Victorville Insurance Rates:

Victorville, CA homeowners insurance is nearly $502 to $680, about $41-$56/month. Our in depth analysis reveals consumers can save upto $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would definitely recommend State Farm as an insurance carrier only because of the personal customer service and quick response from them when we need help.
State Farm
I'm very satisfied with the offerings in the policy. I shopped around with several different insurance companies before finally settling on working with State Farm and I could not be happier.
When I had a problem, they were quick to respond. They had a company complete the home repairs. I wasn't happy with their work progress, and the home insurance company took care of that.
Stillwater Insurance Group
By making the transition from a competitor to his carrier it was very simple and easy to move my policies.
Farmer's Insurance
Farmer's Insurance offered a rate and sign up without a brokerage agent within 15 minutes. It's worth it to have assessment and adjustments made on the spot. There was little to no lag time in their response.
State Farm
State Farm insurance is very pricey. I've been with them for years and I am in the process now of searching for a better insurance company.
The price seems a little high for what you get. sometimes i wonder if i should've shopped around a bit more before going with progressive, to make sure i was getting the best rate for what i need.
Century National
I am very pleased with this company. they are good about sending a lot of paperwork on my policy each year. this helps me understand my policy.
State Farm
I honestly do not like my insurance company, they are disorganized, do not communicate well and are hard to contact. I have had to call the main office several time.s
I haven't had a lot of interaction with them but the interaction that I have had, has been very positive. I have had nothing but a positive experience.
State Farm
I love the fact that they know our family and they are trustworthy as well as professional and they are very courteous
State Farm
My agent can sometimes be hard to reach via phone if I have a question.
Farmer's Insurance
Despite the difficulty of getting an actual person to talk to on the phone the company's communication is above average given the correspondence they regularly send in the mail
State Farm
The company itself is exceptional. Good customer service has everything I am looking for in a home insurance policy and is cost effective.
Amica Mutual Insurance
I think my interaction with the insurance company is fairly average to above average. Usually, unlike the case I explained above, the customer reps seem to care about you and are friendly.
Compared to Liberty Mutual the price was 50% less due to the multi-policy discounts that I receive. I have not compared the price any other insurance companies
This is a customer-driven, time-responsive company who seem to feel that it is their responsibility to guide and help us navigate a situation which can be scary.
There is nothing that I do not like. That may seem naive but really, that is my feeling.
They really are a no-fuss company. Their prices are amazing and they have excellent customer service. Never once did I feel like they weren't looking out for my family.
i would recommend them overall they do a good job and answer calls quickly and thoroughly answer any questions. the price is high but the services is good
I would recommend this company because it is hassle free. We signed up online, got to choose what we wanted, and the coverage started. We were also able to bundle it with are car insurance to get a lower rate.
They really do give you a great deal when you bundle everything together. You come out way cheaper every month.
State Farm
They are a very good company. Have been with them for 20+ years since getting our first renter's policy on an apartment.
I dislike that when I needed help, I couldn't get it. I dislike the difficulty in getting attention. I dislike that they do business in Florida but don't seem to understand hurricanes.

Victorville, CA Homeowners Insurance By Home Value

Victorville, CA Home Value Total Homes % of Total Average Victorville, CA Homeowners Insurance
Less than $50,000 1,138 6.0% $94
$50,000 to $59,999 381 2.0% $206
$60,000 to $69,999 430 2.0% $254
$70,000 to $79,999 563 2.0% $295
$80,000 to $89,999 434 2.0% $336
$90,000 to $99,999 801 4.0% $372
$100,000 to $124,999 2,983 15.0% $431
$125,000 to $149,999 2,984 15.0% $543
$150,000 to $174,999 2,747 14.0% $644
$175,000 to $199,999 1,315 6.0% $744
$200,000 to $249,999 2,211 11.0% $892
$250,000 to $299,999 1,464 7.0% $1093
$300,000 to $399,999 1,409 7.0% $1388

Top Home Insurance Agents Near Victorville, CA

Home Insurance Company Near Victorville, CA Homeowners Insurance Agency Near Victorville, CA Address
State Farm Bill Solberg 401 Brookside Ave, Redlands, CA, 92373-4609
Travelers Mark Insurance Services 510 E FOOTHILL BLVD STE 105, SAN DIMAS, CA, 91773
State Farm Mike Gaumer 8440 Maple Pl Ste 104, Rch Cucamonga, CA, 91730-3873
Farmers Patricia Cisneros 1364 Camino Real Ste 150b, San Bernardino, CA, 92408
State Farm Roger Martinez 1901 W Pacific Ave Ste 203, West Covina, CA, 91790-2090

Victorville, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Victorville, CA

Streets in Victorville Area Homeowners Insurance Cost
Molino Dr, Placer Dr, Alviso Ave, Coad Rd, Dancove Ct, Chalon Rd, Winona St, Aspen Way, Tesoro Rd, Pitcher Ct$584
Linking Ln, Zenda St, Majela Rd, Huerta St, Wrangler Rd, Glendale Pl, Sabre Rd, Eagle Ranch Pkwy, Tude Rd, Bishop Ln$610
Riverstone Dr, Michael St, Sonora Way, Corton Rd, Arvila St, Helena Dr, Rushill Ct, Baldy Mesa Rd, Horseshoe Trl, Calendula Rd$582
Laurel Oak Rd, Meyer St, Four Winds Ln, Koala Rd, Desert Star St, Basswood Ln, el Rio Rd, Sweet Pea Rd, Deerfield St, Chatsworth Rd$592
Texas Ave, Desert Oak Cir, Prenda Ct, Maribelle Dr, Briarcliff Dr, Stonegate Cir, Dayton St, Flanders Ave, Via Palma Rd, Dodd St$593
Roca Ln, Cerquita Ct, Hodge Rd, Monaco Dr, Snowdrop Ct, Barcelona Way, Arabian Run Ln, Deep Canyon Ln, Lorica Rd, Moonglow Ln$592
High Meadow Ct, Hemingway Dr, Keokuk Way, Nelliebell Dr, Nielson Ct, Kokomo Way, Highland Ct, Salermo Ct, Hunter Rd, Laramie Way$599
Ilona St, Buggy Whip Ct, Oak Hill Rd, Dos Lomas Ct, Silversand St, Cactus Rd S, Guava Way, St Basil Ave, Rattlesnake Gulch Rd, Tejon St$583
Pueblo Ct, Balboa Dr, S Perimeter Rd, Trinidad Dr, Venice Ln, Dorsey Ct, Emily Rd, Sonoma Rd, Jupiter Ave, Pachappa Rd$609
Goldstone Cir, Cackley Rd, Dogwood Ct, Foxfire Rd, Gridley St, Antelope Dr, Bellrose Ct, Cavern, Zinfandel Dr, Pearl Rd$592

Victorville, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Victorville$88 to $90
Mountain View Acres$88
Spring Valley Lake$90

Victorville, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mountain View Acres CDP, California $73 $97 $146
Spring Valley Lake CDP, California $76 $101 $151
Adelanto city, California $73 $97 $146

Victorville, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Victorville, CA3%13.0%
Mountain View Acres4.91%19.57%
Spring Valley Lake2.73%12.0%

Victorville Renters Insurance as a Percentage of Rent

Victorville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 157 1.0% $804
$300 to $499 323 2.0% $1254
$500 to $749 1,426 12.0% $1929
$750 to $999 2,759 23.0% $2679
$1,000 to $1,499 4,610 39.0% $3804
$1,500 or more 2,429 20.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Victorville For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
250000500NewStillwater Ins Co669
300000500NewMAPFRE Group684
5000002500NewUniversal North America708
1500002501-3 YearsMAPFRE Group498
2000005001-3 YearsFarmers (Fire Ins)749
40000010001-3 YearsState Farm971
50000010001-3 YearsPacific Property And Casualty532
50000025001-3 YearsOregon Mutual781
75000025001-3 YearsForemost Insurance3029
1500005004-6 YearsMAPFRE Group510
2000005004-6 YearsFirst American Ins568
2000005004-6 YearsStillwater Ins Co797
25000010004-6 YearsFirst American Ins584
25000010004-6 YearsNationwide831
3000005004-6 YearsAmerican Security878
3000005004-6 YearsAmica Mutual874
40000010004-6 YearsPacific Property And Casualty519
50000010004-6 YearsPacific Property And Casualty647
75000025004-6 YearsEncompass2496
2500005007-15 YearsNationwide1130
3000005007-15 YearsAmerican Reliable942
3000005007-15 YearsGrange1011

Victorville, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Victorville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Victorville Home Owner from High Deductible Plan $600

Victorville, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Victorville, CA Home Replacement Value MORE than Home Value Victorville, CA Home Replacement Value LESS than Home Value
Replacement Value $179,000 $120,000
Insurance Premium based on Replacement Value $550 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Victorville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyState Farm
Monthly Premium 282323
Year Built 200919902012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Victorville, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 150,000 Asphalt Shingles Roof 1,440 3 $500- $1000 Deductible 320 8 Vinyl siding No
2011 170,000 Tile Roof 2,080 3 $5000 to $10,000 Deductible 140 5 Stone Siding No
1997 180,000 Composition Roof 1,960 3 $1000-$2500 Deductible 420 12 Brick siding No
2005 185,000 Tile Roof 2,310 3 $2500-$5000 Deductible 360 9 Stucco siding No
2009 145,000 Slate Shingles Roof 1,860 3 $500 Deductible 320 9 Stone Siding No
1999 225,000 Composition Roof 2,280 3 $5000 to $10,000 Deductible 250 6 Fiber-Cement Siding yes
2011 380,000 Shingles Roof 3,550 5 $500- $1000 Deductible 330 3 Vinyl siding yes
2012 225,000 Slate Shingles Roof 2,080 3 $1000-$2500 Deductible 450 10 Brick siding No
2007 190,000 Asphalt Shingles Roof 2,460 4 $500- $1000 Deductible 260 6 Brick siding No
2007 365,000 Shingles Roof 3,850 5 $500 Deductible 690 8 Fiber-Cement Siding No
2001 230,000 Metal Roof 2,580 5 $500- $1000 Deductible 190 3 Brick siding yes
2002 300,000 Shingles Roof 3,830 5 $500- $1000 Deductible 450 5 Vinyl siding No
2007 180,000 Metal Roof 2,230 3 $2500-$5000 Deductible 30 1 Vinyl siding yes
2014 265,000 Asphalt Shingles Roof 2,550 5 $500 Deductible 800 12 Vinyl siding No
2006 375,000 Asphalt Shingles Roof 3,540 5 $500- $1000 Deductible 740 9 Fiber-Cement Siding yes
1999 260,000 Slate Shingles Roof 3,190 4 $1000-$2500 Deductible 670 12 Stucco siding No
2006 215,000 Wood Shake Roof 2,330 4 $1000-$2500 Deductible 170 3 Stucco siding yes
2011 135,000 Metal Roof 1,460 3 $500 Deductible 200 8 Wood siding No
1991 190,000 Wood Shake Roof 2,350 3 $500- $1000 Deductible 180 3 Fiber-Cement Siding No
2014 215,000 Wood Shake Roof 2,280 3 $1000-$2500 Deductible 40 1 Vinyl siding No
2005 175,000 Composition Roof 2,150 4 $1000-$2500 Deductible 290 10 Stone Siding yes
1994 110,000 Membrane Roof 1,260 3 $1000-$2500 Deductible 230 9 Brick siding yes
1996 125,000 Metal Roof 1,510 3 $1000-$2500 Deductible 310 9 Wood siding yes
2009 145,000 Membrane Roof 2,010 3 $500- $1000 Deductible 180 4 Stucco siding yes
2014 135,000 Shingles Roof 1,660 5 $500 Deductible 30 1 Vinyl siding yes
2006 130,000 Metal Roof 1,470 3 $500- $1000 Deductible 30 1 Vinyl siding No
1995 170,000 Asphalt Shingles Roof 2,170 5 $500 Deductible 300 7 Fiber-Cement Siding yes
2000 195,000 Composition Roof 1,970 4 $500- $1000 Deductible 360 6 Stone Siding yes
2008 155,000 Metal Roof 1,510 5 $1000-$2500 Deductible 200 7 Stucco siding yes
1981 170,000 Slate Shingles Roof 1,959 4 $500- $1000 Deductible 90 3 Stucco siding yes

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