Urbana Insurance Rates:

Urbana, MD homeowners insurance is roughly $630 to $861, about $52-$71/month. Our in depth guide shows customers can save as much as $298 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Urbana, MD Homeowners Insurance By Home Value

Urbana, MD Home Value Total Homes % of Total Average Urbana, MD Homeowners Insurance
$175,000 to $199,999 36 3.0% $320
$200,000 to $249,999 76 6.0% $387
$250,000 to $299,999 235 21.0% $477
$300,000 to $399,999 736 66.0% $604

Top Home Insurance Agents Near Urbana, MD

Home Insurance Company Near Urbana, MD Homeowners Insurance Agency Near Urbana, MD Address
Erie Daniel C Howley Insurance Agency 6258 Montrose Road, Rockville, MD, 20852
Travelers Long & Foster Insurance Agency Inc 14501 GEORGE CARTER WAY, CHANTILLY, VA, 20151
Liberty Mutual Independent Mcgowan & Company Inc 10745 BIRMINGHAM WAY, WOODSTOCK, MD, 21163
State Farm Tammy Sirbaugh 217 Oak Lee Drive, Ranson, WV, 25438-4871
Travelers V W Brown Ins Service Llc 11166 Fairfax Blvd Suite 204, Fairfax, VA, 22030

Cost Of Homeowners Insurance By Street Near Urbana, MD

Streets in Urbana Area Homeowners Insurance Cost
Ed McClain Rd, Shel-Mar Dr, Knights Walk Ln, Fire Tower Ln, Finsbury Aly, Gladhill Brothers Rd, Finsbury Dr, Toodletown Ln, Campus Dr, Aberdeen Way$748
Broadstone Cir, Ward Pl, Emys Pl, Burgee Ct, Rosewood Rd, Maryland Manor Dr, Tottenham St, Singleton Pl, Major Smith Ln, Notting Hill Dr$747
Rowe Rd, Price Rd, Spencer Ln, Sier Dr, Atterbury Ln, Braveheart Dr, Winthrop Ln, Hoburn Pl, Prospect Hill Pl, Aurthur Ave$748
Belgrave Cir, Fire Tower Rd, Thomas Spring Rd, Barley Ct, Greenhill Ct, Doctor Perry Rd, Carriage Hill Dr, Shawfield Ln, Ridgeview Rd, Ijamsville Rd$751
Rye Ln, Hyde Pl, Reichs Ford Rd, Melinda Ct, Greenridge Dr, Bowling Green Dr, Cornwell Meadow St, Mount Nevis Pass, Barn Rd, Seward St$742

Urbana, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Urbana$111 to $114
Buckeystown$111
Monrovia$109
Bartonsville$108

Urbana, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Buckeystown CDP, Maryland $111 $148 $222
Monrovia CDP, Maryland $109 $145 $218
Bartonsville CDP, Maryland $109 $145 $218

Urbana, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Urbana, MD2.2%8.2%
Buckeystown3.21%10.99%
Bartonsville2.2%12.56%
Ballenger Creek2.88%12.59%

Urbana Renters Insurance as a Percentage of Rent

Urbana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 11 8.0% $3762
$1,500 or more 119 91.0% $5412

Average Cost Of Home Insurance By Company In Areas Nearby Urbana For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
300,000 500 Frame 35 Allied Property & Casualty Insurance Co. 1,085
400,000 1,000 Masonry 15 American Security Insurance Co. 2,575
300,000 500 Frame 35 Brethren Mutual Insurance Co. 752
300,000 500 Frame 35 Farmers Mutual Fire Ins. Co. Of Salem Cty 973
400,000 1,000 Masonry 15 Farmers Mutual Fire Ins. Co. Of Salem Cty 995
350,000 500 Frame 25 Metropolitan Group Property And Casualty 1,617
400,000 1,000 Masonry 15 Penn National Insurance Co. 796
400,000 1,000 Masonry 15 Privilege Underwriters Reciprocal Exch. 2,347
450,000 1,000 Frame 10 Privilege Underwriters Reciprocal Exch. 3,202
400,000 1,000 Masonry 15 Usaa Casualty Insurance Co. 1,252

Urbana, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$6,800
Yearly Urbana Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,100$20,100
Net Savings to Urbana Home Owner from High Deductible Plan $1,000

Urbana, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Urbana, MD Home Replacement Value MORE than Home Value Urbana, MD Home Replacement Value LESS than Home Value
Replacement Value $537,000 $372,500
Insurance Premium based on Replacement Value $3,175 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,500 Risk Exposure from Under Insuring Coverage is $104,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $350/year

Example Urbana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceChubb Group of Insurance
Monthly Premium 170285221
Year Built 201220112013
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$700000-$800000$700000-$800000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Urbana, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 550,000 Membrane Roof 2,290 4 $500 Deductible 310 2 Fiber-Cement Siding No
2010 1,045,000 Wood Shake Roof 4,360 5 $500 Deductible 1020 3 Fiber-Cement Siding yes
2012 835,000 Slate Shingles Roof 3,660 5 $1000-$2500 Deductible 1480 7 Stucco siding yes
2013 1,125,000 Asphalt Shingles Roof 4,940 5 $2500-$5000 Deductible 2710 8 Wood siding No
2011 450,000 Metal Roof 2,390 5 $1000-$2500 Deductible 590 4 Fiber-Cement Siding No
2014 495,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 290 2 Stucco siding No
2012 610,000 Tile Roof 2,670 4 $1000-$2500 Deductible 1590 8 Stone Siding yes
2014 530,000 Membrane Roof 2,860 4 $500 Deductible 620 3 Stone Siding yes
2012 620,000 Asphalt Shingles Roof 2,930 4 $5000 to $10,000 Deductible 840 7 Stucco siding yes
2012 410,000 Shingles Roof 2,240 5 $5000 to $10,000 Deductible 340 3 Stone Siding No
2011 540,000 Asphalt Shingles Roof 2,670 4 $500- $1000 Deductible 2230 9 Wood siding No
2010 1,150,000 Asphalt Shingles Roof 4,960 5 $500 Deductible 1000 2 Stone Siding yes
2011 820,000 Membrane Roof 4,600 5 $5000 to $10,000 Deductible 760 5 Wood siding yes
2010 510,000 Asphalt Shingles Roof 2,160 5 $2500-$5000 Deductible 1410 10 Brick siding No
2010 685,000 Asphalt Shingles Roof 3,400 5 $500- $1000 Deductible 760 3 Stucco siding No
2011 685,000 Shingles Roof 3,050 4 $500- $1000 Deductible 2000 7 Wood siding No
2012 500,000 Composition Roof 2,460 4 $5000 to $10,000 Deductible 300 2 Brick siding No
2012 770,000 Slate Shingles Roof 3,710 5 $5000 to $10,000 Deductible 1470 7 Stucco siding yes
2012 605,000 Shingles Roof 2,690 4 $2500-$5000 Deductible 810 4 Stucco siding No
2014 875,000 Asphalt Shingles Roof 4,630 5 > $10,000 Deductible 1950 10 Brick siding yes
2012 685,000 Metal Roof 2,770 4 $5000 to $10,000 Deductible 610 4 Vinyl siding No
2011 520,000 Shingles Roof 2,180 4 $500- $1000 Deductible 1430 6 Stucco siding No
2011 645,000 Shingles Roof 2,900 4 $500 Deductible 1560 6 Brick siding yes
2013 405,000 Slate Shingles Roof 2,390 4 $500 Deductible 310 2 Stone Siding No
2014 525,000 Slate Shingles Roof 2,190 4 $500- $1000 Deductible 2150 9 Vinyl siding yes
2014 410,000 Wood Shake Roof 2,390 4 $500- $1000 Deductible 610 4 Stucco siding yes
2012 795,000 Slate Shingles Roof 3,610 5 $1000-$2500 Deductible 2950 12 Stone Siding No
2011 400,000 Membrane Roof 1,890 5 $1000-$2500 Deductible 600 6 Fiber-Cement Siding No
2013 385,000 Wood Shake Roof 2,270 5 $2500-$5000 Deductible 1420 8 Wood siding No
2013 385,000 Slate Shingles Roof 2,030 5 $500- $1000 Deductible 1520 9 Vinyl siding yes
2011 535,000 Metal Roof 2,950 5 $1000-$2500 Deductible 500 3 Vinyl siding yes