Union City Insurance Rates:

Union City, TN homeowners insurance is about $666 to $905, about $55-$75/month. Our all inclusive analysis reveals consumers can save upto $314 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Union City, TN Homeowners Insurance By Home Value

Union City, TN Home Value Total Homes % of Total Average Union City, TN Homeowners Insurance
Less than $50,000 220 10.0% $212
$50,000 to $59,999 169 8.0% $448
$60,000 to $69,999 166 8.0% $550
$70,000 to $79,999 257 12.0% $636
$80,000 to $89,999 203 9.0% $723
$90,000 to $99,999 247 11.0% $809
$100,000 to $124,999 219 10.0% $935
$125,000 to $149,999 184 8.0% $1171
$150,000 to $174,999 111 5.0% $1383
$175,000 to $199,999 115 5.0% $1595
$200,000 to $249,999 81 3.0% $1925
$250,000 to $299,999 65 3.0% $2350
$300,000 to $399,999 30 1.0% $2986

Top Home Insurance Agents Near Union City, TN

Home Insurance Company Near Union City, TN Homeowners Insurance Agency Near Union City, TN Address
NA Westan Insurance Dba Alexander Insurance Agency 149 E. Main Street, Bradford, TN, 38316
NA Huffman Insurance/Joseph A. Huffman Sr. & Associates 2035 Washington Ave., Cairo, IL, 62914
State Farm Jane Cozart Reid 1314 E Wood St, Paris, TN, 38242-4422
Liberty Mutual Independent Peel And Holland Inc 1120 MAIN ST, BENTON, KY, 42025
Liberty Mutual Independent White & Assoc Ins Agency Inc 124 W WASHINGTON ST, PARIS, TN, 38242

Cost Of Homeowners Insurance By Street Near Union City, TN

Streets in Union City Area Homeowners Insurance Cost
N Glendale St, E Reelfoot Ave, Shady Grove Rd N, E Bishop St, Knox Daniel Rd, N 3rd St, S Ury St, Ken Tenn Hwy, E Vine St, E Orchard Rd$785
N Ford St, Sherwood Dr, Lilac St, State Rte 431, Green Leaf St, Honeysuckle St, US Hwy 45W, Keller St, Sherrill St, Post Office Aly$788
W Grove St, E Jackson St, Knox Daniel Rd, Burress Exd, E Lee St, Hubert Harris Rd, Perry Browder Rd, J J Faulkner Rd, N 1st St, N Baker St$782
Webster St, Pleasant Valley Ave, E Cheatham St, Beech St, Westview Dr, Jere B Ford Memorial Hwy, Thomas Ln, Hollywood Dr, S Clover St, Hollie Hutchison Rd$781
Bevard Rd, Lynch Ln, Woodland Mills Crystal Rd, Sunswept Dr, Armstrong Blvd, W Leahy St, Sheridan Dr, Walker Tanner Rd, Nash St, Jones St E$787

Union City, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Union City$117 to $120
Woodland Mills$118
Rives$115
Obion County$117

Union City, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodland Mills city, Tennessee $119 $158 $237
Rives town, Tennessee $116 $154 $231
Obion County, Tennessee $118 $157 $236

Union City, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Union City, TN7.4%19.9%
Woodland Mills6.38%21.57%
Rives7.56%18.9%
Obion County7.07%18.99%

Union City Renters Insurance as a Percentage of Rent

Union City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 139 7.0% $367
$200 to $299 202 10.0% $817
$300 to $499 524 26.0% $1267
$500 to $749 741 37.0% $1942
$750 to $999 293 14.0% $2692
$1,000 to $1,499 46 2.0% $3817
$1,500 or more 23 1.0% $5467

Union City, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Union City Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Union City Home Owner from High Deductible Plan $600

Union City, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Union City, TN Home Replacement Value MORE than Home Value Union City, TN Home Replacement Value LESS than Home Value
Replacement Value $98,000 $56,500
Insurance Premium based on Replacement Value $500 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Union City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 605740
Year Built 194119592003
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$150000-$175000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Union City, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 115,000 Slate Shingles Roof 1,730 3 $500 Deductible 540 10 Wood siding No
1990 180,000 Membrane Roof 2,930 5 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
1953 135,000 Membrane Roof 2,470 4 $500 Deductible 270 6 Vinyl siding yes
1989 120,000 Shingles Roof 2,110 3 $1000-$2500 Deductible 100 2 Vinyl siding No
1971 250,000 Composition Roof 3,780 5 $500 Deductible 390 3 Wood siding No
1940 180,000 Slate Shingles Roof 2,370 3 $2500-$5000 Deductible 590 10 Stucco siding No
1960 145,000 Tile Roof 2,520 4 $1000-$2500 Deductible 590 9 Brick siding yes
1984 215,000 Asphalt Shingles Roof 3,190 5 $2500-$5000 Deductible 620 9 Wood siding yes
1967 210,000 Tile Roof 2,940 5 > $10,000 Deductible 30 1 Wood siding No
1970 140,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 140 5 Fiber-Cement Siding No
1984 200,000 Shingles Roof 3,130 4 > $10,000 Deductible 90 2 Brick siding No
1977 110,000 Wood Shake Roof 1,860 3 $1000-$2500 Deductible 50 1 Stone Siding yes
2007 100,000 Shingles Roof 1,540 3 $2500-$5000 Deductible 170 8 Brick siding yes
1962 85,000 Metal Roof 1,390 3 $500 Deductible 30 1 Vinyl siding yes
1984 195,000 Slate Shingles Roof 2,890 4 $1000-$2500 Deductible 380 4 Brick siding yes
1991 175,000 Asphalt Shingles Roof 3,270 4 $2500-$5000 Deductible 700 12 Brick siding yes
1947 110,000 Composition Roof 2,020 5 $500 Deductible 50 1 Stone Siding yes
1940 145,000 Slate Shingles Roof 2,210 3 $1000-$2500 Deductible 40 1 Stone Siding yes
1983 130,000 Wood Shake Roof 2,150 4 $500 Deductible 320 7 Wood siding No
1955 185,000 Wood Shake Roof 2,460 4 $5000 to $10,000 Deductible 610 12 Brick siding yes
1940 165,000 Shingles Roof 2,930 5 $2500-$5000 Deductible 230 5 Wood siding yes
1995 70,000 Composition Roof 1,310 3 $2500-$5000 Deductible 30 2 Stucco siding No
1963 135,000 Wood Shake Roof 2,460 4 $2500-$5000 Deductible 340 8 Wood siding yes
1996 175,000 Composition Roof 3,210 5 $1000-$2500 Deductible 440 8 Brick siding yes
1976 145,000 Tile Roof 2,060 4 $1000-$2500 Deductible 90 2 Stucco siding yes
1982 265,000 Membrane Roof 4,500 5 $500- $1000 Deductible 1220 12 Fiber-Cement Siding No
1958 70,000 Tile Roof 1,240 3 $2500-$5000 Deductible 60 4 Stucco siding No
1991 85,000 Tile Roof 1,380 3 $2500-$5000 Deductible 110 5 Fiber-Cement Siding No
1961 85,000 Slate Shingles Roof 1,460 3 $2500-$5000 Deductible 50 3 Stone Siding No
1973 115,000 Membrane Roof 2,130 4 $2500-$5000 Deductible 150 5 Stone Siding No
2001 195,000 Slate Shingles Roof 3,580 5 $500 Deductible 900 12 Fiber-Cement Siding No
2005 130,000 Wood Shake Roof 2,060 4 $500 Deductible 610 10 Fiber-Cement Siding No
1948 100,000 Wood Shake Roof 1,690 3 $2500-$5000 Deductible 30 1 Stucco siding yes
1945 150,000 Asphalt Shingles Roof 2,250 3 $2500-$5000 Deductible 120 2 Stone Siding yes