Vacaville, CA Home Insurance - Analysis On Quotes, Rates & Agents
Vacaville Insurance Rates:
Vacaville, CA homeowners insurance is approximately $524 to $710, about $43-$59/month. Our all inclusive analysis reveals consumers can save as much as $246 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Easy to work with people on the phone. well trained employees help make my experience as the customer all the better.
I have both home and auto insurance with state farm. while they try to help with bundle discounts, i do wish more discounts were available. we are very safe drivers, no accidents or claims.
Every person i have talked to has been super helpful when i have had questions or concerns about my policy and what is covered or how much it costs.
Others had a premium slightly higher but with the same deductible. I am getting the same amount of coverage for less overall.
Their billing department is not always cohesive. I received a late payment warning once when the website indicated that my payment was not due for a month.
This is hard for me because I don't really have any dislikes. If there was one thing that I might think could be improved, I would have to say the mobile application, but that's not enough to dislike this company.
It's great so it's hard to think of anything I dislike about the company. I guess if there is anything lower rates would be nice. It is a bit expensive.
Anytime we have needed to make a homeowners claim they have taken care of it right away. That is a great feeling, knowing that they are there for you when you really need someone to step in and help you out.
I feel the premium could be a little less, especially considering the value of my home.
I only dislike the inability to pay premiums on a monthly basis, without an overly-expensive additional fee. I have come up short on at least one occasion and could not pay it late without coverage lapsing.
I like the paperless billing, automatic payments, and the easy to use interface of their site.
I really don't have anything bad to say about them. My parents had Allstate so I guess that's why I chose them as well. I think if I went to another competitor like State Farm, I expect to have the same level of customer satisfaction and comparable coverage. The only one that might be better would be USAA.
So far I have had no problems with the company, and they do provide the most affordable coverage for my situation.
Only thing I can say I don't like is the high premium, outside of that I can't really find any other fault's.
I would suggest they at least check them out. They worked out really nicely for me. They are great for my family.
I would recommend this company to friends and neighbors because they have great customer service and have provided great security service as well to my home.
I've had a good experience with Farmers so far so I can't really complain. I would definitely recommend if you're in the market for home insurance.
Honestly, I'm with Geico for home insurance because I have them for car insurance as well. It saves me just a little bit of money to have both services with them. However, I would not recommend them just for home insurance, because I feel like there are much better options out there.
It can be really good or really bad. Depends on which day you call. Overall, the company is pretty good. I've used other companies in the past. They are all about the same. I am not opposed to switching if I find something better.
With this company, I've had only great experiences. I called a couple of times and my questions were answered right there, right then, without being placed on hold or waiting. The explanation of coverage was presented to me very detailed and with patience.
Vacaville, CA Homeowners Insurance By Home Value
|Vacaville, CA Home Value||Total Homes||% of Total||Average Vacaville, CA Homeowners Insurance|
|Less than $50,000||741||4.0%||$49|
|$80,000 to $89,999||166||1.0%||$166|
|$90,000 to $99,999||167||1.0%||$185|
|$100,000 to $124,999||538||3.0%||$215|
|$125,000 to $149,999||529||3.0%||$271|
|$150,000 to $174,999||1,066||6.0%||$320|
|$175,000 to $199,999||957||6.0%||$370|
|$200,000 to $249,999||3,057||19.0%||$444|
|$250,000 to $299,999||2,890||18.0%||$542|
|$300,000 to $399,999||5,421||34.0%||$691|
Top Home Insurance Agents Near Vacaville, CA
|Home Insurance Company Near Vacaville, CA||Homeowners Insurance Agency Near Vacaville, CA||Address|
|Farmers||Denise Ibsen||194 W Main St Ste 100, Woodland, CA, 95695|
|State Farm||Don Widmer||2155 W March Ln Ste 3A, Stockton, CA, 95207-6420|
|State Farm||Doug Prichard||405 3rd St, Davis, CA, 95616-4518|
|Travelers||Legacy Risk And Insurance Services Llc||1850 MT DIABLO BLVD STE 400, WALNUT CREEK, CA, 94596|
|State Farm||Mike Eldred||800 Sunrise Ave Ste B, Roseville, CA, 95661-4575|
Cost Of Homeowners Insurance By Street Near Vacaville, CA
|Streets in Vacaville Area||Homeowners Insurance Cost|
|Olive School Ln, Ithica Ct, Newcastle Dr, Buck Ave, Ambleside Ct, N Orchard Ave, Lexington Ct, Fallsgrove Way, Lilac Ct, Estate Dr||$622|
|Hawk Dr, Sweeney Rd, Gibson Valley Rd, Mason St, Crystal Springs Ct, Songbird Ct, Sycamore Ct, Dennis Dr, Udell Rd, Deodara St||$672|
|Arabian Cir, Solitude Ct, Rolling Oak Dr, Old Stone Ct, Cloverbrook Cir, Tyler Ct, Fern Way, Harvest Dr, Browns Valley Pkwy, Winding Way||$681|
|Ronda Ct, Scenic Ranch Ln, Breakwater Way, Maywood Ct, Gregory Dr, Galatina Ct, Countryside Dr, Keith Way, Cody Ct, Sun Ct||$678|
|Beth Page Ct, Beelard Dr, Bristlewood Ct, Hampton St, Lawrence Dr, Isle Royale Cir, Whitehall Ct, Grandview Dr, Lady Bug Ln, Millbrook Ct||$602|
|Cricket Trail Rd, Mammoth Ct, Oak Hill Ct, Flagstone Ct, Chimney Rock Dr, N Meridian Rd, Foxboro Pkwy, Nile Ct, Sweet Bay Cir, Riverdale Ave||$627|
|Spyglass Ct, Oak Canyon Ln, Birch St, Larkspur Dr, Canal Ln, Doris Ct, Georgetown Dr, Acacia Ln, Paris Way, Vine Ct||$682|
|Vineyard Valley Way, Whitestag Way, Patrick Ln, S Acacia Ln, Allison Dr, Perth Ct, Rainier Cir, Rio Granda Dr, Laurelwood Cir, Limerick Way||$680|
|Kiowa Ct, Swan River Ct, Timber Dr, Vaca Station Rd, Ridgewood Dr, Cashel Cir, Palm Ave, Cornerstone Ct, Plumas Ct, S Orchard Ave||$622|
|Moonstone Ct, Rolling Sage Cir, Bonarda Ct, E Deodara St, Putman Rd, Bounty Ln, Limerick Pl, Kirbyson Ct, Oak Brook Dr, Longwood Pl||$606|
Vacaville, CA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Vacaville||$92 to $94|
Vacaville, CA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Allendale CDP, California||$81||$108||$162|
|Hartley CDP, California||$80||$107||$160|
|Solano County, California||$77||$102||$153|
Vacaville, CA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Vacaville Renters Insurance as a Percentage of Rent
|Vacaville Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$300 to $499||368||3.0%||$1240|
|$500 to $749||455||3.0%||$1915|
|$750 to $999||1,767||15.0%||$2665|
|$1,000 to $1,499||4,379||38.0%||$3790|
|$1,500 or more||4,436||38.0%||$5440|
Average Cost Of Home Insurance By Company In Areas Nearby Vacaville For Different Scenarios
|Coverage ($)||Deductible ($)||Age of home||Company||Average homeowners insurance premium ($)|
|150000||250||1-3 Years||Century National||473|
|150000||500||1-3 Years||IDS Property Casualty||419|
|200000||500||1-3 Years||Amica Mutual||635|
|250000||500||1-3 Years||Horace Mann||476|
|300000||500||1-3 Years||American Reliable||696|
|400000||1000||1-3 Years||Bankers Standard||1627|
|500000||1000||1-3 Years||Horace Mann P & C||1054|
|500000||2500||1-3 Years||Farmers (Fire Ins)||1037|
|750000||2500||1-3 Years||Bankers Standard||2035|
|150000||500||4-6 Years||American Modern||542|
|250000||1000||4-6 Years||MAPFRE Group||567|
|250000||1000||4-6 Years||Unigard Group||706|
|250000||500||4-6 Years||First American Ins||646|
|400000||1000||4-6 Years||Bankers Standard||1817|
Vacaville, CA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Vacaville Homeowner Insurance Premium Example||$800||$400|
|Out of Pocket Expense During Claim||$1,000||$3,000|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$7,400||$6,200|
|Net Savings to Vacaville Home Owner from High Deductible Plan||$1,200|
Vacaville, CA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Vacaville, CA Home Replacement Value MORE than Home Value||Vacaville, CA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$1,125||$875|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $45,500||Risk Exposure from Under Insuring Coverage is $30,500|
|Premium Impact||Insurance cheaper by $100/year||Insurance costlier by $150/year|
Example Vacaville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||Nationwide Insurance||Travelers||GEICO Insurance|
|Home Details||3 Beds, 2 Baths||4 Beds, 1 Baths||5 Beds, 2 Baths|
|Deductible||$2500-$5000 Deductible||$2500-$5000 Deductible||$1000-$2500 Deductible|
Sample Home Insurance Rates for Vacaville, CA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1989||305,000||Wood Shake Roof||1,690||3||$2500-$5000 Deductible||140||2||Stone Siding||yes|
|1988||630,000||Metal Roof||3,350||5||$500 Deductible||1300||8||Vinyl siding||yes|
|2004||240,000||Metal Roof||1,760||4||> $10,000 Deductible||360||8||Vinyl siding||No|
|2010||275,000||Membrane Roof||1,620||4||$2500-$5000 Deductible||300||8||Vinyl siding||yes|
|1984||690,000||Shingles Roof||3,860||5||$1000-$2500 Deductible||1000||6||Wood siding||yes|
|1996||360,000||Metal Roof||2,550||4||$5000 to $10,000 Deductible||460||10||Stone Siding||yes|
|2003||250,000||Wood Shake Roof||1,690||4||> $10,000 Deductible||270||9||Stone Siding||yes|
|2000||330,000||Composition Roof||1,810||3||> $10,000 Deductible||490||9||Brick siding||yes|
|2006||555,000||Wood Shake Roof||4,000||5||$5000 to $10,000 Deductible||70||1||Wood siding||yes|
|1999||355,000||Tile Roof||1,980||3||$1000-$2500 Deductible||50||1||Stone Siding||yes|
|1995||860,000||Shingles Roof||4,920||5||$2500-$5000 Deductible||760||4||Brick siding||yes|
|1986||315,000||Composition Roof||1,820||3||$1000-$2500 Deductible||130||2||Wood siding||yes|
|1991||280,000||Shingles Roof||2,090||3||$2500-$5000 Deductible||370||9||Brick siding||yes|
|2004||375,000||Wood Shake Roof||2,010||3||$2500-$5000 Deductible||490||7||Fiber-Cement Siding||No|
|1983||275,000||Tile Roof||1,740||3||$5000 to $10,000 Deductible||310||6||Brick siding||yes|
|2012||365,000||Membrane Roof||2,010||4||$5000 to $10,000 Deductible||60||1||Vinyl siding||No|
|1981||225,000||Tile Roof||1,320||3||$5000 to $10,000 Deductible||150||4||Fiber-Cement Siding||yes|
|1987||190,000||Tile Roof||1,250||3||$500 Deductible||290||9||Wood siding||No|
|2007||585,000||Composition Roof||3,450||5||> $10,000 Deductible||980||9||Wood siding||yes|
|2014||230,000||Composition Roof||1,320||3||$1000-$2500 Deductible||70||2||Brick siding||No|
|1994||325,000||Asphalt Shingles Roof||2,510||4||$5000 to $10,000 Deductible||360||7||Stone Siding||yes|
|2004||375,000||Asphalt Shingles Roof||2,630||5||$500- $1000 Deductible||550||5||Stone Siding||yes|
|2003||545,000||Metal Roof||2,880||5||$500 Deductible||1170||8||Vinyl siding||No|
|2012||430,000||Asphalt Shingles Roof||2,820||5||$500 Deductible||1190||9||Stucco siding||No|
|2004||415,000||Tile Roof||1,898||2||$500 Deductible||780||5||Fiber-Cement Siding||yes|