How Much Does Virginia Beach, VA Home Insurance Cost?
Virginia Beach, VA Average Homeowners Insurance Cost
$965
Homeowners Insurance Cost - Virginia Beach, VA
$267,300
Median Home Value - Virginia Beach, VA
Virginia Beach, VA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.58 | $953.42 |
| $1000 Deductible | -$102.48 | $862.52 |
| $1500 Deductible | -$153.05 | $811.95 |
| $2000 Deductible | -$227.93 | $737.07 |
| $2500 Deductible | -$272.13 | $692.87 |
Virginia Beach, VA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$222 | $743 |
| 30 year old | +$14 | $979 |
| 40 year old | +$25 | $990 |
| 50 year old | +$37 | $1,002 |
| Above 50 year old | +$46 | $1,011 |
Virginia Beach, VA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$97 | $869 |
| Superior | -$97 | $869 |
| Masonry | -$48 | $917 |
| Brick | -$48 | $917 |
| Hail Resistant Roof | -$29 | $936 |
Virginia Beach, VA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$19 | $984 |
| Swimming Pool With A Diving Board | +$48 | $1,013 |
| Swimming Pool With Slide | +$58 | $1,023 |
Virginia Beach, VA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $29 | $936 |
| Police Department | $10 | $955 |
Virginia Beach, VA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$405.3 | $1,370 |
| Filing a Second Liability Claim | +$366.7 | $1,332 |
| Filing a Second Theft Claim | +$366.7 | $1,332 |
| Filing a Second Water Claim | +$318.45 | $1,283 |
| Filing a Fire Claim | +$193.0 | $1,158 |
| Filing a Liability Claim | +$183.35 | $1,148 |
| Filing a Theft Claim | +$183.35 | $1,148 |
| Filing a Water Claim | +$154.4 | $1,119 |
| Filing a Weather Claim | +$154.4 | $1,119 |