Vail Insurance Rates:

Vail, CO homeowners insurance is approximately $832 to $1,212, about $69-$101/month. Our comprehensive guide indicates shoppers can save upto $408 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Vail, CO Homeowners Insurance By Home Value

Vail, CO Home Value Total Homes % of Total Average Vail, CO Homeowners Insurance
$150,000 to $174,999 125 24.0% $245
$175,000 to $199,999 48 9.0% $275
$200,000 to $249,999 66 12.0% $337
$250,000 to $299,999 133 25.0% $419
$300,000 to $399,999 144 27.0% $531

Top Home Insurance Agents Near Vail, CO

Home Insurance Company Near Vail, CO Homeowners Insurance Agency Near Vail, CO Address
Farmers Dianne Trausch 130 Ski Hill Rd, Breckenridge, CO, 80424
State Farm Justin Storms 607 US Highway 24 South, Leadville, CO, 80461
State Farm Todd Fugate 590 Hwy 133, Carbondale, CO, 81623-1884
Travelers Town And Country Insurance Inc 601 E AGATE AVE, GRANBY, CO, 80446
Travelers Wall Street Insurance Inc 105 EDWARDS VILLAGE BLVD SUITE C-201, EDWARDS, CO, 81632

Cost Of Homeowners Insurance By Street Near Vail, CO

Streets in Vail Area Homeowners Insurance Cost
Ridge Ln, Gore Creek Dr, Aspen Ln, Spraddle Creek Rd, Vail View Dr, Forest Rd, Red Sandstone Rd, St Moritz Way, Courtside Dr, Aspen Grove Ln$905
Chamonix Ln, W Gore Creek Dr, Wall St, Rockledge Rd, Forest Rd, Katsos Ranch Rd, Columbine Dr, Willow Rd, Golf Ln, Geneva Dr$995
Buffehr Crk Rd, Timber Falls Ct, Vail Racquet Club Dr, Bald Mountain Rd, Bellflower Dr, Vermont Rd, S Frontage Rd E, Meadow Dr, Matterhorn Cir, Streamside Cir E$935
Black Bear Ln, W Lionshead Cir, Westhaven Cir, Mill Creek Cir, Eagles Nest Cir, Kinnikinnick Ct, Homestead Rd, Spring Hill Ln, Beaver Dam Rd, Hanson Ranch Rd$1,000
Moraine Dr, Lions Ridge Loop, Juniper Ln, Streamside Cir W, N Frontage Rd W, Basingdale Blvd, Gore Cir, Manns Ranch Rd, Westhaven Ln, W Meadow Dr$994

Vail, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vail$146 to $159
Minturn-Red Cliff$146
Minturn$150
Avon$144

Vail, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Minturn-Red Cliff CCD, Eagle County, Colorado $122 $163 $244
Minturn town, Colorado $126 $167 $251
Avon town, Colorado $120 $160 $240

Vail, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vail, CO3.6%9.8%
Minturn-Red Cliff3.63%11.82%
Minturn3.35%17.88%
Avon4.06%40.45%

Vail Renters Insurance as a Percentage of Rent

Vail Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 59 6.0% $1860
$750 to $999 217 22.0% $2610
$1,000 to $1,499 452 47.0% $3735
$1,500 or more 228 23.0% $5385

Vail, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Vail Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,000$22,000
Net Savings to Vail Home Owner from High Deductible Plan $1,000

Vail, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vail, CO Home Replacement Value MORE than Home Value Vail, CO Home Replacement Value LESS than Home Value
Replacement Value $857,000 $476,000
Insurance Premium based on Replacement Value $4,275 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $204,000 Risk Exposure from Under Insuring Coverage is $177,000
Premium Impact Insurance cheaper by $875/year Insurance costlier by $1,025/year

Example Vail Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmerican Family Insurance
Monthly Premium 251253167
Year Built 199420021975
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $900000-$1000000$700000-$800000$400000-$500000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Vail, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 865,000 Metal Roof 3,220 5 $500 Deductible 2750 6 Fiber-Cement Siding yes
2006 640,000 Membrane Roof 2,070 5 $1000-$2500 Deductible 1560 8 Stone Siding yes
1979 365,000 Composition Roof 1,280 2 $2500-$5000 Deductible 890 8 Vinyl siding No
1983 685,000 Membrane Roof 2,600 5 $500- $1000 Deductible 1060 4 Stucco siding yes
1976 780,000 Composition Roof 2,230 4 $500- $1000 Deductible 680 2 Stucco siding No
1999 850,000 Tile Roof 3,070 4 $2500-$5000 Deductible 1590 5 Fiber-Cement Siding No
2003 1,115,000 Asphalt Shingles Roof 3,590 5 $500 Deductible 3460 8 Vinyl siding No
2007 780,000 Slate Shingles Roof 2,240 4 $500- $1000 Deductible 2770 10 Stone Siding yes
1975 495,000 Composition Roof 1,530 2 > $10,000 Deductible 1480 12 Brick siding No
2004 670,000 Metal Roof 2,050 4 > $10,000 Deductible 1000 7 Stone Siding No
1991 370,000 Tile Roof 1,050 2 $5000 to $10,000 Deductible 100 1 Brick siding No
1970 470,000 Slate Shingles Roof 1,660 4 $500- $1000 Deductible 350 2 Vinyl siding No
1970 425,000 Composition Roof 1,320 2 $5000 to $10,000 Deductible 340 3 Stucco siding No
1996 600,000 Shingles Roof 2,010 4 $500- $1000 Deductible 450 2 Fiber-Cement Siding yes
2002 1,100,000 Slate Shingles Roof 3,500 5 $500 Deductible 870 2 Brick siding No
1997 280,000 Shingles Roof 990 2 $500- $1000 Deductible 440 4 Brick siding yes
1977 485,000 Tile Roof 1,700 5 $1000-$2500 Deductible 310 2 Brick siding yes
2008 935,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 2590 12 Fiber-Cement Siding yes
1981 470,000 Asphalt Shingles Roof 1,600 2 $500 Deductible 1490 9 Wood siding yes
2005 450,000 Asphalt Shingles Roof 1,210 2 $2500-$5000 Deductible 250 2 Brick siding yes
2006 515,000 Asphalt Shingles Roof 1,800 3 > $10,000 Deductible 400 4 Wood siding No
1979 585,000 Shingles Roof 2,050 4 $1000-$2500 Deductible 1350 5 Vinyl siding No
1979 1,155,000 Wood Shake Roof 4,110 5 $500 Deductible 3460 8 Stone Siding No
2002 880,000 Composition Roof 3,130 4 $500- $1000 Deductible 3130 9 Brick siding yes
2006 595,000 Shingles Roof 1,750 4 > $10,000 Deductible 750 5 Wood siding No
1970 460,000 Tile Roof 1,640 3 $1000-$2500 Deductible 1310 8 Vinyl siding No
1992 615,000 Slate Shingles Roof 1,740 4 $2500-$5000 Deductible 1640 8 Wood siding yes
1987 765,000 Shingles Roof 3,050 4 $1000-$2500 Deductible 2210 9 Stone Siding yes
1994 535,000 Asphalt Shingles Roof 2,080 3 $5000 to $10,000 Deductible 1190 9 Fiber-Cement Siding yes
1983 990,000 Slate Shingles Roof 3,530 5 $5000 to $10,000 Deductible 410 2 Stone Siding No
1979 530,000 Composition Roof 1,690 2 $5000 to $10,000 Deductible 1060 10 Brick siding yes
1985 450,000 Membrane Roof 1,570 2 $500- $1000 Deductible 160 1 Stucco siding yes
1994 900,000 Metal Roof 2,670 5 $2500-$5000 Deductible 1720 6 Fiber-Cement Siding yes
1978 410,000 Shingles Roof 1,630 3 $500 Deductible 170 1 Stone Siding No