Vernal Insurance Rates:

Vernal, UT homeowners insurance is roughly $417 to $565, about $34-$47/month. Our thorough analysis reveals consumers can save as much as $196 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
They will not always disturb you by the call and i just received automated generated emails from them. the cost is relatively low than others.
Nationwide
The only negative thing that i could say about nationwide is that they need to offer more when it comes to coverage. they don't have as much as some of the other insurance companies.
Farmer's Insurance
One very positive characteristic of farmer's insurance is their reasonable pricing. they do not require me to pay extra for coverage i do not need.
Liberty Mutual
I get monthly statements if anything changes I feel like I know right away. And if I ever need anything attached to the policy then he's always there for me. Hence why IÃḃ€™ve been with him for so long.
Farmer's Insurance
I wish my premium was a bit cheaper. I felt I deserved more money when I had filed a claim. Wish more things were covered.
State Farm
Overall I am happy with them. I haven't had to use them at all, but if I did I would be able to make sure that they would cover me.
Liberty Mutual
They are friendly. They have low rates and good customer service. They are a well known insurance company.
Allstate
Very satisfied with the premium offered compared to others premiums but have not really checked recently.
Allstate
What I dislike about the company is I wish it was cheaper at times. Home insurance shouldn't be this much, to be honest.

Vernal, UT Homeowners Insurance By Home Value

Vernal, UT Home Value Total Homes % of Total Average Vernal, UT Homeowners Insurance
Less than $50,000 335 5.0% $63
$50,000 to $59,999 72 1.0% $132
$70,000 to $79,999 69 1.0% $191
$80,000 to $89,999 128 2.0% $216
$90,000 to $99,999 128 2.0% $240
$100,000 to $124,999 762 12.0% $279
$125,000 to $149,999 618 9.0% $353
$150,000 to $174,999 593 9.0% $417
$175,000 to $199,999 1,025 16.0% $481
$200,000 to $249,999 1,341 21.0% $579
$250,000 to $299,999 598 9.0% $707
$300,000 to $399,999 538 8.0% $898

Top Home Insurance Agents Near Vernal, UT

Home Insurance Company Near Vernal, UT Homeowners Insurance Agency Near Vernal, UT Address
NA Rocky Mountain Insurance Service 1285 W Hwy 40 Ste B , Vernal, UT, 84078
Travelers Advance Insurance 105 E LAGOON ST, ROOSEVELT, UT, 84066
Travelers Leavitt Group Insurance Agency Of Vernal 205 N Ave, Vernal, UT, 84078
Travelers Leavitt Group Insurance Agency Of Vernal 205 N VERNAL AVE, VERNAL, UT, 84078
State Farm Sean Clark 10 E 300 S # 37-8, Roosevelt, UT, 84066-2907

Cost Of Homeowners Insurance By Street Near Vernal, UT

Streets in Vernal Area Homeowners Insurance Cost
9000 E St, S 2820 W, N 800 W, W 3000 N, S 3150 W, State Rte 149, E 200 N, W 500 S, 2750 E, Paradise Park Rd$495
W 1730 S, E 5300 S, S 570 E, S 9740 E, 2910 S St, 600 N St, N 850 W, W 200 S, South 700 E, N 700 W$489
2100 S St, S 1100 E, S 9600 E, Dale, S 800 E, 171102, 1400 W St, E 500 N St, N 500 W, E 750 N$489
670 E St, N 1500 W, N Brush Ck Rd, 2050 W St, N Dryfokr Canyon Rd, S Vernal Ave, S 3200 W, Basin Cir, N 600 W, N Dryfork Canyon$497
600 W St, 600 S St, S 2400 W, 1250 W St, 250 W St, Davenport Draw Rd, US Hwy 191, E Main St, S 1400 W, S 400 W$485

Vernal, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vernal$73 to $75
Naples$73
Maeser$74
Jensen$72

Vernal, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Naples city, Utah $62 $82 $123
Maeser CDP, Utah $62 $83 $124
Jensen CDP, Utah $60 $80 $120

Vernal, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vernal, UT2.9%11.7%
Naples3.25%12.24%
Maeser2.86%12.61%
Jensen3.85%8.25%

Vernal Renters Insurance as a Percentage of Rent

Vernal Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 54 2.0% $338
$200 to $299 64 2.0% $788
$300 to $499 116 4.0% $1238
$500 to $749 304 12.0% $1913
$750 to $999 844 36.0% $2663
$1,000 to $1,499 684 29.0% $3788
$1,500 or more 276 11.0% $5438

Vernal, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Vernal Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Vernal Home Owner from High Deductible Plan $600

Vernal, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vernal, UT Home Replacement Value MORE than Home Value Vernal, UT Home Replacement Value LESS than Home Value
Replacement Value $231,500 $156,500
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $53,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Vernal Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceGEICO InsuranceAllstate
Monthly Premium 456168
Year Built 201319812004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Vernal, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 355,000 Metal Roof 3,160 4 $2500-$5000 Deductible 540 12 Stone Siding No
2011 150,000 Shingles Roof 1,550 3 $1000-$2500 Deductible 300 10 Vinyl siding No
2012 330,000 Tile Roof 3,160 4 $500 Deductible 80 1 Brick siding yes
1994 135,000 Shingles Roof 1,410 3 $500- $1000 Deductible 230 8 Vinyl siding yes
2012 290,000 Wood Shake Roof 2,530 4 $500- $1000 Deductible 270 4 Stucco siding yes
1992 155,000 Slate Shingles Roof 1,700 5 $500- $1000 Deductible 90 3 Vinyl siding No
2008 210,000 Tile Roof 2,210 3 > $10,000 Deductible 230 9 Brick siding yes
1996 230,000 Shingles Roof 1,850 4 $5000 to $10,000 Deductible 100 3 Stone Siding No
2014 355,000 Slate Shingles Roof 2,850 5 $5000 to $10,000 Deductible 600 12 Fiber-Cement Siding yes
1982 200,000 Tile Roof 1,870 3 $2500-$5000 Deductible 210 6 Stone Siding No
1999 240,000 Metal Roof 1,880 4 $5000 to $10,000 Deductible 480 10 Fiber-Cement Siding yes
1997 300,000 Metal Roof 3,110 4 $5000 to $10,000 Deductible 560 12 Stone Siding yes
2011 190,000 Metal Roof 2,180 3 $2500-$5000 Deductible 360 9 Vinyl siding yes
1992 460,000 Tile Roof 3,850 5 $5000 to $10,000 Deductible 70 1 Stone Siding yes
2004 365,000 Metal Roof 2,840 5 > $10,000 Deductible 200 6 Stone Siding No
1983 340,000 Membrane Roof 3,280 4 $500 Deductible 400 6 Stone Siding No
2006 375,000 Asphalt Shingles Roof 3,130 4 $500- $1000 Deductible 390 6 Brick siding No
2004 410,000 Shingles Roof 3,820 5 $500 Deductible 1120 12 Wood siding yes
2002 165,000 Slate Shingles Roof 1,320 3 $5000 to $10,000 Deductible 30 1 Stucco siding yes
1992 265,000 Tile Roof 2,240 3 > $10,000 Deductible 310 9 Stucco siding yes
2011 195,000 Composition Roof 1,930 4 $5000 to $10,000 Deductible 30 1 Brick siding No
2014 205,000 Wood Shake Roof 2,060 4 > $10,000 Deductible 200 7 Wood siding yes
1990 215,000 Asphalt Shingles Roof 1,750 4 $5000 to $10,000 Deductible 410 12 Wood siding No
2014 205,000 Tile Roof 1,760 3 $1000-$2500 Deductible 310 8 Stone Siding yes
2009 170,000 Asphalt Shingles Roof 1,660 4 $5000 to $10,000 Deductible 190 7 Wood siding No
2010 175,000 Metal Roof 1,740 3 $1000-$2500 Deductible 70 2 Stone Siding yes
2012 420,000 Asphalt Shingles Roof 3,280 5 $500- $1000 Deductible 110 1 Brick siding No
2011 205,000 Metal Roof 2,020 4 $1000-$2500 Deductible 450 8 Stone Siding yes