000 -$299,999 |
| Total Premium ($) | $9,699.1 | $7,508.1 | $2,975.3 |
Cost of Waco, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Alfa Insurance | 2000 | $175,000-$199,999 | 1,891.1 |
| MetLife | 1000 | $750,000-$999,999 | 8,838.6 |
| MAPFRE Insurance | 1000 | $100,000-$124,999 | 1,411.3 |
| The Hartford | 500 | $1500,000-$2000,000 | 10,900.6 |
| Amica Mutual Insurance | 2500 | $1500,000-$2000,000 | 8,091.1 |
| Esurance | 2500 | $100,000-$124,999 | 1,092.6 |
| Liberty Mutual | 1000 | $400,000-$499,999 | 5,972.0 |
| State Farm | 1000 | $1000,000-$1499,999 | 9,734.4 |
| Allstate | 1500 | $175,000-$199,999 | 2,029.4 |
| Travelers | 500 | $500,000-$749,999 | 7,973.0 |