How Much Does Utica, NY Home Insurance Cost?

Compare Quotes from Top Providers and Save now!


Utica, NY Average Homeowners Insurance Cost

$1,350.24

Homeowners Insurance Cost - Utica, NY

$89,400

Median Home Value - Utica, NY


Utica, NY Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$16.2 $1,334.04
$1000 Deductible -$143.4 $1,206.84
$1500 Deductible -$214.15 $1,136.09
$2000 Deductible -$318.93 $1,031.31
$2500 Deductible -$380.77 $969.47

Utica, NY Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$270 $1,080
30 year old +$20 $1,370
40 year old +$35 $1,385
50 year old +$51 $1,402
Above 50 year old +$65 $1,415

Utica, NY Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$189 $1,161
Superior -$135 $1,215
Masonry -$68 $1,283
Brick -$68 $1,283
Hail Resistant Roof -$41 $1,310


Utica, NY Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$27 $1,377
Swimming Pool With A Diving Board +$54 $1,404
Swimming Pool With Slide +$81 $1,431

Utica, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $41 $1,310
Police Department $14 $1,337

Utica, NY Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$567.1008 $1,917
Filing a Second Liability Claim +$513.0912 $1,863
Filing a Second Theft Claim +$513.0912 $1,863
Filing a Second Water Claim +$445.5792 $1,796
Filing a Fire Claim +$270.048 $1,620
Filing a Liability Claim +$256.5456 $1,607
Filing a Theft Claim +$256.5456 $1,607
Filing a Water Claim +$216.0384 $1,566
Filing a Weather Claim +$216.0384 $1,566

Utica, NY Home Insurance - Analysis On Quotes, Rates & Agents

Utica, NY Home Insurance Agents for Top Companies

Visual Guide for Utica, NY Home Insurance Buyers on Insurance Companies and Rates