Valley Falls Insurance Rates:

Valley Falls, RI homeowners insurance is approximately $923 to $1,255, about $76-$104/month. Our comprehensive research indicates shoppers can save upto $435 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Valley Falls, RI Homeowners Insurance By Home Value

Valley Falls, RI Home Value Total Homes % of Total Average Valley Falls, RI Homeowners Insurance
Less than $50,000 42 1.0% $108
$100,000 to $124,999 55 1.0% $490
$125,000 to $149,999 70 2.0% $620
$150,000 to $174,999 184 6.0% $729
$175,000 to $199,999 406 13.0% $838
$200,000 to $249,999 1,029 34.0% $1012
$250,000 to $299,999 652 22.0% $1241
$300,000 to $399,999 479 16.0% $1579

Top Home Insurance Agents Near Valley Falls, RI

Home Insurance Company Near Valley Falls, RI Homeowners Insurance Agency Near Valley Falls, RI Address
NA Lawrence A. Natale Co., Inc. 50 Nashua Street, Providence, RI, 2904
NA Paul A Balakin Insurance Agency 81 Plain St, Lowell, MA, 1851
Travelers Lopriore Insurance Agency 426 Main St Ste 2 , Stoneham, MA, 2180
Travelers Trusted Insurance Alliance 279 DEXTER ST, PAWTUCKET, RI, 2860
Liberty Mutual Urszula Prominski 771 Southbridge Street, Auburn, MA, 1501

Cost Of Homeowners Insurance By Street Near Valley Falls, RI

Streets in Valley Falls Area Homeowners Insurance Cost
Hardwick St, Kelly St, Carlson Dr, Ursa Way, Carpenter Ln, Kilburn St, Packard Ave, Center St, Grandview Dr, Kent St$1,093
Woodside Ave, Greenalgh Ave, Tyler St, Havens St, Julie St, Ethier Way, Factory St, Armas Ct, W Barrows St, Morning Way$1,095
Clark St, Woodward St, Massachusetts Ave, Roland St, Columbia Dr, Willow Dr, Delaware Ave, Patt Ave, Brailey St, Beachwood Dr$1,091
Norman St, Wyoming Dr, Pollett St, Millers Brook Dr, Ann and Hope Way, Citizen St, Stone Bridge Dr, Hopkins Ter, Castle Gate Rd, Glenside Rd$1,097
W Earle St, Ralco Way, Homer Ct, Hines Rd, Mayfair Rd, Myrtle St, Cray St, Indiana Ave, Davis St, Dorr St$1,090

Valley Falls, RI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Valley Falls$162 to $165
Central Falls$159
Lincoln$166
Cumberland$165

Valley Falls, RI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Central Falls city, Rhode Island $160 $213 $320
Lincoln town, Providence County, Rhode Island $166 $221 $332
Cumberland town, Providence County, Rhode Island $165 $220 $330

Valley Falls, RI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Valley Falls, RI4.9%15.8%
Central Falls4.52%14.6%
Lincoln4.71%13.89%
Cumberland4.67%14.14%

Valley Falls Renters Insurance as a Percentage of Rent

Valley Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 48 4.0% $344
$200 to $299 79 6.0% $794
$300 to $499 56 4.0% $1244
$500 to $749 279 23.0% $1919
$750 to $999 375 31.0% $2669
$1,000 to $1,499 331 28.0% $3794

Valley Falls, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$4,800
Yearly Valley Falls Homeowner Insurance Premium Example $3,100$2,300
Out of Pocket Expense During Claim$800$4,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,500$20,900
Net Savings to Valley Falls Home Owner from High Deductible Plan $1,600

Valley Falls, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Valley Falls, RI Home Replacement Value MORE than Home Value Valley Falls, RI Home Replacement Value LESS than Home Value
Replacement Value $316,000 $191,000
Insurance Premium based on Replacement Value $3,225 $1,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $550/year

Example Valley Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyAllstate
Monthly Premium 36872275
Year Built 196719881998
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $600000-$700000$75000-$100000$350000-$400000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Valley Falls, RI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 180,000 Tile Roof 1,540 2 $5000 to $10,000 Deductible 1030 12 Stucco siding yes
1949 145,000 Tile Roof 1,040 2 $500- $1000 Deductible 1140 10 Fiber-Cement Siding No
1948 195,000 Slate Shingles Roof 1,270 2 $5000 to $10,000 Deductible 400 4 Stone Siding No
1988 300,000 Metal Roof 2,440 4 $500 Deductible 3640 12 Fiber-Cement Siding No
1948 430,000 Membrane Roof 2,820 4 $1000-$2500 Deductible 490 2 Vinyl siding No
1945 380,000 Asphalt Shingles Roof 2,690 4 $1000-$2500 Deductible 1450 4 Stone Siding yes
1969 440,000 Tile Roof 3,360 4 > $10,000 Deductible 1740 9 Stucco siding No
1940 345,000 Wood Shake Roof 2,410 4 > $10,000 Deductible 2210 10 Vinyl siding yes
1969 345,000 Slate Shingles Roof 2,700 4 $5000 to $10,000 Deductible 1360 10 Vinyl siding yes
1976 290,000 Asphalt Shingles Roof 1,890 5 > $10,000 Deductible 890 10 Stucco siding yes
1987 250,000 Composition Roof 2,390 5 $2500-$5000 Deductible 860 8 Vinyl siding No
1975 240,000 Slate Shingles Roof 1,880 4 $1000-$2500 Deductible 170 1 Stone Siding yes
1968 410,000 Composition Roof 3,130 4 $500- $1000 Deductible 240 1 Wood siding yes
1975 230,000 Wood Shake Roof 1,470 2 $500 Deductible 1190 5 Brick siding yes
1970 295,000 Composition Roof 2,190 3 $500- $1000 Deductible 2090 10 Stone Siding yes
1987 320,000 Asphalt Shingles Roof 2,330 5 > $10,000 Deductible 1440 10 Fiber-Cement Siding yes
1982 270,000 Wood Shake Roof 1,760 4 $500- $1000 Deductible 2130 8 Brick siding yes
1974 175,000 Membrane Roof 1,600 3 $2500-$5000 Deductible 200 2 Stucco siding No
1967 615,000 Slate Shingles Roof 4,470 5 $500 Deductible 3300 8 Vinyl siding yes
1944 590,000 Metal Roof 4,120 5 > $10,000 Deductible 1410 5 Stone Siding yes
1963 320,000 Metal Roof 2,420 5 $5000 to $10,000 Deductible 160 1 Brick siding No
1988 145,000 Wood Shake Roof 1,210 3 $500- $1000 Deductible 1140 8 Wood siding No
1964 135,000 Asphalt Shingles Roof 1,010 2 $2500-$5000 Deductible 510 5 Wood siding yes
1992 565,000 Metal Roof 4,810 5 > $10,000 Deductible 1240 5 Brick siding No
1986 285,000 Slate Shingles Roof 2,010 5 $500 Deductible 1820 8 Stone Siding yes
1972 260,000 Asphalt Shingles Roof 2,280 3 $5000 to $10,000 Deductible 1030 6 Wood siding No
1998 290,000 Tile Roof 2,170 4 $500- $1000 Deductible 1000 4 Brick siding No
1946 165,000 Asphalt Shingles Roof 1,380 2 $500- $1000 Deductible 440 3 Wood siding yes
1989 140,000 Tile Roof 1,240 3 $500 Deductible 480 4 Fiber-Cement Siding No
1976 300,000 Asphalt Shingles Roof 1,930 3 $2500-$5000 Deductible 2460 9 Wood siding yes
1977 210,000 Tile Roof 2,000 4 > $10,000 Deductible 460 7 Wood siding yes