Vernon, NJ homeowners insurance is about $711 to $965, about $59-$80/month. Our all inclusive guide shows customers can save as much as $335 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Vernon, NJ | Homeowners Insurance Agency Near Vernon, NJ | Address |
|---|---|---|
| Travelers | Bayside Agency Ltd | 200-15 32ND AVE, BAYSIDE, NY, 11361 |
| Liberty Mutual | Carlos A. Penalba | 7 Becker Farm Road, Roseland, NJ, 7068 |
| State Farm | John Grana | 17 Fair St Ste 1, Carmel, NY, 10512-1318 |
| Allstate | Joseph Noah | 189 Homans Ave, Closter, NJ, 7624 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Vernon Center CDP, New Jersey | $122 | $162 | $243 |
| Highland Lake CDP, New Jersey | $125 | $166 | $249 |
| Vernon Valley CDP, New Jersey | $126 | $168 | $252 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Vernon, NJ | 3.2% | 8.8% |
| Vernon Center | 3.3% | 8.72% |
| Highland Lake | 3.63% | 9.48% |
| Vernon Valley | 3.09% | 7.47% |
| Vernon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 35 | 3.0% | $1913 |
| $750 to $999 | 221 | 19.0% | $2663 |
| $1,000 to $1,499 | 515 | 46.0% | $3788 |
| $1,500 or more | 345 | 30.0% | $5438 |
| Streets in Vernon Area | Homeowners Insurance Cost |
|---|---|
| Lounsberry Hollow Rd, Hillside Rd, Laurel Ln, Gnomes Knoll, Timber Ln, Mountainside Dr, Aqueduct Rd, Lindbergh Rd, Tom Watson Ct, Sand Hill Rd | $833 |
| Echo Ln, Robins Ter, Sagamore Rd, Stockholm Rd, Hamburg McAfee Rd, Otter Hill Ct, Jordan Dr, Brook Ln, Gray Rock Dr, Timberview Dr | $838 |
| Breakneck Rd, Grove Trl, Coon Den Rd, Stockholm Vernon Rd, Owens Station Rd, Co Rd 665, Onteora Rd, Lincoln Ave, E Gate Dr, Parrish Dr | $837 |
| Arnold Palmer Ct, Tall Timbers Rd, Whipporwill Ct, Pilz Ct, Cedar Ter N, Craig Rd, Lake St, Shepperd Ln, Lakeview Dr S, Silver Spruce Dr | $857 |
| Beaver Creek Dr, Cedar Ridge Dr, Toboggan Trl, Rutherford Pl, Edgewood Ln, Aster St, Mahtown Rd, Oak Ct, Le Touquet Dr, Mountain Top Ct | $837 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Vernon | $125 to $128 |
| Vernon Center | $121 |
| Highland Lake | $124 |
| Vernon Valley | $126 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Vernon Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $8,400 | $7,600 |
| Net Savings to Vernon Home Owner from High Deductible Plan | $800 | |
| Scenario | Vernon, NJ Home Replacement Value MORE than Home Value | Vernon, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $328,000 | $204,500 |
| Insurance Premium based on Replacement Value | $1,475 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $64,500 | Risk Exposure from Under Insuring Coverage is $59,000 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $275/year |
| Insurance Company | Chubb Group of Insurance | Nationwide Insurance | Allstate |
| Monthly Premium | 113 | 139 | 164 |
| Year Built | 1999 | 1969 | 1978 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |