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Vancouver, WA Home Values & Insurance Rates

Vancouver, WA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,456 5.0% $59
$90,000 to $99,999 460 1.0% $238
$100,000 to $124,999 1,483 3.0% $279
$125,000 to $149,999 2,462 5.0% $351
$150,000 to $174,999 4,766 10.0% $410
$175,000 to $199,999 5,240 11.0% $476
$200,000 to $249,999 11,798 25.0% $577
$250,000 to $299,999 8,113 17.0% $702
$300,000 to $399,999 7,689 16.0% $892

Top Home Insurance Agents Near Vancouver, WA

Home Insurance Company Near Vancouver, WA Homeowners Insurance Agency Near Vancouver, WA Address
NA Gustafson Insurance Agency Po Box 927, Canby, OR, 97013
Allstate Aundrea Larios-Jacobs 352 NE 181st Ave, Portland, OR, 97230
State Farm John Nogueira 2280 W Burnside, Portland, OR, 97210-3522
State Farm Ken Alexander 17435 SW Farmington Rd Ste E, Aloha, OR, 97007-3234
State Farm Nick Kondos 13768 SE Division St, Portland, OR, 97236-2842

Estimated Home Insurance By Street Area Near Vancouver, WA

Vancouver Area Estimated House Insurance
E 15th St, SE Grand Ridge Dr, NE 19th Ct, T St, SE 202nd Ave, NW 91st Cir, SE 3rd Way, SE 169th Ct, W 43rd St, NE 130th St$598
Chesapeake Dr, Officers Row, NE 126th Pl, Pinecreek, SE 162nd Ave, NW 116th St, NE Delfel Rd, NE 85th Way, SE 160th Pl, Baltimore Way$582
NE May St, NE 96th Way, NE Knollcrest Ave, Santa Fe Dr, Andresen Rd, SE Halyard Ln, SE 193rd Ave, Dayton Ave, NW 113th Cir, SE 99th Ct$584
NE 70th Ct, Jordan Way, SE 201st Ave, E 33rd St, SE 33rd St, NE 146th St, NW 119th St, NE 80th Ave, SE Maxon Rd, NW 142nd Way$590
NW 40th Ave, NW Krieger Rd, NW 189th St, E 32nd St, NW 86th Cir, Grant Pl, NW 146th Cir, NE Tenney Rd, W 22nd St, W 42nd St$636
NE 75th Cir, Mississippi Dr, T St, Columbia Ridge Dr, W 38th St, Birch St, Sheridan Dr, Hillcrest Dr, NE 27th Pl, Virginia Ln$597
NW 56th Way, Michigan St, Unander Ave, NE 32nd Ct, NE 108th Cir, E 28th St, E 36th St, SE Harmony Pl, SE 31st St, NW 46th Ct$606
NW Westgate Ave, Laurel Pl, NE 11th Pl, SE 25th Way, NE Tenny Creek Dr, NE 175th Ave, SE 26th Cir, NW 135th Cir, NW 130th Cir W, SE 99th Ave$626
SE 11th Cir, NW Heermann Dr, E 9th St, NE 1st Ave, SE 158th Ave, SE 140th Ave, Mount Whitney Ave, SE 185th Ct, John Ball Park, SE Cascade Park Dr$604
S Morrison Rd, SE 32nd St, SE Spinaker Way, NW 33rd Ct, Nampa Ct, NE 31st Cir, NW 137th St, NE 40th Pl, SE Hillcrest Dr, NE 82nd Cir$625

Savings on home insurance for senior occupied homes

PlaceSavings
Vancouver$89 to $91
Hazel Dell$88
Lake Shore$89
Salmon Creek$90

Vancouver, WA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vancouver, WA3.0%10.2%
Hazel Dell3.0%10.59%
Walnut Grove3.01%10.37%
Minnehaha3.05%11.12%

Vancouver Renters Insurance as a Percentage of Rent

Vancouver Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 492 1.0% $344
$200 to $299 774 2.0% $794
$300 to $499 1,201 3.0% $1244
$500 to $749 8,287 23.0% $1919
$750 to $999 12,718 35.0% $2669
$1,000 to $1,499 9,699 27.0% $3794
$1,500 or more 2,624 7.0% $5444

Vancouver, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Vancouver Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Vancouver Home Owner from High Deductible Plan $600

Vancouver, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vancouver, WA Home Replacement Value MORE than Home Value Vancouver, WA Home Replacement Value LESS than Home Value
Replacement Value $320,000 $231,500
Insurance Premium based on Replacement Value $1,100 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Vancouver Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceFarmers Insurance
Monthly Premium 254154
Year Built 198820062010
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Vancouver, WA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Hazel Dell CDP, Washington $89 $118 $177
Walnut Grove CDP, Washington $89 $118 $177
Minnehaha CDP, Washington $89 $118 $177

Sample Home Insurance Rates for Vancouver, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 285,000 Tile Roof 2,840 4 $2500-$5000 Deductible 440 9 Fiber-Cement Siding No
1994 290,000 Shingles Roof 2,790 4 $500 Deductible 190 2 Stucco siding No
2000 285,000 Asphalt Shingles Roof 2,310 3 $2500-$5000 Deductible 380 8 Wood siding yes
2013 290,000 Slate Shingles Roof 2,830 4 > $10,000 Deductible 200 7 Fiber-Cement Siding yes
1984 370,000 Membrane Roof 2,740 5 > $10,000 Deductible 550 8 Stone Siding yes
1996 260,000 Composition Roof 1,780 2 $500 Deductible 170 3 Stone Siding yes
1981 190,000 Membrane Roof 1,260 2 $1000-$2500 Deductible 200 5 Fiber-Cement Siding yes
2012 290,000 Tile Roof 2,060 3 $500- $1000 Deductible 530 7 Wood siding yes
1980 120,000 Shingles Roof 662 1 $1000-$2500 Deductible 2790 6 Vinyl siding yes