Vadnais Heights Insurance Rates:

Vadnais Heights, MN homeowners insurance is about $884 to $1,207, about $73-$100/month. Our thorough research shows customers can save upto $418 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Vadnais Heights, MN Homeowners Insurance By Home Value

Vadnais Heights, MN Home Value Total Homes % of Total Average Vadnais Heights, MN Homeowners Insurance
Less than $50,000 291 7.0% $115
$80,000 to $89,999 54 1.0% $397
$90,000 to $99,999 46 1.0% $439
$100,000 to $124,999 350 9.0% $512
$125,000 to $149,999 252 6.0% $648
$150,000 to $174,999 304 8.0% $763
$175,000 to $199,999 397 10.0% $878
$200,000 to $249,999 864 23.0% $1056
$250,000 to $299,999 468 12.0% $1297
$300,000 to $399,999 574 15.0% $1652

Top Home Insurance Agents Near Vadnais Heights, MN

Home Insurance Company Near Vadnais Heights, MN Homeowners Insurance Agency Near Vadnais Heights, MN Address
NA Insuranceworks Agency, Inc. 670 Commerce Dr Ste 110, Woodbury, MN, 55125
Travelers Henry T Warner Co 41 10TH AVE N, HOPKINS, MN, 55343
Travelers Insurance Brokers Of Mn 1014 Highway 55 E , Buffalo, MN, 55313
Farmers Laura Bolland 1027 Main St Ste A, Red Wing, MN, 55066
Travelers Ray Smith Insurance Agency Inc 6900 WEDGWOOD ROAD STE 302, MAPLE GROVE, MN, 55311

Cost Of Homeowners Insurance By Street Near Vadnais Heights, MN

Streets in Vadnais Heights Area Homeowners Insurance Cost
Cedar Ave, Samuel Ct, Searle Ct, Oak Ln, Bramblewood Ave, Thornhill Ln, Hillside Rd, Goose Lake Rd, Aspen Ct, Ridgewood Ave$1,030
Belmar Dr, Foothill Trl, Mayfair Rd, Co Rd 148, Pondview Ln, Glen Oaks Ct, Midland Ct, Parkwood Ln, Jerry St, Bear Ct$1,028
Buerkle Rd, Wildflower Ct, Glen Oaks Dr, W Vadnais Blvd, Golfview Ct, Alrick Pl, Buerkle Cir, E Co Rd G, Ebba St, Mosby Rd$1,039
Homewood Ave, Rolling View Dr, Pond View Dr, Springhill Rd, Red Oaks Dr, Marlin Ave, Nathaniel Ct, Oak Leaf Dr, Hillary Farm Ln, Labore Rd$1,048
Commerce Blvd, Bankers Dr, Marble St, Little Fox Ln, Montmorency St, Vadnais Lake Dr, Brunet Ct, Co Hwy 147, N Oak Dr, S Oak Dr$1,040

Vadnais Heights, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vadnais Heights$155 to $157
Gem Lake$162
Little Canada$155
North Oaks$187

Vadnais Heights, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gem Lake city, Minnesota $136 $181 $271
Little Canada city, Minnesota $130 $173 $259
White Bear Lake city, Minnesota $130 $173 $259

Vadnais Heights, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vadnais Heights, MN5.7%17.5%
Gem Lake4.25%14.2%
Little Canada5.43%16.89%
White Bear Lake5.65%19.02%

Vadnais Heights Renters Insurance as a Percentage of Rent

Vadnais Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 1.0% $777
$300 to $499 59 5.0% $1227
$500 to $749 128 12.0% $1902
$750 to $999 512 51.0% $2652
$1,000 to $1,499 259 26.0% $3777
$1,500 or more 15 1.0% $5427

Vadnais Heights, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$5,200
Yearly Vadnais Heights Homeowner Insurance Premium Example $2,000$1,200
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,200$13,600
Net Savings to Vadnais Heights Home Owner from High Deductible Plan $1,600

Vadnais Heights, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vadnais Heights, MN Home Replacement Value MORE than Home Value Vadnais Heights, MN Home Replacement Value LESS than Home Value
Replacement Value $281,000 $167,500
Insurance Premium based on Replacement Value $1,900 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $450/year

Example Vadnais Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmChubb Group of Insurance
Monthly Premium 12472430
Year Built 199320021986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$175000-$200000$500000-$600000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Vadnais Heights, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 585,000 Membrane Roof 4,770 5 > $10,000 Deductible 1420 8 Fiber-Cement Siding No
1984 420,000 Asphalt Shingles Roof 3,670 5 > $10,000 Deductible 1510 9 Brick siding No
1986 240,000 Composition Roof 1,780 3 $2500-$5000 Deductible 1280 8 Vinyl siding yes
1981 260,000 Asphalt Shingles Roof 2,640 4 > $10,000 Deductible 1120 12 Brick siding No
2009 365,000 Asphalt Shingles Roof 3,050 4 $2500-$5000 Deductible 530 3 Brick siding yes
2001 380,000 Composition Roof 3,050 5 $500 Deductible 510 2 Brick siding yes
1982 185,000 Slate Shingles Roof 1,500 5 $500 Deductible 820 5 Wood siding yes
2008 425,000 Tile Roof 3,070 5 $2500-$5000 Deductible 990 5 Stone Siding No
1989 510,000 Metal Roof 3,610 5 > $10,000 Deductible 1370 6 Stucco siding yes
2006 195,000 Composition Roof 1,500 3 $500 Deductible 1180 7 Stone Siding yes
1993 275,000 Metal Roof 2,020 3 $500- $1000 Deductible 1340 8 Wood siding yes
2001 225,000 Asphalt Shingles Roof 1,830 3 $2500-$5000 Deductible 430 4 Stone Siding yes
1991 290,000 Tile Roof 2,750 5 $1000-$2500 Deductible 310 3 Stone Siding No