Victoria Insurance Rates:

Victoria, TX homeowners insurance is roughly $869 to $1,179, about $72-$98/month. Our thorough research indicates shoppers can save upto $409 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I honestly haven't really looked at other companies options. I've been with my agent for something like 7 years and she's never given me a reason to check.
Liberty Mutual
My experience with the home insurance company's customer service is excellent! They make sure I have everything I need and more.
Travelers
I think the offers have been great to this point. Relatively low deductible and we have always been able to afford any medical procedure that comes our way. I think the prices is well worth it.
Progressive
I would recommend my health insurance provider due to good customer service as well as great rates for premium and deductible. It has allowed our family to not really worry about medical procedures.
State Farm
I Would Rate State Farm For Their Good Customer Services, Personable Employees That Do Their Best To Help You In Any Situation. Plus You Can Get Discounts If You Have Multiple Policies As Well.
State Farm
I would highly recommend State Farm. Never had an issue and worth the money.
Geico
I feel like my insurance is better than other companies because they are more lenient and understanding. On top of it all, they seem to be the most affordable.
State Farm
From what I know about my current insurance policy everything is covered except what they call "acts of god" and flood damage.
State Farm
They have great customer service. anytime we have felt something is not the way it should be (cost, claim, timely manner) they have assisted us and put in maximum effort.
Allstate
My insurance company sometimes provides me with customer service representatives from foreign countries that can be hard to understand sometimes.
State Farm
We have had state farm for over 20 years. they make us feel like family and their local agents, who are part of our community, are very friendly.
Progressive
Since living in my home, I have had to make two insurance claims for trees falling into my neighbor's property. The customer service was amazing and they fixed the issues quickly.
State Farm
I can confirm/review my coverage and get many questions answered about my insurance without having to go through the onerous call center phone tree. I can also virtually chat with a customer service rep if I can't find the info/answers I need.
Progressive
I like that Progressives website is easy to use and everything is set up to where everything is easily accessible and easily understandable to use.
State Farm
Something that I dislike about this company is that the staff could be better trained as far as customer service. I need to feel that I am talking to actual humans and not robotic androids.
Allstate
Whenever I had a question, I can just call Allstate customer service and someone always picks up to answer. The audio is always clear and sharp. The staff was always willing to help.
Allstate
I would recommend this insurance simply because it has a lot to offer. We have fire insurnace and flood and other services that we are usiing. The service is very affordable for the average home owner. Addtionally, the insurance company's customer service is excellent.
State Farm
Our premium and deductible is actually very affordable. Especially since we are still able to hire people that will do the work for less than what was estimated.
Liberty Mutual
Yes I would recommend Liberty Mutual.But I would have to stress that it's going to be expensive because insurance has become a legalized monopoly,have or you are living irresponsibly.
Allstate
I would recommend this company because there rates are reasonable, there customer service is fast and knowledgeable and they make sure you are getting the best policy for your home and for the price.
Allstate
We know we can rely on them to be there when we need them. I recommend All state Home insurance.

Victoria, TX Homeowners Insurance By Home Value

Victoria, TX Home Value Total Homes % of Total Average Victoria, TX Homeowners Insurance
Less than $50,000 2,139 13.0% $235
$50,000 to $59,999 727 4.0% $501
$60,000 to $69,999 1,080 6.0% $614
$70,000 to $79,999 1,027 6.0% $716
$80,000 to $89,999 1,390 8.0% $808
$90,000 to $99,999 1,182 7.0% $901
$100,000 to $124,999 2,352 14.0% $1044
$125,000 to $149,999 1,817 11.0% $1310
$150,000 to $174,999 1,787 11.0% $1546
$175,000 to $199,999 679 4.0% $1792
$200,000 to $249,999 839 5.0% $2150
$250,000 to $299,999 567 3.0% $2631
$300,000 to $399,999 416 2.0% $3338

Top Home Insurance Agents Near Victoria, TX

Home Insurance Company Near Victoria, TX Homeowners Insurance Agency Near Victoria, TX Address
NA Rod Insurance Group, Llc Po Box A El Campo, El Campo, TX, 77437
NA Leopold Insurance Agency 3401 N Main St, Victoria, TX, 77901
State Farm Bryan Luedecke 412 N Wells St, Edna, TX, 77957-2731
Travelers Frost Insurance Agency Inc 6835 N. Main Street, Victoria, TX, 77904
Travelers Sig Goliad Insurance Agency 222 S MARKET, GOLIAD, TX, 77963

Victoria, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Victoria, TX

Streets in Victoria Area Homeowners Insurance Cost
Chamrad Ln, Erwin Ave, Menke Rd, Hummingbird St, E Third St, W Mockingbird Ln, E Constitution St, Sylvia St, Fagan Cir, Port Lavaca Dr$980
E Constitution St, Camellia Ln, Algie St, Manassas Loop, Minatre Rd, Gawain St, Eleanor St, Medical Dr, E Church St, Pecan Bend$976
Baker St, Shiloh Dr, E Polk Ave, Marshall St, S East St, Harry St, N Bridge St, E Scott St, Professional Park Dr, W Guadalupe St$980
W Goodwin Ave, Oliver St, N East St, Gemini Ct, W Santa Rosa St, Spokane Ave, E Poplar Ave, Hill Rd, S Victoria St, Jocelyn Cir$1,003
Rosewood Dr, Mahon St, Eagle Creek, Woodglenn Dr, Aster Ln, Proctor St, Eisenhower St, W Murray St, S Depot St, Buena Vista Ave$1,029
Keefe Rd, Bobolink Ln, Vanessa Ln, E Mesquite Ln, Robles St, E Hiller St, W San Antonio St, E Mockingbird Ln, Allison St, Havana St$1,017
Oakmont Dr, Bowie Dr, Newcastle St, S Lastro St, Jackson St, Cottonwood Dr, Milann St, Pleasant Green Dr, Antelope Cir, Bottom Rd$1,024
Dogwood St, Kent St, Country Club Dr, Woodhall Dr, Raab St, Honey Dr, Manor Dr, Pasadena Dr, Conti Ln, Foodtran Store Rd$1,053
Gin Rd, Lone Tree Rd, E Wharf St, Oxford St, Canyon Creek Dr, Camellia St, N Bridge St, Joyce Ln, S Hummel St, N Cleveland St$1,025
Commerce Ave, Iola St, N Crescent Dr, W Rio Grande St, Hkr Ranch Rd, Plantation Rd, Savannah Dr, Kipling St, Mason Cir, Walnut Ave$1,030

Victoria, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Victoria$153 to $155
Victoria County$153
Quail Creek$154
Inez$156

Victoria, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Victoria County, Texas $128 $171 $256
Quail Creek CDP, Texas $129 $171 $257
Inez CDP, Texas $131 $174 $261

Victoria, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Victoria, TX7%17.8%
Victoria County7.02%18.19%
Quail Creek6.46%17.32%
Inez9.19%21.83%

Victoria Renters Insurance as a Percentage of Rent

Victoria Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 135 1.0% $353
$200 to $299 156 1.0% $803
$300 to $499 1,222 13.0% $1253
$500 to $749 3,453 37.0% $1928
$750 to $999 2,490 26.0% $2678
$1,000 to $1,499 1,677 18.0% $3803
$1,500 or more 143 1.0% $5453

Victoria, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Victoria Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Victoria Home Owner from High Deductible Plan $600

Victoria, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Victoria, TX Home Replacement Value MORE than Home Value Victoria, TX Home Replacement Value LESS than Home Value
Replacement Value $92,500 $56,500
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Victoria Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualState Farm
Monthly Premium 113241188
Year Built 197119661981
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$300000-$350000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Victoria, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 105,000 Membrane Roof 1,660 2 $1000-$2500 Deductible 660 10 Stucco siding yes
1982 150,000 Slate Shingles Roof 1,730 2 $2500-$5000 Deductible 670 7 Stone Siding yes
1967 135,000 Metal Roof 1,860 3 $500- $1000 Deductible 890 9 Stone Siding yes
1984 220,000 Metal Roof 3,740 5 $2500-$5000 Deductible 250 2 Wood siding yes
2004 130,000 Shingles Roof 1,540 3 $500 Deductible 860 7 Vinyl siding yes
1974 110,000 Membrane Roof 1,560 3 $500- $1000 Deductible 280 4 Brick siding yes
1995 75,000 Composition Roof 1,160 2 $500- $1000 Deductible 50 1 Wood siding yes
1960 95,000 Asphalt Shingles Roof 1,190 2 $2500-$5000 Deductible 220 5 Stucco siding No
1992 125,000 Wood Shake Roof 1,600 5 $2500-$5000 Deductible 720 9 Stucco siding yes
1966 325,000 Composition Roof 4,660 5 $500- $1000 Deductible 210 1 Vinyl siding No
2011 240,000 Composition Roof 3,250 4 $1000-$2500 Deductible 170 1 Brick siding No
1988 110,000 Tile Roof 1,820 4 $500 Deductible 710 8 Brick siding No
1981 295,000 Tile Roof 3,360 5 $1000-$2500 Deductible 2260 10 Stone Siding No
1978 105,000 Shingles Roof 1,550 3 $2500-$5000 Deductible 310 6 Wood siding No
2010 185,000 Metal Roof 2,110 5 $500 Deductible 1380 10 Vinyl siding yes
1969 125,000 Tile Roof 1,450 3 $500 Deductible 360 3 Fiber-Cement Siding No
1983 105,000 Slate Shingles Roof 1,430 2 $2500-$5000 Deductible 40 1 Stucco siding No
1991 60,000 Membrane Roof 910 2 $1000-$2500 Deductible 450 10 Fiber-Cement Siding No
1998 120,000 Shingles Roof 1,780 4 $2500-$5000 Deductible 440 6 Wood siding No
1975 265,000 Wood Shake Roof 3,060 4 $5000 to $10,000 Deductible 520 4 Vinyl siding No
1999 100,000 Asphalt Shingles Roof 1,250 2 $2500-$5000 Deductible 100 2 Stone Siding No
2003 200,000 Membrane Roof 2,800 5 $500 Deductible 1340 10 Brick siding No
2010 115,000 Tile Roof 1,330 2 $2500-$5000 Deductible 70 1 Brick siding yes
2004 145,000 Composition Roof 2,200 3 $2500-$5000 Deductible 160 2 Fiber-Cement Siding No
1978 90,000 Slate Shingles Roof 1,240 3 $2500-$5000 Deductible 80 2 Brick siding yes
1975 205,000 Asphalt Shingles Roof 2,360 3 $2500-$5000 Deductible 740 8 Stucco siding yes
2010 105,000 Slate Shingles Roof 1,240 3 $500 Deductible 260 3 Vinyl siding yes
1972 235,000 Wood Shake Roof 3,360 5 $1000-$2500 Deductible 510 4 Brick siding yes
2010 110,000 Asphalt Shingles Roof 1,400 3 $500- $1000 Deductible 810 8 Stucco siding No
1968 125,000 Wood Shake Roof 1,710 2 $1000-$2500 Deductible 200 3 Brick siding yes
1977 90,000 Composition Roof 1,190 2 $500 Deductible 340 6 Wood siding No
1971 155,000 Tile Roof 2,020 4 $1000-$2500 Deductible 930 10 Stone Siding yes
2013 145,000 Metal Roof 1,900 3 $1000-$2500 Deductible 1090 12 Wood siding No
2011 85,000 Shingles Roof 1,330 3 $500- $1000 Deductible 280 5 Vinyl siding yes

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