Urbandale Insurance Rates:

Urbandale, IA homeowners insurance is roughly $595 to $809, about $49-$67/month. Our in depth guide shows customers can save upto $280 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Country Financial
It is very easy dealing with my insurance company and agent. i made a claim earlier this year and they took my info, came out to assess and sent me a cheese within a week. i was impressed.
Allstate
Our home insurance is very inexpensive, and to compensate for that they charge an astronomical amount for car insurance.
Farm Bureau
The employees seem to really care and offer a good service.
Geico
The agent I spoke with to set up the policy was really friendly and knowledgeable. They made it easy to get my policy.
State Farm
I dislike that their office is so far away from where I live, and they are constantly calling me to try and get me to change my service.
State Farm
I did not compare with other insurance, I just purchased state farm
Geico
Customer service is fast and great, representatives usually answer the phone fast. There is also a support chat feature on the app which is even quicker.
Motorist Mutual
The customer service is exceptional. They always give us calls for any updates or things that we need to know about our insurance. They also are very knowledgeable and helpful when we call for answers or changes to our policy
Allstate
I think that this is a reputed company and it charges a premium that is a bit more as compared to other insurance companies.
Allstate
Allstate is okay. I have never had to use the health insurance, but I find them easy to deal with. The rates are reasonable and their follow-up is thorough, which is appreciated.

Urbandale, IA Homeowners Insurance By Home Value

Urbandale, IA Home Value Total Homes % of Total Average Urbandale, IA Homeowners Insurance
Less than $50,000 188 1.0% $91
$70,000 to $79,999 145 1.0% $273
$80,000 to $89,999 223 1.0% $308
$90,000 to $99,999 266 2.0% $343
$100,000 to $124,999 805 6.0% $400
$125,000 to $149,999 1,410 11.0% $498
$150,000 to $174,999 2,158 18.0% $589
$175,000 to $199,999 1,696 14.0% $680
$200,000 to $249,999 2,421 20.0% $821
$250,000 to $299,999 1,330 11.0% $1003
$300,000 to $399,999 1,230 10.0% $1277

Top Home Insurance Agents Near Urbandale, IA

Home Insurance Company Near Urbandale, IA Homeowners Insurance Agency Near Urbandale, IA Address
NA Iowa Insurance Store 2302 Sw 3Rd St, Ankeny, IA, 50023
NA Stolte Insurance 811 Keeler, Boone, IA, 50036
NA Krist Insurance Group 6600 Westown Parkway, Suite 250 West Des Moines, West Des Moines, IA, 50266
NA Boersma Insurance Services Po Box 3002 Des Moines, Des Moines, IA, 50316
Travelers Anderson Insurance 5741 UNIVERSITY AVE, DES MOINES, IA, 50311

Cost Of Homeowners Insurance By Street Near Urbandale, IA

Streets in Urbandale Area Homeowners Insurance Cost
145th, 145th St, Court St, Cherry Ave, State Hwy 17, 184th St, NW 150th St, NW 160th St, NW 149th St, Cedar Ave$683
NE Meadowlark Ln, E 4th St, Oak St, NW 165th Ln, 151st St, Greenbelt Dr, NW 156th St, E 3rd St, Forest Ct, SE Manor Dr$701
State Hwy 210, S Main St, NW 157th St, Dellwood Dr, Zook Spur Pl, E 2nd St, 155th Pl, Goodman Dr, 160th Ct, State Hwy 141$697
Co Hwy 30, NW 151st Cir, 155th St, 153rd St, Homestead Cir, Douglas Pkwy, Hwy 17, 152nd St, NW 160th Ct, Sycamore St$744
158th Cir, Brookshire Dr, Co Hwy F31, Finestead Dr, NE Carefree Ln, N Warrior Ln, 153rd, NE Satinwood, 147th St, 143rd St$726

Urbandale, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Urbandale$105 to $107
Clive$108
Webster$104
Grimes$102

Urbandale, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clive city, Iowa $90 $120 $180
Webster township, Polk County, Iowa $87 $116 $174
Grimes city, Iowa $86 $114 $171

Urbandale, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Urbandale, IA3.7%11.4%
Clive3.46%10.36%
Webster3.77%11.11%
Grimes4.16%12.09%

Urbandale Renters Insurance as a Percentage of Rent

Urbandale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 45 1.0% $1218
$500 to $749 1,101 35.0% $1893
$750 to $999 1,142 36.0% $2643
$1,000 to $1,499 590 18.0% $3768
$1,500 or more 234 7.0% $5418

Average Cost Of Home Insurance By Company In Areas Nearby Urbandale For Different Scenarios

Coverage ($) Premium ($) Company
2011250000Nationwide Affinity Insurance Company of America
79870000Nationwide Affinity Insurance Company of America
1037150000Shelter Mutual Insurance Company
1464250000State Farm Fire & Casualty Company
722100000USAA General Indemnity Company (GIC)
974250000Westfield National Insurance
836100000American Family Mutual Insurance company
1146150000Farm Bureau Property & Casualty Insurance Company
668100000USAA General Indemnity Company (GIC)

Urbandale, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Urbandale Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Urbandale Home Owner from High Deductible Plan $600

Urbandale, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Urbandale, IA Home Replacement Value MORE than Home Value Urbandale, IA Home Replacement Value LESS than Home Value
Replacement Value $203,500 $138,500
Insurance Premium based on Replacement Value $1,250 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Urbandale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAllstate
Monthly Premium 116127264
Year Built 199620102008
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$600000-$700000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Urbandale, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 400,000 Tile Roof 3,120 5 $500 Deductible 760 4 Fiber-Cement Siding yes
1989 210,000 Shingles Roof 1,690 3 $500- $1000 Deductible 140 1 Stucco siding No
2004 220,000 Membrane Roof 1,760 3 $500- $1000 Deductible 370 3 Wood siding yes
1984 230,000 Shingles Roof 1,790 3 $5000 to $10,000 Deductible 250 3 Wood siding yes
1986 225,000 Wood Shake Roof 1,890 4 $500- $1000 Deductible 680 6 Vinyl siding No
1988 195,000 Shingles Roof 2,150 3 $1000-$2500 Deductible 570 8 Stucco siding No
2013 340,000 Composition Roof 2,630 4 $1000-$2500 Deductible 500 4 Stone Siding No
1994 295,000 Slate Shingles Roof 2,980 4 $500 Deductible 1390 8 Vinyl siding yes
2011 570,000 Wood Shake Roof 4,800 5 > $10,000 Deductible 1470 7 Wood siding yes
2009 335,000 Shingles Roof 3,270 5 > $10,000 Deductible 80 1 Wood siding No
2011 170,000 Membrane Roof 1,610 3 $1000-$2500 Deductible 340 4 Wood siding yes
2003 230,000 Metal Roof 2,630 4 $500- $1000 Deductible 440 4 Stucco siding yes
1981 280,000 Asphalt Shingles Roof 2,980 5 $1000-$2500 Deductible 1000 7 Fiber-Cement Siding yes
1994 570,000 Asphalt Shingles Roof 4,690 5 $500- $1000 Deductible 280 1 Fiber-Cement Siding yes
2014 595,000 Composition Roof 4,730 5 $1000-$2500 Deductible 1480 5 Brick siding No
1988 200,000 Slate Shingles Roof 1,580 3 > $10,000 Deductible 60 1 Stone Siding yes
1986 300,000 Shingles Roof 3,010 4 > $10,000 Deductible 660 8 Fiber-Cement Siding No
2009 435,000 Composition Roof 3,360 4 $5000 to $10,000 Deductible 470 3 Vinyl siding yes
1971 165,000 Wood Shake Roof 1,460 3 $500 Deductible 780 7 Stucco siding yes
1974 160,000 Wood Shake Roof 1,630 4 $5000 to $10,000 Deductible 560 12 Brick siding yes
1995 305,000 Metal Roof 3,130 4 $2500-$5000 Deductible 1100 10 Vinyl siding No
1971 150,000 Asphalt Shingles Roof 1,640 3 $2500-$5000 Deductible 450 7 Wood siding No
1980 250,000 Tile Roof 2,380 3 $500 Deductible 640 5 Brick siding yes
1988 400,000 Metal Roof 3,340 5 > $10,000 Deductible 1120 10 Wood siding No
1973 175,000 Membrane Roof 1,640 3 $5000 to $10,000 Deductible 740 12 Brick siding No
1996 175,000 Tile Roof 1,680 3 $5000 to $10,000 Deductible 650 9 Stucco siding yes
2012 315,000 Slate Shingles Roof 3,180 4 $1000-$2500 Deductible 1410 7 Brick siding yes
2010 190,000 Tile Roof 2,100 5 $500 Deductible 160 2 Brick siding No
1998 140,000 Metal Roof 1,230 3 $2500-$5000 Deductible 200 5 Brick siding No
2013 190,000 Tile Roof 1,510 5 $1000-$2500 Deductible 890 7 Vinyl siding yes
1973 350,000 Metal Roof 3,800 5 $2500-$5000 Deductible 700 4 Stone Siding No