Vancouver Insurance Rates:

Vancouver, WA homeowners insurance is nearly $506 to $685, about $42-$57/month. Our exhaustive guide reveals consumers can save as much as $238 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm for their ease of service, excellent customer care, and their quality and range of product. I know when it comes to my home.
State Farm
I would recommend state farm because they are a friendly company with good rates, which is exactly what I look for in an insurance company.
State Farm
I think it offers almost the same as many others. You pay a deductible when needed. and they fix the issue, I believe the deductible is a slight bit higher then others, but we don't mind.
State Farm
I haven't seen better rates with other home insurance providers. I feel that the rate with State Farm is extremely reasonable
I would recommend them to anyone looking for a quality, professional and honest insurance carrier. They handled wind damage last year and did pay for the damages and paid for the repair. I liked that they repaired any damage to my property and did the claim process very fast. I have been with them for over 30 years and I'm very happy and satisfied with them and have no plans to change my policy with them. I liked that they provide good service and handle any and all claims quickly and to my satisfaction.
Since we have just recently signed up for Geico, our experience with the company will have to be weighed out over time, but we are hoping to find satisfaction with our choice. We switched because our other insurance kept raising rates, even without claims. So if Geico keeps its rates stable and lower in the next year we will have more insight into staying with them long term.
The continued increase in premium of auto and home insurance is leaving me speechless. i contacted my insurance agent for a policy review. i gained a much better understanding of why they increase insurance premium.
State Farm
This insurance provider creates a problem, when we buy the insurance second time, it would increase the cost.
They are very helpful with any question we ever have. we can call or email with any question and they always do their best to give us a good answer or direct us to someone who can.
Their customer service is very good. It is a positive experience. I like that company's agents are very responsive.
Liberty Mutual
I like that the representatives are friendly and easy to talk to over the phone and in person.
Farmer's Insurance
I think the company is very good overall. I feel that my policy is worth what I am paying for it. I think the real reason I stay with this company is my agent as he is always on top of things and makes me feel like he is looking out for my best interests.
I think the company provides good coverage and is very reliable and well known. It has been around for a long time and that is comforting to me. Many friends who have used All State have good experiences with them, so that is also a good point.
The only thing I dislike is the rating system for auto. They continue to charge you with offenses long after most other companies would have dropped them from the system.
State Farm
The process involved making a few phones calls and giving an explanation of what happened that made us need to file a claim and where the damage was on our property.
Excellent rates for great coverage and the company also has great customer service. I called with a quick question and got a knowledgeable customer service rep that answered my questions very quickly.
State Farm
This question is repeating itself. I hate they can never process my auto pay without calling me and they always call to try to get me to bundle
American Family
The insurance company is a locally run insurance office. They know what we need, they keep on top of what changes we have, how our needs change. We trust them because they are part of our small community.
American Family
The company is too big to where you seem to get lost in the cracks but your agent is there to make sure that does not happen. I got bounced around between agents and found that concerning but am with a good one now.
State Farm
So far I haven't had an issue with the company, I haven't had to file a claim, but I was eventually able to get the coverage I needed.
We switched to Progressive for our insurance needs about a year ago, and have been pleasantly surprise by the experience. We chose Progressive because it had the lowest rates. My favorite part about the process was that the online tool allowed you to enter what you wanted to pay, then it gave recommendations for plans that matched. It was a breeze!
Farmer's Insurance
I would recommend Farmer's Insurance home insurance as they have great customer service, great claim, and they have loads of options that can fit your budget.
State Farm
I don't really have anything to say about not liking them. I really like everything about State Farm at the moment.
National General
So far, the process to switch has been easy. They sent us documentation quickly. We haven't had a claim yet, so it's hard to tell how they will react to us if we do have a claim. but overall, we are satisfied with how low the premium is for the same amount of coverage with Liberty Mutual.
Sometimes it's really hard to actually talk to somebody who can help you and when you do they put you on hold 5 times trying to figure out how to fix things. Although they do fix the problem in the end, I hate sitting on the phone forever.
honestly I don't have anything that I can complain about yet, but I guess the radio ads and the youtube ads are pretty bad I mean its petty but that's all I have

Vancouver, WA Homeowners Insurance By Home Value

Vancouver, WA Home Value Total Homes % of Total Average Vancouver, WA Homeowners Insurance
Less than $50,000 2,456 5.0% $59
$90,000 to $99,999 460 1.0% $238
$100,000 to $124,999 1,483 3.0% $279
$125,000 to $149,999 2,462 5.0% $351
$150,000 to $174,999 4,766 10.0% $410
$175,000 to $199,999 5,240 11.0% $476
$200,000 to $249,999 11,798 25.0% $577
$250,000 to $299,999 8,113 17.0% $702
$300,000 to $399,999 7,689 16.0% $892

Top Home Insurance Agents Near Vancouver, WA

Home Insurance Company Near Vancouver, WA Homeowners Insurance Agency Near Vancouver, WA Address
NA Gustafson Insurance Agency Po Box 927, Canby, OR, 97013
Allstate Aundrea Larios-Jacobs 352 NE 181st Ave, Portland, OR, 97230
State Farm John Nogueira 2280 W Burnside, Portland, OR, 97210-3522
State Farm Ken Alexander 17435 SW Farmington Rd Ste E, Aloha, OR, 97007-3234
State Farm Nick Kondos 13768 SE Division St, Portland, OR, 97236-2842

Vancouver, WA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Vancouver, WA

Streets in Vancouver Area Homeowners Insurance Cost
E 15th St, SE Grand Ridge Dr, NE 19th Ct, T St, SE 202nd Ave, NW 91st Cir, SE 3rd Way, SE 169th Ct, W 43rd St, NE 130th St$598
Chesapeake Dr, Officers Row, NE 126th Pl, Pinecreek, SE 162nd Ave, NW 116th St, NE Delfel Rd, NE 85th Way, SE 160th Pl, Baltimore Way$582
NE May St, NE 96th Way, NE Knollcrest Ave, Santa Fe Dr, Andresen Rd, SE Halyard Ln, SE 193rd Ave, Dayton Ave, NW 113th Cir, SE 99th Ct$584
NE 70th Ct, Jordan Way, SE 201st Ave, E 33rd St, SE 33rd St, NE 146th St, NW 119th St, NE 80th Ave, SE Maxon Rd, NW 142nd Way$590
NW 40th Ave, NW Krieger Rd, NW 189th St, E 32nd St, NW 86th Cir, Grant Pl, NW 146th Cir, NE Tenney Rd, W 22nd St, W 42nd St$636
NE 75th Cir, Mississippi Dr, T St, Columbia Ridge Dr, W 38th St, Birch St, Sheridan Dr, Hillcrest Dr, NE 27th Pl, Virginia Ln$597
NW 56th Way, Michigan St, Unander Ave, NE 32nd Ct, NE 108th Cir, E 28th St, E 36th St, SE Harmony Pl, SE 31st St, NW 46th Ct$606
NW Westgate Ave, Laurel Pl, NE 11th Pl, SE 25th Way, NE Tenny Creek Dr, NE 175th Ave, SE 26th Cir, NW 135th Cir, NW 130th Cir W, SE 99th Ave$626
SE 11th Cir, NW Heermann Dr, E 9th St, NE 1st Ave, SE 158th Ave, SE 140th Ave, Mount Whitney Ave, SE 185th Ct, John Ball Park, SE Cascade Park Dr$604
S Morrison Rd, SE 32nd St, SE Spinaker Way, NW 33rd Ct, Nampa Ct, NE 31st Cir, NW 137th St, NE 40th Pl, SE Hillcrest Dr, NE 82nd Cir$625

Vancouver, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vancouver$89 to $91
Hazel Dell$88
Lake Shore$89
Salmon Creek$90

Vancouver, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hazel Dell CDP, Washington $89 $118 $177
Walnut Grove CDP, Washington $89 $118 $177
Minnehaha CDP, Washington $89 $118 $177

Vancouver, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vancouver, WA3.0%10.2%
Hazel Dell3.0%10.59%
Walnut Grove3.01%10.37%

Vancouver Renters Insurance as a Percentage of Rent

Vancouver Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 492 1.0% $344
$200 to $299 774 2.0% $794
$300 to $499 1,201 3.0% $1244
$500 to $749 8,287 23.0% $1919
$750 to $999 12,718 35.0% $2669
$1,000 to $1,499 9,699 27.0% $3794
$1,500 or more 2,624 7.0% $5444

Vancouver, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Vancouver Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Vancouver Home Owner from High Deductible Plan $600

Vancouver, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vancouver, WA Home Replacement Value MORE than Home Value Vancouver, WA Home Replacement Value LESS than Home Value
Replacement Value $320,000 $231,500
Insurance Premium based on Replacement Value $1,100 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Vancouver Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceFarmers Insurance
Monthly Premium 254154
Year Built 198820062010
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Vancouver, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 465,000 Shingles Roof 3,220 5 $5000 to $10,000 Deductible 720 8 Stone Siding No
1980 475,000 Metal Roof 3,400 4 > $10,000 Deductible 530 8 Stone Siding yes
2013 230,000 Slate Shingles Roof 1,910 5 $1000-$2500 Deductible 30 1 Vinyl siding No
2009 380,000 Metal Roof 2,930 4 $1000-$2500 Deductible 440 7 Wood siding yes
1988 235,000 Shingles Roof 2,030 3 $500 Deductible 240 5 Brick siding No
1994 125,000 Composition Roof 1,000 2 $500 Deductible 80 3 Stone Siding yes
2000 250,000 Tile Roof 1,960 3 $500 Deductible 360 6 Fiber-Cement Siding No
1992 140,000 Asphalt Shingles Roof 1,050 2 $500- $1000 Deductible 110 4 Vinyl siding yes
2001 225,000 Metal Roof 1,700 2 $500 Deductible 540 8 Stucco siding No
1994 245,000 Asphalt Shingles Roof 2,400 4 $500- $1000 Deductible 660 12 Wood siding No
1990 190,000 Shingles Roof 1,500 2 $500- $1000 Deductible 480 10 Brick siding yes
1991 130,000 Composition Roof 1,180 2 $1000-$2500 Deductible 150 6 Fiber-Cement Siding No
2004 255,000 Composition Roof 1,700 2 $500 Deductible 620 12 Brick siding No
1988 170,000 Metal Roof 1,380 3 $1000-$2500 Deductible 120 3 Brick siding yes
1988 200,000 Metal Roof 1,360 2 $1000-$2500 Deductible 190 4 Vinyl siding yes
2003 280,000 Metal Roof 2,300 4 $500 Deductible 710 12 Wood siding No
2001 135,000 Composition Roof 1,290 3 $2500-$5000 Deductible 80 4 Stone Siding No
2006 305,000 Membrane Roof 2,350 5 $1000-$2500 Deductible 260 5 Wood siding No
2012 210,000 Wood Shake Roof 1,580 3 $500 Deductible 250 5 Brick siding yes
1988 165,000 Metal Roof 1,410 3 $2500-$5000 Deductible 280 10 Wood siding yes
1990 220,000 Slate Shingles Roof 1,490 2 > $10,000 Deductible 70 2 Stucco siding No
1996 150,000 Membrane Roof 1,060 2 $2500-$5000 Deductible 110 3 Vinyl siding yes
2013 285,000 Tile Roof 2,840 4 $2500-$5000 Deductible 440 9 Fiber-Cement Siding No
1994 290,000 Shingles Roof 2,790 4 $500 Deductible 190 2 Stucco siding No
2000 285,000 Asphalt Shingles Roof 2,310 3 $2500-$5000 Deductible 380 8 Wood siding yes
2013 290,000 Slate Shingles Roof 2,830 4 > $10,000 Deductible 200 7 Fiber-Cement Siding yes
1984 370,000 Membrane Roof 2,740 5 > $10,000 Deductible 550 8 Stone Siding yes
1996 260,000 Composition Roof 1,780 2 $500 Deductible 170 3 Stone Siding yes
1981 190,000 Membrane Roof 1,260 2 $1000-$2500 Deductible 200 5 Fiber-Cement Siding yes
2012 290,000 Tile Roof 2,060 3 $500- $1000 Deductible 530 7 Wood siding yes
1980 120,000 Shingles Roof 662 1 $1000-$2500 Deductible 2790 6 Vinyl siding yes

How To Make Your Vancouver, WA Home Insurance Cheaper

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