Union Insurance Rates:

Union, OH homeowners insurance is about $611 to $829, about $50-$69/month. Our thorough research indicates shoppers can save as much as $288 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I really like the quote and deal I received with Liberty Mutual. When quoting, I contacted them and they gave me the best deal based on my needs.
State Farm
No matter what the problem is, they always have someone there to help you.
Allstate
I feel that they do not want to ensure a whole home. they forced me to take a separate policy out for my roof and wind damage.
American Family
What i don't like about my insurance company was that it has many processes before being offered good services.
Allstate
As with almost all insurance companies, they aren't very transparent as to exactly what their policy does and doesn't cover. And how they arrive at the premium that is charged. I've also had a paperwork issue adding my last car where my agent did not process paperwork correctly, causing a delay in receiving my license plates. But other than those two things, there is not much I dislike about All State.
Auto Owners
Local agent does a good job of getting information to me concerning my coverage and the premium charged. Any potential policy changes are properly explained.
American Family
A farmer pulled into our yard and smashed into a garage, insurance took care of it fairly quick and easy, not much of a problem to get the claim.
American Family
Nice, friendly. They are big and cheap. Good coverage for a good price. Good customer service. I am pretty happy overall with all the services that they provide, and I don't even really shop around for competitors anymore.
Amica Mutual Insurance
Overall I am very much satisfied with the company policy and procedures. I would also recommend this home insurance company to others.
Progressive
Now, the premiums have gone up and they are less likely to provide a competitive value for personal property replacement. The customer service is not always in the United States. The customer service is slow. The coverage has been decreased.
State Farm
I would highly recommend State Farm insurance to other people searching for a home insurance company. The have been very attentive and understanding.
Travelers
They have great rates. There premium is consistently lower. Also they protect my basement in case sump pump breaks
Auto Owners Insurance
I would highly recommend Auto-Owners to anyone who wants to have great coverage and deal with an agent who is helpful.

Union, OH Homeowners Insurance By Home Value

Union, OH Home Value Total Homes % of Total Average Union, OH Homeowners Insurance
Less than $50,000 285 2.0% $115
$60,000 to $69,999 172 1.0% $302
$70,000 to $79,999 327 2.0% $345
$80,000 to $89,999 394 3.0% $396
$90,000 to $99,999 630 5.0% $439
$100,000 to $124,999 1,865 14.0% $511
$125,000 to $149,999 2,367 18.0% $640
$150,000 to $174,999 1,801 14.0% $756
$175,000 to $199,999 1,222 9.0% $871
$200,000 to $249,999 1,756 13.0% $1051
$250,000 to $299,999 1,005 8.0% $1288
$300,000 to $399,999 669 5.0% $1634

Top Home Insurance Agents Near Union, OH

Home Insurance Company Near Union, OH Homeowners Insurance Agency Near Union, OH Address
NA Hawk Insurance Agency Inc 1006 Ave, Harrison, OH, 45030
State Farm Brad Wolfenden Ste E 7967 Cincinnati Dayton Rd, West Chester, OH, 45069-2062
Travelers Consumer Financial Inc 8875 Cincinnati Dayton Rd Suite 2 , West Chester, OH, 45069
Travelers Gellenbeck Financial Services 9420 TOWNE SQUARE AVE STE 11, CINCINNATI, OH, 45242
State Farm Jane Chitwood 5256 Montgomery Rd, Norwood, OH, 45212-1656

Union, OH Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Union, OH

Streets in Union Area Homeowners Insurance Cost
Mercury Dr, Vicbarb Ln, Powderhorn Dr, Old Orchard Ct, Jonathan Ct, Wood Forest Ln, Arborwood Ct, Eddy Dr, Shephard Rd, Halifax Cir$699
Roland Creek Dr, Barg Salt Run Rd, Rumpke Rd, Mapleleaf Dr, Beechmont Dr, Stratford Ct, Cornstalk Ln, Scholten, Chestnut Creek Dr, Crystal Creek Dr$698
Youngman Dr, 9 Mile Rd, Shayler Rd, Glenwillow Dr, Crisfield Dr, Woodknoll Dr, Havenwood Pl, Muirvalley Ct, Shadowood Ct, Whippoorwill Dr$727
Baldwin Woods Trl, Greenwood Ln, Taylor Walk, Woodlawn Dr, Tarbolton St, Deerfield Blvd, E Levitt Pl, Ho Hum Dr, Elm Ridge Ct, Beech Ct$712
Cider Mill Dr, Vermona Dr, Locust Grove Ct, Terrace View Dr, Aspen Glen Dr, Taylor Walk Dr, Woodland View Dr, Sandra Lee Ln, Timber Ridge Ct, Laurel View Dr$704

Union, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Union$107 to $110
Summerside$105
Withamsville$107
Dry Run$120

Union, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Summerside CDP, Ohio $105 $140 $210
Mount Carmel CDP, Ohio $105 $140 $210
Withamsville CDP, Ohio $107 $143 $215

Union, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Union, OH4.2%13.0%
Summerside4.57%14.43%
Mount Carmel4.85%13.27%
Withamsville4.4%12.01%

Union Renters Insurance as a Percentage of Rent

Union Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 61 1.0% $335
$300 to $499 398 7.0% $1235
$500 to $749 2,329 41.0% $1910
$750 to $999 1,610 28.0% $2660
$1,000 to $1,499 922 16.0% $3785
$1,500 or more 247 4.0% $5435

Union, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Union Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Union Home Owner from High Deductible Plan $600

Union, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Union, OH Home Replacement Value MORE than Home Value Union, OH Home Replacement Value LESS than Home Value
Replacement Value $205,500 $114,000
Insurance Premium based on Replacement Value $675 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Union Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 3662121
Year Built 197619972004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$150000-$175000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Union, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 230,000 Slate Shingles Roof 2,790 4 $2500-$5000 Deductible 120 2 Vinyl siding No
2012 135,000 Composition Roof 1,380 2 $2500-$5000 Deductible 70 2 Vinyl siding yes
2011 345,000 Tile Roof 3,890 5 > $10,000 Deductible 850 10 Wood siding yes
1979 140,000 Shingles Roof 1,770 4 $2500-$5000 Deductible 200 7 Brick siding yes
1989 165,000 Composition Roof 2,200 4 $5000 to $10,000 Deductible 190 6 Wood siding No
2010 180,000 Composition Roof 2,140 5 $500- $1000 Deductible 360 7 Stucco siding No
2002 385,000 Slate Shingles Roof 4,990 5 $500 Deductible 920 6 Fiber-Cement Siding yes
1989 180,000 Asphalt Shingles Roof 1,780 2 $2500-$5000 Deductible 140 3 Wood siding No
1996 195,000 Composition Roof 1,970 3 $500 Deductible 110 2 Wood siding No
1970 100,000 Membrane Roof 900 2 $500- $1000 Deductible 190 5 Brick siding yes
1963 295,000 Asphalt Shingles Roof 3,340 4 > $10,000 Deductible 60 1 Vinyl siding No
1983 110,000 Shingles Roof 1,220 2 $500 Deductible 190 5 Stucco siding No
1973 105,000 Slate Shingles Roof 1,370 2 $500 Deductible 30 1 Vinyl siding No
2011 120,000 Asphalt Shingles Roof 1,540 5 $1000-$2500 Deductible 40 2 Stone Siding No
2003 120,000 Membrane Roof 1,470 2 $500 Deductible 260 7 Vinyl siding No
2004 130,000 Composition Roof 1,560 3 $500- $1000 Deductible 360 7 Vinyl siding yes
1985 220,000 Slate Shingles Roof 2,140 3 $2500-$5000 Deductible 220 4 Wood siding yes
2001 125,000 Metal Roof 1,220 2 $500 Deductible 460 9 Wood siding yes
2014 85,000 Wood Shake Roof 1,110 2 $2500-$5000 Deductible 220 10 Stone Siding yes
1994 340,000 Tile Roof 4,410 5 > $10,000 Deductible 280 4 Fiber-Cement Siding No
1971 330,000 Shingles Roof 4,010 5 $500 Deductible 230 3 Stucco siding No
1979 155,000 Asphalt Shingles Roof 1,390 3 $5000 to $10,000 Deductible 170 7 Stucco siding yes
1988 140,000 Metal Roof 1,720 2 $1000-$2500 Deductible 280 6 Brick siding yes
2000 175,000 Metal Roof 1,700 4 $500- $1000 Deductible 170 4 Fiber-Cement Siding No
1982 170,000 Composition Roof 1,770 2 $5000 to $10,000 Deductible 410 10 Wood siding No
2009 125,000 Metal Roof 1,160 2 $1000-$2500 Deductible 60 2 Stone Siding No
1977 115,000 Shingles Roof 1,050 2 $500- $1000 Deductible 430 12 Vinyl siding yes
1990 155,000 Composition Roof 1,410 3 $5000 to $10,000 Deductible 190 6 Vinyl siding No
1984 365,000 Slate Shingles Roof 3,940 5 $1000-$2500 Deductible 530 5 Wood siding No
1998 200,000 Composition Roof 2,280 3 $1000-$2500 Deductible 240 4 Fiber-Cement Siding yes
1961 240,000 Composition Roof 2,520 4 $500 Deductible 980 10 Fiber-Cement Siding No
1995 500,000 Wood Shake Roof 4,740 5 $500- $1000 Deductible 360 2 Brick siding yes
1979 130,000 Membrane Roof 1,390 2 $1000-$2500 Deductible 330 8 Fiber-Cement Siding yes
1985 220,000 Composition Roof 2,260 3 $500- $1000 Deductible 180 3 Fiber-Cement Siding No

How To Make Your Union, OH Home Insurnace Cheaper