Vienna Insurance Rates:

Vienna, NY homeowners insurance is approximately $498 to $675, about $41-$56/month. Our thorough analysis shows customers can save as much as $234 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Vienna, NY Homeowners Insurance By Home Value

Vienna, NY Home Value Total Homes % of Total Average Vienna, NY Homeowners Insurance
Less than $50,000 297 15.0% $146
$50,000 to $59,999 67 3.0% $311
$60,000 to $69,999 137 7.0% $381
$70,000 to $79,999 116 5.0% $440
$80,000 to $89,999 171 8.0% $504
$90,000 to $99,999 237 12.0% $563
$100,000 to $124,999 351 18.0% $651
$125,000 to $149,999 146 7.0% $815
$150,000 to $174,999 164 8.0% $962
$175,000 to $199,999 54 2.0% $1109
$200,000 to $249,999 77 3.0% $1338
$250,000 to $299,999 114 5.0% $1637

Top Home Insurance Agents Near Vienna, NY

Home Insurance Company Near Vienna, NY Homeowners Insurance Agency Near Vienna, NY Address
NA Worden Insurance Agency Inc 12767 Us Route 11 , Adams Center, NY, 13606
Liberty Mutual Independent H G Ellis Agcy Inc 72 ALBANY ST, CAZENOVIA, NY, 13035
Allstate John Dermody 3654 The Park, Cortland, NY, 13045
Allstate Macilvennie & Brown Insurance Agency 10868 US Rt 11 PO Box 7, Adams, NY, 13605
Travelers The Ketchum Agency Inc 2671 James St, Syracuse, NY, 13206

Vienna, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sylvan Beach village, New York $88 $117 $176
Cleveland village, New York $88 $117 $176
Camden town, Oneida County, New York $88 $117 $176

Vienna, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vienna, NY4.0%9.3%
Sylvan Beach4.43%8.93%
Cleveland3.79%10.15%
Camden4.29%9.68%

Vienna Renters Insurance as a Percentage of Rent

Vienna Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 3 1.0% $800
$300 to $499 19 7.0% $1250
$500 to $749 53 20.0% $1925
$750 to $999 135 51.0% $2675
$1,000 to $1,499 52 19.0% $3800

Vienna, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Vienna Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,400$7,900
Net Savings to Vienna Home Owner from High Deductible Plan $500

Vienna, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vienna, NY Home Replacement Value MORE than Home Value Vienna, NY Home Replacement Value LESS than Home Value
Replacement Value $116,000 $85,500
Insurance Premium based on Replacement Value $975 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Vienna Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceLiberty Mutual
Monthly Premium 11015684
Year Built 200719491992
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$100000-$125000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Vienna, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 165,000 Tile Roof 2,330 3 $1000-$2500 Deductible 1430 12 Stucco siding No
1997 90,000 Composition Roof 1,400 3 $500- $1000 Deductible 380 5 Fiber-Cement Siding No
1990 170,000 Wood Shake Roof 2,240 3 $500 Deductible 640 5 Wood siding yes
2003 240,000 Membrane Roof 3,240 4 $2500-$5000 Deductible 100 1 Vinyl siding No
2012 195,000 Tile Roof 2,360 3 $5000 to $10,000 Deductible 1630 12 Stone Siding yes
1993 160,000 Tile Roof 1,980 3 $500- $1000 Deductible 650 7 Wood siding No
1995 120,000 Tile Roof 2,190 3 $2500-$5000 Deductible 670 9 Fiber-Cement Siding No
1974 135,000 Membrane Roof 2,150 4 $2500-$5000 Deductible 780 12 Vinyl siding No
2007 95,000 Metal Roof 1,560 3 $2500-$5000 Deductible 380 5 Stone Siding No
2011 135,000 Asphalt Shingles Roof 1,800 3 $500- $1000 Deductible 810 9 Stone Siding No
2001 165,000 Membrane Roof 2,420 4 $500 Deductible 1230 7 Vinyl siding yes
1941 120,000 Shingles Roof 1,980 3 $500- $1000 Deductible 210 2 Wood siding No
2013 130,000 Membrane Roof 1,600 3 $500- $1000 Deductible 480 5 Vinyl siding yes
2010 205,000 Composition Roof 3,040 4 $2500-$5000 Deductible 180 2 Vinyl siding No
1943 110,000 Membrane Roof 1,770 4 $500- $1000 Deductible 240 4 Wood siding No
1946 175,000 Slate Shingles Roof 2,780 4 $1000-$2500 Deductible 130 1 Vinyl siding No
2012 85,000 Metal Roof 1,490 3 $1000-$2500 Deductible 440 10 Stone Siding No
1946 135,000 Membrane Roof 2,390 3 $1000-$2500 Deductible 640 7 Vinyl siding No
2013 120,000 Metal Roof 2,000 3 $500- $1000 Deductible 890 10 Wood siding yes
2012 105,000 Metal Roof 1,390 3 $500 Deductible 430 4 Brick siding No
1945 180,000 Tile Roof 2,300 3 $500 Deductible 820 5 Brick siding yes
1971 165,000 Wood Shake Roof 2,050 3 $5000 to $10,000 Deductible 310 5 Brick siding yes
1994 100,000 Composition Roof 1,600 4 $2500-$5000 Deductible 490 10 Wood siding No
1973 100,000 Membrane Roof 1,400 3 $500 Deductible 260 4 Stucco siding yes
2014 125,000 Membrane Roof 1,820 4 $1000-$2500 Deductible 280 4 Stucco siding yes
1970 170,000 Asphalt Shingles Roof 2,900 4 $500- $1000 Deductible 1420 12 Brick siding yes
2011 125,000 Asphalt Shingles Roof 1,590 3 $2500-$5000 Deductible 300 3 Vinyl siding yes
2000 130,000 Wood Shake Roof 2,070 3 $500 Deductible 570 5 Fiber-Cement Siding No
2009 160,000 Shingles Roof 2,380 4 $500- $1000 Deductible 240 2 Stucco siding yes
1943 135,000 Shingles Roof 2,240 4 $500 Deductible 810 5 Vinyl siding yes