Union Insurance Rates:

Union, NE homeowners insurance is roughly $816 to $1,108, about $68-$92/month. Our comprehensive guide indicates shoppers can save upto $384 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Union, NE Homeowners Insurance By Home Value

Union, NE Home Value Total Homes % of Total Average Union, NE Homeowners Insurance
Less than $50,000 477 11.0% $173
$80,000 to $89,999 56 1.0% $586
$90,000 to $99,999 87 2.0% $663
$100,000 to $124,999 833 20.0% $769
$125,000 to $149,999 1,360 33.0% $962
$150,000 to $174,999 460 11.0% $1135
$175,000 to $199,999 334 8.0% $1308
$200,000 to $249,999 201 4.0% $1577
$250,000 to $299,999 121 2.0% $1924
$300,000 to $399,999 124 3.0% $2453

Top Home Insurance Agents Near Union, NE

Home Insurance Company Near Union, NE Homeowners Insurance Agency Near Union, NE Address
Farmers Gloria Camarena 2517 Y St, Omaha, NE, 68107
State Farm Rick Andrews 2504 S 13th St, Omaha, NE, 68108-1522
NA The Insurance Center 13304 W Center Rd Ste 113, Omaha, NE, 68144
NA Cornerstone Financial Services 119 N 14Th St, Ashland, NE, 68003
NA Fsi Agency, Llc 515 2Nd St, Yutan, NE, 68073

Cost Of Homeowners Insurance By Street Near Union, NE

Streets in Union Area Homeowners Insurance Cost
Lindenwood Ln, Peaceful Val Trl Prk Rd, Cook Plz, Cardinal Ct, N 106th Plz, Irvington Rd, N 97th Ct, Kimball St, Fillmore Cir, N 111th Ave$1,030
N 79th Ct, Co Rd 44, Read Ct, N 82nd Ave, Ashwood Dr, N 85th Cir, N River Dr, Redick Cir, Lockwood Ln, Bodmer St$969
Oakridge Rd, Country Squire Plz, N 99th Plz, N 92nd St, Baker St, Co Rd 32, N 108th Ave, N 106th Plz, N 117th St, N Molley St$1,011
N 110th Ave, Ames Cir, Mary Cir, N 34th Cir, Iowa Plz, N 83rd Avenue Cir, N 110th Plz, N 112th Ave, N 87th Ave, Park Towne Plz$960
106th Ct, Melissa Ln, Meyer St, Deer Creek Dr, N 29th Ct, 107th Ct, N 46th Ave, Calhoun Frontage Rd, Read Plz, N 111th St$962

Union, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Union$144 to $146
Florence$153
Township$155
Fort Calhoun$144

Union, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Florence precinct, Douglas County, Nebraska $153 $204 $306
Township 1, Washington County, Nebraska $155 $206 $309
Fort Calhoun city, Nebraska $144 $192 $288

Union, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Union, NE5.9%14.4%
Florence4.23%14.37%
Township4.79%16.35%
Fort Calhoun5.59%17.17%

Union Renters Insurance as a Percentage of Rent

Union Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 9 1.0% $787
$500 to $749 83 17.0% $1912
$750 to $999 135 28.0% $2662
$1,000 to $1,499 235 49.0% $3787
$1,500 or more 9 1.0% $5437

Union, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Union Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,600$11,600
Net Savings to Union Home Owner from High Deductible Plan $1,000

Union, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Union, NE Home Replacement Value MORE than Home Value Union, NE Home Replacement Value LESS than Home Value
Replacement Value $153,500 $110,000
Insurance Premium based on Replacement Value $925 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $175/year

Example Union Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualState Farm
Monthly Premium 606589
Year Built 200520121987
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Union, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 95,000 Membrane Roof 1,380 3 $500- $1000 Deductible 230 9 Stucco siding yes
1982 230,000 Membrane Roof 2,330 4 $500- $1000 Deductible 340 4 Stone Siding No
2013 165,000 Asphalt Shingles Roof 1,920 4 $500- $1000 Deductible 860 12 Vinyl siding No
2002 185,000 Shingles Roof 1,950 3 $500- $1000 Deductible 740 9 Wood siding No
1980 315,000 Membrane Roof 3,220 4 $500 Deductible 1360 12 Wood siding yes
2007 150,000 Slate Shingles Roof 2,130 4 $1000-$2500 Deductible 340 7 Brick siding No
2013 195,000 Shingles Roof 2,170 4 $500- $1000 Deductible 700 7 Fiber-Cement Siding yes
1989 190,000 Metal Roof 2,280 3 $500 Deductible 280 5 Vinyl siding No
2005 445,000 Wood Shake Roof 4,720 5 $2500-$5000 Deductible 150 1 Fiber-Cement Siding yes
1989 185,000 Slate Shingles Roof 1,890 5 $5000 to $10,000 Deductible 440 10 Wood siding yes
1980 150,000 Membrane Roof 1,850 4 $5000 to $10,000 Deductible 140 3 Brick siding yes
2013 305,000 Metal Roof 3,820 5 $500- $1000 Deductible 1030 10 Vinyl siding yes
2000 420,000 Slate Shingles Roof 4,650 5 > $10,000 Deductible 710 8 Vinyl siding yes
2010 235,000 Asphalt Shingles Roof 3,010 4 $1000-$2500 Deductible 1080 12 Wood siding No
2003 430,000 Membrane Roof 4,920 5 $5000 to $10,000 Deductible 750 7 Vinyl siding yes
1985 215,000 Asphalt Shingles Roof 2,520 4 > $10,000 Deductible 320 7 Vinyl siding No
2004 145,000 Tile Roof 1,590 5 $1000-$2500 Deductible 250 5 Vinyl siding No
2003 220,000 Slate Shingles Roof 2,370 3 > $10,000 Deductible 450 9 Brick siding No
2001 175,000 Membrane Roof 1,710 3 $500- $1000 Deductible 460 9 Brick siding No
1987 220,000 Tile Roof 2,310 3 $1000-$2500 Deductible 360 5 Wood siding yes
1984 195,000 Tile Roof 2,180 4 $5000 to $10,000 Deductible 410 7 Fiber-Cement Siding No
1980 380,000 Shingles Roof 4,270 5 $1000-$2500 Deductible 490 3 Fiber-Cement Siding yes
2013 305,000 Membrane Roof 3,070 5 $5000 to $10,000 Deductible 990 10 Stucco siding No
1984 260,000 Membrane Roof 2,910 4 $1000-$2500 Deductible 90 1 Stucco siding yes
2004 455,000 Membrane Roof 4,830 5 $2500-$5000 Deductible 950 9 Fiber-Cement Siding No
1983 185,000 Shingles Roof 2,380 5 $500 Deductible 270 3 Wood siding No
2014 170,000 Composition Roof 2,160 3 $5000 to $10,000 Deductible 160 3 Vinyl siding No
2013 170,000 Slate Shingles Roof 2,180 4 $2500-$5000 Deductible 190 3 Stone Siding No
2000 160,000 Shingles Roof 1,750 4 $5000 to $10,000 Deductible 70 2 Brick siding No
1987 185,000 Slate Shingles Roof 1,830 3 $5000 to $10,000 Deductible 190 5 Stucco siding yes
2009 170,000 Wood Shake Roof 2,110 3 $500- $1000 Deductible 510 7 Brick siding yes
2012 280,000 Tile Roof 3,180 5 $5000 to $10,000 Deductible 230 3 Stone Siding No
1989 330,000 Asphalt Shingles Roof 4,510 5 $2500-$5000 Deductible 810 10 Stone Siding yes
1981 175,000 Shingles Roof 1,840 3 $5000 to $10,000 Deductible 40 1 Wood siding No