Twin Lakes Insurance Rates:

Twin Lakes, CO homeowners insurance is approximately $731 to $994, about $60-$82/month. Our exhaustive analysis shows customers can save as much as $345 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Twin Lakes, CO Homeowners Insurance By Home Value

Twin Lakes, CO Home Value Total Homes % of Total Average Twin Lakes, CO Homeowners Insurance
Less than $50,000 42 3.0% $129
$100,000 to $124,999 176 13.0% $569
$125,000 to $149,999 176 13.0% $707
$150,000 to $174,999 421 32.0% $845
$175,000 to $199,999 261 19.0% $975
$200,000 to $249,999 200 15.0% $1173
$300,000 to $399,999 26 1.0% $1820

Top Home Insurance Agents Near Twin Lakes, CO

Home Insurance Company Near Twin Lakes, CO Homeowners Insurance Agency Near Twin Lakes, CO Address
NA Hackett Insurance Agency 8080 Ralston Rd, Arvada, CO, 80002
State Farm Michele Vanags 3857 Evergreen Pkwy, Evergreen, CO, 80439
State Farm Napoleon Gibson 4212 S College Ave Unit 103, Fort Collins, CO, 80525-3079
Travelers Tag-Jerry Raub 14164 W 84TH PL, ARVADA, CO, 80005
State Farm Wes Parker 603 Kimbark St, Longmont, CO, 80501-4910

Cost Of Homeowners Insurance By Street Near Twin Lakes, CO

Streets in Twin Lakes Area Homeowners Insurance Cost
Samuel Dr, Skyline Dr, Galapago Ct, Galapago St, W 71st Pl, Beach St, W 66th Pl, Kidder Dr, W 67th Pl, Eliot St$866
W 74th Ave, W 58th Ave, W 65th Pl, W 62nd Ave, Beacon Way, Delaware Ct, Clark Ct, Avrum Dr, Avrum Dr, W 68th Way$867
Inca St, Masey St, Inca Way, Fox Way, Fox St, W 70th Pl, W 69th Ave, Bryant Way, W 70th Ave, Beach Ct$861
Joan St, Broadway St, Morrison Dr, Canosa Ct, Samuel Dr, Larsh Dr, W 71st Ave, W 73rd Pl, Worley Dr, Alan Dr$859
Santa Fe Dr, Jennie Dr, W 52nd Ave, Warren Dr, Larsh Dr, W 66th Ave, Sheldon Ave, Alan Dr, W 71st Ave, W 70th Ave$861

Twin Lakes, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Twin Lakes$129 to $131
Sherrelwood$129
North Washington$128
Federal Heights$123

Twin Lakes, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sherrelwood CDP, Colorado $129 $172 $258
North Washington CDP, Colorado $128 $171 $257
Berkley CDP, Colorado $129 $172 $258

Twin Lakes, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Twin Lakes, CO5.1%20.9%
Sherrelwood5.22%19.42%
North Washington4.88%16.36%
Berkley5.35%21.36%

Twin Lakes Renters Insurance as a Percentage of Rent

Twin Lakes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 4.0% $357
$300 to $499 46 6.0% $1257
$500 to $749 209 29.0% $1932
$750 to $999 174 24.0% $2682
$1,000 to $1,499 98 14.0% $3807
$1,500 or more 139 19.0% $5457

Average Cost Of Home Insurance By Company In Areas Nearby Twin Lakes For Different Scenarios

Structure Type Deductible Company Premium
Masonry $500 American Reliable Insurance Company $828
Frame $500 Colorado Farm Bureau Mutual Insurance $1,704
Frame $500 Economy Premier Assurance Company $2,584
Frame $500 Farmers Alliance Mutual Insurance Company $1,279
Frame $500 Foremost Insurance Company Grand Rapids, Michigan $2,275
Frame $500 Great Northern Insurance Company $1,482
Frame $500 State Farm Fire And Casualty Company $1,967
Masonry $500 The Cincinnati Insurance Company $1,184
Masonry $500 United Fire & Cas Co $1,177

Twin Lakes, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Twin Lakes Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$8,500
Net Savings to Twin Lakes Home Owner from High Deductible Plan $600

Twin Lakes, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Twin Lakes, CO Home Replacement Value MORE than Home Value Twin Lakes, CO Home Replacement Value LESS than Home Value
Replacement Value $179,500 $113,500
Insurance Premium based on Replacement Value $1,025 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $250/year

Example Twin Lakes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateChubb Group of Insurance
Monthly Premium 434957
Year Built 196819711988
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Twin Lakes, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 310,000 Shingles Roof 2,940 4 > $10,000 Deductible 580 9 Wood siding yes
1977 145,000 Tile Roof 1,640 3 $1000-$2500 Deductible 510 8 Stucco siding No
1975 150,000 Composition Roof 1,730 4 $500- $1000 Deductible 60 1 Wood siding No
1962 185,000 Composition Roof 2,150 3 $1000-$2500 Deductible 540 8 Stone Siding No
1980 290,000 Tile Roof 3,120 4 $5000 to $10,000 Deductible 80 1 Stucco siding No
1979 130,000 Metal Roof 1,270 3 $500- $1000 Deductible 90 2 Fiber-Cement Siding No
1968 175,000 Membrane Roof 1,630 2 $500 Deductible 540 6 Brick siding No
1961 160,000 Slate Shingles Roof 1,470 2 $500- $1000 Deductible 60 1 Stone Siding No
1964 175,000 Shingles Roof 1,950 3 $500- $1000 Deductible 450 6 Brick siding yes
1989 85,000 Metal Roof 910 2 $500- $1000 Deductible 290 7 Stucco siding yes
1982 405,000 Asphalt Shingles Roof 4,940 5 $500 Deductible 810 5 Vinyl siding yes
1988 155,000 Asphalt Shingles Roof 1,480 3 $5000 to $10,000 Deductible 80 2 Vinyl siding yes
1984 195,000 Shingles Roof 1,750 2 $2500-$5000 Deductible 860 12 Brick siding yes
1974 150,000 Composition Roof 1,660 4 $500- $1000 Deductible 910 12 Wood siding yes
1988 225,000 Shingles Roof 2,330 4 $500- $1000 Deductible 650 7 Fiber-Cement Siding No
1960 105,000 Tile Roof 1,070 2 $500- $1000 Deductible 390 7 Stone Siding No
1984 125,000 Tile Roof 1,240 3 $2500-$5000 Deductible 170 4 Wood siding yes
1964 105,000 Tile Roof 1,150 2 $1000-$2500 Deductible 70 2 Brick siding No
1974 225,000 Shingles Roof 2,780 5 > $10,000 Deductible 260 5 Vinyl siding No
1970 175,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 330 5 Fiber-Cement Siding No
1971 230,000 Composition Roof 2,660 4 $1000-$2500 Deductible 860 12 Vinyl siding No
1983 145,000 Metal Roof 1,270 3 $2500-$5000 Deductible 190 4 Stone Siding yes
1985 110,000 Composition Roof 1,260 2 $500- $1000 Deductible 100 2 Vinyl siding yes
1966 170,000 Slate Shingles Roof 1,810 4 $500- $1000 Deductible 620 8 Wood siding yes
1967 145,000 Asphalt Shingles Roof 1,330 3 $1000-$2500 Deductible 190 6 Vinyl siding yes
1971 85,000 Tile Roof 980 2 $1000-$2500 Deductible 100 3 Stucco siding No
1977 270,000 Composition Roof 2,660 5 $2500-$5000 Deductible 190 2 Vinyl siding No
1962 250,000 Slate Shingles Roof 2,620 4 $500 Deductible 680 5 Stone Siding yes
1972 235,000 Wood Shake Roof 2,320 3 $1000-$2500 Deductible 390 6 Vinyl siding yes
1973 195,000 Tile Roof 1,770 5 $500- $1000 Deductible 290 4 Vinyl siding No