Van Insurance Rates:

Van, TX homeowners insurance is nearly $860 to $1,174, about $71-$97/month. Our thorough guide reveals consumers can save as much as $407 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Van, TX Homeowners Insurance By Home Value

Van, TX Home Value Total Homes % of Total Average Van, TX Homeowners Insurance
Less than $50,000 267 19.0% $264
$50,000 to $59,999 48 3.0% $559
$60,000 to $69,999 43 3.0% $692
$70,000 to $79,999 228 16.0% $794
$80,000 to $89,999 81 5.0% $906
$90,000 to $99,999 90 6.0% $1007
$100,000 to $124,999 206 14.0% $1170
$125,000 to $149,999 112 7.0% $1465
$150,000 to $174,999 66 4.0% $1730
$175,000 to $199,999 127 9.0% $1995
$200,000 to $249,999 71 5.0% $2402
$250,000 to $299,999 35 2.0% $2942
$300,000 to $399,999 28 1.0% $3736

Top Home Insurance Agents Near Van, TX

Home Insurance Company Near Van, TX Homeowners Insurance Agency Near Van, TX Address
State Farm Dee Carter 711 W Broad St, Forney, TX, 75126-9130
State Farm Don Grisham 8602 Wesley St Ste 100, Greenville, TX, 75402-3843
Travelers Galyean Insurance Agency Inc 227 Connally St Sulphur Springs, Sulphur Springs, TX, 75482
State Farm George Rowe 6616 S Broadway Ave, Tyler, TX, 75703-4669
Liberty Mutual Independent Rowden Hendrickson Shipley & 1300 S Washington PO Box 279, Kaufman, TX, 75142

Cost Of Homeowners Insurance By Street Near Van, TX

Streets in Van Area Homeowners Insurance Cost
Country Ln, E Elm Pl, Pr 5806, E Pennsylvania Ave, S Birch St, W Ohio St, Ebony Pl, E Kansas St, Hickory, Alabama St$1,011
Peach Tree St, Pine Chase St, Florida St, N Palm St, Co Rd 1518, Co Rd 1317, Co Rd 4414, Dogwood Pl, Co Rd 314, Ebony St$1,019
Pvt Rd 5406, Mayo Rd, Co Rd 4930, FM 314, Co Rd 1507, Pvt Rd 5805, Vz County Rd 1308, Vz Cr 1507, E Ohio St, N Pecan St$1,016
Chestnut St, Co Rd 1707, N Birch St, Co Rd 1308, Co Rd 1414, Co Rd 4517, Sycamore St, S Pine St, N Maple St, State Hwy 110$1,017
N Olive St, Co Rd 4516, Co Rd 4518, Co Rd 1525, E Iowa St, Utah St, Vz Cr 857, Vz County Road 1415, Kerby Rd, W Florida St$1,013

Van, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Van$151 to $153
Ben Wheeler-Edom$152
Grand Saline$151
Canton$154

Van, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ben Wheeler-Edom CCD, Van Zandt County, Texas $127 $169 $254
Grand Saline CCD, Van Zandt County, Texas $127 $169 $253
Van Zandt County, Texas $127 $169 $254

Van, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Van, TX7.7%21.7%
Ben Wheeler-Edom8.34%22.13%
Grand Saline8.57%24.68%
Van Zandt County7.69%22.11%

Van Renters Insurance as a Percentage of Rent

Van Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 3.0% $356
$200 to $299 14 3.0% $806
$300 to $499 75 16.0% $1256
$500 to $749 160 35.0% $1931
$750 to $999 142 31.0% $2681
$1,000 to $1,499 30 6.0% $3806
$1,500 or more 21 4.0% $5456

Van, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Van Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Van Home Owner from High Deductible Plan $600

Van, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Van, TX Home Replacement Value MORE than Home Value Van, TX Home Replacement Value LESS than Home Value
Replacement Value $111,000 $83,000
Insurance Premium based on Replacement Value $1,175 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Van Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceTravelers
Monthly Premium 39110139
Year Built 199520132007
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $50000-$75000$200000-$250000$175000-$200000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Van, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 150,000 Composition Roof 2,380 5 $2500-$5000 Deductible 210 3 Fiber-Cement Siding yes
2002 90,000 Metal Roof 1,450 3 $500- $1000 Deductible 120 3 Vinyl siding No
2000 100,000 Membrane Roof 1,850 4 $500- $1000 Deductible 150 3 Wood siding No
2010 155,000 Composition Roof 1,890 5 $1000-$2500 Deductible 610 7 Stone Siding No
1964 130,000 Metal Roof 2,110 3 $1000-$2500 Deductible 70 1 Brick siding yes
2003 90,000 Tile Roof 1,440 3 $1000-$2500 Deductible 130 2 Fiber-Cement Siding No
1981 225,000 Wood Shake Roof 2,890 5 $500 Deductible 2050 12 Vinyl siding yes
1973 235,000 Shingles Roof 2,910 4 $5000 to $10,000 Deductible 440 4 Wood siding No
1980 205,000 Tile Roof 3,020 5 $2500-$5000 Deductible 940 10 Vinyl siding No
1965 120,000 Wood Shake Roof 1,660 3 $500 Deductible 640 10 Wood siding No
2013 130,000 Wood Shake Roof 2,010 4 $2500-$5000 Deductible 960 10 Fiber-Cement Siding yes
1980 110,000 Metal Roof 1,820 3 $1000-$2500 Deductible 200 3 Vinyl siding yes
1993 135,000 Composition Roof 2,400 5 $500 Deductible 570 5 Wood siding No
2008 145,000 Asphalt Shingles Roof 2,030 4 $1000-$2500 Deductible 680 12 Vinyl siding yes
1981 115,000 Slate Shingles Roof 1,520 3 $1000-$2500 Deductible 340 7 Stucco siding yes
1974 155,000 Metal Roof 2,210 3 $500 Deductible 320 2 Vinyl siding yes
2010 120,000 Asphalt Shingles Roof 1,840 3 $500 Deductible 570 6 Vinyl siding No
2002 160,000 Membrane Roof 2,370 3 $5000 to $10,000 Deductible 720 10 Wood siding No
1978 150,000 Tile Roof 1,990 4 $500- $1000 Deductible 730 6 Stucco siding yes
1997 120,000 Tile Roof 1,540 5 $500 Deductible 290 4 Wood siding yes
1976 185,000 Tile Roof 2,340 3 $2500-$5000 Deductible 140 1 Fiber-Cement Siding yes
1996 175,000 Membrane Roof 2,450 5 $500- $1000 Deductible 720 6 Stone Siding yes
2003 270,000 Metal Roof 3,600 5 $500- $1000 Deductible 640 5 Vinyl siding No
1996 265,000 Tile Roof 4,190 5 > $10,000 Deductible 850 8 Stone Siding No
1985 90,000 Metal Roof 1,230 3 $1000-$2500 Deductible 240 4 Brick siding yes
1991 240,000 Tile Roof 2,970 4 > $10,000 Deductible 470 6 Vinyl siding No
1970 120,000 Metal Roof 2,250 3 $2500-$5000 Deductible 430 6 Stucco siding No
2004 110,000 Membrane Roof 2,030 3 $1000-$2500 Deductible 310 4 Stucco siding yes
2010 220,000 Metal Roof 2,950 5 $2500-$5000 Deductible 1300 10 Stucco siding No
1996 155,000 Metal Roof 2,550 4 $2500-$5000 Deductible 370 5 Stone Siding yes
1992 170,000 Asphalt Shingles Roof 2,260 4 $2500-$5000 Deductible 810 9 Vinyl siding No
1994 285,000 Slate Shingles Roof 4,700 5 $5000 to $10,000 Deductible 250 2 Wood siding yes
1991 105,000 Tile Roof 1,710 3 $500 Deductible 570 7 Fiber-Cement Siding No
1999 185,000 Tile Roof 2,340 3 $1000-$2500 Deductible 890 7 Fiber-Cement Siding No