Ukiah Insurance Rates:

Ukiah, CA homeowners insurance is approximately $525 to $713, about $43-$59/month. Our in depth guide indicates shoppers can save upto $247 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I was able to split my entire balance into several affordable monthly payments. this allowed me to get coverage immediately.
Usaa
Things i don't like is that i don't feel as comfortable with calling about questions and information as i would like to. the phone system is a little intimidating for me.
American National Property And Casualty Company
American national property & casualty company has been our insurance provider for many years now. although it is a national company, our local agent makes us feel as if we are dealing with a smaller company. we always get very quick responses when we email him. whenever we call, we are always easily able to reach him, or on the rare occasion we have to leave a message, our call is promptly returned.

Ukiah, CA Homeowners Insurance By Home Value

Ukiah, CA Home Value Total Homes % of Total Average Ukiah, CA Homeowners Insurance
Less than $50,000 361 9.0% $43
$50,000 to $59,999 45 1.0% $99
$100,000 to $124,999 107 2.0% $210
$125,000 to $149,999 64 1.0% $259
$150,000 to $174,999 142 3.0% $309
$175,000 to $199,999 129 3.0% $359
$200,000 to $249,999 559 14.0% $427
$250,000 to $299,999 657 17.0% $526
$300,000 to $399,999 1,671 43.0% $668

Cost Of Homeowners Insurance By Street Near Ukiah, CA

Streets in Ukiah Area Homeowners Insurance Cost
Yaqui Dr, Baywood Ct, Babcock Ln, Morris St, Ellis Ln, Oak Park Ave, Highland Ct, Lovers Ln, Carrigan Ln, E Perkins St$610
Lorraine St, Mazzoni St, Tanya Ln, Park Blvd, Stanley Ave, South Ave, Mulberry St, Pomo Ln, Joseph St, S State St$597
Glenwood Dr, Betty St, Lewis Ln, Oak Manor Dr, Tokay Ave, Redwood Ave, Laurel Ave, Barringer Rd, S Hortense St, Foster Ln$629
Calvert Ct, Robinson Ln, Norgard Ln, Proper Vw, River Rd, E Church St, Canyon Dr, State Rte 222, Kuki Rd, Despina Dr$628
Seminary Ave, Oak Court Rd, Canyon View Ct, Dalton Dr, N Oak St, State Rte 222, N School St, Gibson St, Washington Ave, Yokayo Dr$614

Ukiah, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ukiah$92 to $95
Talmage$90
Redwood Valley$94
Boonville$93

Ukiah, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Talmage CDP, California $90 $120 $180
Calpella CDP, California $91 $121 $182
Redwood Valley CDP, California $94 $125 $188

Ukiah, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ukiah, CA2.6%11.9%
Calpella3.39%7.56%
Redwood Valley3.2%14.91%
Boonville3.39%13.8%

Ukiah Renters Insurance as a Percentage of Rent

Ukiah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 1.0% $339
$200 to $299 121 2.0% $789
$300 to $499 497 10.0% $1239
$500 to $749 818 17.0% $1914
$750 to $999 1,149 24.0% $2664
$1,000 to $1,499 1,508 32.0% $3789
$1,500 or more 471 10.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Ukiah For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewWestern Mutual/Residence520
250000500NewCSE Safeguard589
300000500NewLiberty Ins Corp617
1500005001-3 YearsPrivilege Underwriters Exch1066
25000010001-3 YearsWawanesa573
2500005001-3 YearsEncompass1080
3000005001-3 YearsPacific Specialty747
40000010001-3 YearsBankers Standard2143
50000010001-3 YearsMercury Ins Group507
50000025001-3 YearsAmerican Modern1462
50000025001-3 YearsAmica Mutual1083
1500002504-6 YearsChubb/Federal881
1500002504-6 YearsCSAA Ins Exch542
1500005004-6 YearsCSE Safeguard497
25000010004-6 YearsIntegon/National653
2500005004-6 YearsHorace Mann P & C589
3000005004-6 YearsForemost Insurance1105
1500002507-15 YearsHartford (Sentinel)553
1500005007-15 YearsCSAA Ins Exch565
25000010007-15 YearsCalifornia Casualty735
2500005007-15 YearsGeneral Ins509
2500005007-15 YearsWestern Mutual/Residence840

Ukiah, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Ukiah Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$10,300
Net Savings to Ukiah Home Owner from High Deductible Plan $600

Ukiah, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ukiah, CA Home Replacement Value MORE than Home Value Ukiah, CA Home Replacement Value LESS than Home Value
Replacement Value $454,500 $346,500
Insurance Premium based on Replacement Value $1,275 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $69,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Ukiah Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 1573134
Year Built 197819801992
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $700000-$800000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Ukiah, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 495,000 Metal Roof 2,990 4 $5000 to $10,000 Deductible 1320 12 Brick siding No
1971 230,000 Shingles Roof 1,650 3 $1000-$2500 Deductible 240 5 Stucco siding yes
1998 500,000 Tile Roof 2,910 4 > $10,000 Deductible 540 9 Vinyl siding yes
1994 305,000 Membrane Roof 2,070 5 $5000 to $10,000 Deductible 410 8 Wood siding No
1981 270,000 Slate Shingles Roof 1,870 3 > $10,000 Deductible 130 4 Stucco siding yes
1961 280,000 Composition Roof 1,820 5 > $10,000 Deductible 50 1 Stone Siding yes
1979 245,000 Composition Roof 1,870 3 $1000-$2500 Deductible 210 4 Vinyl siding yes
1994 345,000 Composition Roof 1,890 3 $5000 to $10,000 Deductible 120 2 Stucco siding yes
1993 335,000 Membrane Roof 1,690 2 $2500-$5000 Deductible 220 5 Wood siding yes
1973 215,000 Composition Roof 1,240 2 > $10,000 Deductible 30 1 Stucco siding No
1972 440,000 Tile Roof 2,450 4 > $10,000 Deductible 110 2 Stone Siding yes
1961 630,000 Composition Roof 3,200 5 $2500-$5000 Deductible 950 9 Wood siding yes
1986 220,000 Slate Shingles Roof 1,180 2 $5000 to $10,000 Deductible 430 12 Stucco siding yes