Union City, TN homeowners insurance is about $666 to $905, about $55-$75/month. Our all inclusive analysis reveals consumers can save upto $314 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Union City, TN | Homeowners Insurance Agency Near Union City, TN | Address |
|---|---|---|
| State Farm | Jane Cozart Reid | 1314 E Wood St, Paris, TN, 38242-4422 |
| Liberty Mutual Independent | Peel And Holland Inc | 1120 MAIN ST, BENTON, KY, 42025 |
| Liberty Mutual Independent | White & Assoc Ins Agency Inc | 124 W WASHINGTON ST, PARIS, TN, 38242 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Woodland Mills city, Tennessee | $119 | $158 | $237 |
| Rives town, Tennessee | $116 | $154 | $231 |
| Obion County, Tennessee | $118 | $157 | $236 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Union City, TN | 7.4% | 19.9% |
| Woodland Mills | 6.38% | 21.57% |
| Rives | 7.56% | 18.9% |
| Obion County | 7.07% | 18.99% |
| Union City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 139 | 7.0% | $367 |
| $200 to $299 | 202 | 10.0% | $817 |
| $300 to $499 | 524 | 26.0% | $1267 |
| $500 to $749 | 741 | 37.0% | $1942 |
| $750 to $999 | 293 | 14.0% | $2692 |
| $1,000 to $1,499 | 46 | 2.0% | $3817 |
| $1,500 or more | 23 | 1.0% | $5467 |
| Streets in Union City Area | Homeowners Insurance Cost |
|---|---|
| N Glendale St, E Reelfoot Ave, Shady Grove Rd N, E Bishop St, Knox Daniel Rd, N 3rd St, S Ury St, Ken Tenn Hwy, E Vine St, E Orchard Rd | $785 |
| N Ford St, Sherwood Dr, Lilac St, State Rte 431, Green Leaf St, Honeysuckle St, US Hwy 45W, Keller St, Sherrill St, Post Office Aly | $788 |
| W Grove St, E Jackson St, Knox Daniel Rd, Burress Exd, E Lee St, Hubert Harris Rd, Perry Browder Rd, J J Faulkner Rd, N 1st St, N Baker St | $782 |
| Webster St, Pleasant Valley Ave, E Cheatham St, Beech St, Westview Dr, Jere B Ford Memorial Hwy, Thomas Ln, Hollywood Dr, S Clover St, Hollie Hutchison Rd | $781 |
| Bevard Rd, Lynch Ln, Woodland Mills Crystal Rd, Sunswept Dr, Armstrong Blvd, W Leahy St, Sheridan Dr, Walker Tanner Rd, Nash St, Jones St E | $787 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Union City | $117 to $120 |
| Woodland Mills | $118 |
| Rives | $115 |
| Obion County | $117 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Union City Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,400 | $5,800 |
| Net Savings to Union City Home Owner from High Deductible Plan | $600 | |
| Scenario | Union City, TN Home Replacement Value MORE than Home Value | Union City, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $98,000 | $56,500 |
| Insurance Premium based on Replacement Value | $500 | $275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,000 | Risk Exposure from Under Insuring Coverage is $19,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Liberty Mutual | Amica Mutual Insurance Company | Chubb Group of Insurance |
| Monthly Premium | 60 | 57 | 40 |
| Year Built | 1941 | 1959 | 2003 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $175000-$200000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |