Waco, TX homeowners insurance is about $867 to $1,176, about $72-$98/month. Our all inclusive research shows customers can save as much as $408 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Waco, TX Home Value | Total Homes | % of Total | Average Waco, TX Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 5,936 | 17.0% | $245 |
$50,000 to $59,999 | 1,967 | 5.0% | $520 |
$60,000 to $69,999 | 2,351 | 6.0% | $643 |
$70,000 to $79,999 | 2,013 | 5.0% | $745 |
$80,000 to $89,999 | 2,172 | 6.0% | $837 |
$90,000 to $99,999 | 2,653 | 7.0% | $939 |
$100,000 to $124,999 | 4,308 | 12.0% | $1092 |
$125,000 to $149,999 | 3,189 | 9.0% | $1368 |
$150,000 to $174,999 | 3,111 | 9.0% | $1613 |
$175,000 to $199,999 | 2,189 | 6.0% | $1858 |
$200,000 to $249,999 | 2,269 | 6.0% | $2235 |
$250,000 to $299,999 | 1,072 | 3.0% | $2736 |
$300,000 to $399,999 | 1,025 | 2.0% | $3481 |
Home Insurance Company Near Waco, TX | Homeowners Insurance Agency Near Waco, TX | Address |
---|---|---|
Travelers | Bkcw Lp | 2100 TRIMMIER RD STE 100, KILLEEN, TX, 76541 |
State Farm | Blake Harrell | 720 Lake Air Dr, Waco, TX, 76710-5743 |
State Farm | Brian Boyd | 8809 Woodway Dr, Waco, TX, 76712-3634 |
State Farm | David Jennings | 1304 S First Street, Temple, TX, 76504-5761 |
State Farm | Terry Strickland | 4949 Franklin Ave, Waco, TX, 76710-6900 |
Streets in Waco Area | Homeowners Insurance Cost |
---|---|
Westlake Dr, Clifton St, Knotty Oaks Dr, School St, Briar Ridge Dr, E Mitchell St, Iowa St, Earle Rd, Griffin Ave, Mill Creek Cir | $1,003 |
Bear Loop, Arkansas Dr, N 50th St, Canterbury Dr, E Ross St, Maryland Ave, Mahalia Dr, Texas Central Pkwy, Greenway Dr, N New Rd | $1,038 |
Tulum Ln, Ave C, Bellmead Dr, Spring Willow, S 33rd St, Davis St, Tranquil Ct, N 3rd St, Larry Ln, Snow Pea Dr | $1,043 |
Austin Ave, S 10th St, Michigan St, Sydney Dr, Washington Ave, Texas Ave, Crosby Dr, Greer St, Dublin Dr, Merrifield Dr | $1,002 |
Scroggins Dr, Topeka Dr, Lp 340 Svc Rd, Yellow Stone Rd, Spring Valley Hwy, Alma Rohn Dr, N 60th St, S Barbara St, Gunnison Dr, Coral Reef Rd | $1,080 |
Woodcock Dr, Princelett Pl, Kiowa Ln, S 3rd St Rd, Lola's Ln, Estancia Rd, Silver Maple Dr, Sherwood Cir, Wildwood Cir, Lincoln City Rd | $1,032 |
Shirley Dr, Huntington Dr, Harvey Dr, Saratoga St, Wilson Ave, Roselawn Dr, W Panther Way, Pebble Creek, Green Branch Cir, S Old Robinson Rd | $1,039 |
Saintsbury Cir, Ironhorse Trl, Pecan Ave, Stonewood Ct, Kiowa Trl, S Valley Mills Dr, Maple Hill Cir, Rosewood Dr, Oak Forest Cir, Chapel Creek Dr | $1,074 |
Cove, S Martin Luther King Jr Blvd, Acree St, Palomino Dr, Links Cir, Bridle Trl, Maywood Dr, Virginia Valley, Mill St, E Hamilton St | $1,041 |
Ellis Ave, N 39th St, E Loop 340, Karl May Dr, Bogey Ln, Dickens Dr, Airport Rd, Myers Ln, Viking Dr, Lilac Ln | $None |
Place | Savings For Senior Occupied Homes |
---|---|
Waco | $153 to $155 |
Beverly Hills | $149 |
McLennan County | $153 |
Woodway | $159 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Beverly Hills city, Texas | $149 | $199 | $299 |
McLennan County, Texas | $153 | $204 | $306 |
Woodway city, Texas | $159 | $212 | $318 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Waco, TX | 7.1% | 19.3% |
Beverly Hills | 10.21% | 23.92% |
McLennan County | 6.95% | 19.05% |
Woodway | 5.34% | 13.64% |
Waco Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 840 | 2.0% | $354 |
$200 to $299 | 602 | 2.0% | $804 |
$300 to $499 | 2,926 | 10.0% | $1254 |
$500 to $749 | 9,705 | 34.0% | $1929 |
$750 to $999 | 7,746 | 27.0% | $2679 |
$1,000 to $1,499 | 5,484 | 19.0% | $3804 |
$1,500 or more | 1,044 | 3.0% | $5454 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $700 | $3,700 |
Yearly Waco Homeowner Insurance Premium Example | $1,800 | $1,200 |
Out of Pocket Expense During Claim | $700 | $3,700 |
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,300 | $12,100 |
Net Savings to Waco Home Owner from High Deductible Plan | $1,200 |
Scenario | Waco, TX Home Replacement Value MORE than Home Value | Waco, TX Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $223,500 | $157,500 |
Insurance Premium based on Replacement Value | $2,000 | $1,425 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $32,000 | Risk Exposure from Under Insuring Coverage is $34,000 |
Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $275/year |
Insurance Company | Liberty Mutual | State Farm | Allstate |
Monthly Premium | 101 | 62 | 39 |
Year Built | 1963 | 1975 | 1992 |
Home Details | 2 Beds, 1 Baths | 4 Beds, 1 Baths | 3 Beds, 1 Baths |
Coverage Amount | $100000-$125000 | $125000-$150000 | $75000-$100000 |
Deductible | $500 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1972 | 200,000 | Asphalt Shingles Roof | 3,400 | 4 | $5000 to $10,000 Deductible | 500 | 6 | Fiber-Cement Siding | yes |
2010 | 105,000 | Membrane Roof | 1,650 | 2 | $500 Deductible | 640 | 9 | Vinyl siding | yes |
2012 | 205,000 | Slate Shingles Roof | 2,630 | 5 | $1000-$2500 Deductible | 500 | 4 | Stone Siding | No |
2013 | 90,000 | Shingles Roof | 1,190 | 2 | $2500-$5000 Deductible | 300 | 5 | Stone Siding | yes |
1998 | 185,000 | Asphalt Shingles Roof | 2,330 | 3 | $2500-$5000 Deductible | 780 | 7 | Stucco siding | No |
1970 | 110,000 | Asphalt Shingles Roof | 1,280 | 2 | $500 Deductible | 650 | 9 | Fiber-Cement Siding | No |
1963 | 125,000 | Wood Shake Roof | 1,580 | 2 | $500- $1000 Deductible | 830 | 9 | Fiber-Cement Siding | No |
2012 | 125,000 | Composition Roof | 1,950 | 4 | $500- $1000 Deductible | 850 | 12 | Stone Siding | yes |
1971 | 95,000 | Asphalt Shingles Roof | 1,250 | 2 | $1000-$2500 Deductible | 120 | 2 | Vinyl siding | No |
2011 | 160,000 | Asphalt Shingles Roof | 2,130 | 5 | $500 Deductible | 780 | 7 | Brick siding | yes |
1999 | 195,000 | Composition Roof | 2,900 | 5 | $5000 to $10,000 Deductible | 570 | 7 | Fiber-Cement Siding | No |
1969 | 115,000 | Asphalt Shingles Roof | 1,650 | 4 | $2500-$5000 Deductible | 150 | 3 | Stone Siding | No |
1983 | 255,000 | Wood Shake Roof | 3,080 | 5 | > $10,000 Deductible | 1080 | 10 | Vinyl siding | No |
1985 | 175,000 | Membrane Roof | 2,390 | 4 | $500 Deductible | 1370 | 12 | Vinyl siding | yes |
1978 | 85,000 | Tile Roof | 1,510 | 2 | $1000-$2500 Deductible | 60 | 1 | Stucco siding | No |
2010 | 210,000 | Tile Roof | 2,540 | 5 | $5000 to $10,000 Deductible | 870 | 10 | Stucco siding | yes |
1970 | 160,000 | Membrane Roof | 2,220 | 3 | $2500-$5000 Deductible | 310 | 3 | Stone Siding | yes |
1982 | 130,000 | Asphalt Shingles Roof | 1,670 | 4 | $1000-$2500 Deductible | 420 | 7 | Stone Siding | No |
1989 | 225,000 | Wood Shake Roof | 2,900 | 4 | $500 Deductible | 1350 | 9 | Fiber-Cement Siding | yes |
1969 | 225,000 | Tile Roof | 2,790 | 4 | $500- $1000 Deductible | 2040 | 10 | Fiber-Cement Siding | No |
1989 | 120,000 | Metal Roof | 2,010 | 3 | $1000-$2500 Deductible | 390 | 4 | Fiber-Cement Siding | yes |
1979 | 145,000 | Slate Shingles Roof | 1,740 | 5 | $500 Deductible | 120 | 1 | Stucco siding | No |
1994 | 130,000 | Asphalt Shingles Roof | 1,620 | 4 | $500- $1000 Deductible | 180 | 2 | Stone Siding | No |
1996 | 100,000 | Wood Shake Roof | 1,630 | 3 | $500 Deductible | 150 | 2 | Fiber-Cement Siding | No |
1995 | 340,000 | Slate Shingles Roof | 4,320 | 5 | $500- $1000 Deductible | 1830 | 10 | Brick siding | No |
1974 | 165,000 | Metal Roof | 2,870 | 4 | $500- $1000 Deductible | 260 | 3 | Stone Siding | yes |
1981 | 80,000 | Asphalt Shingles Roof | 1,430 | 2 | $1000-$2500 Deductible | 550 | 12 | Stucco siding | No |
1961 | 130,000 | Tile Roof | 1,510 | 3 | $500- $1000 Deductible | 520 | 6 | Vinyl siding | No |
2012 | 260,000 | Wood Shake Roof | 3,300 | 5 | $500- $1000 Deductible | 1120 | 7 | Fiber-Cement Siding | No |
1965 | 200,000 | Slate Shingles Roof | 3,290 | 4 | $1000-$2500 Deductible | 520 | 4 | Vinyl siding | yes |