Valley Stream Insurance Rates:

Valley Stream, NY homeowners insurance is nearly $547 to $743, about $45-$61/month. Our in depth research reveals consumers can save upto $258 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I also have yet to make a claim through them so i'm a bit nervous about how they'll respond when i need to make one because i've heard not so great reviews about them.
Usaa
If you are a member of usaa and you decide to cancel your membership, but then decide to re-enroll, you will only be able to if you yourself are a veteran. if you were a member because your parents or spouse are veterans then you will not be able to re-enroll.
Feltner Group
One of the things that i like about my home insurance company is the sense of family that you get with them. every year they hold an event at there office for their member for free hot dogs and ice cream. it shows home much they care to set up and sponsor such an event.
Usaa
I like everything about this company. Their customer service is amazing, their prices are great and they cover pretty much anything. There are no stupid clauses in the contract.
Usaa
It is not great but it is cheap. I can do a lot of the work that my home needs, no proper customer service.
Usaa
The app lets contact an agent extremely easily. I can also take pictures of accidents and upload them, Very easy to use and incredibly convenient.
State Farm
I do not have a huge preference for my home insurance. I mostly went with them for the bundle discount on my auto insurance. I think I would be just as happy with someone else.
State Farm
I never hear from them unless they want to confirm my debit card or bundled service

Valley Stream, NY Homeowners Insurance By Home Value

Valley Stream, NY Home Value Total Homes % of Total Average Valley Stream, NY Homeowners Insurance
Less than $50,000 114 2.0% $38
$100,000 to $124,999 53 1.0% $174
$125,000 to $149,999 55 1.0% $219
$200,000 to $249,999 148 3.0% $367
$250,000 to $299,999 444 9.0% $445
$300,000 to $399,999 3,956 81.0% $567

Top Home Insurance Agents Near Valley Stream, NY

Home Insurance Company Near Valley Stream, NY Homeowners Insurance Agency Near Valley Stream, NY Address
NA Friedlander Group Inc. 4060 Sunrise Highway, Ste 1000, Oakdale, NY, 11769
NA Philip Christe 295 Main St Po Box 381 Mount Kisco, mount kisco, NY, 10549
Allstate Chris Marinaccio 742 Central Park Ave, Scarsdale, NY, 10583
Liberty Mutual Robert D. Springer Lutcf 2 Jericho Plaza, Jericho, NY, 11753
Liberty Mutual Independent T E Freuler Agency Inc Professional Center At Som 13 CLYDE RD STE 202, SOMERSET, NJ, 8873

Cost Of Homeowners Insurance By Street Near Valley Stream, NY

Streets in Valley Stream Area Homeowners Insurance Cost
Philip Ct, Bell St, Brook Pl, Waters Pl, E Newbold Ave, Jane Pl, Grant Dr W, E Mineola Ave, W Mineola Ave, Albermarle Ave$645
Horton Rd, Elgin Rd, Gotham St, Starfire Ct, Ormonde Blvd, Fritchie Pl, E Saint Marks Pl, Saint Johns Ave, Teneyck Ave, Newbold Ave$638
Nottingham Ave, Lyon St, Lyncrest St, Roland Pl, Stein St, N Cottage St, Satterie Ave, Sandalwood Ave, S Grove St, Lake Dr S$642
Molyneaux Rd, Lake Dr E, Boden Ave, Lake Dr N, Brook Dr, Benson Pl, Guenther Ave, W Beverly Pkwy, Cumberland Pl, Sidney Pl$641
Fairmount St, Valley Ln N, Stuart Rd, Linden Rd, Sprague Dr, Ridge Ave, E Fenimore St, Holland Ct, Ashley Dr, W Chester St$640

Valley Stream, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Valley Stream$96 to $99
South Valley Stream$98
North Valley Stream$96
Lynbrook$97

Valley Stream, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Valley Stream CDP, New York $98 $131 $197
North Valley Stream CDP, New York $97 $129 $194
North Lynbrook CDP, New York $98 $131 $197

Valley Stream, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Valley Stream, NY1.9%5.4%
South Valley Stream1.55%5.48%
North Valley Stream1.84%5.37%
North Lynbrook2.81%5.48%

Valley Stream Renters Insurance as a Percentage of Rent

Valley Stream Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 194 8.0% $1222
$500 to $749 125 5.0% $1897
$750 to $999 152 7.0% $2647
$1,000 to $1,499 809 37.0% $3772
$1,500 or more 890 41.0% $5422

Valley Stream, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Valley Stream Homeowner Insurance Premium Example $3,900$3,400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $13,500$13,000
Net Savings to Valley Stream Home Owner from High Deductible Plan $500

Valley Stream, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Valley Stream, NY Home Replacement Value MORE than Home Value Valley Stream, NY Home Replacement Value LESS than Home Value
Replacement Value $497,500 $294,500
Insurance Premium based on Replacement Value $5,825 $3,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $103,500 Risk Exposure from Under Insuring Coverage is $99,500
Premium Impact Insurance cheaper by $1,175/year Insurance costlier by $1,200/year

Example Valley Stream Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceErie Insurance
Monthly Premium 291191750
Year Built 196819461977
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$400000-$500000$800000-$900000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Valley Stream, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 275,000 Membrane Roof 1,450 3 $5000 to $10,000 Deductible 290 3 Brick siding No
1941 265,000 Metal Roof 1,280 3 $5000 to $10,000 Deductible 1190 12 Wood siding No
1950 660,000 Shingles Roof 3,510 5 $500- $1000 Deductible 4450 7 Fiber-Cement Siding yes
1940 630,000 Slate Shingles Roof 2,760 4 > $10,000 Deductible 3720 9 Fiber-Cement Siding yes
1968 685,000 Composition Roof 4,080 5 > $10,000 Deductible 2210 7 Brick siding No
1978 650,000 Composition Roof 3,240 4 $500- $1000 Deductible 3140 7 Brick siding No
1973 715,000 Membrane Roof 3,330 4 $500 Deductible 5150 8 Vinyl siding No
1958 225,000 Membrane Roof 1,280 3 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding No
1951 205,000 Metal Roof 1,260 3 $500- $1000 Deductible 950 6 Wood siding yes
1944 505,000 Slate Shingles Roof 2,420 5 $2500-$5000 Deductible 1430 5 Stone Siding No
1976 340,000 Slate Shingles Roof 1,920 4 $5000 to $10,000 Deductible 1340 12 Fiber-Cement Siding yes
1958 760,000 Wood Shake Roof 4,790 5 $500- $1000 Deductible 770 1 Fiber-Cement Siding yes
1944 460,000 Metal Roof 2,290 4 $1000-$2500 Deductible 2140 8 Vinyl siding yes
1954 620,000 Shingles Roof 2,740 4 $500- $1000 Deductible 4300 9 Vinyl siding yes
1948 320,000 Tile Roof 1,880 3 $2500-$5000 Deductible 1820 7 Wood siding No
1973 670,000 Tile Roof 3,180 4 $1000-$2500 Deductible 610 2 Vinyl siding yes
1947 440,000 Metal Roof 1,990 4 $1000-$2500 Deductible 3340 10 Wood siding yes
1948 580,000 Tile Roof 3,540 5 $500- $1000 Deductible 2630 9 Brick siding No
1978 390,000 Wood Shake Roof 1,920 4 $500- $1000 Deductible 210 1 Brick siding yes
1948 655,000 Tile Roof 3,170 5 > $10,000 Deductible 2300 8 Fiber-Cement Siding yes
1968 525,000 Slate Shingles Roof 2,570 5 $2500-$5000 Deductible 2390 6 Vinyl siding yes
1979 355,000 Asphalt Shingles Roof 1,880 5 > $10,000 Deductible 730 5 Stone Siding No
1949 790,000 Shingles Roof 3,940 5 $500- $1000 Deductible 2620 4 Stone Siding yes
1954 620,000 Metal Roof 3,280 4 > $10,000 Deductible 2360 10 Vinyl siding No
1951 450,000 Asphalt Shingles Roof 2,120 5 $500- $1000 Deductible 4360 12 Stucco siding yes
1945 895,000 Asphalt Shingles Roof 4,470 5 $1000-$2500 Deductible 4230 8 Vinyl siding No
1940 310,000 Shingles Roof 1,840 5 > $10,000 Deductible 360 2 Stucco siding No
1968 430,000 Asphalt Shingles Roof 1,940 5 $500 Deductible 4310 10 Wood siding No