Urbandale, IA homeowners insurance is roughly $595 to $809, about $49-$67/month. Our in depth guide shows customers can save upto $280 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Urbandale, IA | Homeowners Insurance Agency Near Urbandale, IA | Address |
|---|---|---|
| Travelers | Anderson Insurance | 5741 UNIVERSITY AVE, DES MOINES, IA, 50311 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Clive city, Iowa | $90 | $120 | $180 |
| Webster township, Polk County, Iowa | $87 | $116 | $174 |
| Grimes city, Iowa | $86 | $114 | $171 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Urbandale, IA | 3.7% | 11.4% |
| Clive | 3.46% | 10.36% |
| Webster | 3.77% | 11.11% |
| Grimes | 4.16% | 12.09% |
| Urbandale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 45 | 1.0% | $1218 |
| $500 to $749 | 1,101 | 35.0% | $1893 |
| $750 to $999 | 1,142 | 36.0% | $2643 |
| $1,000 to $1,499 | 590 | 18.0% | $3768 |
| $1,500 or more | 234 | 7.0% | $5418 |
| Streets in Urbandale Area | Homeowners Insurance Cost |
|---|---|
| 145th, 145th St, Court St, Cherry Ave, State Hwy 17, 184th St, NW 150th St, NW 160th St, NW 149th St, Cedar Ave | $683 |
| NE Meadowlark Ln, E 4th St, Oak St, NW 165th Ln, 151st St, Greenbelt Dr, NW 156th St, E 3rd St, Forest Ct, SE Manor Dr | $701 |
| State Hwy 210, S Main St, NW 157th St, Dellwood Dr, Zook Spur Pl, E 2nd St, 155th Pl, Goodman Dr, 160th Ct, State Hwy 141 | $697 |
| Co Hwy 30, NW 151st Cir, 155th St, 153rd St, Homestead Cir, Douglas Pkwy, Hwy 17, 152nd St, NW 160th Ct, Sycamore St | $744 |
| 158th Cir, Brookshire Dr, Co Hwy F31, Finestead Dr, NE Carefree Ln, N Warrior Ln, 153rd, NE Satinwood, 147th St, 143rd St | $726 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Urbandale | $105 to $107 |
| Clive | $108 |
| Webster | $104 |
| Grimes | $102 |
| Coverage ($) | Premium ($) | Company |
|---|---|---|
| 2011 | 250000 | Nationwide Affinity Insurance Company of America |
| 798 | 70000 | Nationwide Affinity Insurance Company of America |
| 1037 | 150000 | Shelter Mutual Insurance Company |
| 1464 | 250000 | State Farm Fire & Casualty Company |
| 722 | 100000 | USAA General Indemnity Company (GIC) |
| 974 | 250000 | Westfield National Insurance |
| 836 | 100000 | American Family Mutual Insurance company |
| 1146 | 150000 | Farm Bureau Property & Casualty Insurance Company |
| 668 | 100000 | USAA General Indemnity Company (GIC) |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Urbandale Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,000 | $7,400 |
| Net Savings to Urbandale Home Owner from High Deductible Plan | $600 | |
| Scenario | Urbandale, IA Home Replacement Value MORE than Home Value | Urbandale, IA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $203,500 | $138,500 |
| Insurance Premium based on Replacement Value | $1,250 | $850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $32,500 | Risk Exposure from Under Insuring Coverage is $32,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $200/year |
| Insurance Company | Travelers | Farmers Insurance | Allstate |
| Monthly Premium | 116 | 127 | 264 |
| Year Built | 1996 | 2010 | 2008 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $600000-$700000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |