Vernon, CT homeowners insurance is approximately $718 to $974, about $59-$81/month. Our extensive analysis shows customers can save upto $338 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Vernon, CT | Homeowners Insurance Agency Near Vernon, CT | Address |
|---|---|---|
| Nationwide | Lemieux Insurance & Financial Services Llc | 119 Storrs Rd, Mansfield Center, CT, 06250-0276 |
| Liberty Mutual Independent | Marsh Kemp Insurance | 28 Park Ave, Worcester, MA, 1605 |
| Travelers | The Connors Agency Inc | 1033 FARMINGTON AVE, WEST HARTFORD, CT, 6107 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Rockville CDP, Connecticut | $125 | $167 | $251 |
| Bolton town, Tolland County, Connecticut | $130 | $173 | $260 |
| Ellington town, Tolland County, Connecticut | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Vernon, CT | 3.9% | 9.5% |
| Rockville | 4.06% | 10.42% |
| Bolton | 3.32% | 9.12% |
| Ellington | 3.49% | 9.7% |
| Vernon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 59 | 1.0% | $344 |
| $200 to $299 | 106 | 1.0% | $794 |
| $300 to $499 | 197 | 3.0% | $1244 |
| $500 to $749 | 574 | 10.0% | $1919 |
| $750 to $999 | 2,127 | 39.0% | $2669 |
| $1,000 to $1,499 | 1,811 | 33.0% | $3794 |
| $1,500 or more | 540 | 9.0% | $5444 |
| Streets in Vernon Area | Homeowners Insurance Cost |
|---|---|
| Whitney T Ferguson III Rd, Beechwood Rd, Quail Hollow Close, Cathy Dr, Hilltop Ave, Warren Ave, Nye St, Grove St, Miriam Dr, Emerald Dr | $848 |
| Werner Dr, Broadhurst Rd, Brittany Ln, John Dr, Howard Dr, Reservoir Rd, Lawler Rd, Miller Rd, Linden Pl, Chamberlain St | $835 |
| Wayne Rd, S Grove St, Park Pl, Temple St, Bolton Rd, Windsorville Rd, Elizabeth Ln, Oak St, Wildwood Rd, Center St | $869 |
| Foster Dr, N Park St, Timber Ln, Progress Ave, Vine Dr, Beverly Rd, Pillsbury Hill, Dailey Cir, Bridle Path Ln, Brent Dr | $867 |
| Lawrence St, Bette Cir, Reed St, Franklin St, Summit Rd, Baker Rd, Correia Way, Parkwest Dr, Raymond St, Union St | $852 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Vernon | $126 to $129 |
| Rockville | $125 |
| Bolton | $130 |
| Ellington | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $3,100 |
| Yearly Vernon Homeowner Insurance Premium Example | $4,000 | $3,500 |
| Out of Pocket Expense During Claim | $1,100 | $3,100 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $25,100 | $24,100 |
| Net Savings to Vernon Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Vernon, CT Home Replacement Value MORE than Home Value | Vernon, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $337,500 | $208,500 |
| Insurance Premium based on Replacement Value | $3,300 | $2,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $66,000 | Risk Exposure from Under Insuring Coverage is $63,000 |
| Premium Impact | Insurance cheaper by $600/year | Insurance costlier by $650/year |
| Insurance Company | Allstate | Farmers Insurance | Travelers |
| Monthly Premium | 57 | 218 | 108 |
| Year Built | 1967 | 1945 | 1993 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $300000-$350000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |