Union City, CA homeowners insurance is nearly $548 to $744, about $45-$62/month. Our comprehensive analysis indicates shoppers can save as much as $258 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Union City, CA | Homeowners Insurance Agency Near Union City, CA | Address |
|---|---|---|
| Travelers | Affiliated Insurance Brokers | 2637 PLEASANT HILL RD, PLEASANT HILL, CA, 94523 |
| State Farm | Aj Abdelkhalek | 775 E El Camino Real, Sunnyvale, CA, 94087-2976 |
| Liberty Mutual Independent | Granite Professional Insurance | 6600 KOLL CTR PKWY STE 100, PLEASANTON, CA, 94566 |
| State Farm | Nima Rad | 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034 |
| Farmers | Pamela Spikes | 3410 Lakeshore Ave Ste 204, Oakland, CA, 94610 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fremont CCD, Alameda County, California | $98 | $131 | $197 |
| Fairview CDP, California | $95 | $127 | $191 |
| Alameda County, California | $98 | $130 | $195 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Union City, CA | 1.9% | 10.5% |
| Fremont | 1.97% | 11.48% |
| Fairview | 2.11% | 11.6% |
| Alameda County | 1.99% | 10.46% |
| Union City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 194 | 3.0% | $775 |
| $300 to $499 | 285 | 4.0% | $1225 |
| $500 to $749 | 413 | 6.0% | $1900 |
| $750 to $999 | 345 | 5.0% | $2650 |
| $1,000 to $1,499 | 2,559 | 41.0% | $3775 |
| $1,500 or more | 2,421 | 38.0% | $5425 |
| Streets in Union City Area | Homeowners Insurance Cost |
|---|---|
| Muirwood Dr, Starling Dr, Smith St, Holiday St, Briergate Way, Soquel St, Firebrick Ter, Engine House Dr, Cattail Ct, Colusa St | $666 |
| I St, Ruth Ct, Sugar Maple Ct, Champlain Way, Brockway St, Crestfield Ct, H St, Gramarcy Ave, Fowler Ct, Uranus Dr | $644 |
| Oak Tree Ct, Eleanor Pl, Medallion Dr, Cheryl Ct, Samantha Ct, Shiela Way, Morales Ct, Eigenbrodt Way, Mercury Way, San Bruno Ct | $651 |
| Hanford St, Gold Ridge Dr, Jayar Pl, Azelia Ct, Marina Ct, Fiesta Pl, Oaktree Ct, Cabello Ct, Governo Dr, Heritage Way | $631 |
| Skylark Dr, Dyer Ct, Valley Oak Dr, Recreation Center Rd, Freshmeadow Ct, Polynesia Way, Kenita Way, Deer Park Ct, Kimberly Ct, Sunsprite Dr | $689 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Union City | $96 to $99 |
| Fremont | $98 |
| Fairview | $95 |
| Alameda County | $97 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 250000 | 500 | New | Mercury Ins Group | 291 |
| 300000 | 500 | New | CSAA Ins Exch | 729 |
| 400000 | 1000 | New | Grange | 834 |
| 400000 | 1000 | New | Universal North America | 448 |
| 500000 | 1000 | New | Century National | 1079 |
| 500000 | 1000 | New | Unigard Group | 976 |
| 150000 | 250 | 1-3 Years | MAPFRE Group | 356 |
| 150000 | 250 | 1-3 Years | Universal North America | 350 |
| 150000 | 500 | 1-3 Years | Amica Mutual | 428 |
| 200000 | 500 | 1-3 Years | AIG Prop Cas | 1039 |
| 250000 | 500 | 1-3 Years | Wawanesa | 389 |
| 300000 | 500 | 1-3 Years | Privilege Underwriters Exch | 1563 |
| 300000 | 500 | 1-3 Years | Stillwater Prop & Cas Co | 578 |
| 300000 | 500 | 1-3 Years | Universal North America | 489 |
| 150000 | 250 | 4-6 Years | Hartford (Sentinel) | 421 |
| 150000 | 500 | 4-6 Years | AIG Prop Cas | 880 |
| 150000 | 500 | 4-6 Years | California Casualty | 410 |
| 250000 | 1000 | 4-6 Years | Kemper | 537 |
| 250000 | 1000 | 4-6 Years | Stillwater Prop & Cas Co | 511 |
| 400000 | 1000 | 4-6 Years | Amco | 763 |
| 400000 | 1000 | 4-6 Years | QBE (Balboa) | 743 |
| 500000 | 1000 | 4-6 Years | Stillwater Prop & Cas Co | 948 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $4,100 |
| Yearly Union City Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $1,100 | $4,100 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,200 | $9,700 |
| Net Savings to Union City Home Owner from High Deductible Plan | $500 | |
| Scenario | Union City, CA Home Replacement Value MORE than Home Value | Union City, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $430,000 | $310,000 |
| Insurance Premium based on Replacement Value | $1,425 | $1,025 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $42,500 | Risk Exposure from Under Insuring Coverage is $77,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $150/year |
| Insurance Company | Liberty Mutual | Farmers Insurance | State Farm |
| Monthly Premium | 162 | 222 | 241 |
| Year Built | 2008 | 1983 | 1971 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $800000-$900000 | More than 10000000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |