Vernon Insurance Rates:

Vernon, LA homeowners insurance is nearly $1,053 to $1,429, about $87-$119/month. Our all inclusive analysis shows customers can save upto $496 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Based on the great time i've had so far with them this year i chose to bundle both my home and auto insurance together under allstate which has saved me a lot of money.
I have not experienced anything bad, but my criticism that i do have is the fact that i was not able to get further discounts on my home insurance due to the fact i have a home alarm system.
I like progressive home insurance because the rates are affordable and they are easy to contact if i need to make a claim.
Farmer's Insurance
It's fine. I don't have much interaction with them. Though when I rarely do need to talk to them it is nice.
American Family
We didn't really shop around when we needed insurance when we purchased our house. We were already very happy with the auto insurance we had, so we just went to the same company.
State Farm
For the most part, the website is easy to navigate, but for me, insurance as a whole is somewhat confusing, and I believe because we have to have it and they know if they get away with the high premiums.
Amica Mutual Insurance
I think my premium is competitive, and I've wrapped it into my escrow.
I like the overall cost-effectiveness, great responsive service, discounts, and bundled services to include vehicle insurance, banking, and credit card. I would not be able to match this package anywhere, and I have tried.

Vernon, LA Homeowners Insurance By Home Value

Vernon, LA Home Value Total Homes % of Total Average Vernon, LA Homeowners Insurance
Less than $50,000 2,629 26.0% $335
$50,000 to $59,999 585 5.0% $720
$60,000 to $69,999 616 6.0% $894
$70,000 to $79,999 648 6.0% $1030
$80,000 to $89,999 597 6.0% $1179
$90,000 to $99,999 475 4.0% $1316
$100,000 to $124,999 1,149 11.0% $1527
$125,000 to $149,999 608 6.0% $1900
$150,000 to $174,999 934 9.0% $2248
$175,000 to $199,999 341 3.0% $2595
$200,000 to $249,999 544 5.0% $3129
$250,000 to $299,999 481 4.0% $3825
$300,000 to $399,999 311 3.0% $4856

Top Home Insurance Agents Near Vernon, LA

Home Insurance Company Near Vernon, LA Homeowners Insurance Agency Near Vernon, LA Address
NA Brown & Brown Of Louisiana Inc. Dba Brown & Brown Of Central Louisiana 3130 Jackson St, Alexandria, LA, 71301
State Farm Darryl Andrews 1104 Macarthur Dr, Alexandria, LA, 71303-3122
State Farm Randy Wiggins 2146 N Mall Drive, Alexandria, LA, 71301-3647
Allstate Sabine Insurance Agency 101 NORTH TEXAS ST, HEMPHILL, TX, 75948
Allstate Sabine Insurance Agency 101 N Texas Street, Hemphill, TX, 75948

Cost Of Homeowners Insurance By Street Near Vernon, LA

Streets in Vernon Area Homeowners Insurance Cost
Wise Rd, Three Oaks Dr, Moses St, S 9th St, Jackson Rd, Anacoco Prairie Trace Rd, Cole Dr, Turner Rd, Liliedahl Rd, Parish Rd 46$1,254
Henry Bass Rd, Good Hope Rd, Chapel Estate, Loblolly Ln, Country Club Ln, Ebenezer Cemetery Rd, Clarks Park Rd, Leach Rd, Parish Rd 782, Parish Rd 102$1,230
Howard Pl, Parish Rd 54, Chance Dr, Ward Dr, Willis Rd, Parish Rd 2029, Younder Dr, Hilton Rd, John Paul Jones Ave, Adamski Rd$1,241
Amelia Dr, Henry Cryer Rd, Catahoula Ln, Shreveport Hwy, Utah Ave, Gladys Shirley Rd, Dees Rd, Dale Busby Rd, Redbud Ln, Chaffee Rd$1,235
Parish Rd 6965, Cheatham St, Pete Martin Dr, Parish Rd 155, Maple Grove Cir, McCain Rd, Parish Rd 7162, Westbrooks Rd, Holcomb Rd, Foshee Rd$1,244
Earl Dowden Rd, Earl Mitcham Rd, Bridgette St, Red Oak Ln, Bailey Rd, State Rte 3226, Parish Rd 391, Parish Rd 111, Jw Brister Rd, Willow Rd$1,236
Parish Rd 35, Blueberry St, Howard St, West St, Section Line Rd, Fletcher Rd, Cody Ln, Alexandria Hwy, W Lula St, V F W Rd$1,257
Sunshine Dr, Port Arthur Rd, Aubry Bass Rd, Merritt St, J Grantham Rd, Beeman Ln, Parish Rd 166, Devil Swamp Rd, Tom Moore Rd, Rose Lee Ln$1,252
N Sale St, Parish Rd 593, Parish Rd 23, Vernon Parish 63, Parish Rd 565, Stanley Rd, Marie St, University Pkwy, Sodie Harvey Rd, Malcolm Smart Rd$1,241
4th St, N Prairie St, Allen Parish, Dauzat Ln, Parish Rd 511, Werner Rd, Ada Dr, Elkoubi Rd, Hale Dr, 2nd St$1,225

Vernon, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vernon$185 to $188
New Llano$186

Vernon, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Llano town, Louisiana $156 $207 $311
Leesville city, Louisiana $155 $206 $309
Simpson village, Louisiana $156 $208 $312

Vernon, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vernon, LA11.1%40.3%
New Llano12.48%39.75%

Vernon Renters Insurance as a Percentage of Rent

Vernon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 168 2.0% $816
$300 to $499 796 11.0% $1266
$500 to $749 1,566 22.0% $1941
$750 to $999 2,827 40.0% $2691
$1,000 to $1,499 1,406 19.0% $3816
$1,500 or more 202 2.0% $5466

Average Cost Of Home Insurance By Company In Areas Nearby Vernon For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
 $300,000  $150,000 brick veneer 1-year Encompass Indemnity Co $2579
 $300,000  $150,000 brick veneer 1-year Encompass Property And Casualty Co $1705
$200,000 $100,000 brick veneer 10-year Garrison P&C Ins Co $1612
$200,000 $100,000 brick veneer 10-year Homesite Ins Co $2126
$200,000 $100,000 brick veneer 10-year Lm Ins Corp $2417
 $300,000  $150,000 brick veneer 1-year La Farm Bureau Mutual Ins Co $1267
$200,000 $100,000 brick veneer 10-year Liberty Personal Ins Co $2948
$200,000 $100,000 brick veneer 10-year State Farm Fire & Casualty Co $2062
$200,000 $100,000 brick veneer 10-year The American Ins Co $1656
$200,000 $100,000 brick veneer 10-year United Property & Casualty $1225