Vernon Insurance Rates:

Vernon, WI homeowners insurance is roughly $590 to $805, about $49-$67/month. Our detailed research shows customers can save upto $279 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Vernon, WI Homeowners Insurance By Home Value

Vernon, WI Home Value Total Homes % of Total Average Vernon, WI Homeowners Insurance
Less than $50,000 55 2.0% $55
$150,000 to $174,999 33 1.0% $397
$175,000 to $199,999 134 6.0% $460
$200,000 to $249,999 579 26.0% $551
$250,000 to $299,999 707 31.0% $677
$300,000 to $399,999 707 31.0% $858

Top Home Insurance Agents Near Vernon, WI

Home Insurance Company Near Vernon, WI Homeowners Insurance Agency Near Vernon, WI Address
NA Tomei Insurance Agency 223 N Rte 21 Ste 10, Gurnee, IL, 60031
Liberty Mutual Independent A B Schmitz Agency Inc 2906 ROOSEVELT RD, KENOSHA, WI, 53143
Travelers C P L William K Brown Insurance Services Inc 715 MILWAUKEE ST, DELAFIELD, WI, 53018
Farmers Reva Rangarajan 16800 W Greenfield Ave Ste 105, Brookfield, WI, 53005
Erie See Insurance Agency Llc 7817 W Brown Deer Road Suite 1, Milwaukee, WI, 53223

Cost Of Homeowners Insurance By Street Near Vernon, WI

Streets in Vernon Area Homeowners Insurance Cost
Norway Dr, Carol Dr, Whitetail Run, Valley View Rd, Edgewood Ct, Meadow Cir, Woodgate Rd, Regency Ct, Sonoma Way, Oakdale Dr$682
Vernon Hills Dr, Sunset View Ct, Hawthorne Chasm, Hilltop Ln, Fox River Woods Dr, Eleanor St, Duncan Ct, Cheri Ave, Green Mountain Dr, Abbey Ct$679
Wildwood Dr, Heather Ridge Dr, Windsor Ct, Sunrise Cir, S Denoon Rd, Hidden Lakes Ct, Mark Trl, Southwoods Ln, Mount Carmel Rd, Millbrook Cir S$699
Saint Joseph Dr, Denoon Rd, Wynn Dr, Klein Ln, Mount Whitney Ave, Riverview Ln, Justin Ln, Guthrie School Rd, Mount Rainer Dr, Badger Trl$683
Alameda Dr, Shannon Ln, Wildwood Ct, Lea Dr, Diane Dr, Nottingham Way, Adam Dr, Karlstad Dr, Rainbow Ct W, Durand Dr$694

Vernon, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vernon$104 to $107
Big Bend$99
Tichigan$103
Mukwonago$105

Vernon, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Big Bend village, Wisconsin $83 $111 $166
Tichigan CDP, Wisconsin $86 $115 $172
Waterford town, Racine County, Wisconsin $86 $115 $172

Vernon, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vernon, WI3.2%10.6%
Big Bend3.35%11.1%
Tichigan3.05%9.1%
Waterford3.01%9.01%

Vernon Renters Insurance as a Percentage of Rent

Vernon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 28 18.0% $1203
$500 to $749 5 3.0% $1878
$750 to $999 40 25.0% $2628
$1,000 to $1,499 56 36.0% $3753
$1,500 or more 25 16.0% $5403

Vernon, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Vernon Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Vernon Home Owner from High Deductible Plan $600

Vernon, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vernon, WI Home Replacement Value MORE than Home Value Vernon, WI Home Replacement Value LESS than Home Value
Replacement Value $323,000 $224,000
Insurance Premium based on Replacement Value $1,325 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Vernon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 16521982
Year Built 198619902011
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Vernon, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 230,000 Composition Roof 1,680 4 $500- $1000 Deductible 140 2 Brick siding No
2014 430,000 Wood Shake Roof 3,270 5 $500 Deductible 1380 8 Brick siding yes
2010 315,000 Shingles Roof 2,040 5 $2500-$5000 Deductible 230 4 Fiber-Cement Siding yes
2012 295,000 Slate Shingles Roof 1,960 4 $1000-$2500 Deductible 690 10 Stucco siding yes
1991 365,000 Metal Roof 3,080 5 > $10,000 Deductible 290 3 Brick siding yes
2013 260,000 Tile Roof 1,640 4 $500 Deductible 760 12 Stucco siding yes
2000 795,000 Wood Shake Roof 4,700 5 > $10,000 Deductible 330 3 Brick siding yes
1999 235,000 Composition Roof 1,830 4 $500 Deductible 590 6 Vinyl siding No
2013 220,000 Composition Roof 1,740 4 > $10,000 Deductible 530 9 Brick siding No
2014 430,000 Tile Roof 3,620 5 $2500-$5000 Deductible 1920 12 Vinyl siding yes
2011 310,000 Slate Shingles Roof 2,610 5 $1000-$2500 Deductible 610 9 Brick siding yes
1990 425,000 Asphalt Shingles Roof 3,310 4 > $10,000 Deductible 230 5 Vinyl siding No
2011 560,000 Wood Shake Roof 4,060 5 > $10,000 Deductible 700 7 Wood siding yes
2010 590,000 Tile Roof 3,970 5 $500 Deductible 1410 7 Fiber-Cement Siding yes
2011 650,000 Slate Shingles Roof 4,400 5 $500 Deductible 2180 10 Brick siding No
2014 540,000 Wood Shake Roof 3,490 5 $500 Deductible 1140 8 Fiber-Cement Siding No
2005 220,000 Metal Roof 1,830 5 $500 Deductible 840 8 Stone Siding No
1983 370,000 Metal Roof 2,950 4 $2500-$5000 Deductible 110 1 Stone Siding yes
2001 435,000 Asphalt Shingles Roof 2,590 4 $500- $1000 Deductible 500 4 Stucco siding No
2009 390,000 Wood Shake Roof 2,460 5 $500- $1000 Deductible 320 2 Brick siding yes
1988 365,000 Wood Shake Roof 2,090 4 $500- $1000 Deductible 650 5 Vinyl siding No
2012 265,000 Wood Shake Roof 1,700 5 $500- $1000 Deductible 150 2 Stone Siding yes
1989 450,000 Composition Roof 2,800 4 $2500-$5000 Deductible 940 9 Brick siding No
2011 600,000 Wood Shake Roof 3,710 5 $5000 to $10,000 Deductible 1340 10 Stucco siding yes
2012 385,000 Wood Shake Roof 2,880 4 $500 Deductible 840 6 Brick siding yes
2002 260,000 Asphalt Shingles Roof 1,770 4 $500 Deductible 210 2 Stone Siding yes
2014 500,000 Shingles Roof 3,250 4 $500- $1000 Deductible 1980 10 Stucco siding No
1987 460,000 Membrane Roof 2,610 4 $1000-$2500 Deductible 1250 7 Wood siding yes
2008 285,000 Slate Shingles Roof 2,310 5 $5000 to $10,000 Deductible 340 9 Fiber-Cement Siding No
1985 260,000 Shingles Roof 1,510 5 $2500-$5000 Deductible 710 10 Brick siding No
2014 275,000 Tile Roof 2,290 4 $1000-$2500 Deductible 90 1 Vinyl siding No
1996 550,000 Wood Shake Roof 3,210 4 $2500-$5000 Deductible 1200 7 Stucco siding yes
2010 350,000 Asphalt Shingles Roof 1,970 5 $500 Deductible 500 4 Stucco siding No
2011 460,000 Membrane Roof 3,590 5 $2500-$5000 Deductible 750 7 Stucco siding No