Van Wert Insurance Rates:

Van Wert, OH homeowners insurance is approximately $575 to $782, about $47-$65/month. Our comprehensive research reveals consumers can save as much as $271 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Van Wert, OH Homeowners Insurance By Home Value

Van Wert, OH Home Value Total Homes % of Total Average Van Wert, OH Homeowners Insurance
Less than $50,000 491 15.0% $203
$50,000 to $59,999 311 10.0% $427
$60,000 to $69,999 391 12.0% $528
$70,000 to $79,999 294 9.0% $616
$80,000 to $89,999 276 8.0% $698
$90,000 to $99,999 235 7.0% $779
$100,000 to $124,999 345 11.0% $901
$125,000 to $149,999 205 6.0% $1125
$150,000 to $174,999 195 6.0% $1335
$175,000 to $199,999 42 1.0% $1539
$200,000 to $249,999 179 5.0% $1850
$250,000 to $299,999 51 1.0% $2264
$300,000 to $399,999 71 2.0% $2874

Top Home Insurance Agents Near Van Wert, OH

Home Insurance Company Near Van Wert, OH Homeowners Insurance Agency Near Van Wert, OH Address
NA Wenger Insurance Agency 200 W North St Ste A, Lima, OH, 45801
Travelers Ruoff Insurance Inc 1110 EAST DUPONT, FORT WAYNE, IN, 46825
Travelers Ruoff Insurance Inc 1110 E Dupont Road, Fort Wayne, IN, 46825
Nationwide Smithers Ins Agency Llc 540 N Perry St Ste 100, Napoleon, OH, 43545-1789
Travelers Stewart Brimner Peters & Co Inc 3702 RUPP DRIVE, FORT WAYNE, IN, 46815

Cost Of Homeowners Insurance By Street Near Van Wert, OH

Streets in Van Wert Area Homeowners Insurance Cost
W Crawford St, Twp Hwy 47, W Tully St, W 2nd St, Sponseller Rd, S Shannon St, German Church Rd, Oak St, Tumbleson Rd, Brief St$695
Maplewood Dr, Co Hwy 214, W Main St, Garfield St, W Sycamore St, Founders Cir, S Cherry St, Grant St, Spencer Dr, Mayfair St$690
Twp Hwy 160, Waller Rd, Twp Hwy 381, Twp Hwy 176, Sesame St, Twp Hwy 91, John Brown Rd, E 2nd St, Haven St, 1st St$687
Union Pleasant Rd, Emerson Rd, Sumner St, Dull-Robinson Rd, Biltmore Ave, Co Hwy 77, N Fulton St, Hillcrest Dr, Mentzer St, N Walnut St$698
N Race St, High St, Van Wert Paulding County Line Rd, Co Hwy 86, Taylor St, Co Rd 700 E, Davis St, N Shannon St, Twp Hwy 140, Hughes St$688

Van Wert, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Van Wert$101 to $104
Van Wert County$102
Pleasant$101
Ridge$105

Van Wert, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Van Wert County, Ohio $102 $136 $204
Pleasant township, Van Wert County, Ohio $101 $135 $203
Ridge township, Van Wert County, Ohio $105 $140 $210

Van Wert, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Van Wert, OH6.6%17.4%
Van Wert County5.8%16.57%
Pleasant6.5%17.94%
Ridge5.42%14.83%

Van Wert Renters Insurance as a Percentage of Rent

Van Wert Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $364
$200 to $299 87 7.0% $814
$300 to $499 295 24.0% $1264
$500 to $749 568 47.0% $1939
$750 to $999 180 15.0% $2689
$1,000 to $1,499 40 3.0% $3814
$1,500 or more 12 1.0% $5464

Van Wert, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Van Wert Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Van Wert Home Owner from High Deductible Plan $600

Van Wert, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Van Wert, OH Home Replacement Value MORE than Home Value Van Wert, OH Home Replacement Value LESS than Home Value
Replacement Value $116,500 $88,000
Insurance Premium based on Replacement Value $525 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Van Wert Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersErie InsuranceNationwide Insurance
Monthly Premium 242950
Year Built 196319511988
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Van Wert, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 215,000 Slate Shingles Roof 2,870 5 $5000 to $10,000 Deductible 40 1 Stone Siding No
1981 245,000 Tile Roof 3,360 4 $500 Deductible 110 2 Fiber-Cement Siding No
1958 155,000 Slate Shingles Roof 2,130 3 $500- $1000 Deductible 370 6 Vinyl siding yes
1948 110,000 Shingles Roof 1,780 5 $500 Deductible 370 10 Wood siding yes
1970 95,000 Asphalt Shingles Roof 1,680 3 $500 Deductible 140 4 Brick siding yes
1967 105,000 Slate Shingles Roof 1,920 3 $2500-$5000 Deductible 270 10 Vinyl siding yes
1944 100,000 Shingles Roof 1,440 3 $500- $1000 Deductible 80 3 Stone Siding yes
1980 120,000 Composition Roof 1,970 5 $500- $1000 Deductible 310 9 Stone Siding No
1960 195,000 Membrane Roof 3,110 4 $2500-$5000 Deductible 550 12 Stucco siding yes
1946 200,000 Metal Roof 3,300 4 $500 Deductible 130 2 Vinyl siding yes
1965 160,000 Shingles Roof 2,530 4 $1000-$2500 Deductible 130 2 Stucco siding No
1958 130,000 Wood Shake Roof 1,980 4 $500- $1000 Deductible 40 1 Stucco siding No
1974 130,000 Asphalt Shingles Roof 2,060 4 $500 Deductible 140 4 Wood siding No
1946 110,000 Slate Shingles Roof 1,740 5 $500 Deductible 120 4 Brick siding No
1984 140,000 Slate Shingles Roof 2,350 5 $500 Deductible 290 7 Vinyl siding yes
1952 115,000 Membrane Roof 2,150 3 $500 Deductible 250 7 Wood siding yes
1952 110,000 Composition Roof 1,560 3 $500 Deductible 410 9 Stucco siding yes
1966 65,000 Slate Shingles Roof 1,250 3 $500- $1000 Deductible 280 9 Fiber-Cement Siding yes
1962 125,000 Wood Shake Roof 1,770 4 $500- $1000 Deductible 210 5 Stone Siding yes
1979 105,000 Composition Roof 1,380 3 $500- $1000 Deductible 160 4 Stone Siding yes
1967 110,000 Wood Shake Roof 1,640 5 $2500-$5000 Deductible 60 2 Wood siding yes
1978 160,000 Membrane Roof 2,800 4 $500- $1000 Deductible 340 7 Brick siding No
1945 120,000 Metal Roof 1,740 4 $500- $1000 Deductible 130 3 Fiber-Cement Siding No
1975 100,000 Asphalt Shingles Roof 1,350 3 $1000-$2500 Deductible 30 1 Vinyl siding yes
1951 140,000 Tile Roof 1,890 3 $1000-$2500 Deductible 550 12 Brick siding yes
1968 240,000 Metal Roof 4,390 5 $500- $1000 Deductible 450 7 Stucco siding No
1986 95,000 Composition Roof 1,470 3 $500 Deductible 40 1 Wood siding yes
1946 155,000 Membrane Roof 2,390 4 $2500-$5000 Deductible 190 6 Fiber-Cement Siding yes
1952 200,000 Shingles Roof 3,150 5 $2500-$5000 Deductible 90 2 Wood siding No
1979 115,000 Membrane Roof 2,160 3 $2500-$5000 Deductible 300 9 Wood siding yes
1975 185,000 Asphalt Shingles Roof 3,060 5 $500 Deductible 630 7 Vinyl siding yes
1959 240,000 Membrane Roof 3,210 5 $2500-$5000 Deductible 350 6 Wood siding No
1989 150,000 Wood Shake Roof 2,240 3 $500- $1000 Deductible 40 1 Vinyl siding yes
1946 175,000 Shingles Roof 3,000 4 $500- $1000 Deductible 490 9 Stucco siding No