Van Buren Insurance Rates:

Van Buren, NY homeowners insurance is approximately $499 to $677, about $41-$56/month. Our comprehensive analysis shows customers can save upto $235 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Van Buren, NY Homeowners Insurance By Home Value

Van Buren, NY Home Value Total Homes % of Total Average Van Buren, NY Homeowners Insurance
Less than $50,000 237 6.0% $135
$50,000 to $59,999 97 2.0% $294
$60,000 to $69,999 162 4.0% $364
$70,000 to $79,999 340 9.0% $417
$80,000 to $89,999 382 10.0% $476
$90,000 to $99,999 552 14.0% $529
$100,000 to $124,999 669 18.0% $617
$125,000 to $149,999 350 9.0% $770
$150,000 to $174,999 425 11.0% $911
$175,000 to $199,999 125 3.0% $1052
$200,000 to $249,999 228 6.0% $1264
$250,000 to $299,999 99 2.0% $1546
$300,000 to $399,999 45 1.0% $1963

Top Home Insurance Agents Near Van Buren, NY

Home Insurance Company Near Van Buren, NY Homeowners Insurance Agency Near Van Buren, NY Address
Travelers Anderson-Vahnorne Associates Inc 83 S MAIN ST, CANANDAIGUA, NY, 14424
Travelers Anderson-Vahnorne Associates Inc 110 PROFESSIONAL PARK, CLIFTON SPRINGS, NY, 14432
Travelers C J Strong Insurance Agency Inc 26 N MAIN ST STE 2, CORTLAND, NY, 13045
Travelers Eisnor Insurance Agency Inc 4787 Clinton Street, Clark Mills, NY, 13321
Travelers Mcdowell Insurance Agency 133 Albany Street , Cazenovia, NY, 13035

Van Buren, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Village Green CDP, New York $73 $97 $146
Baldwinsville village, New York $74 $99 $148
Seneca Knolls CDP, New York $73 $97 $146

Van Buren, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Van Buren, NY4.1%10.0%
Village Green4.35%9.09%
Baldwinsville3.61%8.42%
Seneca Knolls4.2%11.51%

Van Buren Renters Insurance as a Percentage of Rent

Van Buren Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 99 5.0% $349
$200 to $299 109 5.0% $799
$300 to $499 131 6.0% $1249
$500 to $749 517 26.0% $1924
$750 to $999 685 35.0% $2674
$1,000 to $1,499 347 18.0% $3799
$1,500 or more 38 1.0% $5449

Van Buren, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Van Buren Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$10,100
Net Savings to Van Buren Home Owner from High Deductible Plan $600

Van Buren, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Van Buren, NY Home Replacement Value MORE than Home Value Van Buren, NY Home Replacement Value LESS than Home Value
Replacement Value $135,000 $90,000
Insurance Premium based on Replacement Value $1,600 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $200/year

Example Van Buren Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualAllstate
Monthly Premium 7610052
Year Built 194319941966
Home Details 4 Beds, 3 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$125000-$150000$75000-$100000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Van Buren, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 75,000 Membrane Roof 1,070 2 $1000-$2500 Deductible 70 2 Stone Siding No
1994 235,000 Tile Roof 2,820 4 $1000-$2500 Deductible 1040 7 Stone Siding No
1942 155,000 Composition Roof 2,300 3 $500- $1000 Deductible 740 8 Vinyl siding No
1945 150,000 Composition Roof 2,120 3 $2500-$5000 Deductible 280 4 Brick siding yes
1965 110,000 Asphalt Shingles Roof 1,800 5 $500- $1000 Deductible 970 12 Wood siding No
1947 200,000 Wood Shake Roof 3,280 4 $2500-$5000 Deductible 850 6 Stucco siding No
1992 105,000 Shingles Roof 1,270 2 $2500-$5000 Deductible 940 12 Stone Siding yes
1940 170,000 Membrane Roof 2,070 4 $2500-$5000 Deductible 250 2 Fiber-Cement Siding No
1976 105,000 Slate Shingles Roof 1,200 2 $500- $1000 Deductible 160 3 Brick siding No
1960 140,000 Composition Roof 2,050 5 $500 Deductible 620 6 Brick siding No
1980 145,000 Wood Shake Roof 1,860 4 $1000-$2500 Deductible 510 5 Fiber-Cement Siding yes
1945 95,000 Wood Shake Roof 1,280 2 $1000-$2500 Deductible 210 3 Vinyl siding No
1971 290,000 Shingles Roof 3,930 5 $500- $1000 Deductible 780 4 Wood siding No
1995 100,000 Composition Roof 1,440 3 $500 Deductible 80 1 Wood siding No
1988 170,000 Composition Roof 2,030 4 $5000 to $10,000 Deductible 270 4 Vinyl siding yes
1971 170,000 Shingles Roof 2,190 4 $500- $1000 Deductible 140 1 Wood siding yes
1966 165,000 Composition Roof 2,130 3 $1000-$2500 Deductible 990 9 Stucco siding No
1961 120,000 Composition Roof 1,900 3 $500 Deductible 660 5 Brick siding yes
1999 260,000 Membrane Roof 3,350 4 $500- $1000 Deductible 1950 10 Wood siding yes
1941 150,000 Membrane Roof 1,800 2 $1000-$2500 Deductible 1430 9 Fiber-Cement Siding yes
1982 335,000 Membrane Roof 4,560 5 > $10,000 Deductible 160 1 Stucco siding yes
1980 80,000 Asphalt Shingles Roof 1,410 2 $500- $1000 Deductible 50 1 Vinyl siding No
1947 100,000 Composition Roof 1,270 2 $500 Deductible 900 12 Brick siding No
1944 100,000 Composition Roof 1,510 2 $500 Deductible 240 3 Wood siding yes
1963 125,000 Asphalt Shingles Roof 2,120 3 $500- $1000 Deductible 670 7 Fiber-Cement Siding No
1984 170,000 Wood Shake Roof 2,330 5 $500- $1000 Deductible 1660 12 Vinyl siding yes
1986 105,000 Membrane Roof 1,740 3 $2500-$5000 Deductible 320 7 Stucco siding yes
1981 190,000 Metal Roof 2,930 4 $500- $1000 Deductible 1300 12 Fiber-Cement Siding yes
1982 150,000 Composition Roof 2,580 5 $500- $1000 Deductible 480 4 Stone Siding No
1983 195,000 Metal Roof 2,760 4 $1000-$2500 Deductible 1340 10 Stone Siding No
1990 145,000 Wood Shake Roof 1,810 4 $2500-$5000 Deductible 770 10 Brick siding yes
1976 70,000 Composition Roof 1,180 2 $500 Deductible 600 10 Stucco siding yes
1974 150,000 Membrane Roof 1,910 3 $1000-$2500 Deductible 620 6 Vinyl siding yes
1947 140,000 Tile Roof 1,640 3 $1000-$2500 Deductible 560 7 Stucco siding yes