Vernal, UT homeowners insurance is roughly $417 to $565, about $34-$47/month. Our thorough analysis reveals consumers can save as much as $196 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Vernal, UT | Homeowners Insurance Agency Near Vernal, UT | Address |
|---|---|---|
| Travelers | Advance Insurance | 105 E LAGOON ST, ROOSEVELT, UT, 84066 |
| Travelers | Leavitt Group Insurance Agency Of Vernal | 205 N Ave, Vernal, UT, 84078 |
| Travelers | Leavitt Group Insurance Agency Of Vernal | 205 N VERNAL AVE, VERNAL, UT, 84078 |
| State Farm | Sean Clark | 10 E 300 S # 37-8, Roosevelt, UT, 84066-2907 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Naples city, Utah | $62 | $82 | $123 |
| Maeser CDP, Utah | $62 | $83 | $124 |
| Jensen CDP, Utah | $60 | $80 | $120 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Vernal, UT | 2.9% | 11.7% |
| Naples | 3.25% | 12.24% |
| Maeser | 2.86% | 12.61% |
| Jensen | 3.85% | 8.25% |
| Vernal Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 54 | 2.0% | $338 |
| $200 to $299 | 64 | 2.0% | $788 |
| $300 to $499 | 116 | 4.0% | $1238 |
| $500 to $749 | 304 | 12.0% | $1913 |
| $750 to $999 | 844 | 36.0% | $2663 |
| $1,000 to $1,499 | 684 | 29.0% | $3788 |
| $1,500 or more | 276 | 11.0% | $5438 |
| Streets in Vernal Area | Homeowners Insurance Cost |
|---|---|
| 9000 E St, S 2820 W, N 800 W, W 3000 N, S 3150 W, State Rte 149, E 200 N, W 500 S, 2750 E, Paradise Park Rd | $495 |
| W 1730 S, E 5300 S, S 570 E, S 9740 E, 2910 S St, 600 N St, N 850 W, W 200 S, South 700 E, N 700 W | $489 |
| 2100 S St, S 1100 E, S 9600 E, Dale, S 800 E, 171102, 1400 W St, E 500 N St, N 500 W, E 750 N | $489 |
| 670 E St, N 1500 W, N Brush Ck Rd, 2050 W St, N Dryfokr Canyon Rd, S Vernal Ave, S 3200 W, Basin Cir, N 600 W, N Dryfork Canyon | $497 |
| 600 W St, 600 S St, S 2400 W, 1250 W St, 250 W St, Davenport Draw Rd, US Hwy 191, E Main St, S 1400 W, S 400 W | $485 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Vernal | $73 to $75 |
| Naples | $73 |
| Maeser | $74 |
| Jensen | $72 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Vernal Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,600 | $6,000 |
| Net Savings to Vernal Home Owner from High Deductible Plan | $600 | |
| Scenario | Vernal, UT Home Replacement Value MORE than Home Value | Vernal, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $231,500 | $156,500 |
| Insurance Premium based on Replacement Value | $750 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,500 | Risk Exposure from Under Insuring Coverage is $53,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $75/year |
| Insurance Company | American Family Insurance | GEICO Insurance | Allstate |
| Monthly Premium | 45 | 61 | 68 |
| Year Built | 2013 | 1981 | 2004 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $250000-$300000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |