Urbandale Insurance Rates:

Urbandale, IA homeowners insurance is roughly $595 to $809, about $49-$67/month. Our in depth guide shows customers can save upto $280 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Urbandale, IA: Customer-Reviewed Options

Top Home Insurance Agents Near Urbandale, IA

Home Insurance Company Near Urbandale, IA Homeowners Insurance Agency Near Urbandale, IA Address
Travelers Anderson Insurance 5741 UNIVERSITY AVE, DES MOINES, IA, 50311

Urbandale, IA Home Insurance Agents for Top Companies


Urbandale, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clive city, Iowa $90 $120 $180
Webster township, Polk County, Iowa $87 $116 $174
Grimes city, Iowa $86 $114 $171


Urbandale, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Urbandale, IA3.7%11.4%

Urbandale Renters Insurance as a Percentage of Rent

Urbandale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 45 1.0% $1218
$500 to $749 1,101 35.0% $1893
$750 to $999 1,142 36.0% $2643
$1,000 to $1,499 590 18.0% $3768
$1,500 or more 234 7.0% $5418

Cost Of Homeowners Insurance By Street Near Urbandale, IA

Streets in Urbandale Area Homeowners Insurance Cost
145th, 145th St, Court St, Cherry Ave, State Hwy 17, 184th St, NW 150th St, NW 160th St, NW 149th St, Cedar Ave$683
NE Meadowlark Ln, E 4th St, Oak St, NW 165th Ln, 151st St, Greenbelt Dr, NW 156th St, E 3rd St, Forest Ct, SE Manor Dr$701
State Hwy 210, S Main St, NW 157th St, Dellwood Dr, Zook Spur Pl, E 2nd St, 155th Pl, Goodman Dr, 160th Ct, State Hwy 141$697
Co Hwy 30, NW 151st Cir, 155th St, 153rd St, Homestead Cir, Douglas Pkwy, Hwy 17, 152nd St, NW 160th Ct, Sycamore St$744
158th Cir, Brookshire Dr, Co Hwy F31, Finestead Dr, NE Carefree Ln, N Warrior Ln, 153rd, NE Satinwood, 147th St, 143rd St$726

Urbandale, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Urbandale$105 to $107

Average Cost Of Home Insurance By Company In Areas Nearby Urbandale For Different Scenarios

Coverage ($) Premium ($) Company
2011250000Nationwide Affinity Insurance Company of America
79870000Nationwide Affinity Insurance Company of America
1037150000Shelter Mutual Insurance Company
1464250000State Farm Fire & Casualty Company
722100000USAA General Indemnity Company (GIC)
974250000Westfield National Insurance
836100000American Family Mutual Insurance company
1146150000Farm Bureau Property & Casualty Insurance Company
668100000USAA General Indemnity Company (GIC)


Urbandale, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Urbandale Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Urbandale Home Owner from High Deductible Plan $600


Urbandale, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Urbandale, IA Home Replacement Value MORE than Home Value Urbandale, IA Home Replacement Value LESS than Home Value
Replacement Value $203,500 $138,500
Insurance Premium based on Replacement Value $1,250 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year


Example Urbandale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAllstate
Monthly Premium 116127264
Year Built 199620102008
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$600000-$700000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible