Vacaville Insurance Rates:

Vacaville, CA homeowners insurance is approximately $524 to $710, about $43-$59/month. Our all inclusive analysis reveals consumers can save as much as $246 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I would recommend this company to others if you are working on a monthly budget. They have fantastic rates and work with you to get what you need specifically
I never needed to really use the customer service at all state so I would say that it's satisfying, maybe a 4 or a 5.
State Farm
I would definitely recommend this company for rental or home insurance because the price is reasonable. I don't have vehicle insurance though them because to high. Would recommend to others. Nice and friendly customer service.
Traveler's was able to work with me to balance the premiums and deductible to something that fit my budget and made my life easy.
They are fairly wide, I haven't looked at all of them, but in general I have noticed that they have everything that I wanted or could forseably want in the future.
Easy to work with people on the phone. well trained employees help make my experience as the customer all the better.
State Farm
I have both home and auto insurance with state farm. while they try to help with bundle discounts, i do wish more discounts were available. we are very safe drivers, no accidents or claims.
Farmer's Insurance
Every person i have talked to has been super helpful when i have had questions or concerns about my policy and what is covered or how much it costs.
Liberty Mutual
Others had a premium slightly higher but with the same deductible. I am getting the same amount of coverage for less overall.
State Farm
Their billing department is not always cohesive. I received a late payment warning once when the website indicated that my payment was not due for a month.
State Farm
This is hard for me because I don't really have any dislikes. If there was one thing that I might think could be improved, I would have to say the mobile application, but that's not enough to dislike this company.
Farmer's Insurance
It's great so it's hard to think of anything I dislike about the company. I guess if there is anything lower rates would be nice. It is a bit expensive.
Farmer's Insurance
Anytime we have needed to make a homeowners claim they have taken care of it right away. That is a great feeling, knowing that they are there for you when you really need someone to step in and help you out.
I feel the premium could be a little less, especially considering the value of my home.
National General
I only dislike the inability to pay premiums on a monthly basis, without an overly-expensive additional fee. I have come up short on at least one occasion and could not pay it late without coverage lapsing.
I like the paperless billing, automatic payments, and the easy to use interface of their site.
I really don't have anything bad to say about them. My parents had Allstate so I guess that's why I chose them as well. I think if I went to another competitor like State Farm, I expect to have the same level of customer satisfaction and comparable coverage. The only one that might be better would be USAA.
So far I have had no problems with the company, and they do provide the most affordable coverage for my situation.
The Hartford
Only thing I can say I don't like is the high premium, outside of that I can't really find any other fault's.
Safeco Insurance
I would suggest they at least check them out. They worked out really nicely for me. They are great for my family.
Century National
I would recommend this company to friends and neighbors because they have great customer service and have provided great security service as well to my home.
Farmer's Insurance
I've had a good experience with Farmers so far so I can't really complain. I would definitely recommend if you're in the market for home insurance.
Honestly, I'm with Geico for home insurance because I have them for car insurance as well. It saves me just a little bit of money to have both services with them. However, I would not recommend them just for home insurance, because I feel like there are much better options out there.
Compared to other companies Progressive had better coverage. They cover all things in and attached to the house including sewer lines similar to what USAA offers.
Liberty Mutual
It can be really good or really bad. Depends on which day you call. Overall, the company is pretty good. I've used other companies in the past. They are all about the same. I am not opposed to switching if I find something better.
State Farm
With this company, I've had only great experiences. I called a couple of times and my questions were answered right there, right then, without being placed on hold or waiting. The explanation of coverage was presented to me very detailed and with patience.

Vacaville, CA Homeowners Insurance By Home Value

Vacaville, CA Home Value Total Homes % of Total Average Vacaville, CA Homeowners Insurance
Less than $50,000 741 4.0% $49
$80,000 to $89,999 166 1.0% $166
$90,000 to $99,999 167 1.0% $185
$100,000 to $124,999 538 3.0% $215
$125,000 to $149,999 529 3.0% $271
$150,000 to $174,999 1,066 6.0% $320
$175,000 to $199,999 957 6.0% $370
$200,000 to $249,999 3,057 19.0% $444
$250,000 to $299,999 2,890 18.0% $542
$300,000 to $399,999 5,421 34.0% $691

Top Home Insurance Agents Near Vacaville, CA

Home Insurance Company Near Vacaville, CA Homeowners Insurance Agency Near Vacaville, CA Address
Farmers Denise Ibsen 194 W Main St Ste 100, Woodland, CA, 95695
State Farm Don Widmer 2155 W March Ln Ste 3A, Stockton, CA, 95207-6420
State Farm Doug Prichard 405 3rd St, Davis, CA, 95616-4518
Travelers Legacy Risk And Insurance Services Llc 1850 MT DIABLO BLVD STE 400, WALNUT CREEK, CA, 94596
State Farm Mike Eldred 800 Sunrise Ave Ste B, Roseville, CA, 95661-4575

Vacaville, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Vacaville, CA

Streets in Vacaville Area Homeowners Insurance Cost
Olive School Ln, Ithica Ct, Newcastle Dr, Buck Ave, Ambleside Ct, N Orchard Ave, Lexington Ct, Fallsgrove Way, Lilac Ct, Estate Dr$622
Hawk Dr, Sweeney Rd, Gibson Valley Rd, Mason St, Crystal Springs Ct, Songbird Ct, Sycamore Ct, Dennis Dr, Udell Rd, Deodara St$672
Arabian Cir, Solitude Ct, Rolling Oak Dr, Old Stone Ct, Cloverbrook Cir, Tyler Ct, Fern Way, Harvest Dr, Browns Valley Pkwy, Winding Way$681
Ronda Ct, Scenic Ranch Ln, Breakwater Way, Maywood Ct, Gregory Dr, Galatina Ct, Countryside Dr, Keith Way, Cody Ct, Sun Ct$678
Beth Page Ct, Beelard Dr, Bristlewood Ct, Hampton St, Lawrence Dr, Isle Royale Cir, Whitehall Ct, Grandview Dr, Lady Bug Ln, Millbrook Ct$602
Cricket Trail Rd, Mammoth Ct, Oak Hill Ct, Flagstone Ct, Chimney Rock Dr, N Meridian Rd, Foxboro Pkwy, Nile Ct, Sweet Bay Cir, Riverdale Ave$627
Spyglass Ct, Oak Canyon Ln, Birch St, Larkspur Dr, Canal Ln, Doris Ct, Georgetown Dr, Acacia Ln, Paris Way, Vine Ct$682
Vineyard Valley Way, Whitestag Way, Patrick Ln, S Acacia Ln, Allison Dr, Perth Ct, Rainier Cir, Rio Granda Dr, Laurelwood Cir, Limerick Way$680
Kiowa Ct, Swan River Ct, Timber Dr, Vaca Station Rd, Ridgewood Dr, Cashel Cir, Palm Ave, Cornerstone Ct, Plumas Ct, S Orchard Ave$622
Moonstone Ct, Rolling Sage Cir, Bonarda Ct, E Deodara St, Putman Rd, Bounty Ln, Limerick Pl, Kirbyson Ct, Oak Brook Dr, Longwood Pl$606

Vacaville, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Vacaville$92 to $94

Vacaville, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Allendale CDP, California $81 $108 $162
Hartley CDP, California $80 $107 $160
Solano County, California $77 $102 $153

Vacaville, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Vacaville, CA2.3%11.0%
Solano County2.27%11.95%

Vacaville Renters Insurance as a Percentage of Rent

Vacaville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 368 3.0% $1240
$500 to $749 455 3.0% $1915
$750 to $999 1,767 15.0% $2665
$1,000 to $1,499 4,379 38.0% $3790
$1,500 or more 4,436 38.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby Vacaville For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
300000500NewCentury National731
300000500NewCSE Safeguard716
5000002500NewAmerican Modern1394
1500002501-3 YearsCentury National473
1500005001-3 YearsIDS Property Casualty419
1500005001-3 YearsSafeco395
2000005001-3 YearsAmica Mutual635
2500005001-3 YearsHorace Mann476
3000005001-3 YearsAmerican Reliable696
40000010001-3 YearsBankers Standard1627
50000010001-3 YearsHorace Mann P & C1054
50000025001-3 YearsFarmers (Fire Ins)1037
75000025001-3 YearsBankers Standard2035
1500005004-6 YearsAmerican Modern542
25000010004-6 YearsMAPFRE Group567
25000010004-6 YearsUnigard Group706
2500005004-6 YearsFirst American Ins646
40000010004-6 YearsBankers Standard1817

Vacaville, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Vacaville Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,200
Net Savings to Vacaville Home Owner from High Deductible Plan $1,200

Vacaville, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vacaville, CA Home Replacement Value MORE than Home Value Vacaville, CA Home Replacement Value LESS than Home Value
Replacement Value $334,500 $258,500
Insurance Premium based on Replacement Value $1,125 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Vacaville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersGEICO Insurance
Monthly Premium 6967100
Year Built 199219892008
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$400000-$500000$400000-$500000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Vacaville, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 795,000 Metal Roof 4,150 5 $1000-$2500 Deductible 340 2 Stucco siding No
1990 275,000 Membrane Roof 1,950 3 $5000 to $10,000 Deductible 740 12 Stucco siding No
2003 420,000 Shingles Roof 3,170 4 $500- $1000 Deductible 410 5 Wood siding No
1986 310,000 Composition Roof 2,210 3 $500- $1000 Deductible 80 1 Stone Siding No
2008 320,000 Wood Shake Roof 2,130 5 > $10,000 Deductible 300 5 Stone Siding No
2005 575,000 Asphalt Shingles Roof 3,100 4 $500 Deductible 1480 12 Fiber-Cement Siding No
1989 305,000 Wood Shake Roof 1,690 3 $2500-$5000 Deductible 140 2 Stone Siding yes
1988 630,000 Metal Roof 3,350 5 $500 Deductible 1300 8 Vinyl siding yes
2004 240,000 Metal Roof 1,760 4 > $10,000 Deductible 360 8 Vinyl siding No
2010 275,000 Membrane Roof 1,620 4 $2500-$5000 Deductible 300 8 Vinyl siding yes
1984 690,000 Shingles Roof 3,860 5 $1000-$2500 Deductible 1000 6 Wood siding yes
1996 360,000 Metal Roof 2,550 4 $5000 to $10,000 Deductible 460 10 Stone Siding yes
2003 250,000 Wood Shake Roof 1,690 4 > $10,000 Deductible 270 9 Stone Siding yes
2000 330,000 Composition Roof 1,810 3 > $10,000 Deductible 490 9 Brick siding yes
2006 555,000 Wood Shake Roof 4,000 5 $5000 to $10,000 Deductible 70 1 Wood siding yes
1999 355,000 Tile Roof 1,980 3 $1000-$2500 Deductible 50 1 Stone Siding yes
1995 860,000 Shingles Roof 4,920 5 $2500-$5000 Deductible 760 4 Brick siding yes
1986 315,000 Composition Roof 1,820 3 $1000-$2500 Deductible 130 2 Wood siding yes
1991 280,000 Shingles Roof 2,090 3 $2500-$5000 Deductible 370 9 Brick siding yes
2004 375,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 490 7 Fiber-Cement Siding No
1983 275,000 Tile Roof 1,740 3 $5000 to $10,000 Deductible 310 6 Brick siding yes
2012 365,000 Membrane Roof 2,010 4 $5000 to $10,000 Deductible 60 1 Vinyl siding No
1981 225,000 Tile Roof 1,320 3 $5000 to $10,000 Deductible 150 4 Fiber-Cement Siding yes
1987 190,000 Tile Roof 1,250 3 $500 Deductible 290 9 Wood siding No
2007 585,000 Composition Roof 3,450 5 > $10,000 Deductible 980 9 Wood siding yes
2014 230,000 Composition Roof 1,320 3 $1000-$2500 Deductible 70 2 Brick siding No
1994 325,000 Asphalt Shingles Roof 2,510 4 $5000 to $10,000 Deductible 360 7 Stone Siding yes
2004 375,000 Asphalt Shingles Roof 2,630 5 $500- $1000 Deductible 550 5 Stone Siding yes
2003 545,000 Metal Roof 2,880 5 $500 Deductible 1170 8 Vinyl siding No
2012 430,000 Asphalt Shingles Roof 2,820 5 $500 Deductible 1190 9 Stucco siding No
2004 415,000 Tile Roof 1,898 2 $500 Deductible 780 5 Fiber-Cement Siding yes

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