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Virginia Beach, VA Home Values & Insurance Rates

Virginia Beach, VA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,403 2.0% $67
$100,000 to $124,999 1,911 2.0% $301
$125,000 to $149,999 3,287 3.0% $376
$150,000 to $174,999 5,952 7.0% $444
$175,000 to $199,999 8,593 10.0% $512
$200,000 to $249,999 21,564 25.0% $617
$250,000 to $299,999 18,851 22.0% $760
$300,000 to $399,999 20,410 24.0% $963

Top Home Insurance Agents Near Virginia Beach, VA

Home Insurance Company Near Virginia Beach, VA Homeowners Insurance Agency Near Virginia Beach, VA Address
Travelers Budget Insurance Agency 110 DARE RD STE D, YORKTOWN, VA, 23692
State Farm David Borland 1490 Quarterpath Rd Ste 5D, Williamsburg, VA, 23185-6544
State Farm Garry Price 1515 N Military Hwy, Norfolk, VA, 23502-1837
Travelers Insurance Agency Services Llc 1057 PRINCESS ANNE BLVD, VIRGINIA BEACH, VA, 23457
Nationwide Mayo Insurance Agency Inc 1917 Laskin Road STE 101, Virginia Beach, VA, 23454-4283

Estimated Home Insurance By Street Area Near Virginia Beach, VA

Virginia Beach Area Estimated House Insurance
Rip Rap Ct, Hillsboro Quay, Lee Rd, Fort Belvoir Dr, Chatham Ln, Industrial Park Rd, Cheval Cir, Gates Landing Rd, Trapelo Ct, Twohy Ln$745
Brices Ln, Larkins Lair Ct, Seaboard Rd, Brockie Cir, Boxhill Rd, Corvette Ln, Spencer Ct, Grand Cir, Kirkwood Ln, Sunstream Pkwy$737
Constitution Dr, Magnolia Run Cir, 27 1/2 St, Level Green Ct, Crane Cres, Handcross Way, Applewood Ln, Camrahn Bay Rd, Gadwall Pl, Capot Rd$744
Teal Duck Ct, Urban Ct, Smokehouse Rd, Frazier Ln, Marian Ln, Barcelona Ct, Malcom Ct, Taylor Farm Ct, Hannah Ln, Mojave Ct$741
Battery Rd, Lord Seaton Cir, Trumpet Vine Ct, Locust Grove Ln, Timber Run, Cedar Ln, Condor St, Wysong Ct, 49th St, Houdon Ln$725
Bracken Ct, Nawney Creek Rd, Wilson Creek Rd, Chatterton Dr, Essex Ct, Cranston Ln, Grey Friars Chase, Athens Blvd, Belmont Ct, Landstown Rd$764
Furrow Reach, Lateener Ct, Executive Blvd, Sunland Dr, Coffee Ct, Saw Mill Ct, St Davids Pl, Fieldstone Cir, Whiteface Cir, Peony Arch$757
Bancroft Dr, 30th St, Vincent Ct, Petite Ct, Laurie Ct, Sir Barton Dr, Vantage Pt, Laurel Ln, Anoka Ave, Verano Ct$761
Windsor Lake Pl, Rutland Dr, Caddoan Turn, Sutton Pl, Woods Edge Rd, Fence Post Ct, Hearthside Ln, Strawflower Ct, Westhaven Cres, Banyan Dr$760
Bordeaux Ct, Sedgefield Ave, Glen Ellert Ct, Siena Ct, Mary Lou Ct, Arvida Ln, Hunt Necks Ct, Conestoga Rd, Burton Station Rd, Haden Rd$765

Savings on home insurance for senior occupied homes

PlaceSavings
Virginia Beach$112 to $114
Norfolk$109
Chesapeake$112
Portsmouth$108

Virginia Beach, VA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Virginia Beach, VA3.4%11.0%
Norfolk3.72%11.57%
Chesapeake3.3%11.7%
Portsmouth4.0%11.65%

Virginia Beach Renters Insurance as a Percentage of Rent

Virginia Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 730 1.0% $1230
$500 to $749 2,127 3.0% $1905
$750 to $999 10,767 19.0% $2655
$1,000 to $1,499 26,705 47.0% $3780
$1,500 or more 14,576 26.0% $5430

Virginia Beach, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Virginia Beach Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,700$8,900
Net Savings to Virginia Beach Home Owner from High Deductible Plan $800

Virginia Beach, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Virginia Beach, VA Home Replacement Value MORE than Home Value Virginia Beach, VA Home Replacement Value LESS than Home Value
Replacement Value $252,000 $198,000
Insurance Premium based on Replacement Value $1,250 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Virginia Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 11477137
Year Built 201420041985
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$250000-$300000$300000-$350000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Virginia Beach, VA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Norfolk city, Virginia $92 $122 $183
Chesapeake city, Virginia $94 $125 $187
Portsmouth city, Virginia $91 $121 $181

Sample Home Insurance Rates for Virginia Beach, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 330,000 Membrane Roof 2,410 4 $1000-$2500 Deductible 240 2 Wood siding yes
1977 445,000 Asphalt Shingles Roof 2,610 4 > $10,000 Deductible 110 1 Wood siding No
2012 640,000 Metal Roof 4,840 5 $5000 to $10,000 Deductible 1720 9 Stucco siding yes
1985 235,000 Asphalt Shingles Roof 1,540 3 $1000-$2500 Deductible 520 7 Stone Siding No
1985 495,000 Shingles Roof 3,080 4 $5000 to $10,000 Deductible 410 4 Stone Siding No
1988 465,000 Metal Roof 3,420 5 > $10,000 Deductible 1200 12 Wood siding No
1980 490,000 Asphalt Shingles Roof 4,280 5 $1000-$2500 Deductible 190 1 Vinyl siding yes
2004 325,000 Composition Roof 2,215 4 $2500-$5000 Deductible 1060 8 Wood siding yes