Uniondale Insurance Rates:

Uniondale, NY homeowners insurance is nearly $539 to $732, about $44-$61/month. Our detailed research reveals consumers can save as much as $254 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
The payments they allow you to make, are convenient so you can have coverage right away without overspending your budget.
State Farm
Allstate agents were told to lie to customers and were often rewarded with prizes for keeping claim payments low, deceitful.
Nationwide
I feel as if the people who work for this company are all extremely nice and they make me feel like a valued customer.
Usaa
They are always extremely easy to reach. They don't put you on hold forever. All the employees are us citizens so there is no language barrier trying to figure things out.
Usaa
There is absolutely nothing that I dislike about State Farm's customer service. They are very friendly and knowledgeable. I don't believe I will ever have another insurance company.
Union Mutual
Union Mutual of Vermont has improved its website substantially over the past two years, and it is now much more user-friendly. Approximately six months ago, I had a claim, and the website helped me to easily submit photos and other documentation related to the claim. Other than my experience with the claim, I haven't used the company's website very much. I escrow my homeowners insurance with my mortgage lender, so I've never had to use the company's website to make a payment.
Allstate
We have had State Farm for 13 years as our Homeowners policy and we have always had positive service with them, they have always been easy to work with and fast to answer our questions and settle our claim.
Allstate
There are so many avenues to chat with a customer service rep and get my questions answered. I also have a dedicated agent who is local. He is very friendly and is able to answer just about any question that I would have for him. He is also very flexible and has even come to my home to review a coverage issue and to help with auto damage issues.

Uniondale, NY Homeowners Insurance By Home Value

Uniondale, NY Home Value Total Homes % of Total Average Uniondale, NY Homeowners Insurance
Less than $50,000 94 2.0% $44
$150,000 to $174,999 58 1.0% $292
$200,000 to $249,999 265 7.0% $413
$250,000 to $299,999 750 21.0% $502
$300,000 to $399,999 2,206 63.0% $636

Top Home Insurance Agents Near Uniondale, NY

Home Insurance Company Near Uniondale, NY Homeowners Insurance Agency Near Uniondale, NY Address
Liberty Mutual Independent Arthur J Gallagher & Company 377 OAK ST, GARDEN CITY, NY, 11530
Travelers Bender Insurance Agency Inc 365 CROSSWAYS PARK DR, WOODBURY, NY, 11797
Travelers Browne Insurance Agency Llc 99 NORTHFIELD AVE 2ND FL, WEST ORANGE, NJ, 7052
Travelers Hub International Northeast Limited 2329 NOSTRAND AVE STE 400, BROOKLYN, NY, 11210
State Farm Lawrence Ray Cpcu 1777-18 Veterans Highway, Islandia, NY, 11749

Cost Of Homeowners Insurance By Street Near Uniondale, NY

Streets in Uniondale Area Homeowners Insurance Cost
Hillside Ct, Jaffa Ave, Northgate Ct S, Arcadia Ave, Coleridge Rd, Goodrich St, Emerson St, Barry Pl, Cewell St, Cynthia Rd$632
Newport Ave, Mize Ct, Cooper Ct, Susan Pl, Fenimore Ave, Galley St, Ash Ct, Cambria St, Terrell Pl, Martin Dr$634
Robinwood Ave, Braxton St, Rochelle Ct, Hempstead Blvd, Amsterdam Ave, Mathilda Pl, Duryea Ave, Lindy Pl, Ruxton St, Lowell Rd$636
2 Pl, Bira St, Belmont Pl, Ruxton Pl, Clare Rd, Linwood St, Fenimore Ave, Nancy Ct, Gilroy Ave, Marshall Ct$639
Compass St, Pembroke St, Norris Ave, Tower Ct, Decatur St, New Jersey Ave, Stanton Blvd, Huntington Pl, Krull St, Armond St$641

Uniondale, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Uniondale$95 to $97
Roosevelt$94
North Merrick$98
Nassau County$99

Uniondale, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roosevelt CDP, New York $79 $105 $158
North Merrick CDP, New York $82 $109 $164
Nassau County, New York $83 $110 $165

Uniondale, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Uniondale, NY1.8%5.5%
Roosevelt1.98%5.27%
North Merrick1.78%5.49%
Nassau County1.74%5.49%

Uniondale Renters Insurance as a Percentage of Rent

Uniondale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 154 11.0% $777
$300 to $499 156 11.0% $1227
$500 to $749 122 8.0% $1902
$750 to $999 44 3.0% $2652
$1,000 to $1,499 309 22.0% $3777
$1,500 or more 576 41.0% $5427

Uniondale, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$7,600
Yearly Uniondale Homeowner Insurance Premium Example $3,800$2,800
Out of Pocket Expense During Claim$600$7,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $31,000$30,000
Net Savings to Uniondale Home Owner from High Deductible Plan $1,000

Uniondale, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Uniondale, NY Home Replacement Value MORE than Home Value Uniondale, NY Home Replacement Value LESS than Home Value
Replacement Value $421,500 $308,500
Insurance Premium based on Replacement Value $4,925 $3,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $79,000
Premium Impact Insurance cheaper by $925/year Insurance costlier by $400/year

Example Uniondale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceGEICO Insurance
Monthly Premium 243504187
Year Built 195419621942
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$600000-$700000$250000-$300000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Uniondale, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 375,000 Asphalt Shingles Roof 2,170 3 $5000 to $10,000 Deductible 1030 4 Stucco siding yes
1968 310,000 Metal Roof 2,010 5 $500 Deductible 990 5 Brick siding No
1955 525,000 Tile Roof 3,240 4 $1000-$2500 Deductible 3430 9 Vinyl siding yes
1965 320,000 Composition Roof 2,260 3 $5000 to $10,000 Deductible 2120 10 Vinyl siding yes
1966 320,000 Asphalt Shingles Roof 1,730 4 $1000-$2500 Deductible 2860 9 Vinyl siding yes
1960 310,000 Membrane Roof 2,140 4 $500- $1000 Deductible 480 2 Wood siding No
1940 390,000 Tile Roof 2,370 4 $500 Deductible 320 1 Stone Siding yes
1964 950,000 Asphalt Shingles Roof 4,690 5 $1000-$2500 Deductible 2780 6 Stone Siding yes
1943 400,000 Slate Shingles Roof 1,990 4 $2500-$5000 Deductible 860 4 Stucco siding yes
1961 480,000 Composition Roof 3,300 4 $2500-$5000 Deductible 370 1 Vinyl siding yes
1958 375,000 Wood Shake Roof 2,380 4 > $10,000 Deductible 2100 12 Vinyl siding yes
1940 375,000 Asphalt Shingles Roof 2,390 3 $1000-$2500 Deductible 1200 4 Stucco siding yes
1948 310,000 Slate Shingles Roof 1,480 3 $1000-$2500 Deductible 2060 12 Wood siding yes
1945 540,000 Tile Roof 3,020 4 $500 Deductible 1410 4 Brick siding No
1961 395,000 Slate Shingles Roof 2,790 4 $2500-$5000 Deductible 490 3 Vinyl siding No
1959 400,000 Composition Roof 2,340 3 $1000-$2500 Deductible 720 2 Stucco siding No
1945 535,000 Tile Roof 2,690 5 $1000-$2500 Deductible 290 1 Stucco siding yes
1946 520,000 Asphalt Shingles Roof 3,500 5 $500 Deductible 4570 9 Wood siding yes
1951 240,000 Composition Roof 1,350 3 $500 Deductible 1570 8 Stone Siding No
1966 525,000 Metal Roof 3,240 4 > $10,000 Deductible 1510 6 Brick siding No
1966 430,000 Shingles Roof 2,090 4 $1000-$2500 Deductible 370 1 Stucco siding No
1960 515,000 Asphalt Shingles Roof 2,500 5 $5000 to $10,000 Deductible 2590 10 Wood siding No
1944 300,000 Composition Roof 1,720 3 $500 Deductible 420 2 Stucco siding yes
1964 275,000 Asphalt Shingles Roof 1,610 3 $1000-$2500 Deductible 580 4 Stone Siding No
1944 200,000 Membrane Roof 1,410 3 $2500-$5000 Deductible 1220 9 Stucco siding yes
1959 320,000 Tile Roof 2,000 3 $500- $1000 Deductible 630 3 Stone Siding No
1963 605,000 Shingles Roof 3,020 4 $500- $1000 Deductible 410 1 Stone Siding yes
1952 235,000 Wood Shake Roof 1,300 3 $5000 to $10,000 Deductible 980 9 Stone Siding No
1957 585,000 Shingles Roof 3,270 4 $500- $1000 Deductible 4880 10 Fiber-Cement Siding yes
1941 455,000 Slate Shingles Roof 2,450 4 $2500-$5000 Deductible 970 3 Wood siding yes