Vernon Insurance Rates:

Vernon, FL homeowners insurance is nearly $953 to $1,301, about $79-$108/month. Our all inclusive research reveals consumers can save as much as $450 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Vernon, FL Homeowners Insurance By Home Value

Vernon, FL Home Value Total Homes % of Total Average Vernon, FL Homeowners Insurance
Less than $50,000 635 20.0% $293
$50,000 to $59,999 262 8.0% $631
$60,000 to $69,999 108 3.0% $777
$70,000 to $79,999 236 7.0% $901
$80,000 to $89,999 306 10.0% $1025
$90,000 to $99,999 156 5.0% $1138
$100,000 to $124,999 289 9.0% $1318
$125,000 to $149,999 163 5.0% $1656
$150,000 to $174,999 285 9.0% $1960
$175,000 to $199,999 105 3.0% $2254
$200,000 to $249,999 197 6.0% $2716
$250,000 to $299,999 216 7.0% $3324
$300,000 to $399,999 78 2.0% $4226

Top Home Insurance Agents Near Vernon, FL

Home Insurance Company Near Vernon, FL Homeowners Insurance Agency Near Vernon, FL Address
NA Term, Universal And Whole Life Insurance P. O. Box 1790 Santa Rosa Beach, santa rosa beach, FL, 32459
State Farm Eric Taylor 35 East Washington Street, Chattahoochee, FL, 32324-1540
Allstate Frances Faille 917 Hospital Dr, Niceville, FL, 32578
State Farm Roni Holley 2643 Montgomery Hwy Ste 4, Dothan, AL, 36303-2643
Travelers Sims Insurance Agency 410 N Waukesha St, Bonifay, FL, 32425

Cost Of Homeowners Insurance By Street Near Vernon, FL

Streets in Vernon Area Homeowners Insurance Cost
Paris Ln, Nelby Pl, Topaz Creek, Fanning Branch Rd, Delft Cir, Morrell Ave, Culpepper Ln, Trellis Dr, Pettis Rd, Woodland Rd$1,117
Gloria Pl, Amos Hayes, Merrifield Ct, Falcon Dr, Barry Dr, Barbrich Rd, Deborah Ave, Kaitlin Trl, Briarwood Dr, Dunford Cir$1,114
Jackson St, S Salem Dr, Tanner Rd, Grassy Pond Rd, Obies State, Dothan Ct, Turkey Run Rd, Roseway Ave, Linwood Dr, N Salem Dr$1,135
Gate Ave, Barlington Ct, Sally Rd, Hero Rd, Dawkins St, Terrell St, Foxhunt Rd, Kapok Ave, Hammond Lake Dr, Oxford Ave$1,168
Keenkutter Rd, Eldron Pl, Scoop Cir, Jupiter Dr, Syfrett Rd, Quaker St, Lonnie Rd, Keene Ave, Casey Rd, Belair Rd$1,169

Vernon, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vernon$168 to $171
Washington County$168
Wausau$166
Youngstown$169

Vernon, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington County, Florida $141 $187 $281
Wausau town, Florida $139 $185 $277
Caryville CCD, Washington County, Florida $139 $185 $277

Vernon, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vernon, FL9.4%29.4%
Washington County9.49%30.14%
Wausau10.61%28.41%
Caryville10.45%29.27%

Vernon Renters Insurance as a Percentage of Rent

Vernon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 27 3.0% $799
$300 to $499 35 4.0% $1249
$500 to $749 298 41.0% $1924
$750 to $999 280 38.0% $2674
$1,000 to $1,499 70 9.0% $3799
$1,500 or more 9 1.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Vernon For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $2,038
150,000 27 NO Castle Key Indemnity Company Insurance $1,973
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,461
150,000 27 NO Florida Peninsula Insurance $1,102
150,000 27 NO Stillwater Property And Casualty Insurance $1,616
150,000 27 NO Tower Hill Signature Insurance $1,794
150,000 27 NO Universal Property & Casualty Insurance $1,175
150,000 27 YES American Integrity Insurance $1,550
150,000 27 YES Asi Preferred Insurance $1,583
150,000 27 YES First Protective Insurance $949
150,000 27 YES Southern Fidelity Insurance $1,001
150,000 27 YES Universal Insurance $1,729
300,000 12 NA Asi Preferred Insurance $1,957
300,000 12 NA First Protective Insurance $1,738
300,000 12 NA Florida Peninsula Insurance $1,330
300,000 12 NA Safeway Property Insurance $1,459
300,000 12 NA Southern Oak Insurance $1,833
300,000 12 NA State Farm Florida Insurance $3,126
300,000 12 NA Tower Hill Preferred Insurance $1,797
300,000 12 NA Universal Property & Casualty Insurance $1,274

Vernon, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$8,300
Yearly Vernon Homeowner Insurance Premium Example $4,000$3,000
Out of Pocket Expense During Claim$1,300$8,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $33,300$32,300
Net Savings to Vernon Home Owner from High Deductible Plan $1,000

Vernon, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vernon, FL Home Replacement Value MORE than Home Value Vernon, FL Home Replacement Value LESS than Home Value
Replacement Value $105,000 $75,500
Insurance Premium based on Replacement Value $2,100 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $400/year

Example Vernon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAllstate
Monthly Premium 300213382
Year Built 199219852011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Vernon, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 140,000 Tile Roof 2,070 5 $1000-$2500 Deductible 1340 6 Stucco siding yes
2011 110,000 Wood Shake Roof 1,840 4 $500- $1000 Deductible 1980 10 Stucco siding No
2005 115,000 Wood Shake Roof 1,440 3 $2500-$5000 Deductible 640 6 Wood siding yes
1996 85,000 Tile Roof 1,430 3 $500- $1000 Deductible 620 4 Wood siding yes
1984 195,000 Shingles Roof 3,260 4 $500 Deductible 360 1 Fiber-Cement Siding No
2013 180,000 Membrane Roof 2,370 3 $5000 to $10,000 Deductible 420 2 Brick siding No
1987 95,000 Tile Roof 1,350 3 $500- $1000 Deductible 1130 9 Stone Siding No
2012 185,000 Metal Roof 2,430 4 $2500-$5000 Deductible 170 1 Stone Siding yes
2010 190,000 Metal Roof 3,360 5 $2500-$5000 Deductible 1520 8 Stone Siding yes
1980 120,000 Asphalt Shingles Roof 1,860 3 $500- $1000 Deductible 1240 5 Brick siding No
1981 125,000 Wood Shake Roof 2,040 4 $2500-$5000 Deductible 490 4 Brick siding No
2014 160,000 Composition Roof 2,370 5 $5000 to $10,000 Deductible 1390 6 Brick siding yes
1982 235,000 Membrane Roof 3,310 4 > $10,000 Deductible 1130 7 Stucco siding No
1993 145,000 Slate Shingles Roof 2,310 3 $500 Deductible 1020 4 Stucco siding yes
2010 120,000 Slate Shingles Roof 1,590 3 $2500-$5000 Deductible 120 1 Vinyl siding yes
1997 205,000 Slate Shingles Roof 2,620 4 $2500-$5000 Deductible 3770 12 Wood siding No
2006 125,000 Shingles Roof 1,620 4 $500- $1000 Deductible 1030 6 Vinyl siding No
1999 215,000 Membrane Roof 2,710 4 > $10,000 Deductible 1820 9 Stone Siding yes
1988 110,000 Shingles Roof 2,060 3 $2500-$5000 Deductible 810 6 Vinyl siding yes
1980 105,000 Wood Shake Roof 1,910 5 $500 Deductible 1070 5 Fiber-Cement Siding No
1998 120,000 Composition Roof 1,800 3 $500- $1000 Deductible 2470 12 Wood siding yes
1993 215,000 Wood Shake Roof 3,450 5 $500- $1000 Deductible 2560 7 Brick siding No
2011 380,000 Tile Roof 4,790 5 $500- $1000 Deductible 3240 6 Fiber-Cement Siding yes
1985 100,000 Tile Roof 1,240 3 $1000-$2500 Deductible 320 3 Wood siding yes
1990 115,000 Membrane Roof 1,590 3 $1000-$2500 Deductible 140 1 Stone Siding yes
2001 290,000 Metal Roof 4,230 5 $500 Deductible 500 1 Stucco siding yes
2007 140,000 Wood Shake Roof 2,050 4 $2500-$5000 Deductible 530 3 Stucco siding No
1995 315,000 Composition Roof 4,390 5 $1000-$2500 Deductible 3700 9 Brick siding yes
2014 150,000 Tile Roof 2,210 3 $500- $1000 Deductible 2010 10 Brick siding yes
1998 165,000 Slate Shingles Roof 2,640 5 $500- $1000 Deductible 860 3 Stucco siding No