Twin Falls Insurance Rates:

Twin Falls, ID homeowners insurance is approximately $430 to $583, about $35-$48/month. Our in depth guide shows customers can save as much as $202 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
My mother in law's house burned down more than two months ago. they are only just now giving them the money to buy a new home. that seems like an excessively long time. i'm worried if they will actually pay me if something ever happens to my house.
Allstate
In terms of the price, they were the closest to the median that I could find for the coverage I wanted. I believe that I would rate my pricing as being average, relative to possible benefits.
Farmer's Insurance
My experience with Farmer's Insurance has been very good.Farmer's Insurance was quick to send someone out to evaluate the damages and sent me a check quickly. Their customer service was helpful and quick.
Farmer's Insurance
I just recently switched companies and so far so good with the new one however the reason I switched from the last one was due to constant issues with billing etc.. so I would rate them a 1
State Farm
So far state farm has been okay.We really do not use them much. We have only had one home owners claim and it was because my wife's earrings went missing and we were able to claim them.
Metlife
Everyone wants to get the best home insurance deals. However, getting a cheap policy might be difficult for some people
Progressive
I wish they would offer a service that would recommend policy updates to my home in the area i live.
American Family
I feel the agent at my insurance company is somewhat pushy about trying to get me to buy new policies.
Liberty Mutual
I like the company for many reasons. The overall value awesome for the amount of the premium. The agent and website are both good too.
Farm Bureau
I have never had to file a claim even though we have had several hurricanes over the past few years.
Safeco Insurance
Communication is good. Whenever I have a question, I reach out to my agent and he always gets back to me in an acceptable time and is able to satisfactorily answer my questions.
State Farm
There isn't really anything in particular that I dislike about State Farm which is why I have been with them so long. Since i have to say something it would be that sometimes the agents are pushy about trying to sell you other services, such as life insurance.
Allstate
I think it is average. I can usually find the answers I want however sometimes it is a little cluttered and not easy to navigate.
Allstate
I feel that in the past couple of years my service has gone down. The current employees do not provide personalized service that I am used to from my previous agent.
Liberty Mutual
I may get a better rate, but the coverage is not as good, especially with the bundle. I felt the other companies would not stand behind their policy in time of need.
State Farm
It has been a long time since I compared premiums and deductibles but when I did State Farm was at least on par if not better in terms of what you pay for what you get.
Allstate
i would because they have low monthly payments and modest deductibles, but everyone is different so i would tell them to shop around.

Twin Falls, ID Homeowners Insurance By Home Value

Twin Falls, ID Home Value Total Homes % of Total Average Twin Falls, ID Homeowners Insurance
Less than $50,000 757 6.0% $80
$50,000 to $59,999 150 1.0% $172
$60,000 to $69,999 240 2.0% $212
$70,000 to $79,999 210 1.0% $247
$80,000 to $89,999 446 3.0% $278
$90,000 to $99,999 490 4.0% $313
$100,000 to $124,999 1,426 12.0% $364
$125,000 to $149,999 1,987 17.0% $455
$150,000 to $174,999 1,771 15.0% $536
$175,000 to $199,999 1,237 10.0% $617
$200,000 to $249,999 1,298 11.0% $743
$250,000 to $299,999 656 5.0% $910
$300,000 to $399,999 615 5.0% $1158

Top Home Insurance Agents Near Twin Falls, ID

Home Insurance Company Near Twin Falls, ID Homeowners Insurance Agency Near Twin Falls, ID Address
NA Debbie Lattin Insurance 409 Fairfield St N Twin Falls, Twin Falls, ID, 83301
State Farm Dave Heinson 1341 Overland Ave, Burley, ID, 83318-1836
Farmers Jon Searle 1711 Overland Ave, Burley, ID, 83318
Allstate Locke Agcy Inc 333 Main St, Gooding, ID, 83330
Travelers Starley-Leavitt Ins 715 Shoshone St N Twin Falls, Twin Falls, ID, 83301

Twin Falls, ID Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Twin Falls, ID

Streets in Twin Falls Area Homeowners Insurance Cost
Hidden Trail Ln, Rose St N, Silver Phesant Ave, Main Ave S, Cheney Dr, Gooding St N, Dorian Dr, Boxwood Cir, E 3820 N, E 3521 N Rd$492
Jeremy Ln, Lochsa Rd, Osterloh Ave, Birchwood Rd, Meadowbrook Dr, Eastridge Way, Navajo Loop, Canyon Ridge W, Martin St, Plain View Dr$500
Carriage Ln, I B Perrine Rd, Ironwood Ave, Tara St, Redwood Cir, Fillmore Ave N, Castlewood Dr, Hailee Ave, Dora Dr N, Targhee Dr$509
Teton Ct, 4th Ave W, Hunter Ave, Rose Cir, Shoshone St E, Washington St N, 2nd St W, Cayuse St, Home Place Ct, Meadows Dr$512
Keegan Ln, Hiawatha Way, Railroad Ave, Alexander St, Alta Vista Dr, Orchard Dr E, Blake St N, Young Cir, Hoops St, Laurelwood Dr$500
Wooden Shoe Cir, Sophomore Blvd, Kimberly Rd, Green Tree Way, Hampton Way, 4200 North Rd, Aspenwood Ln, Windmill Dr, Tenderfoot Dr, Beryl Ave$503
2nd Ave W, Bolton St, Locust St S, Alder Dr, Maple Ave, Sunnyhill Cir, Meadows Ln, Caitlin Ave, Rusty Ln, Knottingham Dr$514
6th St N, Orchard Dr, Boxwood Dr, Grace Dr W, Beverly Cir, River View Dr, N 3225 E Rd, Bitterroot Dr, 2656 E, Moreland Ave$510
Borah Ave, N 3100 Rd E, Hinckley Dr, Brundage Cir, San Larue Ave, Rose St, 2nd Ave W, N 2535 E, N 2675 E, S Temple Dr$530
S Park Ave W, Sunpointe Dr, Bowlin Ln, Villa Rd, el Monte Pl, Hankins Rd S, Brookside Loop, Tendoy St, Cento Cir, Locust St N$515

Twin Falls, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Twin Falls$75 to $78
Filer$75
Hansen$73
Eden$72

Twin Falls, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Filer CCD, Twin Falls County, Idaho $63 $84 $126
Kimberly CCD, Twin Falls County, Idaho $63 $84 $126
Hansen city, Idaho $61 $81 $122

Twin Falls, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Twin Falls, ID3.7%13.3%
Filer3.78%11.86%
Kimberly3.67%11.73%
Hansen4.52%14.16%

Twin Falls Renters Insurance as a Percentage of Rent

Twin Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 83 1.0% $341
$200 to $299 219 3.0% $791
$300 to $499 972 14.0% $1241
$500 to $749 2,828 43.0% $1916
$750 to $999 1,252 19.0% $2666
$1,000 to $1,499 989 15.0% $3791
$1,500 or more 229 3.0% $5441

Twin Falls, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Twin Falls Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Twin Falls Home Owner from High Deductible Plan $600

Twin Falls, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Twin Falls, ID Home Replacement Value MORE than Home Value Twin Falls, ID Home Replacement Value LESS than Home Value
Replacement Value $143,000 $91,500
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Twin Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceTravelers
Monthly Premium 355742
Year Built 194420001979
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Twin Falls, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 180,000 Slate Shingles Roof 1,700 4 $1000-$2500 Deductible 260 8 Stucco siding No
1960 235,000 Wood Shake Roof 2,280 4 $500 Deductible 410 5 Stucco siding yes
2013 195,000 Metal Roof 2,050 3 $5000 to $10,000 Deductible 190 5 Stone Siding No
1979 190,000 Tile Roof 2,480 4 $500 Deductible 480 10 Brick siding No
1944 315,000 Tile Roof 3,320 4 $500 Deductible 860 10 Wood siding yes
1988 190,000 Wood Shake Roof 2,030 3 $500- $1000 Deductible 570 10 Fiber-Cement Siding No
1948 155,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 110 4 Brick siding No
2009 175,000 Tile Roof 1,670 3 $5000 to $10,000 Deductible 250 6 Wood siding yes
1972 165,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 230 7 Vinyl siding No
2008 255,000 Membrane Roof 2,960 4 $5000 to $10,000 Deductible 150 4 Brick siding No
1982 210,000 Shingles Roof 2,050 3 $500- $1000 Deductible 540 9 Vinyl siding yes
2002 160,000 Membrane Roof 2,120 4 $5000 to $10,000 Deductible 30 1 Wood siding yes
1974 185,000 Metal Roof 2,140 5 $5000 to $10,000 Deductible 180 6 Vinyl siding yes
2013 280,000 Asphalt Shingles Roof 3,280 4 $500- $1000 Deductible 210 4 Fiber-Cement Siding yes
2010 390,000 Metal Roof 4,280 5 $5000 to $10,000 Deductible 580 8 Stone Siding yes
2012 300,000 Shingles Roof 3,380 4 $500- $1000 Deductible 720 8 Stone Siding No
2014 125,000 Slate Shingles Roof 1,550 5 $1000-$2500 Deductible 30 1 Fiber-Cement Siding yes
1960 230,000 Wood Shake Roof 2,240 4 $500 Deductible 220 4 Stucco siding No
1969 295,000 Slate Shingles Roof 2,730 4 $500- $1000 Deductible 170 4 Brick siding No
1983 155,000 Shingles Roof 1,630 3 $5000 to $10,000 Deductible 60 2 Stucco siding yes
2002 155,000 Membrane Roof 1,620 5 $2500-$5000 Deductible 30 1 Stone Siding yes
2001 170,000 Wood Shake Roof 1,810 3 $500 Deductible 200 5 Wood siding yes
1973 160,000 Tile Roof 1,680 4 $500 Deductible 80 2 Fiber-Cement Siding No
2003 200,000 Tile Roof 2,400 3 $500 Deductible 500 8 Wood siding No
1974 160,000 Shingles Roof 1,690 5 $1000-$2500 Deductible 190 8 Brick siding yes
1942 430,000 Tile Roof 4,050 5 $2500-$5000 Deductible 870 9 Vinyl siding No
1946 310,000 Slate Shingles Roof 3,790 5 $1000-$2500 Deductible 380 5 Wood siding yes
1972 130,000 Shingles Roof 1,300 3 $1000-$2500 Deductible 340 12 Stucco siding yes
1984 285,000 Shingles Roof 3,620 5 $2500-$5000 Deductible 170 3 Wood siding yes
1986 260,000 Asphalt Shingles Roof 2,760 4 $1000-$2500 Deductible 650 8 Vinyl siding No
1987 180,000 Tile Roof 1,670 4 $1000-$2500 Deductible 210 7 Fiber-Cement Siding No
2011 325,000 Metal Roof 3,270 4 $2500-$5000 Deductible 150 3 Brick siding yes
2010 145,000 Shingles Roof 1,780 4 $1000-$2500 Deductible 410 12 Vinyl siding No
2011 210,000 Shingles Roof 1,890 3 $500 Deductible 80 2 Fiber-Cement Siding yes

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