Universal City Insurance Rates:

Universal City, TX homeowners insurance is about $882 to $1,198, about $73-$99/month. Our detailed analysis shows customers can save as much as $416 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
One last good thing about this company is that you never have to worry. no matter what, this company is there for you and do what they can in their power to help you.
Travelers
I like what my insurance company offers as far as convenience. i don’t like their high prices or always worrying that if i have a claim, i will be dropped by their company.
Agi Insurance Group
I like agi because there website is simple and easy to use and loads fast when i need to visit it.
State Farm
It is easy to maneuver and I do like that I can easily navigate and go to the section I want to see.
Progressive
Customer service has always answered promptly and is very polite and professional. They are able to quickly answer any questions I might have about my homeowner's policy or process a claim .
State Farm
The employees of the company are very cordial and always friendly when I call with questions for them. I have never had a negative experience with them to date.
Progressive
It meets my needs for a very low cost. That is really all I need, just the peace of mind that I have some insurance if something goes wrong. My needs are simple, not complicated.
Liberty Mutual
the company never contact me for any reason other than to send me my fill. they also charge too much considering I have never filed a claim in 20 years.

Universal City, TX Homeowners Insurance By Home Value

Universal City, TX Home Value Total Homes % of Total Average Universal City, TX Homeowners Insurance
Less than $50,000 116 2.0% $187
$50,000 to $59,999 60 1.0% $395
$60,000 to $69,999 71 1.0% $488
$70,000 to $79,999 198 4.0% $572
$80,000 to $89,999 242 6.0% $644
$90,000 to $99,999 237 5.0% $717
$100,000 to $124,999 756 18.0% $832
$125,000 to $149,999 757 18.0% $1040
$150,000 to $174,999 563 14.0% $1237
$175,000 to $199,999 257 6.0% $1424
$200,000 to $249,999 489 12.0% $1716
$250,000 to $299,999 195 4.0% $2100
$300,000 to $399,999 67 1.0% $2662

Top Home Insurance Agents Near Universal City, TX

Home Insurance Company Near Universal City, TX Homeowners Insurance Agency Near Universal City, TX Address
NA Bdi - Seguin 314 N Camp St, Seguin, TX, 78155
Travelers Eanes & Polk Inc 8206 Rough Rider, Ste. 100 , San Antonio, TX, 78239
Nationwide Jacob O Lopez Agency 4429 De Zavala Rd, San Antonio, TX, 78249
Nationwide Pat Pantusa 2130 SW Military Dr STE 203, San Antonio, TX, 78224
Travelers Shannon Gonzales Integra Insurance Services 8930 WURZBACH RD STE 220, SAN ANTONIO, TX, 78240

Cost Of Homeowners Insurance By Street Near Universal City, TX

Streets in Universal City Area Homeowners Insurance Cost
Kneupper Rd, Westoak, Wilmington Way, Trailing Oaks St, Gnarled Oak Trl, Ave E, Rhonda Dr, Steves St, Quail Dr, Prairie Oak$1,038
F St W, Lazy Forest, Red Horse Park, Rosewood Dr, Antique Oak Dr, Southwest Rd, Turtle Dove Dr, School St, Ave G, Shadow Lawn Cir$1,033
Longacre St, Gavel Pass, Valhalla, Lucky Oaks St, Hilltop Ave, Spiral Woods, Rose Garden Dr, Centerbrook, Antique Oak St, Rhodes$1,064
Eldorado, Meadow Way, 4th St E, E Byrd Blvd, Borden Oak St, Anderson Chase, W Aviation Blvd, Lemonwood Ave, Valley Oak, Krier Cove$1,030
Westway Dr, Enchanted Oaks St, Rock Cove Ln, Fisherman Port, Jonquill St, 1st Ave W, Meadowland, W Wright Blvd, Trudy Ln, Athenian Dr$1,021

Universal City, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Universal City$155 to $158
Live Oak$154
Selma$158
Cibolo$160

Universal City, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Live Oak city, Texas $154 $205 $308
Selma city, Texas $158 $211 $317
Converse city, Texas $155 $206 $309

Universal City, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Universal City, TX6.3%17.9%
Live Oak7.37%19.92%
Selma5.9%15.83%
Converse6.6%21.79%

Universal City Renters Insurance as a Percentage of Rent

Universal City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 51 1.0% $1248
$500 to $749 846 29.0% $1923
$750 to $999 964 33.0% $2673
$1,000 to $1,499 898 30.0% $3798
$1,500 or more 142 4.0% $5448

Universal City, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Universal City Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,100$17,300
Net Savings to Universal City Home Owner from High Deductible Plan $1,800

Universal City, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Universal City, TX Home Replacement Value MORE than Home Value Universal City, TX Home Replacement Value LESS than Home Value
Replacement Value $196,000 $153,000
Insurance Premium based on Replacement Value $1,500 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Universal City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupChubb Group of InsuranceFarmers Insurance
Monthly Premium 1517692
Year Built 199119831979
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$100000-$125000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Universal City, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 190,000 Metal Roof 2,450 5 $1000-$2500 Deductible 1340 8 Brick siding No
1986 180,000 Shingles Roof 2,100 5 $2500-$5000 Deductible 490 5 Vinyl siding yes
2013 195,000 Slate Shingles Roof 2,400 4 $500 Deductible 170 1 Fiber-Cement Siding No
1975 190,000 Tile Roof 2,720 4 $500- $1000 Deductible 290 2 Fiber-Cement Siding yes
1980 155,000 Metal Roof 2,240 3 $500- $1000 Deductible 210 2 Stone Siding No
1974 405,000 Membrane Roof 4,590 5 $5000 to $10,000 Deductible 140 1 Stone Siding No
1978 340,000 Tile Roof 3,810 5 $500- $1000 Deductible 2290 10 Fiber-Cement Siding No
1975 125,000 Wood Shake Roof 1,480 2 $1000-$2500 Deductible 160 2 Wood siding No
1978 135,000 Membrane Roof 1,370 3 $500 Deductible 1040 9 Vinyl siding yes
2013 110,000 Shingles Roof 1,060 2 $500 Deductible 700 10 Stucco siding yes
1973 230,000 Composition Roof 2,800 5 $500- $1000 Deductible 1190 10 Brick siding No
2012 240,000 Asphalt Shingles Roof 2,390 3 $5000 to $10,000 Deductible 640 7 Stucco siding yes
1983 325,000 Membrane Roof 3,430 5 $2500-$5000 Deductible 1120 8 Vinyl siding No
1979 240,000 Asphalt Shingles Roof 3,350 4 > $10,000 Deductible 430 4 Stucco siding yes
1995 135,000 Composition Roof 1,720 5 $1000-$2500 Deductible 170 2 Fiber-Cement Siding No
1993 175,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 570 6 Wood siding No
1985 135,000 Shingles Roof 1,810 4 $500 Deductible 100 1 Fiber-Cement Siding yes
1997 175,000 Composition Roof 2,250 3 $500- $1000 Deductible 560 4 Stone Siding No
1981 165,000 Shingles Roof 1,760 5 $2500-$5000 Deductible 660 9 Stucco siding yes
1998 150,000 Slate Shingles Roof 1,750 2 $500- $1000 Deductible 820 8 Stucco siding yes
1987 180,000 Slate Shingles Roof 2,190 3 $5000 to $10,000 Deductible 150 2 Fiber-Cement Siding No
2014 200,000 Wood Shake Roof 2,030 3 $1000-$2500 Deductible 280 2 Stone Siding No
1981 115,000 Shingles Roof 1,460 3 $2500-$5000 Deductible 630 9 Fiber-Cement Siding yes
1987 110,000 Slate Shingles Roof 1,590 2 $500- $1000 Deductible 390 8 Stucco siding yes
1974 255,000 Tile Roof 2,700 4 > $10,000 Deductible 710 10 Wood siding No
1991 300,000 Asphalt Shingles Roof 3,040 4 $5000 to $10,000 Deductible 860 5 Wood siding No
1996 140,000 Asphalt Shingles Roof 1,770 4 $500 Deductible 1270 10 Brick siding No
1985 190,000 Membrane Roof 2,100 4 $1000-$2500 Deductible 890 6 Stucco siding No