Volney Insurance Rates:

Volney, NY homeowners insurance is roughly $496 to $673, about $41-$56/month. Our exhaustive analysis indicates shoppers can save upto $234 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Volney, NY Homeowners Insurance By Home Value

Volney, NY Home Value Total Homes % of Total Average Volney, NY Homeowners Insurance
Less than $50,000 242 13.0% $163
$50,000 to $59,999 65 3.0% $345
$60,000 to $69,999 190 10.0% $427
$70,000 to $79,999 228 12.0% $491
$80,000 to $89,999 221 11.0% $555
$90,000 to $99,999 193 10.0% $620
$100,000 to $124,999 158 8.0% $719
$125,000 to $149,999 122 6.0% $900
$150,000 to $174,999 248 13.0% $1064
$175,000 to $199,999 69 3.0% $1228
$200,000 to $249,999 67 3.0% $1480
$250,000 to $299,999 24 1.0% $1807

Top Home Insurance Agents Near Volney, NY

Home Insurance Company Near Volney, NY Homeowners Insurance Agency Near Volney, NY Address
Travelers Egbert F Ashley Co 6336 LAKE AVE, WILLIAMSON, NY, 14589
Nationwide Gregory J. Ott 4875 South Ave, Syracuse, NY, 13215
Farmers Jacob Exford 146 Arsenal St Ste 2, Watertown, NY, 13601
State Farm Jim Kennedy 2530 James St, Syracuse, NY, 13206-2823
Allstate Rick Roberts 21093 Nys Rte 12F, Watertown, NY, 13601

Volney, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fulton city, New York $87 $116 $174
Palermo town, Oswego County, New York $88 $117 $176
Granby town, Oswego County, New York $87 $116 $174

Volney, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Volney, NY4.3%9.8%
Fulton4.48%10.19%
Palermo3.68%9.87%
Granby4.38%11.54%

Volney Renters Insurance as a Percentage of Rent

Volney Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 7 3.0% $1251
$500 to $749 15 7.0% $1926
$750 to $999 96 46.0% $2676
$1,000 to $1,499 83 39.0% $3801
$1,500 or more 7 3.0% $5451

Volney, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Volney Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,400$11,900
Net Savings to Volney Home Owner from High Deductible Plan $500

Volney, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Volney, NY Home Replacement Value MORE than Home Value Volney, NY Home Replacement Value LESS than Home Value
Replacement Value $99,500 $80,000
Insurance Premium based on Replacement Value $825 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Volney Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceLiberty Mutual
Monthly Premium 639777
Year Built 201019922003
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$100000-$125000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Volney, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 155,000 Metal Roof 2,160 5 $2500-$5000 Deductible 400 5 Brick siding No
1968 125,000 Shingles Roof 1,830 3 $500 Deductible 520 6 Vinyl siding No
1989 90,000 Wood Shake Roof 1,670 5 $500- $1000 Deductible 560 10 Fiber-Cement Siding yes
1992 110,000 Asphalt Shingles Roof 2,120 3 $500- $1000 Deductible 80 1 Stone Siding yes
2010 155,000 Composition Roof 2,070 5 $1000-$2500 Deductible 780 8 Vinyl siding No
2010 135,000 Wood Shake Roof 2,620 4 $500- $1000 Deductible 570 8 Stucco siding yes
1947 95,000 Shingles Roof 1,620 5 $500- $1000 Deductible 830 12 Fiber-Cement Siding No
2012 125,000 Asphalt Shingles Roof 2,200 4 $500- $1000 Deductible 290 4 Stone Siding No
1961 225,000 Tile Roof 3,080 4 > $10,000 Deductible 230 2 Stone Siding yes
2008 95,000 Metal Roof 1,760 3 $2500-$5000 Deductible 170 2 Vinyl siding No
2013 110,000 Membrane Roof 1,820 3 $500- $1000 Deductible 370 5 Wood siding No
2014 190,000 Slate Shingles Roof 2,900 5 $1000-$2500 Deductible 290 3 Vinyl siding yes
1985 155,000 Shingles Roof 2,550 5 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding No
2002 125,000 Composition Roof 1,640 5 $2500-$5000 Deductible 610 9 Stucco siding No
2009 245,000 Shingles Roof 3,270 4 $2500-$5000 Deductible 330 3 Stucco siding yes
1963 135,000 Tile Roof 1,740 3 $1000-$2500 Deductible 1460 12 Wood siding No
1948 145,000 Tile Roof 1,920 3 $500 Deductible 440 4 Stone Siding yes
1968 140,000 Composition Roof 2,370 4 $500 Deductible 1610 12 Stone Siding No
1988 140,000 Shingles Roof 1,880 3 $500 Deductible 980 8 Stucco siding yes
2001 115,000 Membrane Roof 1,780 3 $500- $1000 Deductible 750 9 Stucco siding No
2006 115,000 Metal Roof 1,460 3 $1000-$2500 Deductible 370 6 Fiber-Cement Siding No
1962 120,000 Wood Shake Roof 2,030 4 $500 Deductible 1000 10 Wood siding No
1996 185,000 Shingles Roof 3,180 5 $500 Deductible 410 3 Fiber-Cement Siding No
1989 115,000 Shingles Roof 2,210 4 $500 Deductible 640 6 Wood siding No
2009 290,000 Tile Roof 4,580 5 $2500-$5000 Deductible 1780 10 Fiber-Cement Siding yes
1944 140,000 Slate Shingles Roof 2,340 5 $2500-$5000 Deductible 920 10 Stone Siding No
2006 160,000 Asphalt Shingles Roof 2,190 3 $500 Deductible 540 4 Fiber-Cement Siding yes
2001 135,000 Metal Roof 2,040 3 $2500-$5000 Deductible 290 3 Vinyl siding yes
1995 125,000 Wood Shake Roof 2,400 5 $1000-$2500 Deductible 880 10 Wood siding No
1984 125,000 Shingles Roof 2,280 3 $2500-$5000 Deductible 740 9 Stone Siding No
1948 190,000 Wood Shake Roof 2,500 4 $1000-$2500 Deductible 770 5 Fiber-Cement Siding yes
1968 170,000 Composition Roof 2,920 5 $500 Deductible 140 1 Fiber-Cement Siding yes
1996 200,000 Shingles Roof 3,290 4 $1000-$2500 Deductible 400 3 Stone Siding No
1943 140,000 Metal Roof 2,570 4 $1000-$2500 Deductible 1060 10 Wood siding yes