Valdosta Insurance Rates:

Valdosta, GA homeowners insurance is approximately $744 to $1,011, about $62-$84/month. Our all inclusive guide indicates shoppers can save as much as $351 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would say my premium is comparable to other reputable companies
State Farm
I would recommend State Farm because the customer service is good and they have a good reputation.
State Farm
I will remain a loyal customer and voice my opinions to the company we use and see if that helps to improve things for my insurance needs.
State Farm
State farm has an insurance faq section that offers a detailed explanation of home insurance and how it works and a simple insights blog that provides tips for homeowners on everything they need to know.
State Farm
They are always there when I need to contact them. Very nice and easy to reach any time of day.
State Farm
They have been very supportive of me and my insurance needs. They have also been economical until recently, the premiums have gone up.
State Farm
I call my agent (my friend) directly whenever something arises, which isn't very usual. It makes life easy.
State Farm
I like them because they are a competitive company and are easy to use. They have good pricing and options.
Liberty Mutual
the service payment was high
Esurance
I have utilized homeowners, renters, auto and umbrella. I have not purchased life insurance through them, but I have discussed it with them briefly.
Metlife
I would recommend MetLife because they have a good reputation, I trust them and they pay high on claims.
Geico
I think they are very good. I like that I can bundle my coverage and it saves me money. When I have questions I call and always get through to a person. They are helpful and nice.
Geico
We have never had a problem with Geico but at the same time we never had a claim on our home insurance.We had an auto claim that was taken care of right away and with no problem.

Valdosta, GA Homeowners Insurance By Home Value

Valdosta, GA Home Value Total Homes % of Total Average Valdosta, GA Homeowners Insurance
Less than $50,000 1,869 16.0% $175
$50,000 to $59,999 537 4.0% $368
$60,000 to $69,999 617 5.0% $456
$70,000 to $79,999 421 3.0% $526
$80,000 to $89,999 632 5.0% $605
$90,000 to $99,999 537 4.0% $676
$100,000 to $124,999 1,559 13.0% $781
$125,000 to $149,999 1,157 10.0% $974
$150,000 to $174,999 1,271 11.0% $1158
$175,000 to $199,999 699 6.0% $1334
$200,000 to $249,999 1,035 9.0% $1606
$250,000 to $299,999 742 6.0% $1957
$300,000 to $399,999 388 3.0% $2493

Top Home Insurance Agents Near Valdosta, GA

Home Insurance Company Near Valdosta, GA Homeowners Insurance Agency Near Valdosta, GA Address
NA Devaughn Insurance Agency, Inc. 815 Love Ave, Tifton, GA, 31794
NA Clark Insurance Services 111 W Central Ave, Moultrie, GA, 31776
NA Swann Insurance, Inc. 235 E Washington St, Monticello, FL, 32344
Travelers Insurance Services Of The South Inc 125 FIRST AVE SE, MOULTRIE, GA, 31768
Allstate Southern Harvest 201 Central Ave N Ste A, Tifton, GA, 31794

Valdosta, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Valdosta, GA

Streets in Valdosta Area Homeowners Insurance Cost
Remington Ave, Nassa Pl, Clarence S Parker Dr, Ricardo St, Davis St, S Lakeshore Dr, Slater St, Quincy Cir, Jodeco Rd, W Savannah Ave$850
Oconee Pl, Wedgewood Cir, Old Valdosta Bellville Rd, Owens Dr, Nadias Xing, Sedgefield Dr, Melissa Dr, Beejay St, Spring Meadow Cir, Pikes Pond Dr$880
Wild Oaks Cir, Saddlewood Cir, Woodrow Wilson Dr, W Park Ave, Jimmy Carter Dr, St John Pl, Fulton Pl, S Toombs St, W Northside Dr, Hightower Cir$901
Kinderlou Ln, W Hill Ave, Sawgrass Dr, Holiday Rd, E Rogers St, Crown Ridge Ct, Collins Ave, Oakdale Dr, Railroad Ave, S Forrest St$866
Dedo Dr, W Brookwood Dr, E Valley St, Smith Ave, Seymour St, Perkins Ln, Madison Ave, Beverly Dr, Ponciana Ln, Mack Dr$900
Lonesome Dove Dr, Druid Oaks Dr, Whitman Pl, Holliday St, Cherokee St, Willa Dr, Peeples St, Asbury Cir, Sandpiper Cir, Woody Cir$888
Haunted House Rd, W Park Ave, Oak Ridge Ave, Fouracre Pl, Joseph Rd, Whithorn Way, Woodtrail Dr, Norton Pl, Maria Ct, Zipperer Rd W$865
Clover Dr, 2nd Ave, Caitlin Dr, Jo Ree St, Dogwood Cir, Delvid St, Lauries Pointe, Cedar Dr, Langdale Dr, Mt Zion Church Rd$886
Brentwood Pl, Rabbit Ridge Run, Burrows Ln, Dean St, Myrtle St, Pinedale Cir, Northfield Rd, Conoley Ave, Quail Nest Dr, Bancroft Rd$868
Sherwood Cir, Highland Dr, 1st St S, Nan St, Tall Pine Dr, Plantation Dr, N Toombs St, 3rd St N, Victoria Dr, W Force St$941

Valdosta, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Valdosta$131 to $134
Dasher$132
Remerton$129
Lake Park$134

Valdosta, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dasher town, Georgia $111 $147 $221
Remerton city, Georgia $108 $144 $216
Lowndes County, Georgia $111 $147 $221

Valdosta, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Valdosta, GA6.6%22.2%
Dasher6.67%21.92%
Lowndes County6.23%22.53%
Lake Park6.19%21.56%

Valdosta Renters Insurance as a Percentage of Rent

Valdosta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 314 2.0% $370
$200 to $299 431 3.0% $820
$300 to $499 1,166 8.0% $1270
$500 to $749 4,470 32.0% $1945
$750 to $999 4,661 34.0% $2695
$1,000 to $1,499 2,166 15.0% $3820
$1,500 or more 382 2.0% $5470

Valdosta, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Valdosta Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,800$10,600
Net Savings to Valdosta Home Owner from High Deductible Plan $1,200

Valdosta, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Valdosta, GA Home Replacement Value MORE than Home Value Valdosta, GA Home Replacement Value LESS than Home Value
Replacement Value $189,000 $114,000
Insurance Premium based on Replacement Value $825 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Valdosta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceState Farm
Monthly Premium 5794115
Year Built 198519641994
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Valdosta, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 280,000 Tile Roof 3,000 5 > $10,000 Deductible 280 4 Wood siding No
1978 475,000 Membrane Roof 4,940 5 $500- $1000 Deductible 1070 7 Stucco siding yes
1972 165,000 Metal Roof 2,000 4 $500 Deductible 160 3 Fiber-Cement Siding yes
1964 110,000 Composition Roof 1,700 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
2014 280,000 Composition Roof 4,120 5 $1000-$2500 Deductible 290 3 Wood siding No
1964 185,000 Asphalt Shingles Roof 2,220 3 $5000 to $10,000 Deductible 210 6 Fiber-Cement Siding No
2006 135,000 Asphalt Shingles Roof 1,540 5 $1000-$2500 Deductible 380 9 Stucco siding yes
1963 280,000 Metal Roof 2,980 4 $2500-$5000 Deductible 740 6 Stucco siding No
1977 135,000 Metal Roof 1,700 3 $500- $1000 Deductible 530 9 Brick siding yes
1981 165,000 Metal Roof 2,030 4 $500- $1000 Deductible 120 2 Stucco siding yes
1979 115,000 Asphalt Shingles Roof 1,670 4 $1000-$2500 Deductible 310 12 Vinyl siding yes
1968 255,000 Asphalt Shingles Roof 3,220 4 $500 Deductible 1190 12 Stone Siding yes
1994 210,000 Metal Roof 2,260 3 $500- $1000 Deductible 980 12 Brick siding yes
1980 125,000 Asphalt Shingles Roof 1,940 3 $2500-$5000 Deductible 480 12 Fiber-Cement Siding No
1983 355,000 Tile Roof 4,290 5 $1000-$2500 Deductible 820 8 Brick siding No
2008 140,000 Tile Roof 1,800 5 $500- $1000 Deductible 210 5 Fiber-Cement Siding No
2011 140,000 Membrane Roof 2,130 3 $500- $1000 Deductible 330 7 Fiber-Cement Siding No
1999 115,000 Asphalt Shingles Roof 1,590 3 $2500-$5000 Deductible 120 4 Stone Siding yes
1994 200,000 Membrane Roof 2,660 5 $5000 to $10,000 Deductible 460 10 Vinyl siding No
1998 345,000 Shingles Roof 4,920 5 $1000-$2500 Deductible 870 6 Fiber-Cement Siding yes
1972 150,000 Composition Roof 2,090 4 $500 Deductible 550 7 Vinyl siding yes
1974 100,000 Composition Roof 1,460 3 $2500-$5000 Deductible 220 7 Brick siding No
1975 125,000 Tile Roof 1,590 3 $1000-$2500 Deductible 300 9 Vinyl siding yes
2007 155,000 Asphalt Shingles Roof 2,220 3 $5000 to $10,000 Deductible 300 8 Wood siding No
1973 170,000 Slate Shingles Roof 2,230 3 $500 Deductible 970 9 Wood siding No
1977 295,000 Composition Roof 3,240 5 $1000-$2500 Deductible 770 8 Wood siding No
1985 125,000 Shingles Roof 1,600 4 $500 Deductible 130 3 Wood siding No
1996 325,000 Asphalt Shingles Roof 3,800 5 $500- $1000 Deductible 160 1 Stucco siding yes
1960 195,000 Composition Roof 2,070 4 $500 Deductible 1240 12 Stucco siding No
1975 240,000 Metal Roof 3,200 4 $500 Deductible 930 10 Wood siding No
1993 145,000 Wood Shake Roof 2,170 3 $500 Deductible 450 10 Stucco siding No
2001 190,000 Composition Roof 2,310 3 $5000 to $10,000 Deductible 580 12 Stone Siding No
2006 190,000 Asphalt Shingles Roof 2,050 4 $2500-$5000 Deductible 100 2 Fiber-Cement Siding No

Find Visual Guide for Valdosta, GA Home Insurance Buyers on Insurance Companies and Rates