Union Grove Insurance Rates:

Union Grove, AL homeowners insurance is roughly $805 to $1,110, about $67-$92/month. Our comprehensive guide shows customers can save as much as $382 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Union Grove, AL Homeowners Insurance By Home Value

Union Grove, AL Home Value Total Homes % of Total Average Union Grove, AL Homeowners Insurance
Less than $50,000 358 19.0% $191
$50,000 to $59,999 167 9.0% $411
$60,000 to $69,999 100 5.0% $507
$70,000 to $79,999 42 2.0% $583
$80,000 to $89,999 77 4.0% $660
$90,000 to $99,999 83 4.0% $746
$100,000 to $124,999 183 10.0% $861
$125,000 to $149,999 239 13.0% $1081
$150,000 to $174,999 177 9.0% $1272
$175,000 to $199,999 45 2.0% $1473
$200,000 to $249,999 34 1.0% $1770
$250,000 to $299,999 115 6.0% $2162
$300,000 to $399,999 180 10.0% $2746

Top Home Insurance Agents Near Union Grove, AL

Home Insurance Company Near Union Grove, AL Homeowners Insurance Agency Near Union Grove, AL Address
Allstate Andrew Anderton 303 2nd Ave E, Oneonta, AL, 35121
Travelers Insurance Facilities Inc 309 BROAD ST, GADSDEN, AL, 35901
Travelers Insurance Solutions Inc 1331 3RD ST SE, CULLMAN, AL, 35055
State Farm Lynn Holifield 1528 Gunter Avenue, Guntersville, AL, 35976-0130
Allstate Rickey R Holland 12780 US Highway 431 Ste 2, Boaz, AL, 35956

Cost Of Homeowners Insurance By Street Near Union Grove, AL

Streets in Union Grove Area Homeowners Insurance Cost
Hunter Dr, Country Side Dr, Buttery Rd, Kearney Pl, Forest Dr, Highland Dr, Poplar Ln, Maudie Ln, King Dr, Oak Pl$967
Wildwood Ln, Driftwood Dr, Rescue Rd, Stephenson Rd, Fairbanks Rd, Rainwater Rd, Cotton Rd, Oak Ridge Ct, Tree Stand Ln, Cha-La-Kee Rd$958
Quarry Rd, Co Rd 25, Jackson Pl, Junkins Ln, Elton Ln, Thurman Rd, Limestone Cir, Brownsboro Rd, Dee Cir, Christmas Ln$952
Jameson Cir, King Rd, Elkwood Ln, Chimney Rock, Dove Cir, Applehill Ln, Larue Cir, Grover Dr, Bray Hl, Miller Pl$952
Mat Morrow Rd, Snow Point Rd, Junkins Rd, Warrenton Rd, Hidden Valley Rd, Allens Cross Rd, Family Cir, Irby Cir, Skyview Rd, Saylors Gap Rd$951

Union Grove, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Union Grove$141 to $145
Arab$143
Joppa$134
New Hope$146

Union Grove, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arab CCD, Marshall County, Alabama $120 $159 $239
Joppa CDP, Alabama $112 $149 $224
New Hope CCD, Madison County, Alabama $122 $163 $244

Union Grove, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Union Grove, AL8.5%26.0%
Arab7.93%25.26%
Joppa8.62%20.94%
New Hope6.56%24.33%

Union Grove Renters Insurance as a Percentage of Rent

Union Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 30 12.0% $809
$300 to $499 37 15.0% $1259
$500 to $749 80 33.0% $1934
$750 to $999 92 38.0% $2684

Average Cost Of Home Insurance By Company In Areas Nearby Union Grove For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1602
$500 $150,000 Country Casualty Insurance Company 1074
$500 $150,000 Esurance Insurance Company 1054
$500 $150,000 Garrison Property And Casualty Insurance Company 1245
$500 $150,000 Nationwide General Ins Co 708
$500 $300,000 American National General Ins Company 1271
$500 $300,000 Auto Owners Ins Company 2217
$500 $300,000 Country Casualty Insurance Company 2073
$500 $300,000 Country Mutual 1730
$500 $300,000 United Services Automobile Association 1961

Union Grove, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Union Grove Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Union Grove Home Owner from High Deductible Plan $600

Union Grove, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Union Grove, AL Home Replacement Value MORE than Home Value Union Grove, AL Home Replacement Value LESS than Home Value
Replacement Value $146,000 $99,500
Insurance Premium based on Replacement Value $700 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Union Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualState Farm
Monthly Premium 455684
Year Built 199120081975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Union Grove, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 205,000 Membrane Roof 2,140 3 $2500-$5000 Deductible 460 6 Stucco siding yes
2011 320,000 Slate Shingles Roof 3,930 5 > $10,000 Deductible 150 2 Stone Siding yes
2011 125,000 Metal Roof 1,630 4 $1000-$2500 Deductible 170 4 Fiber-Cement Siding No
2007 175,000 Composition Roof 1,900 5 $500- $1000 Deductible 360 5 Vinyl siding yes
2010 185,000 Composition Roof 2,130 4 $500- $1000 Deductible 170 3 Stone Siding yes
2007 375,000 Asphalt Shingles Roof 4,700 5 > $10,000 Deductible 730 9 Wood siding No
2012 165,000 Metal Roof 2,480 4 $500- $1000 Deductible 190 3 Fiber-Cement Siding yes
1991 390,000 Metal Roof 4,890 5 $500 Deductible 1650 8 Stucco siding No
1995 210,000 Composition Roof 2,490 4 $500 Deductible 210 2 Brick siding No
1979 170,000 Composition Roof 1,850 4 $5000 to $10,000 Deductible 120 3 Stucco siding No
1971 215,000 Composition Roof 2,360 3 $5000 to $10,000 Deductible 280 7 Stone Siding yes
2011 160,000 Wood Shake Roof 2,310 5 $500 Deductible 390 6 Stucco siding yes
1995 95,000 Wood Shake Roof 1,370 3 $500- $1000 Deductible 220 7 Vinyl siding yes
1990 185,000 Slate Shingles Roof 2,000 3 $1000-$2500 Deductible 380 5 Brick siding No
2008 110,000 Asphalt Shingles Roof 1,500 3 $500- $1000 Deductible 410 9 Brick siding No
1979 180,000 Membrane Roof 1,950 4 $5000 to $10,000 Deductible 110 3 Stone Siding No
2010 150,000 Membrane Roof 2,190 3 $500- $1000 Deductible 70 1 Brick siding yes
1972 205,000 Slate Shingles Roof 2,460 4 $1000-$2500 Deductible 260 4 Stone Siding No
2010 160,000 Shingles Roof 2,070 4 $5000 to $10,000 Deductible 110 2 Vinyl siding yes
2011 345,000 Composition Roof 3,650 5 $1000-$2500 Deductible 400 5 Fiber-Cement Siding No
1999 75,000 Wood Shake Roof 1,200 3 $500- $1000 Deductible 240 9 Stone Siding yes
2014 255,000 Tile Roof 3,260 4 $2500-$5000 Deductible 260 3 Stucco siding No
1990 135,000 Shingles Roof 2,070 5 $2500-$5000 Deductible 140 3 Wood siding No
2003 135,000 Composition Roof 1,630 4 $1000-$2500 Deductible 200 3 Fiber-Cement Siding yes
1995 210,000 Composition Roof 2,300 3 $500- $1000 Deductible 620 7 Stone Siding yes
2013 345,000 Composition Roof 3,850 5 $500- $1000 Deductible 1780 9 Stucco siding yes
1999 205,000 Slate Shingles Roof 3,230 5 $2500-$5000 Deductible 460 9 Vinyl siding No
1998 165,000 Tile Roof 1,810 4 $2500-$5000 Deductible 360 9 Brick siding No
2005 385,000 Asphalt Shingles Roof 4,450 5 $1000-$2500 Deductible 1120 12 Brick siding yes
2008 285,000 Wood Shake Roof 3,240 4 $500- $1000 Deductible 1160 9 Stone Siding yes
1996 130,000 Shingles Roof 1,500 3 $500 Deductible 90 2 Stucco siding yes
1996 275,000 Tile Roof 3,070 4 > $10,000 Deductible 100 2 Stucco siding yes
2011 200,000 Tile Roof 2,990 4 $500 Deductible 880 10 Stone Siding No
1998 230,000 Wood Shake Roof 2,550 5 > $10,000 Deductible 690 10 Stone Siding No