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Vero Beach, FL Home Values & Insurance Rates

Vero Beach, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,306 7.0% $164
$50,000 to $59,999 1,027 3.0% $351
$60,000 to $69,999 1,308 4.0% $434
$70,000 to $79,999 1,185 3.0% $504
$80,000 to $89,999 1,839 5.0% $574
$90,000 to $99,999 1,467 4.0% $645
$100,000 to $124,999 3,568 11.0% $738
$125,000 to $149,999 3,119 9.0% $926
$150,000 to $174,999 4,176 12.0% $1102
$175,000 to $199,999 2,502 7.0% $1278
$200,000 to $249,999 3,860 11.0% $1536
$250,000 to $299,999 2,863 8.0% $1876
$300,000 to $399,999 3,063 9.0% $2381

Top Home Insurance Agents Near Vero Beach, FL

Home Insurance Company Near Vero Beach, FL Homeowners Insurance Agency Near Vero Beach, FL Address
NA Hub International- Florida 6767 North Wickham Rd 400Y , Melbourne, FL, 32940
NA Aaa Insurance Agency 1971 S Us Highway 1 , Fort Pierce, FL, 34950
Travelers Acg South Insurance Agency Llc 6650 20TH ST, VERO BEACH, FL, 32966
Travelers Axxess Insurance 3270 SUNTREE BLVD STE 103, MELBOURNE, FL, 32940
Allstate Roy Childs 1707 NW Federal Hwy, Stuart, FL, 34994

Estimated Home Insurance By Street Area Near Vero Beach, FL

Vero Beach Area Estimated House Insurance
109th Pl, Lake Rose Blvd, 38 Sq SW, 22nd Ave, Orangewood Ln, 56th Ave, Bridge Blvd, Port Royal Ct, 79th Ct, Greenleaf Cir$1,158
N Savannah Pl, Stophan Dr, Orchid Point Way, W Sandpointe Ln, Salazar Ln, 18th Ave SW, 55th St, Southwinds Blvd, Spire Ave, Treasure Coast Plz$1,489
Bay Oak Cir, Barber Ave, Potomac Ave, Acorn Ter, Seaway Ct, Kendall Ave, Browning Ter, 43 Ter SW, Wittington Ave, Dove Shell Ln$1,432
7th Ave, Coral Reef St, Surfside Ln, Airport Dr W, Fairfield Ln, 3rd Ln SW, Waterford Dr, 7th Ave SE, 42nd Ln, Monarch Way$1,167
S Maiden Ln, Jonathans Trl, 71st Ave, 7th Ln, Barbados Sq, Floraland Ave, Albany Ter SW, Arbor Ln, 4th Pl, Mainsail St$1,198
Westwind Ct, Coral Way S, Club Dr, Tides Rd, Cownie Ln, 56th St, Island Club Pl, Roland Miller Dr, 15th St SW, Kroegel Ave$1,479
Oswego Ave, Riverside Dr, Twining Ter, 17th Ave SW, Palmetto Ave, 45th St, Indian River Dr E, Oak Hammock Cir SW, Belvedere Trl, Streamlet Ave$1,486
67th Ave, Cordova Ave, Abbott Ln, Oak Harbor Blvd, 82nd St, 39th Ave SW, 133rd Sq, 81st Ave, Caprol Ln, 65th Ave$1,159
E Derry Dr, Brigadoon Dr, Abeto Ter, 130th St, 3rd Pl, 60th Dr, Joan Ln, Indian Ln, Cross Ct, 83rd St$1,126
44th Ct, Shady Oak Way, Indian Creek Blvd E, Balboa Ave, 46th Ln, Seaside Ter, 9th Trl SW, E Cam del Rio, Greytwig Rd, 23rd Pl SW$1,147

Savings on home insurance for senior occupied homes

PlaceSavings
Vero Beach$175 to $178
Winter Beach$181
Indian River Shores$220
Gifford$180

Vero Beach, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vero Beach, FL6.7%19.1%
Winter Beach6.15%16.12%
Indian River Shores3.61%12.21%
Gifford7.26%17.93%

Vero Beach Renters Insurance as a Percentage of Rent

Vero Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 185 1.0% $786
$300 to $499 758 6.0% $1236
$500 to $749 2,920 24.0% $1911
$750 to $999 3,827 32.0% $2661
$1,000 to $1,499 2,792 23.0% $3786
$1,500 or more 1,151 9.0% $5436

Vero Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Vero Beach Homeowner Insurance Premium Example $7,300$7,100
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $59,800$59,200
Net Savings to Vero Beach Home Owner from High Deductible Plan $600

Vero Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vero Beach, FL Home Replacement Value MORE than Home Value Vero Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $160,000 $99,500
Insurance Premium based on Replacement Value $3,000 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $725/year

Example Vero Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 237226277
Year Built 201419852007
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$200000-$250000$200000-$250000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Vero Beach, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Winter Beach CDP, Florida $181 $241 $362
Indian River Shores town, Florida $220 $293 $440
Gifford CDP, Florida $181 $241 $362

Sample Home Insurance Rates for Vero Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 370,000 Metal Roof 4,290 5 $500- $1000 Deductible 7730 12 Stucco siding No
1987 265,000 Slate Shingles Roof 3,230 4 $1000-$2500 Deductible 1910 5 Brick siding No
1998 340,000 Shingles Roof 3,000 5 $5000 to $10,000 Deductible 3840 8 Brick siding yes
1998 465,000 Metal Roof 4,520 5 > $10,000 Deductible 5740 9 Stone Siding yes
1993 515,000 Shingles Roof 4,590 5 $1000-$2500 Deductible 3140 5 Fiber-Cement Siding No
1986 255,000 Slate Shingles Roof 2,550 4 $1000-$2500 Deductible 2860 8 Wood siding No
1992 270,000 Wood Shake Roof 2,390 5 $1000-$2500 Deductible 3570 9 Stone Siding No
1985 170,000 Metal Roof 1,740 5 $500 Deductible 1320 4 Stone Siding No
1988 145,000 Wood Shake Roof 1,985 3 $500- $1000 Deductible 2880 10 Stone Siding No