Valley Falls, RI homeowners insurance is approximately $923 to $1,255, about $76-$104/month. Our comprehensive research indicates shoppers can save upto $435 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Valley Falls, RI | Homeowners Insurance Agency Near Valley Falls, RI | Address |
|---|---|---|
| Travelers | Lopriore Insurance Agency | 426 Main St Ste 2 , Stoneham, MA, 2180 |
| Travelers | Trusted Insurance Alliance | 279 DEXTER ST, PAWTUCKET, RI, 2860 |
| Liberty Mutual | Urszula Prominski | 771 Southbridge Street, Auburn, MA, 1501 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Central Falls city, Rhode Island | $160 | $213 | $320 |
| Lincoln town, Providence County, Rhode Island | $166 | $221 | $332 |
| Cumberland town, Providence County, Rhode Island | $165 | $220 | $330 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Valley Falls, RI | 4.9% | 15.8% |
| Central Falls | 4.52% | 14.6% |
| Lincoln | 4.71% | 13.89% |
| Cumberland | 4.67% | 14.14% |
| Valley Falls Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 48 | 4.0% | $344 |
| $200 to $299 | 79 | 6.0% | $794 |
| $300 to $499 | 56 | 4.0% | $1244 |
| $500 to $749 | 279 | 23.0% | $1919 |
| $750 to $999 | 375 | 31.0% | $2669 |
| $1,000 to $1,499 | 331 | 28.0% | $3794 |
| Streets in Valley Falls Area | Homeowners Insurance Cost |
|---|---|
| Hardwick St, Kelly St, Carlson Dr, Ursa Way, Carpenter Ln, Kilburn St, Packard Ave, Center St, Grandview Dr, Kent St | $1,093 |
| Woodside Ave, Greenalgh Ave, Tyler St, Havens St, Julie St, Ethier Way, Factory St, Armas Ct, W Barrows St, Morning Way | $1,095 |
| Clark St, Woodward St, Massachusetts Ave, Roland St, Columbia Dr, Willow Dr, Delaware Ave, Patt Ave, Brailey St, Beachwood Dr | $1,091 |
| Norman St, Wyoming Dr, Pollett St, Millers Brook Dr, Ann and Hope Way, Citizen St, Stone Bridge Dr, Hopkins Ter, Castle Gate Rd, Glenside Rd | $1,097 |
| W Earle St, Ralco Way, Homer Ct, Hines Rd, Mayfair Rd, Myrtle St, Cray St, Indiana Ave, Davis St, Dorr St | $1,090 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Valley Falls | $162 to $165 |
| Central Falls | $159 |
| Lincoln | $166 |
| Cumberland | $165 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $4,800 |
| Yearly Valley Falls Homeowner Insurance Premium Example | $3,100 | $2,300 |
| Out of Pocket Expense During Claim | $800 | $4,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $22,500 | $20,900 |
| Net Savings to Valley Falls Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Valley Falls, RI Home Replacement Value MORE than Home Value | Valley Falls, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $316,000 | $191,000 |
| Insurance Premium based on Replacement Value | $3,225 | $1,950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $54,000 | Risk Exposure from Under Insuring Coverage is $71,000 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $550/year |
| Insurance Company | State Farm | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 368 | 72 | 275 |
| Year Built | 1967 | 1988 | 1998 |
| Home Details | 5 Beds, 2 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $75000-$100000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500 Deductible |