University Place Insurance Rates:

University Place, WA homeowners insurance is roughly $516 to $702, about $43-$58/month. Our comprehensive guide indicates shoppers can save as much as $243 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Premiums are higher than other companies, but not to the point that it is outside of my means. I like their service, which I consider extremely important, so I'm willing to pay for that.
State Farm
The home insurance for many plan are there. So I have justified and Interest level are good. The company more offers bring for their clients benefit.
Farmer's Insurance
Customer service is about making sure your priority is the people you serve. I switch insurance companies three times over the last seven years did a pricing and of the way they treat people.
Travelers
The covering are actually really great considering the price. It was by far the best value I could find for the price which made me nervous before we filed the claim but it turned out, they were great when it came to what they covered.
Geico
I recommend this company, because I think it is one of the best and safe company.
Allstate
I haven't had to use my homeowners insurance. I recently developed a leak in my roof and will need to use them soon. As far as customer service, they are ok. 5
Geico
The rates they offer are affordable and competitive. they lowered my monthly bill and i have a better coverage plan.
Allstate
For your home insurance you have to pay extra for things like having a sump pump. at our old home we had a sump pump. one day the sump pump quit working and we got water in our basement. we contacted our insurance and they stated that we needed to pay for an extra insurance for sump pump fails. needless to say we weren't happy because we didn't know anything about this.
Progressive
It is easy to get documents for your policy with progressive. you can access them through their website, or you can request a fax and they will deliver it promptly.
State Farm
I like that the website has my premium payments online to pay with the summary, but I feel the website is difficult to navigate to find the payment section.
Safeco Insurance
I have had Safeco for many years. I believe my premiums are fair and competitive with other companies. I have also had the same representative. For over 20 years.
Travelers
Sometimes the premium for the house will up 10% or 15% in one year, that's frustrating.
American Family
I have only ever had to contact them twice but I was able to speak with someone even on Christmas Eve and they made me feel important and would take care of things.
State Farm
State farms rates are higher than others .When I applied for a mortgage and told them it would be state farm they chuckled and said "will, willw increase the estimated insurance costs, then".
Progressive
I have had a good experience with Progressive. The customer service i have received has been pretty good and i get responses to my questions and issues in a timely matter.

University Place, WA Homeowners Insurance By Home Value

University Place, WA Home Value Total Homes % of Total Average University Place, WA Homeowners Insurance
Less than $50,000 186 3.0% $48
$125,000 to $149,999 125 2.0% $286
$150,000 to $174,999 251 4.0% $334
$175,000 to $199,999 246 4.0% $389
$200,000 to $249,999 1,464 25.0% $468
$250,000 to $299,999 1,449 25.0% $572
$300,000 to $399,999 1,920 33.0% $730

Top Home Insurance Agents Near University Place, WA

Home Insurance Company Near University Place, WA Homeowners Insurance Agency Near University Place, WA Address
State Farm Al Robert 15704 Mill Crk Blvd Ste 13, Mill Creek, WA, 98012-1572
Travelers Alaska Usa Insurance Brokers 5006 CENTER ST STE A, TACOMA, WA, 98409
Farmers Richard Shen 3405 188th St SW Ste 303, Lynnwood, WA, 98037
Liberty Mutual Independent Soundview Ins Agency Inc 18927 33RD AVE W STE C, LYNNWOOD, WA, 98036
Liberty Mutual Independent Trigg Insurance Agency 17425 VASHON HWY SW, VASHON, WA, 98070

University Place, WA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near University Place, WA

Streets in University Place Area Homeowners Insurance Cost
89th Ave W, Deers Tongue Cir W, Regents Blvd, 19th Street Ct W, 89th Avenue Ct W, 82nd Avct W, 87th Ave W, 72nd Ave W, 23rd Street Ct W, 79th Ave W$599
99th Ave W, View St W, 97th Avenue Ct W, 20th St Ct W, 76th Ave W, 62nd Street Ct W, 50th Street Ct W, 95th Ave W, 57th Ave W, 52nd St W$610
84th Ave W, 42nd St W, 55th Street Ct W, Bear Tree Ln, Carolyn Dr W, 93rd Ave W, 76th Avenue Ct W, 77th Avct W, 70th Avenue Ct W, 22nd Street Ct W$609
72nd Avenue Ct W, 31st St W, 50th Street Ct W, 34th St W, 43rd Street Ct W, Wild Rose St, Cherry Ave, 61st Ave W, 55th Ave W, Crestview Dr W$611
Orchard St, 42nd Street Ct W, Beechwood Dr W, 84th Avct W, 55th Street Ct W, 57th St W, 36th Street Ct W, 54th St W, Mountain View Ave W, Robin Rd W$604

University Place, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
University Place$91 to $93
Fircrest$91
Lakewood$89
Fox Island$98

University Place, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fircrest city, Washington $92 $122 $183
Lakewood city, Washington $89 $119 $179
Steilacoom town, Washington $92 $122 $183

University Place, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
University Place, WA2.6%7.9%
Fircrest2.62%8.84%
Lakewood2.87%9.23%
Steilacoom2.98%8.86%

University Place Renters Insurance as a Percentage of Rent

University Place Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 64 1.0% $785
$300 to $499 85 1.0% $1235
$500 to $749 1,124 20.0% $1910
$750 to $999 2,095 37.0% $2660
$1,000 to $1,499 1,385 25.0% $3785
$1,500 or more 748 13.0% $5435

University Place, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly University Place Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to University Place Home Owner from High Deductible Plan $600

University Place, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario University Place, WA Home Replacement Value MORE than Home Value University Place, WA Home Replacement Value LESS than Home Value
Replacement Value $375,500 $244,500
Insurance Premium based on Replacement Value $1,350 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $77,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example University Place Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 267842
Year Built 199519742007
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$300000-$350000$250000-$300000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for University Place, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 265,000 Membrane Roof 1,780 4 $500- $1000 Deductible 440 7 Wood siding No
1967 570,000 Wood Shake Roof 4,300 5 > $10,000 Deductible 660 10 Stucco siding yes
1992 285,000 Composition Roof 1,960 4 $2500-$5000 Deductible 380 12 Stucco siding yes
2014 425,000 Wood Shake Roof 3,060 4 $1000-$2500 Deductible 500 6 Fiber-Cement Siding No
1996 340,000 Tile Roof 2,730 5 $500- $1000 Deductible 580 7 Wood siding No
1994 265,000 Tile Roof 1,740 2 $1000-$2500 Deductible 620 10 Vinyl siding No
2012 345,000 Composition Roof 2,370 4 $500- $1000 Deductible 670 10 Stucco siding yes
1993 325,000 Wood Shake Roof 2,100 4 $1000-$2500 Deductible 60 1 Wood siding yes
1998 680,000 Composition Roof 4,410 5 $1000-$2500 Deductible 810 6 Stone Siding yes
1966 235,000 Metal Roof 1,560 2 $5000 to $10,000 Deductible 110 3 Brick siding yes
1984 230,000 Slate Shingles Roof 1,740 4 $5000 to $10,000 Deductible 410 8 Fiber-Cement Siding yes
1968 245,000 Composition Roof 1,810 3 $500- $1000 Deductible 140 2 Stucco siding yes
1989 200,000 Tile Roof 1,630 4 > $10,000 Deductible 30 1 Brick siding yes
2005 240,000 Tile Roof 1,630 5 > $10,000 Deductible 250 6 Fiber-Cement Siding yes
1998 305,000 Composition Roof 1,720 5 $500 Deductible 170 3 Fiber-Cement Siding yes
2014 190,000 Membrane Roof 1,260 3 $1000-$2500 Deductible 210 5 Stone Siding No
1984 245,000 Asphalt Shingles Roof 1,700 4 > $10,000 Deductible 290 8 Stone Siding yes
2009 250,000 Tile Roof 1,580 2 > $10,000 Deductible 180 4 Fiber-Cement Siding yes
1977 340,000 Wood Shake Roof 2,060 3 $500- $1000 Deductible 700 8 Stucco siding yes
2003 215,000 Tile Roof 1,390 3 $500- $1000 Deductible 50 1 Stone Siding No
2014 785,000 Slate Shingles Roof 4,660 5 $500- $1000 Deductible 140 1 Stucco siding yes
1983 480,000 Shingles Roof 2,750 4 $500- $1000 Deductible 600 5 Stone Siding yes
1984 160,000 Shingles Roof 1,190 2 $500 Deductible 90 2 Vinyl siding yes
1983 595,000 Metal Roof 3,300 4 $2500-$5000 Deductible 380 3 Stucco siding No
1972 215,000 Membrane Roof 1,500 3 > $10,000 Deductible 30 1 Stone Siding yes
1962 235,000 Tile Roof 1,500 3 > $10,000 Deductible 30 1 Fiber-Cement Siding No
1998 160,000 Membrane Roof 1,220 3 $500- $1000 Deductible 250 6 Stone Siding No
2000 445,000 Wood Shake Roof 3,100 5 $2500-$5000 Deductible 850 12 Stucco siding No
1971 215,000 Wood Shake Roof 1,700 2 $1000-$2500 Deductible 40 1 Wood siding No
1975 170,000 Shingles Roof 1,200 3 $500 Deductible 270 5 Vinyl siding yes
2010 365,000 Membrane Roof 2,110 3 > $10,000 Deductible 50 1 Wood siding No
2006 460,000 Composition Roof 2,940 4 $2500-$5000 Deductible 240 3 Fiber-Cement Siding No
1969 655,000 Membrane Roof 4,090 5 $5000 to $10,000 Deductible 880 8 Wood siding yes
1964 455,000 Composition Roof 2,730 4 $1000-$2500 Deductible 1310 12 Fiber-Cement Siding yes

How To Make Your University Place, WA Home Insurance Cheaper

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