Villas, NJ homeowners insurance is nearly $695 to $946, about $57-$78/month. Our extensive analysis indicates shoppers can save upto $328 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Villas, NJ | Homeowners Insurance Agency Near Villas, NJ | Address |
|---|---|---|
| Allstate | Stracar Insurance | 24083 Shortly Rd, Georgetown, DE, 19947 |
| Travelers | The Mcmahon Agency Inc | 1409 CANTILLON BLVD, MAYS LANDING, NJ, 8330 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lower township, Cape May County, New Jersey | $104 | $139 | $208 |
| Erma CDP, New Jersey | $105 | $140 | $210 |
| North Cape May CDP, New Jersey | $105 | $139 | $209 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Villas, NJ | 4.3% | 12.6% |
| Lower | 4.13% | 11.07% |
| Erma | 3.85% | 9.65% |
| North Cape May | 4.78% | 11.41% |
| Villas Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 129 | 13.0% | $1921 |
| $750 to $999 | 149 | 15.0% | $2671 |
| $1,000 to $1,499 | 459 | 47.0% | $3796 |
| $1,500 or more | 228 | 23.0% | $5446 |
| Streets in Villas Area | Homeowners Insurance Cost |
|---|---|
| E Jacksonville Ave, W Bates Ave, Capital Ln, W Tampa Ave, Cloverdale Ave, Shadeland Ave, Terminal Dr, E Atlantic Ave, E Pacific Ave, Schellinger Ave | $817 |
| Mulberry Rd, Holly Ct, Huron Dr, W Wilde Ave, Assembly Ave, Shadeland Ave, E Virginia Ave, Springtime Rd, E Florida Ave, Tomlin Ave | $817 |
| Rose Ln, E Ocean Ave, W New York Ave, Pinetree Dr, Locust Rd, Cedarwood Rd, Warwick Rd, Ludlam Ln, Sandlewood Rd, Matthews Ave | $824 |
| Arbor Rd, Edna Ave, Cornell Ave, Sheridan Dr, Delview Rd, Maple Ave, McKinley Ave, Nevada Ave, Mulberry Rd, Hollywood Ave | $825 |
| Utah Ave, Morris Ave, Baywyn Rd, Caroline Ave, Hornet Rd, Pinewood Rd, W Saint Johns Ave, Windward Rd, Jennings Ave, Springtime Rd | $822 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Villas | $122 to $125 |
| Lower | $124 |
| Erma | $126 |
| North Cape May | $125 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $4,200 |
| Yearly Villas Homeowner Insurance Premium Example | $2,000 | $1,500 |
| Out of Pocket Expense During Claim | $1,200 | $4,200 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,200 | $14,700 |
| Net Savings to Villas Home Owner from High Deductible Plan | $500 | |
| Scenario | Villas, NJ Home Replacement Value MORE than Home Value | Villas, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $266,000 | $182,000 |
| Insurance Premium based on Replacement Value | $1,400 | $975 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $61,500 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $100/year |
| Insurance Company | Nationwide Insurance | State Farm | Farmers Insurance |
| Monthly Premium | 68 | 74 | 171 |
| Year Built | 1961 | 1956 | 1985 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $250000-$300000 | $500000-$600000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |