Upper Darby Insurance Rates:

Upper Darby, PA homeowners insurance is roughly $618 to $836, about $51-$69/month. Our comprehensive analysis shows customers can save as much as $290 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My company offers good coverage at a price I like. I also have lower deductibles for a home insurance policy. Many offer very high deductibles.
Travelers
I give this company a five rating again. We really didn't have much choice since most insurance companies wouldn't cover us. They still had a good policy that covered what we wanted.
Progressive
The premium and deductible are comparable to other insurance companies. However, there are other benefits to bundling with this company and that was why we chose them.
Liberty Mutual
I like to switch from Liberty Mutual to State Farm insurance that has more benefits and features. I like it very much.
State Farm
The best thing about state farm renter's insurance is that it is the cheapest one i could find after doing extensive comparison research with excellent coverage.
State Farm
If no one wants to call and schedule an appointment with each client may be a rep could email for an appointment scheduling to discuss future bills and reasons for increases or decreases in one's bill.
State Farm
The upbeat positive attitude that the workers have is amazing. they really pull together and assist each other as best they can.
Allstate
It's hard to get a hold of my personal agent. You can always talk to the front desk associate but I actually think the actual agent is often too busy to talk or doesn't return your call.
Liberty Mutual
Transparency. They don't really explain why things change when they do or why they are recommending all the products that they do. The only other thing is that occasionally I get conflicting information or answers from my agent and the company about questions.
Safeco Insurance
Basically, I set it up and forget about it. I pay my premiums through my mortgage payment so I really don't think about it and that's what I prefer for insurance.
Geico
I like that the company is very fast and responsive. The website is another plus detailing everything you need to know in order to make a decision.
American Home Insurance
They are attentive, helpful, personable and professional. I am able to ask any question and they always have a reasonable answer.
State Farm
I am very happy with my insurance company. They offer the same offerings as other companies but at a lower price. I would recommend.
Progressive
I believe the premium and deductible are competitive with other insurance companies. I believe I get a good deal because of where I work as well.

Upper Darby, PA Homeowners Insurance By Home Value

Upper Darby, PA Home Value Total Homes % of Total Average Upper Darby, PA Homeowners Insurance
Less than $50,000 678 3.0% $109
$50,000 to $59,999 216 1.0% $232
$60,000 to $69,999 298 1.0% $283
$70,000 to $79,999 361 1.0% $334
$80,000 to $89,999 667 3.0% $378
$90,000 to $99,999 751 4.0% $421
$100,000 to $124,999 2,391 12.0% $487
$125,000 to $149,999 2,307 12.0% $610
$150,000 to $174,999 3,491 18.0% $719
$175,000 to $199,999 1,695 9.0% $836
$200,000 to $249,999 2,449 13.0% $1003
$250,000 to $299,999 1,939 10.0% $1228
$300,000 to $399,999 1,408 7.0% $1563

Top Home Insurance Agents Near Upper Darby, PA

Home Insurance Company Near Upper Darby, PA Homeowners Insurance Agency Near Upper Darby, PA Address
Liberty Mutual Ashley Stewart One East Uwchlan Ave Suite 119, Exton, PA, 19341
State Farm Clayton Wood 1465 Baltimore Pike, Toughkenamon, PA, 19374
Travelers Millham Companies Inc 301 S MAIN ST STE 1 EAST, DOYLESTOWN, PA, 18901
State Farm Pat Mccabe 262 Chapman Rd Ste 109, Newark, DE, 19702-5412
Allstate Phong Ho 50 N 9th Street 1st Fl, Philadelphia, PA, 19107

Upper Darby, PA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Upper Darby, PA

Streets in Upper Darby Area Homeowners Insurance Cost
Brook Ave, Sherbrook Blvd, E Township Line Rd, Westview Ave, S Madison Ave, Erna Ct, Guilford Rd, Harding Dr, Copley Rd, Lynn Blvd$738
Bloomfield Ave, N Chatham Rd, Andover Rd, Maypole Rd, S Cedar Ln, Kelly Ave, S Harwood Ave, W Bayberry Ave, Monroe Ave, Franklin Way$723
S Pennock Ave, Hillside Ave, Wiltshire Rd, Dayton Rd, Glencoe Rd, Ardsley Rd, Mason Ave, N Keystone Ave, Richfield Rd, S Carol Blvd$724
Gilpin Rd, Briarcliff Rd, Parkview Rd, Clark St, Evans Ln, Foss Ave, Hampshire Rd, Boro Rd, Short Ln, Montgomery Ave$685
Belle Vista Rd, Westbrook Dr, N Carol Blvd, Locust St, S 69th St, Wembly Rd, N Abbey Ter, S Linden Ave, Delco Rd, Patterson Ave$729

Upper Darby, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Upper Darby$108 to $111
Drexel Hill$111
Lansdowne$109
Clifton Heights$107

Upper Darby, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Drexel Hill CDP, Pennsylvania $112 $149 $224
Lansdowne borough, Pennsylvania $110 $146 $219
Clifton Heights borough, Pennsylvania $107 $143 $215

Upper Darby, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Upper Darby, PA3.7%9.4%
Drexel Hill3.25%8.28%
Lansdowne3.35%8.2%
Clifton Heights3.96%10.54%

Upper Darby Renters Insurance as a Percentage of Rent

Upper Darby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 281 2.0% $1239
$500 to $749 2,616 22.0% $1914
$750 to $999 4,172 36.0% $2664
$1,000 to $1,499 3,793 32.0% $3789
$1,500 or more 562 4.0% $5439

Upper Darby, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Upper Darby Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Upper Darby Home Owner from High Deductible Plan $600

Upper Darby, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Upper Darby, PA Home Replacement Value MORE than Home Value Upper Darby, PA Home Replacement Value LESS than Home Value
Replacement Value $104,000 $70,000
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Upper Darby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersGEICO Insurance
Monthly Premium 593578
Year Built 195219671947
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$125000-$150000$150000-$175000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Upper Darby, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 165,000 Asphalt Shingles Roof 1,580 3 $1000-$2500 Deductible 190 3 Stucco siding yes
1943 100,000 Slate Shingles Roof 990 2 $2500-$5000 Deductible 60 2 Brick siding yes
1968 255,000 Membrane Roof 2,330 3 > $10,000 Deductible 400 6 Vinyl siding yes
1969 200,000 Composition Roof 2,260 3 $500- $1000 Deductible 70 1 Stone Siding No
1950 200,000 Wood Shake Roof 2,340 3 $5000 to $10,000 Deductible 80 2 Stucco siding No
1959 255,000 Shingles Roof 2,270 5 $5000 to $10,000 Deductible 880 10 Fiber-Cement Siding No
1965 120,000 Composition Roof 1,490 2 $500- $1000 Deductible 380 7 Brick siding No
1949 265,000 Composition Roof 3,210 4 > $10,000 Deductible 70 1 Stone Siding No
1954 135,000 Composition Roof 1,310 3 $500 Deductible 450 8 Wood siding No
1952 95,000 Membrane Roof 1,170 2 $500- $1000 Deductible 470 10 Stucco siding No
1941 205,000 Composition Roof 2,210 4 $5000 to $10,000 Deductible 140 3 Stone Siding No
1943 220,000 Wood Shake Roof 2,500 5 $2500-$5000 Deductible 710 12 Wood siding No
1966 330,000 Membrane Roof 3,020 4 $500- $1000 Deductible 660 4 Wood siding No
1968 135,000 Shingles Roof 1,680 5 $2500-$5000 Deductible 310 8 Stone Siding No
1956 220,000 Tile Roof 2,070 3 > $10,000 Deductible 230 4 Wood siding No
1951 195,000 Shingles Roof 1,780 2 $500- $1000 Deductible 680 10 Wood siding No
1949 205,000 Membrane Roof 2,060 3 $500 Deductible 900 10 Wood siding yes
1941 315,000 Membrane Roof 3,470 5 $500 Deductible 730 6 Wood siding yes
1942 320,000 Membrane Roof 3,810 5 $500 Deductible 430 3 Stucco siding yes
1944 205,000 Metal Roof 2,290 5 > $10,000 Deductible 320 5 Brick siding No
1968 185,000 Wood Shake Roof 1,990 3 $500- $1000 Deductible 310 5 Brick siding yes
1956 85,000 Wood Shake Roof 950 2 $500- $1000 Deductible 250 9 Brick siding No
1941 105,000 Metal Roof 960 2 $500 Deductible 270 5 Brick siding No
1965 215,000 Tile Roof 1,980 3 $5000 to $10,000 Deductible 180 3 Fiber-Cement Siding yes
1965 220,000 Tile Roof 2,760 5 > $10,000 Deductible 410 9 Wood siding No
1942 185,000 Asphalt Shingles Roof 1,640 2 $2500-$5000 Deductible 740 9 Stucco siding yes
1955 190,000 Wood Shake Roof 1,740 3 $5000 to $10,000 Deductible 350 5 Fiber-Cement Siding yes
1956 305,000 Slate Shingles Roof 3,790 5 $1000-$2500 Deductible 1180 10 Brick siding yes
1956 250,000 Tile Roof 2,890 4 $1000-$2500 Deductible 650 6 Brick siding yes
1940 145,000 Tile Roof 1,500 2 $1000-$2500 Deductible 310 5 Stucco siding yes
1967 330,000 Shingles Roof 3,590 5 $2500-$5000 Deductible 500 7 Wood siding No
1960 445,000 Asphalt Shingles Roof 4,960 5 $500- $1000 Deductible 360 2 Fiber-Cement Siding No
1955 300,000 Tile Roof 3,630 5 $1000-$2500 Deductible 570 6 Vinyl siding No
1944 155,000 Wood Shake Roof 1,700 4 $500- $1000 Deductible 220 4 Brick siding yes

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