Union City Insurance Rates:

Union City, CA homeowners insurance is nearly $548 to $744, about $45-$62/month. Our comprehensive analysis indicates shoppers can save as much as $258 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Union City, CA: Customer-Reviewed Options

Top Home Insurance Agents Near Union City, CA

Home Insurance Company Near Union City, CA Homeowners Insurance Agency Near Union City, CA Address
Travelers Affiliated Insurance Brokers 2637 PLEASANT HILL RD, PLEASANT HILL, CA, 94523
State Farm Aj Abdelkhalek 775 E El Camino Real, Sunnyvale, CA, 94087-2976
Liberty Mutual Independent Granite Professional Insurance 6600 KOLL CTR PKWY STE 100, PLEASANTON, CA, 94566
State Farm Nima Rad 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034
Farmers Pamela Spikes 3410 Lakeshore Ave Ste 204, Oakland, CA, 94610

Union City, CA Home Insurance Agents for Top Companies


Union City, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fremont CCD, Alameda County, California $98 $131 $197
Fairview CDP, California $95 $127 $191
Alameda County, California $98 $130 $195


Union City, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Union City, CA1.9%10.5%
Alameda County1.99%10.46%

Union City Renters Insurance as a Percentage of Rent

Union City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 194 3.0% $775
$300 to $499 285 4.0% $1225
$500 to $749 413 6.0% $1900
$750 to $999 345 5.0% $2650
$1,000 to $1,499 2,559 41.0% $3775
$1,500 or more 2,421 38.0% $5425

Cost Of Homeowners Insurance By Street Near Union City, CA

Streets in Union City Area Homeowners Insurance Cost
Muirwood Dr, Starling Dr, Smith St, Holiday St, Briergate Way, Soquel St, Firebrick Ter, Engine House Dr, Cattail Ct, Colusa St$666
I St, Ruth Ct, Sugar Maple Ct, Champlain Way, Brockway St, Crestfield Ct, H St, Gramarcy Ave, Fowler Ct, Uranus Dr$644
Oak Tree Ct, Eleanor Pl, Medallion Dr, Cheryl Ct, Samantha Ct, Shiela Way, Morales Ct, Eigenbrodt Way, Mercury Way, San Bruno Ct$651
Hanford St, Gold Ridge Dr, Jayar Pl, Azelia Ct, Marina Ct, Fiesta Pl, Oaktree Ct, Cabello Ct, Governo Dr, Heritage Way$631
Skylark Dr, Dyer Ct, Valley Oak Dr, Recreation Center Rd, Freshmeadow Ct, Polynesia Way, Kenita Way, Deer Park Ct, Kimberly Ct, Sunsprite Dr$689

Union City, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Union City$96 to $99
Alameda County$97

Average Cost Of Home Insurance By Company In Areas Nearby Union City For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
250000500NewMercury Ins Group291
300000500NewCSAA Ins Exch729
4000001000NewUniversal North America448
5000001000NewCentury National1079
5000001000NewUnigard Group976
1500002501-3 YearsMAPFRE Group356
1500002501-3 YearsUniversal North America350
1500005001-3 YearsAmica Mutual428
2000005001-3 YearsAIG Prop Cas1039
2500005001-3 YearsWawanesa389
3000005001-3 YearsPrivilege Underwriters Exch1563
3000005001-3 YearsStillwater Prop & Cas Co578
3000005001-3 YearsUniversal North America489
1500002504-6 YearsHartford (Sentinel)421
1500005004-6 YearsAIG Prop Cas880
1500005004-6 YearsCalifornia Casualty410
25000010004-6 YearsKemper537
25000010004-6 YearsStillwater Prop & Cas Co511
40000010004-6 YearsAmco763
40000010004-6 YearsQBE (Balboa)743
50000010004-6 YearsStillwater Prop & Cas Co948


Union City, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Union City Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,200$9,700
Net Savings to Union City Home Owner from High Deductible Plan $500


Union City, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Union City, CA Home Replacement Value MORE than Home Value Union City, CA Home Replacement Value LESS than Home Value
Replacement Value $430,000 $310,000
Insurance Premium based on Replacement Value $1,425 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $77,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year


Example Union City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceState Farm
Monthly Premium 162222241
Year Built 200819831971
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $600000-$700000$800000-$900000More than 10000000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible