Vincent Insurance Rates:

Vincent, AL homeowners insurance is roughly $802 to $1,105, about $66-$92/month. Our detailed analysis indicates shoppers can save as much as $381 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Vincent, AL Homeowners Insurance By Home Value

Vincent, AL Home Value Total Homes % of Total Average Vincent, AL Homeowners Insurance
Less than $50,000 378 25.0% $200
$50,000 to $59,999 81 5.0% $429
$60,000 to $69,999 24 1.0% $534
$70,000 to $79,999 93 6.0% $620
$80,000 to $89,999 133 8.0% $696
$100,000 to $124,999 148 9.0% $906
$125,000 to $149,999 103 6.0% $1135
$150,000 to $174,999 152 10.0% $1345
$175,000 to $199,999 48 3.0% $1555
$200,000 to $249,999 173 11.0% $1869
$250,000 to $299,999 74 4.0% $2280
$300,000 to $399,999 87 5.0% $2900

Top Home Insurance Agents Near Vincent, AL

Home Insurance Company Near Vincent, AL Homeowners Insurance Agency Near Vincent, AL Address
Allstate Cory Bline 141 Magnolia St, Lincoln, AL, 35096
State Farm Jack Traffanstedt 308 Montgomery Hwy, Vestavia, AL, 35216-1804
State Farm Jami Noe 56 Marketplace Cir Ste B, Calera, AL, 35040-8207
Liberty Mutual Independent Mwa Insurance Holding Company Inc.-Dba-Insurance 1114 W Fort Williams St, SYLACAUGA, AL, 35150
Farmers Sandra Benton 1929 Us Highway 11, Trussville, AL, 35173

Cost Of Homeowners Insurance By Street Near Vincent, AL

Streets in Vincent Area Homeowners Insurance Cost
Viaduct Dr, Dogwood Ln, Co Rd 451, Tyler Creek, Breezeway Dr, Vincent Park Rd, Hedge Dr, State Rte 38, E Highland St, Wheeler Dr$958
Screaming Eagle Trl, Co Hwy 62, Hwy 62, Garrison Rd, Tyler Cir, Darby Rd, Autumn Dr, Creek Crossing Trl, Phillips Dr, Windy Valley Dr$957
Dates Ln, Mickeys Cir, Raley St, Forensic Cir, Creek Crossing Trl, Lybrand Rd, Cotton Cir, Co Rd 83, Milam Dr, Kelly Creek Rd$948
Cedar Hill Farm Ln, Myrtlewood Dr, Mulberry Hill Rd, Holly Ln, Keller Ln, Co Rd 79, Falling Leaf Ln, Twin Oak Rd, Co Rd 79, McConico Dr$950
Kidd Rd, Pear Tree Ln, Elliott Ln, Al-Youth Dr, Co Rd 472, Blue Springs Rd, Howard Hill Dr, Christopher Cove, Steeple Chase Ln, Westover Cir$941

Vincent, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vincent$141 to $144
Harpersville$144
Westover$147
Sterrett$139

Vincent, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harpersville town, Alabama $120 $160 $240
Westover town, Alabama $123 $164 $246
Sterrett CDP, Alabama $116 $155 $232

Vincent, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vincent, AL7.3%23.4%
Harpersville6.97%24.24%
Westover6.04%26.22%
Sterrett6.26%26.94%

Vincent Renters Insurance as a Percentage of Rent

Vincent Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 9.0% $361
$200 to $299 7 4.0% $811
$300 to $499 3 1.0% $1261
$500 to $749 77 49.0% $1936
$750 to $999 37 23.0% $2686
$1,000 to $1,499 11 7.0% $3811
$1,500 or more 6 3.0% $5461

Average Cost Of Home Insurance By Company In Areas Nearby Vincent For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Guideone Specialty Mutual Insurance Co 1142
$500 $150,000 Travelers Home And Marine Insurance Company 828
$500 $300,000 Armed Forces Insurance Exchange 1359
$500 $300,000 Farmers Insurance Exchange 2430
$500 $300,000 Garrison Property And Casualty Insurance Company 1986
$500 $300,000 Nationwide General Ins Co 1480
$500 $300,000 Nationwide Mutual Fire Ins Company 2397
$500 $300,000 Usaa Casualty Insurance Company 2099
$500 $300,000 Usaa General Indemnity Co 2007

Vincent, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Vincent Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Vincent Home Owner from High Deductible Plan $600

Vincent, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vincent, AL Home Replacement Value MORE than Home Value Vincent, AL Home Replacement Value LESS than Home Value
Replacement Value $225,000 $180,000
Insurance Premium based on Replacement Value $1,275 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Vincent Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateChubb Group of Insurance
Monthly Premium 565449
Year Built 198719922014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$125000-$150000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Vincent, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 135,000 Slate Shingles Roof 1,960 3 $1000-$2500 Deductible 150 4 Fiber-Cement Siding No
1991 270,000 Composition Roof 3,370 5 $1000-$2500 Deductible 680 6 Stucco siding yes
1986 355,000 Composition Roof 4,660 5 $500- $1000 Deductible 800 6 Wood siding No
2006 200,000 Shingles Roof 2,340 3 > $10,000 Deductible 460 9 Stucco siding yes
1983 105,000 Tile Roof 1,570 3 $1000-$2500 Deductible 40 1 Brick siding No
2011 265,000 Tile Roof 3,070 4 $500- $1000 Deductible 1510 12 Brick siding yes
1973 145,000 Wood Shake Roof 1,850 5 $1000-$2500 Deductible 180 3 Stucco siding yes
1977 455,000 Metal Roof 4,990 5 > $10,000 Deductible 290 4 Fiber-Cement Siding No
1988 125,000 Metal Roof 1,920 4 $500 Deductible 120 2 Brick siding yes
1982 185,000 Wood Shake Roof 2,350 4 $500 Deductible 890 10 Stucco siding yes
1984 310,000 Wood Shake Roof 4,160 5 $500 Deductible 540 5 Wood siding No
1975 255,000 Wood Shake Roof 3,360 4 $2500-$5000 Deductible 780 10 Fiber-Cement Siding No
1973 295,000 Shingles Roof 3,610 5 > $10,000 Deductible 330 5 Fiber-Cement Siding yes
2011 140,000 Tile Roof 2,200 3 $1000-$2500 Deductible 160 5 Fiber-Cement Siding yes
2014 275,000 Wood Shake Roof 3,630 5 $500 Deductible 330 3 Vinyl siding yes
1981 310,000 Shingles Roof 4,170 5 $1000-$2500 Deductible 1280 12 Wood siding No
1978 135,000 Wood Shake Roof 2,050 5 $1000-$2500 Deductible 820 12 Stone Siding No
2013 80,000 Wood Shake Roof 1,300 3 $500- $1000 Deductible 160 6 Fiber-Cement Siding yes
1994 200,000 Slate Shingles Roof 2,480 4 > $10,000 Deductible 210 4 Fiber-Cement Siding No
2013 205,000 Tile Roof 2,340 3 $500 Deductible 90 1 Stone Siding yes
2013 115,000 Membrane Roof 1,610 3 $500 Deductible 340 8 Brick siding yes
1996 325,000 Membrane Roof 3,740 5 $2500-$5000 Deductible 260 3 Stucco siding yes
2009 165,000 Wood Shake Roof 2,080 3 $500- $1000 Deductible 180 3 Brick siding yes
2012 155,000 Metal Roof 2,000 3 $500- $1000 Deductible 310 6 Brick siding yes
2010 130,000 Asphalt Shingles Roof 1,860 4 $2500-$5000 Deductible 450 9 Stucco siding yes
2010 125,000 Membrane Roof 1,570 3 $2500-$5000 Deductible 400 9 Fiber-Cement Siding No
1978 235,000 Slate Shingles Roof 3,020 4 $1000-$2500 Deductible 1190 12 Stone Siding yes
2007 275,000 Slate Shingles Roof 3,140 4 $1000-$2500 Deductible 710 7 Brick siding No
2011 190,000 Slate Shingles Roof 2,370 5 $1000-$2500 Deductible 400 6 Brick siding yes
2014 295,000 Slate Shingles Roof 4,100 5 $2500-$5000 Deductible 290 5 Wood siding yes
2005 125,000 Asphalt Shingles Roof 1,560 5 $500- $1000 Deductible 250 5 Stone Siding No
1984 140,000 Tile Roof 1,650 3 $500- $1000 Deductible 70 1 Wood siding yes
2014 220,000 Metal Roof 3,400 4 $500- $1000 Deductible 720 9 Brick siding yes
2004 195,000 Composition Roof 2,210 5 $5000 to $10,000 Deductible 300 7 Stone Siding yes