Villa Park Insurance Rates:

Villa Park, IL homeowners insurance is roughly $682 to $929, about $56-$77/month. Our extensive research shows customers can save as much as $322 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
They are a little costly in premiums and although it's my choice of deductibles, it's still on the higher end if i want the coverage i need.
Pekin Insurance
Pekin insurance has not been very proactive in mailing to my family and i updates in regards to current news going on at pekin insurance, or about keeping us up to date on how things are going with our home insurance policy.
Homesite Insurance
No particular comments here. Have not heard from them in the 18 months I have had a policy with them.
Farmer's Insurance
The premium that we have is comparable to the area that we live in. Kansas is a tax-happy state and how the insurance is done that it takes into account the whole state and not just your area.
Travelers
The people speak clear English, which is a plus these days. Overall, I’ve had good experiences with them.
Progressive
I don't really have any discrepancies with the company I am currently dealing with. Everything has been good so far and I am hopeful that it continues to stay that way from this point here and onward. I will say that prices controlled by these companies there are nothing you can really do about it. You pick a company and hope that you will never have to use their services, in my opinion.
Erie Insurance
overall processing was little slow then I expected which frustrated me little bit but eventually everything was ok
Safeco Insurance
I have nothing to dislike
Farmer's Insurance
I would recommend this company because they are very helpful and organized. The prices are very reasonable. It is convenient to reach out to them.
Erie Insurance
The availability of representatives is great for this company. i am able to call most times during the day and i will be able to talk to somebody to answer my questions. i am also able to email questions as well if this is more convenient.

Villa Park, IL Homeowners Insurance By Home Value

Villa Park, IL Home Value Total Homes % of Total Average Villa Park, IL Homeowners Insurance
$125,000 to $149,999 191 3.0% $435
$150,000 to $174,999 390 7.0% $507
$175,000 to $199,999 497 9.0% $588
$200,000 to $249,999 1,522 28.0% $709
$250,000 to $299,999 1,448 26.0% $870
$300,000 to $399,999 1,191 22.0% $1104

Top Home Insurance Agents Near Villa Park, IL

Home Insurance Company Near Villa Park, IL Homeowners Insurance Agency Near Villa Park, IL Address
NA Nancy Nowacki Dba Nowacki Insurance Agency 288 Barney Dr, Joliet, IL, 60435
NA Finn Insurance Agency, Inc. 8701 W Cermak Rd , North Riverside, IL, 60546
Liberty Mutual Independent A B Schmitz Agency Inc 2906 ROOSEVELT RD, KENOSHA, WI, 53143
State Farm Jenna Crowther 1148 Hillgrove Ave, Western Sprgs, IL, 60558-1429
State Farm Ryan Curtis 333 Peterson Rd Ste B, Libertyville, IL, 60048-1085

Cost Of Homeowners Insurance By Street Near Villa Park, IL

Streets in Villa Park Area Homeowners Insurance Cost
N Villa Ave, N Illinois Ave, N Westmore Ave, N Villa Ave, N Fairfield Ave, Michigan Ave, S Cornell Ave, S Power Ct, Beach St, Macarthur Dr$797
Clarendon Ave, S Chatham Ave, Stillwell Rd, Cermak Rd, E Goebel Dr, E Wilson Ave, S Addison Rd, N Ridge Ave, Kolberg Ct, W Plymouth St$790
Parker Dr, Halsey Rd, N Larch Ave, Van Buren St, Racquet Club Dr, N Garfield St, W Home Ave, E Armitage Ave, Creekside St, S Westmore Meyers Rd$797
N Hugo Ct, N Wisconsin Ave, N Yale Ave, W Interstate Rd, Edgewood Ave, W 3rd St, Revere Ct, E Pleasant Ln, S Cornell Ave, W Armitage Ave$807
S Princeton Ave, W Highridge Rd, E Addison Ave, S Rand Rd, Elder Ln, Beverly Ave, Brandywine Ln, N Charlotte St, W Belden Ave, N Lombard Ave$794

Villa Park, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Villa Park$120 to $123
York$123
Elmhurst$129
Lombard$120

Villa Park, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
York township, DuPage County, Illinois $103 $137 $206
Elmhurst city, Illinois $108 $144 $216
Lombard village, Illinois $101 $134 $201

Villa Park, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Villa Park, IL3.6%10.6%
York3.24%9.14%
Elmhurst2.9%9.11%
Lombard3.4%9.85%

Villa Park Renters Insurance as a Percentage of Rent

Villa Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 74 3.0% $1215
$500 to $749 197 9.0% $1890
$750 to $999 1,001 45.0% $2640
$1,000 to $1,499 564 25.0% $3765
$1,500 or more 349 15.0% $5415

Villa Park, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Villa Park Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$10,300
Net Savings to Villa Park Home Owner from High Deductible Plan $600

Villa Park, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Villa Park, IL Home Replacement Value MORE than Home Value Villa Park, IL Home Replacement Value LESS than Home Value
Replacement Value $452,000 $275,000
Insurance Premium based on Replacement Value $1,900 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $118,000 Risk Exposure from Under Insuring Coverage is $59,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $500/year

Example Villa Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmAllstate
Monthly Premium 6474223
Year Built 194919891960
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$200000-$250000$600000-$700000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Villa Park, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 310,000 Slate Shingles Roof 2,120 3 $1000-$2500 Deductible 390 3 Wood siding No
1940 120,000 Shingles Roof 1,010 2 $1000-$2500 Deductible 320 7 Stone Siding yes
1947 345,000 Slate Shingles Roof 2,990 5 $1000-$2500 Deductible 710 6 Fiber-Cement Siding yes
1941 220,000 Slate Shingles Roof 1,900 4 $2500-$5000 Deductible 750 9 Wood siding No
1971 330,000 Tile Roof 2,700 5 > $10,000 Deductible 400 5 Vinyl siding yes
1969 205,000 Wood Shake Roof 1,800 3 $5000 to $10,000 Deductible 310 6 Wood siding No
1946 210,000 Asphalt Shingles Roof 1,830 4 $500 Deductible 560 6 Wood siding yes
1969 260,000 Shingles Roof 2,030 3 $2500-$5000 Deductible 430 4 Wood siding yes
1982 170,000 Metal Roof 1,100 2 $5000 to $10,000 Deductible 80 2 Stucco siding yes
1989 365,000 Shingles Roof 2,450 4 > $10,000 Deductible 120 2 Wood siding yes
1983 355,000 Membrane Roof 3,070 5 $2500-$5000 Deductible 1050 9 Brick siding No
1947 385,000 Tile Roof 3,080 4 $5000 to $10,000 Deductible 820 9 Fiber-Cement Siding yes
1961 205,000 Wood Shake Roof 1,300 2 $500 Deductible 720 7 Stone Siding yes
1987 350,000 Shingles Roof 3,230 5 $2500-$5000 Deductible 590 6 Fiber-Cement Siding No
1965 560,000 Asphalt Shingles Roof 4,430 5 > $10,000 Deductible 660 6 Vinyl siding yes
1971 290,000 Slate Shingles Roof 1,790 4 $1000-$2500 Deductible 250 2 Wood siding yes
1949 185,000 Metal Roof 1,670 3 $1000-$2500 Deductible 280 5 Wood siding yes
1941 380,000 Shingles Roof 2,480 4 $2500-$5000 Deductible 460 4 Wood siding No
1986 250,000 Asphalt Shingles Roof 2,050 3 $5000 to $10,000 Deductible 50 1 Stone Siding No
1969 275,000 Asphalt Shingles Roof 2,300 3 $500- $1000 Deductible 1040 12 Vinyl siding No
1947 195,000 Membrane Roof 1,230 2 $500- $1000 Deductible 770 9 Brick siding No
1940 310,000 Tile Roof 2,350 3 > $10,000 Deductible 60 1 Stucco siding No
1963 280,000 Wood Shake Roof 1,830 5 $2500-$5000 Deductible 60 1 Stucco siding No
1969 160,000 Wood Shake Roof 1,080 2 $2500-$5000 Deductible 590 12 Vinyl siding yes
1981 270,000 Metal Roof 1,720 5 $2500-$5000 Deductible 400 4 Stucco siding No
1978 195,000 Slate Shingles Roof 1,240 2 $1000-$2500 Deductible 550 7 Wood siding No
1966 375,000 Membrane Roof 2,550 5 $1000-$2500 Deductible 1020 8 Stucco siding yes
1949 335,000 Wood Shake Roof 3,040 4 $5000 to $10,000 Deductible 650 9 Brick siding No
1988 185,000 Wood Shake Roof 1,450 3 $2500-$5000 Deductible 410 9 Vinyl siding No
1981 500,000 Metal Roof 4,110 5 $500- $1000 Deductible 360 2 Stucco siding No
1988 345,000 Wood Shake Roof 2,630 5 > $10,000 Deductible 210 2 Vinyl siding yes
1941 345,000 Membrane Roof 2,840 4 $1000-$2500 Deductible 420 4 Stucco siding yes
1949 265,000 Metal Roof 1,710 3 $2500-$5000 Deductible 790 8 Fiber-Cement Siding yes
1968 525,000 Metal Roof 4,730 5 $5000 to $10,000 Deductible 730 5 Brick siding yes