Upton Insurance Rates:

Upton, MA homeowners insurance is approximately $908 to $1,242, about $75-$103/month. Our detailed analysis indicates shoppers can save upto $429 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Upton, MA Homeowners Insurance By Home Value

Upton, MA Home Value Total Homes % of Total Average Upton, MA Homeowners Insurance
$150,000 to $174,999 43 3.0% $429
$175,000 to $199,999 14 1.0% $494
$200,000 to $249,999 106 9.0% $590
$250,000 to $299,999 161 14.0% $730
$300,000 to $399,999 811 70.0% $923

Top Home Insurance Agents Near Upton, MA

Home Insurance Company Near Upton, MA Homeowners Insurance Agency Near Upton, MA Address
NA Stanley Insurance Agency, Inc. 17 Cocasset St , Foxboro, MA, 2035
Nationwide Christopher Gaulin Agency 1 Rolfe Square, Cranston, RI, 2910
Travelers Corkin Insurance Agency 180 Wells Avenue Suite 301A , Newton Center, MA, 2459
Travelers Lemire Insurance Agency Llc 213 MAIN STREET STE 1, HUDSON, MA, 1749
Travelers Richard W Bartlett 200 FRANKLIN ST, DUXBURY, MA, 2332

Cost Of Homeowners Insurance By Street Near Upton, MA

Streets in Upton Area Homeowners Insurance Cost
James Rd, Merriam Way, Victoria Dr, Milford St, Fiske Mill Rd, Grafton Rd, Bouthiette Ln, Tyler Rd, Brooks St, Farm St$1,069
Russel Ct, Chapin Rd, Reservoir Ln, Miscoe Hill Rd, Ephraim's Way, Pease Rd, Francis Rd, Oak Knoll Dr, Glenview St, Fisk St$1,080
Plumbly Rd, Goss Pond Dr, Hopkinton Rd, Maroney Rd, Walker Dr, Jonathans Way, Pierce Ln, Florence Cir, Josiah Dr, Southboro St$1,080
Cape Way, Howarth Dr, Meadow Dr, Christian Hill Rd, Sadler Rd, Hazeltine Rd, Brookside St, Stoddard St, Old Elm Way, Lodge St$1,078
Station St, Hartford Ave N, Barbara's Path, Dairy Dr, Fieldstone Dr, Central Sq, W River St, Riverbend Rd, Knowlton Cir, Thayer Rd$1,074

Upton, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Upton$160 to $162
Northbridge$155
Milford$156
Hopkinton$166

Upton, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northbridge town, Worcester County, Massachusetts $155 $207 $311
Milford town, Worcester County, Massachusetts $157 $209 $314
Hopkinton town, Middlesex County, Massachusetts $166 $221 $332

Upton, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Upton, MA3.5%11.7%
Northbridge4.11%14.65%
Milford4.06%12.35%
Hopkinton3.14%9.22%

Upton Renters Insurance as a Percentage of Rent

Upton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 13 4.0% $789
$300 to $499 13 4.0% $1239
$500 to $749 21 7.0% $1914
$750 to $999 125 45.0% $2664
$1,000 to $1,499 104 37.0% $3789

Upton, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Upton Homeowner Insurance Premium Example $3,500$3,000
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $18,800$18,300
Net Savings to Upton Home Owner from High Deductible Plan $500

Upton, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Upton, MA Home Replacement Value MORE than Home Value Upton, MA Home Replacement Value LESS than Home Value
Replacement Value $453,000 $348,000
Insurance Premium based on Replacement Value $3,125 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,500 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Upton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 162188260
Year Built 201420061947
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$300000-$350000$500000-$600000
Deductible > $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Upton, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 415,000 Asphalt Shingles Roof 2,570 4 $5000 to $10,000 Deductible 200 1 Wood siding yes
2014 350,000 Metal Roof 2,110 3 $500 Deductible 1580 8 Wood siding No
1982 520,000 Membrane Roof 3,020 4 $500- $1000 Deductible 2770 8 Stone Siding yes
2011 390,000 Metal Roof 2,130 5 $500 Deductible 1100 6 Brick siding yes
2009 440,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 2390 6 Wood siding yes
2011 480,000 Shingles Roof 2,800 5 $5000 to $10,000 Deductible 1520 6 Wood siding No
2014 305,000 Composition Roof 1,510 3 $1000-$2500 Deductible 170 1 Stucco siding No
2010 720,000 Tile Roof 4,030 5 $500 Deductible 5690 12 Wood siding yes
2012 345,000 Membrane Roof 1,500 3 > $10,000 Deductible 190 1 Wood siding yes
2008 705,000 Wood Shake Roof 2,980 4 $5000 to $10,000 Deductible 1010 4 Vinyl siding yes
1992 295,000 Wood Shake Roof 1,780 3 $2500-$5000 Deductible 180 1 Fiber-Cement Siding yes
2010 710,000 Wood Shake Roof 3,010 5 > $10,000 Deductible 200 1 Stone Siding No
2012 390,000 Metal Roof 2,030 3 $500 Deductible 2300 9 Fiber-Cement Siding yes
1994 275,000 Asphalt Shingles Roof 1,530 3 $500 Deductible 790 5 Stucco siding yes
1948 560,000 Membrane Roof 3,040 4 $2500-$5000 Deductible 3740 12 Stone Siding No
1984 615,000 Membrane Roof 2,730 5 $500 Deductible 4000 9 Fiber-Cement Siding No
2011 615,000 Slate Shingles Roof 3,520 5 $5000 to $10,000 Deductible 510 2 Brick siding yes
1998 495,000 Shingles Roof 2,200 3 > $10,000 Deductible 560 4 Stone Siding yes
1990 260,000 Membrane Roof 1,500 3 $1000-$2500 Deductible 600 4 Fiber-Cement Siding yes
1999 310,000 Wood Shake Roof 1,820 4 > $10,000 Deductible 590 6 Vinyl siding No
2011 475,000 Composition Roof 2,010 3 > $10,000 Deductible 410 3 Fiber-Cement Siding No
1947 265,000 Composition Roof 1,550 3 $500 Deductible 160 1 Fiber-Cement Siding yes
1949 300,000 Shingles Roof 1,750 4 $5000 to $10,000 Deductible 290 2 Brick siding No
1940 380,000 Composition Roof 2,000 5 > $10,000 Deductible 1260 12 Stucco siding No
1987 865,000 Composition Roof 4,290 5 $5000 to $10,000 Deductible 380 1 Fiber-Cement Siding No
1996 250,000 Metal Roof 1,340 3 $500 Deductible 1540 8 Stucco siding No
1982 255,000 Slate Shingles Roof 1,460 3 $500- $1000 Deductible 1490 12 Wood siding No
2011 595,000 Asphalt Shingles Roof 3,700 5 $2500-$5000 Deductible 330 1 Brick siding No
1944 425,000 Membrane Roof 2,050 3 > $10,000 Deductible 740 6 Wood siding No
1948 255,000 Tile Roof 1,380 3 $1000-$2500 Deductible 730 5 Stucco siding No
1943 490,000 Composition Roof 2,160 4 $500 Deductible 2550 10 Stone Siding No