Vernon Insurance Rates:

Vernon, CT homeowners insurance is approximately $718 to $974, about $59-$81/month. Our extensive analysis shows customers can save upto $338 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Aaa
the fact that the company, like most companies you call on the phone, need so much validation and then retransfer or ping pong you all over the place so that you have to repeat yourself three times before getting to the right department is taxing. I avoid calling unless absolutely necessary. This is not a good thing.
Aaa
I do not receive much correspondence or mail from the insurance company in terms of advertisements. I am happy about that. I do wish that I could get communication about discounts that the company may provide.
State Farm
I feel like it could truly be worse so there is no reason to complain. So far so good and I like it.
Aaa
I don't think there's any big thing I dislike about the company. I think the only thing that concerns me is a big push on technology. Automation is huge, and sometimes I'd rather speak to a live person than go through a FAQ list on a website.
Geico
My agent is always very helpful, my only problem is that sometimes they are super busy and it can take a while to get a response. I have had to deal with the company itself on a couple of auto claims and have always found them to be very responsive.
Travelers
My home insurance company works with me to give me the lowest price possible to insure my home, and they also have great customer service.
Allstate
The few times that i have needed questions answers, it took longer than i felt was necessary to get my question answered.
Geico
Their customer service is excellent and they are available to answer your questions 24 hours a day. they also provide customer service via email

Vernon, CT Homeowners Insurance By Home Value

Vernon, CT Home Value Total Homes % of Total Average Vernon, CT Homeowners Insurance
Less than $50,000 225 3.0% $92
$70,000 to $79,999 80 1.0% $287
$80,000 to $89,999 143 1.0% $329
$100,000 to $124,999 384 5.0% $430
$125,000 to $149,999 402 5.0% $532
$150,000 to $174,999 786 10.0% $633
$175,000 to $199,999 1,138 15.0% $735
$200,000 to $249,999 1,986 26.0% $878
$250,000 to $299,999 1,339 18.0% $1073
$300,000 to $399,999 768 10.0% $1368

Top Home Insurance Agents Near Vernon, CT

Home Insurance Company Near Vernon, CT Homeowners Insurance Agency Near Vernon, CT Address
Nationwide Lemieux Insurance & Financial Services Llc 119 Storrs Rd, Mansfield Center, CT, 06250-0276
Liberty Mutual Independent Marsh Kemp Insurance 28 Park Ave, Worcester, MA, 1605
Travelers The Connors Agency Inc 1033 FARMINGTON AVE, WEST HARTFORD, CT, 6107
NA Roger Menard Insurance 241 King Street #28, Northampton, MA, 1060
NA Webber & Grinnell Insurance Agency Inc 8 North King Street, Northampton, MA, 1060

Cost Of Homeowners Insurance By Street Near Vernon, CT

Streets in Vernon Area Homeowners Insurance Cost
Whitney T Ferguson III Rd, Beechwood Rd, Quail Hollow Close, Cathy Dr, Hilltop Ave, Warren Ave, Nye St, Grove St, Miriam Dr, Emerald Dr$848
Werner Dr, Broadhurst Rd, Brittany Ln, John Dr, Howard Dr, Reservoir Rd, Lawler Rd, Miller Rd, Linden Pl, Chamberlain St$835
Wayne Rd, S Grove St, Park Pl, Temple St, Bolton Rd, Windsorville Rd, Elizabeth Ln, Oak St, Wildwood Rd, Center St$869
Foster Dr, N Park St, Timber Ln, Progress Ave, Vine Dr, Beverly Rd, Pillsbury Hill, Dailey Cir, Bridle Path Ln, Brent Dr$867
Lawrence St, Bette Cir, Reed St, Franklin St, Summit Rd, Baker Rd, Correia Way, Parkwest Dr, Raymond St, Union St$852

Vernon, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vernon$126 to $129
Rockville$125
Bolton$130
Ellington$129

Vernon, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rockville CDP, Connecticut $125 $167 $251
Bolton town, Tolland County, Connecticut $130 $173 $260
Ellington town, Tolland County, Connecticut $130 $173 $260

Vernon, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vernon, CT3.9%9.5%
Rockville4.06%10.42%
Bolton3.32%9.12%
Ellington3.49%9.7%

Vernon Renters Insurance as a Percentage of Rent

Vernon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 59 1.0% $344
$200 to $299 106 1.0% $794
$300 to $499 197 3.0% $1244
$500 to $749 574 10.0% $1919
$750 to $999 2,127 39.0% $2669
$1,000 to $1,499 1,811 33.0% $3794
$1,500 or more 540 9.0% $5444

Vernon, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Vernon Homeowner Insurance Premium Example $4,000$3,500
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $25,100$24,100
Net Savings to Vernon Home Owner from High Deductible Plan $1,000

Vernon, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vernon, CT Home Replacement Value MORE than Home Value Vernon, CT Home Replacement Value LESS than Home Value
Replacement Value $337,500 $208,500
Insurance Premium based on Replacement Value $3,300 $2,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,000 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $600/year Insurance costlier by $650/year

Example Vernon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceTravelers
Monthly Premium 57218108
Year Built 196719451993
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$300000-$350000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Vernon, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 190,000 Membrane Roof 1,490 2 $1000-$2500 Deductible 570 6 Wood siding No
1947 310,000 Metal Roof 3,150 4 $2500-$5000 Deductible 1380 8 Stucco siding yes
1968 175,000 Asphalt Shingles Roof 1,340 3 $500 Deductible 600 4 Stone Siding No
1981 345,000 Slate Shingles Roof 2,580 4 $500 Deductible 1780 7 Fiber-Cement Siding No
1975 105,000 Wood Shake Roof 1,100 2 $1000-$2500 Deductible 780 9 Stucco siding yes
1982 135,000 Wood Shake Roof 1,150 2 $2500-$5000 Deductible 580 8 Brick siding yes
1989 140,000 Composition Roof 1,320 3 $500- $1000 Deductible 400 4 Stucco siding yes
1986 285,000 Metal Roof 2,230 3 $1000-$2500 Deductible 2260 12 Fiber-Cement Siding yes
1949 165,000 Slate Shingles Roof 1,390 2 $1000-$2500 Deductible 400 3 Vinyl siding No
1975 155,000 Tile Roof 1,410 2 $5000 to $10,000 Deductible 260 4 Vinyl siding No
1996 250,000 Asphalt Shingles Roof 2,190 3 $2500-$5000 Deductible 710 6 Vinyl siding yes
1963 135,000 Wood Shake Roof 1,210 3 $500 Deductible 430 4 Stone Siding yes
1961 155,000 Composition Roof 1,340 3 $1000-$2500 Deductible 600 4 Wood siding yes
1999 375,000 Asphalt Shingles Roof 3,060 4 $1000-$2500 Deductible 1310 5 Brick siding yes
1940 255,000 Metal Roof 2,210 3 $500- $1000 Deductible 720 4 Fiber-Cement Siding No
1982 305,000 Membrane Roof 2,320 4 $500- $1000 Deductible 2300 8 Brick siding yes
1971 215,000 Slate Shingles Roof 1,660 3 $500 Deductible 1630 9 Stucco siding yes
1975 155,000 Wood Shake Roof 1,100 2 $500 Deductible 830 7 Wood siding yes
1940 185,000 Tile Roof 1,750 4 $500 Deductible 1470 10 Vinyl siding yes
1974 210,000 Wood Shake Roof 1,550 3 $500- $1000 Deductible 680 5 Vinyl siding yes
1992 340,000 Shingles Roof 3,070 4 > $10,000 Deductible 1170 7 Stone Siding No
1943 565,000 Tile Roof 4,920 5 $2500-$5000 Deductible 2660 6 Brick siding yes
1940 410,000 Metal Roof 3,010 4 $500- $1000 Deductible 340 1 Stone Siding yes
1988 285,000 Slate Shingles Roof 2,950 5 $2500-$5000 Deductible 1190 8 Brick siding yes
1962 230,000 Asphalt Shingles Roof 1,620 2 $500- $1000 Deductible 2210 9 Stone Siding No
1993 140,000 Wood Shake Roof 1,430 3 $500 Deductible 1680 12 Stone Siding No
1985 245,000 Asphalt Shingles Roof 1,760 2 > $10,000 Deductible 570 6 Fiber-Cement Siding No
1995 240,000 Wood Shake Roof 1,710 2 $1000-$2500 Deductible 1390 8 Fiber-Cement Siding yes